# Cashback on card spend

Earn cashback on eligible transactions when you spend with your card.
Available in: US
You can earn 2% cashback on eligible transactions when you use your card. Stripe credits cashback to your financial account balance at settlement.

You only earn cashback on cards issued on the Mastercard network. If you return an eligible purchase, Stripe automatically reverses the cashback earned on that purchase when the return settles. If you have a physical or digital Visa card, go to the [Balances](https://dashboard.stripe.com/balances) page in the Dashboard to request a new card issued on the Mastercard network.

Review the [terms and conditions](https://stripe.com/legal/issuing/rewards).

## Cashback on stablecoin-backed cards  (Private preview)

Cashback on [stablecoin-backed cards](https://docs.stripe.com/treasury/cards.md#stablecoin-cards) is in private preview. The cashback benefit matches the benefit on fiat-backed cards, and Stripe credits it to your [stablecoin balance](https://docs.stripe.com/treasury/store-funds.md#stablecoin-balances).

## View cashback

You can view your total earned cashback on the [Balances](https://dashboard.stripe.com/balances) page and the [Cards](https://dashboard.stripe.com/cards) page. You can view cashback earned per transaction on each transaction’s detail page.

## Ineligible transactions

The following Merchant Category Codes (MCC) aren’t eligible to earn cashback. These categories represent cash-like, gambling, and government payment transactions.

### Cash-like transactions

| MCC | Description |
| --- | --- |
| 4829 | Wire Transfers and Money Orders |
| 6010 | Financial Institutions — Manual Cash Disbursements |
| 6011 | Financial Institutions — Automated Cash Disbursements/ATM |
| 6012 | Financial Institutions — Merchandise and Services |
| 6051 | Non-FI — Foreign Currency, Money Orders, Travelers Cheques |
| 6211 | Securities Brokers and Dealers |
| 6513 | Real Estate Agents and Managers Rentals |
| 6540 | Funding Transactions |

### Precious goods and high-risk resale

| MCC | Description |
| --- | --- |
| 5094 | Precious Stones/Metals, Watches, Jewelry |
| 5933 | Pawn Shops |
| 5944 | Jewelry Stores |
| 5972 | Stamp and Coin Stores |

### Gambling

| MCC | Description |
| --- | --- |
| 7800 | Government-Owned Lotteries, U.S. |
| 7801 | Government-Licensed Online Casinos |
| 7802 | Government-Licensed Horse/Dog Racing, U.S. |
| 7995 | Betting, Lottery Tickets, Casino Chips, Off-Track Betting |
| 9406 | Government-Owned Lotteries, Global |

### Government payments

| MCC | Description |
| --- | --- |
| 9222 | Fines |
| 9311 | Tax Payments |
| 9399 | Government Services |