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Create a credit repayment 

Issuing
Credit Repayments
Create a credit repayment

Creates an Issuing CreditRepayment object.

Parameters

  • accountstringRequired

    The connected account making the repayment.

  • amountobjectRequired

    The amount of the repayment

  • instructed_byobjectRequired

    Information about the entity that initiated the payment.

    • instructed_by.typeenumRequired

      Whether this API request should initiate a new payment or record a payment that has already been made.

      Possible enum values
      credit_repayments_api

      The repayment created by this API will initiate a new payment and credit the funds to your platform balance.

      user

      The repayment records an existing payment. Your platform balance will not be impacted.

    • instructed_by.credit_repayments_apiobjectRequired if `type` is `credit_repayments_api`.

      Additional details about payments instructed by this API.

      • instructed_by.credit_repayments_api.payment_methodstringRequired

        The consumer’s payment method to be used for the repayment. Must be of type us_bank_account.

    • instructed_by.userobjectRequired if `type` is `user`.

      Additional details about existing repayments recorded by the user.

      • instructed_by.user.payment_method_typeenumRequired

        The type of payment method used to receive payment.

      • instructed_by.user.payment_referencestringRequired

        An opaque string for manual reconciliation of this payment, for example a check number or a payment processor ID.

More parameters

  • credit_statement_descriptorstring

    Statement descriptor to be shown on the cardholder’s credit statement for this repayment. Must be no longer than 255 characters.

  • customerstringRequired when the repayment is instructed by the `credit_repayments_api`.

    The Customer object associated with the payment method.

Returns

Returns an Issuing CreditRepayment object if creation succeeds.

POST /v1/issuing/credit_repayments
cURL
curl https://api.stripe.com/v1/issuing/credit_repayments \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:" \
  -H "Stripe-Version: 2025-05-28.preview" \
  -d replaceMe="REPLACE ME"
Response
{
  "replaceMe": "REPLACE ME"
}