# Adds new error code for invalid mandate prefixes to Bacs Direct Debit and SEPA Direct Debit payments

## What’s new

Adds the `invalid_mandate_reference_prefix_format` [error code](https://docs.stripe.com/error-codes.md) as an enum value to the following resources: [Payment Intents](https://docs.stripe.com/api/payment_intents.md?api-version=2024-09-30.acacia), [Setup Attempts](https://docs.stripe.com/api/setup_attempts.md?api-version=2024-09-30.acacia), [Setup Intents](https://docs.stripe.com/api/setup_intents.md?api-version=2024-09-30.acacia) and [Errors](https://docs.stripe.com/api/errors.md?api-version=2024-09-30.acacia). This allows you to test your integration and more easily discover any issues with the format of reference prefixes in [Mandates](https://docs.stripe.com/api/mandates.md?api-version=2024-09-30.acacia) related to [Bacs Direct Debit](https://docs.stripe.com/payments/payment-methods/bacs-debit.md) and [SEPA Direct Debit](https://docs.stripe.com/payments/sepa-debit.md) payments.

## Changes

#### REST API

| Parameters        | Change | Resources or endpoints                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| ----------------- | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `mandate_options` | Added  | [PaymentIntent#confirm.payment_method_options.bacs_debit](/api/payment_intents/confirm?api-version=2024-09-30.acacia#confirm_payment_intent-payment_method_options-bacs_debit), [PaymentIntent#create.payment_method_options.bacs_debit](/api/payment_intents/create?api-version=2024-09-30.acacia#create_payment_intent-payment_method_options-bacs_debit), [PaymentIntent#update.payment_method_options.bacs_debit](/api/payment_intents/update?api-version=2024-09-30.acacia#update_payment_intent-payment_method_options-bacs_debit), [PaymentIntent.payment_method_options.bacs_debit](/api/payment_intents/object?api-version=2024-09-30.acacia#payment_intent_object-payment_method_options-bacs_debit) |
| `bacs_debit`      | Added  | [SetupIntent#confirm.payment_method_options](/api/setup_intents/confirm?api-version=2024-09-30.acacia#confirm_setup_intent-payment_method_options), [SetupIntent#create.payment_method_options](/api/setup_intents/create?api-version=2024-09-30.acacia#create_setup_intent-payment_method_options), [SetupIntent#update.payment_method_options](/api/setup_intents/update?api-version=2024-09-30.acacia#update_setup_intent-payment_method_options), [SetupIntent.payment_method_options](/api/setup_intents/object?api-version=2024-09-30.acacia#setup_intent_object-payment_method_options)                                                                                                                 |

| Value                                     | Change | Enums                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
| ----------------------------------------- | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `invalid_mandate_reference_prefix_format` | Added  | [Invoice.last_finalization_error.code](/api/invoices/object?api-version=2024-09-30.acacia#invoice_object-last_finalization_error-code), [PaymentIntent.last_payment_error.code](/api/payment_intents/object?api-version=2024-09-30.acacia#payment_intent_object-last_payment_error-code), [SetupAttempt.setup_error.code](/api/setup_attempts/object?api-version=2024-09-30.acacia#setup_attempt_object-setup_error-code), [SetupIntent.last_setup_error.code](/api/setup_intents/object?api-version=2024-09-30.acacia#setup_intent_object-last_setup_error-code), [StripeError.code](/api/errors?api-version=2024-09-30.acacia#errors-code) |

#### Ruby

This change does not affect the Ruby SDK.

#### Python

This change does not affect the Python SDK.

#### PHP

| Value                                     | Change | Enum                                                                      |
| ----------------------------------------- | ------ | ------------------------------------------------------------------------- |
| `invalid_mandate_reference_prefix_format` | Added  | [StripeError.code](/api/errors?api-version=2024-09-30.acacia#errors-code) |

#### Java

| Parameters        | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
| ----------------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `mandate_options` | Added  | [PaymentIntent.payment_method_options.bacs_debit](/api/payment_intents/object?api-version=2024-09-30.acacia#payment_intent_object-payment_method_options-bacs_debit), [PaymentIntentConfirmParams.payment_method_options.bacs_debit](/api/payment_intents/confirm?api-version=2024-09-30.acacia#confirm_payment_intent-payment_method_options-bacs_debit), [PaymentIntentCreateParams.payment_method_options.bacs_debit](/api/payment_intents/create?api-version=2024-09-30.acacia#create_payment_intent-payment_method_options-bacs_debit), [PaymentIntentUpdateParams.payment_method_options.bacs_debit](/api/payment_intents/update?api-version=2024-09-30.acacia#update_payment_intent-payment_method_options-bacs_debit) |
| `bacs_debit`      | Added  | [SetupIntent.payment_method_options](/api/setup_intents/object?api-version=2024-09-30.acacia#setup_intent_object-payment_method_options), [SetupIntentConfirmParams.payment_method_options](/api/setup_intents/confirm?api-version=2024-09-30.acacia#confirm_setup_intent-payment_method_options), [SetupIntentCreateParams.payment_method_options](/api/setup_intents/create?api-version=2024-09-30.acacia#create_setup_intent-payment_method_options), [SetupIntentUpdateParams.payment_method_options](/api/setup_intents/update?api-version=2024-09-30.acacia#update_setup_intent-payment_method_options)                                                                                                                 |

