# Stripe Treasury

Learn how to provide financial services to connected accounts.

[Stripe Treasury](https://stripe.com/treasury) is a Banking as a Service (BaaS) API for Stripe *Connect* platforms that allows you to embed financial services in your product. Stripe provides the infrastructure in partnership with trusted banks.

Use Treasury to enable your connected accounts to hold funds, pay bills, earn cash back, and manage their cash flow. Many platforms using Connect also use [Stripe Issuing](https://docs.stripe.com/issuing.md) to issue cards for accessing Treasury accounts. To learn more about Treasury, see its [features](#features).

Treasury is available for testing in *sandbox* environments for businesses serving US-based commercial businesses.

All other businesses need to complete the [Treasury form](https://go.stripe.global/treasury-inquiry) and must be reviewed by Stripe to verify if we can support them.

Explore Treasury Demo

## Get started

Learn about connected accounts, financial accounts, and moving money with Treasury.

Use Stripe Treasury and Issuing in a *sandbox* environment to see what functionality you want to enable in your live integration.

Understand the requirements for using Stripe Treasury.

Learn best practices to onboard your connected accounts when offering financial services with Treasury.

Learn best practices for managing fraud as a Treasury platform.

Learn how to keep your Treasury or Issuing program and marketing campaigns compliant.

## Sample integrations

Use a sample Treasury and Issuing integration to set up a financial account and create cards.

Learn how an example business uses SetupIntents and PaymentMethods, and verifies bank accounts with Treasury.

Use the Stripe Next.js sample app to start your own Issuing and Treasury integration.

## Integrate Treasury with Stripe Issuing

Learn about webhook events for Stripe Issuing and Stripe Treasury and why they occur.

Use Stripe Issuing to create physical and virtual cards using a financial account as the source of funds.

Use the Stripe Next.js sample app to start your own Issuing and Treasury integration.

## Manage your accounts

Learn how the Treasury account components fit together and interact.

Collect Treasury onboarding requirements for your connected accounts.

Use financial accounts to store, send, and receive funds.

Learn about the features available for financial accounts.

Learn about Treasury account balances and the effect transactions have on them.

## Move money

Move money between Payments account balances and Treasury financial account balances.

Learn how to set up money movements in Treasury.

Learn the requests available to move money into financial accounts.

Learn the requests available to move money out of financial accounts.

## Features

* [Financial accounts](https://docs.stripe.com/treasury/account-management/financial-accounts.md)
  Offer accounts eligible for FDIC insurance to your customers within your platform.

* [Funds transfers](https://docs.stripe.com/treasury/moving-money/payouts.md)
  Send and receive funds using traditional bank transfer methods like ACH credits and debits.

* [Fraud prevention](https://docs.stripe.com/treasury/examples/fraud-guide.md)
  Use tools to detect and prevent fraudulent activity like delaying transaction processing on risky money movement.

* [Faster payouts into financial accounts](https://docs.stripe.com/treasury/moving-money/payouts.md)
  Enable faster access to funds for customers who sell using Stripe Payments at no additional cost.