# Store funds

Learn how to store funds and manage currencies in your financial account.
Available in: US, GB
Your financial account lets you store funds in multiple currencies. It can hold two kinds of balance:

- **Fiat balances**, such as USD, EUR, and GBP. See [Fiat balance currencies](https://docs.stripe.com/treasury/store-funds.md#manage-currencies).
- **A stablecoin balance**, held in USDC instead of fiat currency. Eligible businesses can hold a [stablecoin balance](https://docs.stripe.com/treasury/store-funds.md#stablecoin-balances) in the [countries where it’s available](https://docs.stripe.com/treasury/stablecoins.md#availability), including markets where fiat Treasury isn’t available.

This page covers what your financial account can hold. To add funds, see [Add funds](https://docs.stripe.com/treasury/add-funds.md). To convert between balances, see [Convert funds](https://docs.stripe.com/treasury/convert-funds.md). To move money out, see [Transfer and send money](https://docs.stripe.com/treasury/transfer-send.md). For an overview of stablecoins across Treasury, see [Stablecoins in Treasury](https://docs.stripe.com/treasury/stablecoins.md).

## Balance types

Your Balances page includes a payments balance and a financial account, which serve different purposes. For eligible businesses, payment proceeds settle in your financial account.

| Balance type | Supported features |
| --- | --- |
| Payments balance | - Pay out earnings to your external bank account
- Track incoming transactions
- Manage transaction reconciliation
- Initiate refunds or handle disputes
- Instantly convert multi-currency settled funds |
| Financial account | - Add funds from an external bank account or transfer funds from your payments balance, and transfer funds back to your payments balance
- [Send money](https://docs.stripe.com/global-payouts.md) to anyone (using the Dashboard or API)
- Create a virtual or physical [card](https://docs.stripe.com/treasury/cards.md) to spend funds
- Instantly [convert currencies](https://docs.stripe.com/treasury/convert-funds.md)
- Hold a USDC [stablecoin balance](https://docs.stripe.com/treasury/store-funds.md#stablecoin-balances)
- Access [business financing](https://docs.stripe.com/capital/overview.md)
- Integrate accounting software from the Stripe Dashboard with [Xero](https://marketplace.stripe.com/apps/xero) and [QuickBooks Sync by Acodei](https://marketplace.stripe.com/apps/quickbooks-sync-by-acodei) |

## Add currencies 

Financial accounts support the following currencies:

- USD
- EUR
- GBP

This list covers fiat currencies. A [stablecoin balance](https://docs.stripe.com/treasury/store-funds.md#stablecoin-balances) is enabled separately and isn’t limited to these currencies.

To add different currencies to your financial account in the Dashboard:

1. Go to **Settings** > **Business** > [Bank accounts and currencies](https://dashboard.stripe.com/settings/payouts).
2. In the **Manage financial account currencies** section, select the currencies to add to your financial account.
3. Click **Save**.

## Stablecoin balances 

A stablecoin balance holds USDC instead of fiat currency. USDC is the only stablecoin asset you can hold as a balance. The [asset](https://docs.stripe.com/treasury/transfer-send.md#stablecoin-assets) you send or receive depends on the blockchain network you use.

You add funds to a stablecoin balance from a [crypto wallet](https://docs.stripe.com/treasury/add-funds.md#add-from-a-crypto-wallet), and you can pay out from it to a bank account or to a crypto wallet.

To enable or view your stablecoin balance:

1. Go to **Settings** > **Business** > [Bank accounts and currencies](https://dashboard.stripe.com/settings/payouts).
2. In the **Manage financial account currencies** section, select **USDC**.
3. Click **Save**.

Your USDC balance then appears on the [Balances](https://dashboard.stripe.com/balances) page.

For where stablecoin balances are available, see [Stablecoin availability](https://docs.stripe.com/treasury/stablecoins.md#availability). For what else you can do with the balance, see:

- [Add funds from a crypto wallet](https://docs.stripe.com/treasury/add-funds.md#add-from-a-crypto-wallet)
- [Convert between stablecoin and fiat balances](https://docs.stripe.com/treasury/convert-funds.md#stablecoin-conversions)
- [Pay out or transfer a stablecoin balance](https://docs.stripe.com/treasury/transfer-send.md#stablecoin-payouts), including the supported assets, blockchain networks, payout currencies, bank rails, and destination countries

### Supported countries 

For the countries where you can hold a stablecoin balance, and the release phase in each, see [Stablecoin availability](https://docs.stripe.com/treasury/stablecoins.md#availability). Outside the United States, stablecoin balances are in private preview. [Request access](https://docs.stripe.com/treasury/stablecoins.md#request-access).

### Stablecoin assets and networks 

For the stablecoin assets and blockchain networks that Stripe supports, see [Stablecoin assets and networks](https://docs.stripe.com/treasury/transfer-send.md#stablecoin-assets). The same assets and networks apply to funding a stablecoin balance and to paying out from one.

### Pay out a stablecoin balance 

To pay out or transfer a stablecoin balance, including the payout currencies, bank rails, and destination countries, see [Move money from a stablecoin balance](https://docs.stripe.com/treasury/transfer-send.md#stablecoin-payouts).

Country coverage differs by destination:

- [Countries for stablecoin payouts to bank accounts](https://docs.stripe.com/treasury/transfer-send.md#bank-payout-regions)
- [Countries for stablecoin payouts to crypto wallets](https://docs.stripe.com/treasury/transfer-send.md#pay-out-regions)

### Custody of stablecoin balances 

Bridge custodies USDC; USDC is pegged 1:1 to USD.

## Third-party accounting integrations 

Stripe supports third-party accounting integrations through the [Stripe App Marketplace](https://marketplace.stripe.com/).

Some third-party accounting integrations don’t support USDC transactions. If yours doesn’t, [export your financial account transactions as a CSV](https://docs.stripe.com/treasury/store-funds.md#export-transactions-csv) and import them into your accounting software.

### Export transactions as CSV 

1. In the Dashboard, click **Transactions** in the left navigation.
2. Click **All activity**, then select **Financial account**.
3. Click the **Currency** filter and select the currency you want, such as **USDC**.
4. Add any other filters you want to apply.
5. Click **Export**.