# View financial account information

Review balances and transaction activity on financial accounts.

Several resources in Stripe provide different types of information about financial accounts. Use the APIs described on this page to retrieve financial account balances and view transaction activity.

## Balances

A financial account balance includes both settled and pending transactions, so the total might not reflect availability. [Retrieve a financial account](https://docs.stripe.com/api/v2/money-management/financial-accounts/retrieve.md?api-version=preview) to view the following balance sub-totals and their currency:

- `available`: Funds the user can spend right now.
- `inbound_pending`: Funds that aren’t spendable yet, but that will become available later.
- `outbound_pending`: Funds that are in the account, but aren’t spendable because they’re being held for pending outbound flows.

### Negative balances 

If your connected account has a negative balance in one of their financial accounts, Stripe holds an equivalent reserve on your platform’s [connected reserve balance](https://docs.stripe.com/connect/account-balances.md#understanding-connected-reserve-balances), funded from your platform’s [payments balance](https://docs.stripe.com/payments/balances.md#payments-balance). This reserve automatically releases after the negative balance resolves.

After 180 days, Stripe remediates a negative balance by moving funds from your platform reserve to bring the financial account back to zero.

Monitor your connected accounts to identify and address negative financial account balances to avoid Stripe interventions. Contact your connected account representative and, if necessary, you can [add funds to a financial account](https://docs.stripe.com/treasury/connect/v2/moving-money/fund-a-financial-account.md).

Stripe contacts you if individual or aggregate balances exceed our risk limits.

## Transactions

Every movement of funds into or out of a financial account creates a [Transaction](https://docs.stripe.com/api/v2/money-management/transactions.md?api-version=preview) object.

Each transaction details the source of the movement, such as an [OutboundTransfer](https://docs.stripe.com/api/v2/money-management/outbound-transfers.md?api-version=preview), [OutboundPayment](https://docs.stripe.com/api/v2/money-management/outbound-payments/object.md?api-version=preview), or [ReceivedCredit](https://docs.stripe.com/api/v2/money-management/received-credits.md?api-version=preview).