# Process MOTO payments

Process mail order and telephone order (MOTO) payments using Stripe Terminal.

> #### Requesting access
> 
> To begin processing MOTO payments, contact [Stripe support](https://support.stripe.com/) for access.

# iOS


To process MOTO payments, you must:

1. [Create a PaymentIntent](https://docs.stripe.com/terminal/features/mail-telephone-orders/payments.md#create-payment-intent).
1. [Collect a PaymentMethod](https://docs.stripe.com/terminal/features/mail-telephone-orders/payments.md#collect-payment-method).
1. [Confirm and capture the payment](https://docs.stripe.com/terminal/features/mail-telephone-orders/payments.md#confirm-capture-payment).

## Create a PaymentIntent

To begin collecting a MOTO payment, you must create a [PaymentIntent](https://docs.stripe.com/payments/payment-intents.md) with [payment_method_types](https://docs.stripe.com/api/payment_intents/create.md#create_payment_intent-payment_method_types) that includes `card`.

#### Swift

```swift
let params = try PaymentIntentParametersBuilder(amount: 1000, currency: "usd")
  .setPaymentMethodTypes([.card])
  .build()
Terminal.shared.createPaymentIntent(params) { createResult, createError in
  if let error = createError {
    print("createPaymentIntent failed: \(error)")
  } else if let paymentIntent = createResult {
    print("createPaymentIntent succeeded")
    // ...
  }
}
```

## Collect a payment method

> CVC is mandatory for MOTO transactions. Skipping CVC is in private preview and you can request it for mail orders. Contact [Stripe support](https://support.stripe.com/) for access.

After you’ve created a PaymentIntent, you can collect a PaymentMethod with the SDK. To collect a MOTO payment, your app must connect to a reader.

To enable MOTO, set a non-nil `MotoConfiguration` on the `CollectPaymentIntentConfiguration`.

After the request, the connected reader prompts you for the cardholder’s number, CVC, expiration date, and postal code.

> If you’re displaying cart details using the [setReaderDisplay](https://docs.stripe.com/terminal/features/display.md) method, you must reset the reader’s display from a line item interface to the splash screen before collecting a MOTO payment.

#### Swift

```swift
let motoConfig = try MotoConfigurationBuilder().build()
let config = try CollectPaymentIntentConfigurationBuilder().setMotoConfiguration(motoConfig).build()
Terminal.shared.collectPaymentMethod(paymentIntent, config) { intentWithPaymentMethod, attachError in
  if let error = attachError {
    print("collectPaymentMethod failed: \(error)")
  } else if let paymentIntent = intentWithPaymentMethod {
    print("collectPaymentMethod succeeded")
    // ...
  }
}
```

## Confirm and capture payment

You can follow the usual procedure to [confirm](https://docs.stripe.com/terminal/payments/collect-card-payment.md#confirm-payment) and [capture](https://docs.stripe.com/terminal/payments/collect-card-payment.md#capture-payment) the PaymentIntent.

## Testing

Use the [simulated reader](https://docs.stripe.com/terminal/references/testing.md#simulated-reader) and [simulated test card numbers](https://docs.stripe.com/terminal/references/testing.md#simulated-test-cards) to test your integration.