#### Node.js

| Parameters        | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
| ----------------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `mandate_options` | Added  | [PaymentIntent.payment_method_options.bacs_debit](/api/payment_intents/object?api-version=2024-09-30.acacia#payment_intent_object-payment_method_options-bacs_debit), [PaymentIntentConfirmParams.payment_method_options.bacs_debit](/api/payment_intents/confirm?api-version=2024-09-30.acacia#confirm_payment_intent-payment_method_options-bacs_debit), [PaymentIntentCreateParams.payment_method_options.bacs_debit](/api/payment_intents/create?api-version=2024-09-30.acacia#create_payment_intent-payment_method_options-bacs_debit), [PaymentIntentUpdateParams.payment_method_options.bacs_debit](/api/payment_intents/update?api-version=2024-09-30.acacia#update_payment_intent-payment_method_options-bacs_debit) |
| `bacs_debit`      | Added  | [SetupIntent.payment_method_options](/api/setup_intents/object?api-version=2024-09-30.acacia#setup_intent_object-payment_method_options), [SetupIntentConfirmParams.payment_method_options](/api/setup_intents/confirm?api-version=2024-09-30.acacia#confirm_setup_intent-payment_method_options), [SetupIntentCreateParams.payment_method_options](/api/setup_intents/create?api-version=2024-09-30.acacia#create_setup_intent-payment_method_options), [SetupIntentUpdateParams.payment_method_options](/api/setup_intents/update?api-version=2024-09-30.acacia#update_setup_intent-payment_method_options)                                                                                                                 |

| Value                                     | Change | Enums                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
| ----------------------------------------- | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `invalid_mandate_reference_prefix_format` | Added  | [Invoice.last_finalization_error.code](/api/invoices/object?api-version=2024-09-30.acacia#invoice_object-last_finalization_error-code), [PaymentIntent.last_payment_error.code](/api/payment_intents/object?api-version=2024-09-30.acacia#payment_intent_object-last_payment_error-code), [SetupAttempt.setup_error.code](/api/setup_attempts/object?api-version=2024-09-30.acacia#setup_attempt_object-setup_error-code), [SetupIntent.last_setup_error.code](/api/setup_intents/object?api-version=2024-09-30.acacia#setup_intent_object-last_setup_error-code), [StripeError.code](/api/errors?api-version=2024-09-30.acacia#errors-code) |

#### Go

| Parameters       | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
| ---------------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `MandateOptions` | Added  | [PaymentIntentConfirmPaymentMethodOptionsBacsDebitParams](/api/payment_intents/confirm?api-version=2024-09-30.acacia#confirm_payment_intent-payment_method_options-bacs_debit), [PaymentIntentPaymentMethodOptionsBacsDebitParams](/api/payment_intents/create?api-version=2024-09-30.acacia#create_payment_intent-payment_method_options-bacs_debit), [PaymentIntentPaymentMethodOptionsBacsDebit](/api/payment_intents/object?api-version=2024-09-30.acacia#payment_intent_object-payment_method_options-bacs_debit) |
| `BACSDebit`      | Added  | [SetupIntentConfirmPaymentMethodOptionsParams](/api/setup_intents/confirm?api-version=2024-09-30.acacia#confirm_setup_intent-payment_method_options), [SetupIntentPaymentMethodOptionsParams](/api/setup_intents/create?api-version=2024-09-30.acacia#create_setup_intent-payment_method_options), [SetupIntentPaymentMethodOptions](/api/setup_intents/object?api-version=2024-09-30.acacia#setup_intent_object-payment_method_options)                                                                               |

| Value                                     | Change | Enums                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
| ----------------------------------------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `invalid_mandate_reference_prefix_format` | Added  | [InvoiceLastFinalizationErrorCode](/api/invoices/object?api-version=2024-09-30.acacia#invoice_object-last_finalization_error-code), [PaymentIntentLastPaymentErrorCode](/api/payment_intents/object?api-version=2024-09-30.acacia#payment_intent_object-last_payment_error-code), [SetupAttemptSetupErrorCode](/api/setup_attempts/object?api-version=2024-09-30.acacia#setup_attempt_object-setup_error-code), [SetupIntentLastSetupErrorCode](/api/setup_intents/object?api-version=2024-09-30.acacia#setup_intent_object-last_setup_error-code), [StripeErrorCode](/api/errors?api-version=2024-09-30.acacia#errors-code) |

#### .NET

| Parameters       | Change | Resources or methods                                                                                                                                                                                                                                                                                                                    |
| ---------------- | ------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `MandateOptions` | Added  | [PaymentIntentPaymentMethodOptionsBacsDebitOptions](/api/payment_intents/create?api-version=2024-09-30.acacia#create_payment_intent-payment_method_options-bacs_debit), [PaymentIntentPaymentMethodOptionsBacsDebit](/api/payment_intents/object?api-version=2024-09-30.acacia#payment_intent_object-payment_method_options-bacs_debit) |
| `BacsDebit`      | Added  | [SetupIntentPaymentMethodOptionsOptions](/api/setup_intents/create?api-version=2024-09-30.acacia#create_setup_intent-payment_method_options), [SetupIntentPaymentMethodOptions](/api/setup_intents/object?api-version=2024-09-30.acacia#setup_intent_object-payment_method_options)                                                     |

## Upgrade

#### REST API

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1. If you use an SDK, upgrade to the corresponding SDK version for this API version.
   - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2024-09-30.acacia`
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
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1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
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#### Python

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1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### PHP

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1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
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#### Java

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1. Upgrade your Java SDK to [v27.0.0](https://github.com/stripe/stripe-java/releases/tag/v27.0.0)
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1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

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#### Node.js

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1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

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#### Go

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1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

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#### .NET

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1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

## Related changes

- [Adds error code for exceeded transaction limits](https://docs.stripe.com/changelog/acacia/2024-09-30/error-code-transaction-limit.md)
