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The Balance Setting object 

Attributes

  • objectstring

    String representing the object’s type. Objects of the same type share the same value.

  • paymentsobject

    Settings that apply to the Payments Balance.

The Balance Setting object
{
  "object": "balance_settings",
  "payments": {
    "debit_negative_balances": true,
    "payouts": {
      "schedule": {
        "interval": "daily"
      },
      "statement_descriptor": null,
      "status": "enabled"
    },
    "settlement_timing": {
      "delay_days": 2
    }
  }
}

Update balance settings 

Updates balance settings for a given connected account. Related guide: Making API calls for connected accounts

Parameters

  • paymentsobjectRequired

    Settings that apply to the Payments Balance.

Returns

Returns the updated balance settings object for the account that was authenticated in the request.

POST /v1/balance_settings
cURL
curl https://api.stripe.com/v1/balance_settings \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:" \
  -H "Stripe-Version: 2025-08-27.preview" \
  -H "Stripe-Account: {{CONNECTED_ACCOUNT_ID}}" \
  -d "payments[payouts][schedule][interval]"=monthly \
  -d "payments[payouts][schedule][monthly_payout_days][]"=5 \
  -d "payments[payouts][schedule][monthly_payout_days][]"=20
Response
{
  "object": "balance_settings",
  "payments": {
    "debit_negative_balances": true,
    "payouts": {
      "schedule": {
        "interval": "monthly",
        "monthly_payout_days": [
          5,
          20
        ]
      },
      "statement_descriptor": null,
      "status": "enabled"
    },
    "settlement_timing": {
      "delay_days": 2
    }
  }
}

Retrieve balance settings 

Retrieves balance settings for a given connected account. Related guide: Making API calls for connected accounts

Parameters

No parameters.

Returns

Returns a balance settings object for the account specified in the request.

GET /v1/balance_settings
curl https://api.stripe.com/v1/balance_settings \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:" \
  -H "Stripe-Version: 2025-08-27.preview" \
  -H "Stripe-Account: {{CONNECTED_ACCOUNT_ID}}"
Response
{
  "object": "balance_settings",
  "payments": {
    "debit_negative_balances": true,
    "payouts": {
      "schedule": {
        "interval": "daily"
      },
      "statement_descriptor": null,
      "status": "enabled"
    },
    "settlement_timing": {
      "delay_days": 2
    }
  }
}

External Bank Accounts 

External bank accounts are financial accounts associated with a Stripe platform’s connected accounts for the purpose of transferring funds to or from the connected account’s Stripe balance.

This API is only available for users enrolled in the public preview for Accounts v2 on Stripe Connect. If you are not in this preview, please use the Accounts v1 API to manage your connected accounts’ external bank accounts instead.

Endpoints

External Account Cards 

External account cards are debit cards associated with a Stripe platform’s connected accounts for the purpose of transferring funds to or from the connected accounts Stripe balance.

This API is only available for users enrolled in the public preview for Accounts v2 on Stripe Connect. If you are not in this preview, please use the Accounts v1 API to manage your connected accounts’ external bank accounts instead.

Endpoints