# Standalone fees Understand standalone fees and assess how they impact your account. Standalone fees provide an alternative method for Stripe to apply its transaction fees. This billing approach applies separate fees after the initial transaction. Unlike inline fees, which apply in real time, standalone fees credit the entire transaction amount to your account first, with fees applied later (typically within 36 hours). For example: - **Inline fees**: For a 100 USD transaction with a 3 USD Stripe fee, you receive 97 USD immediately, with a 3 USD fee applied in real time. - **Standalone fees**: For the same 100 USD transaction and 3 USD Stripe fee, you initially receive the full 100 USD. We then apply the 3 USD fee to your account balance later, typically within the next 36 hours. New Stripe accounts default to inline fees, but might transition to standalone fees for more flexibility in fee application. This change can occur for reasons such as custom pricing (for example, tiered pricing) or Stripe fee credit awards. ## Standalone per transaction fees Fees for transactions are separated from the transaction and reported in aggregate per product at the end of the day. The aggregated amounts are accurate, but they aren’t tied to the individual transactions. This is different from inline fees, which report fees per transaction and in real-time. All standalone fee users are enabled for the `Fees` report. You can use this report to understand the itemized standalone fees per transaction. You can read more about this report below. ## Standalone fee timing Another difference between inline and standalone fees is the timing of when Stripe applies fees to your account. We apply inline fees at the time of the transaction, meaning the charge amount credited to your account is net of any applicable fees. We apply standalone fees after the transaction occurs, typically within 36 hours. ## Standalone fee reporting When you move from inline to standalone fee settlement, note these differences in the reporting of payment processing fees: | Report type | Inline fees | Standalone fees | | ------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | Balance Transactions API | For each transaction, a single balance transaction is created, including the total charge amount, any applicable fees, and the net amount. This balance transaction is created at the time of the charge. | We create a single balance transaction for each transaction that only includes the total charge amount, with fees set to zero. Within 36 hours of the charge, we create a second fee-specific balance transaction with the *aggregate fees* of all transactions processed within that period. | | Stripe Dashboard—transaction details page | All per-transaction fees (for example, the payments detail section of the Transaction page) display accurately in the Dashboard. | All per-transaction fees (for example, the payment details section of the transaction page) display in the Dashboard. The fees might take up to 2 hours to show the calculated fee compared to the instant calculation in the inline fees flow. While the fee is being calculated, it shows as ‘pending’. After we calculate the fee, we replace ‘pending’ with the actual fee amount. You can view per-transaction fees in the [Fees report](https://dashboard.stripe.com/reports/all-fees). | | Stripe Dashboard—transaction details CSV export | All per-transaction fees display in the CSV within the `fees` column of the CSV. | All per-transactions fees throughout the CSV are shown as ‘0.00’. You can find per-transaction fees in the [Fees report](https://dashboard.stripe.com/reports/all-fees), or on the Dashboard transaction details page. | | Stripe Dashboard—balances all activity Dashboard, and balances all activity CSV | As with the Balance Transactions API, a single balance transaction is created which includes the total charge amount, any applicable fees, and the net amount. This balance transaction is created at the time of the charge. | As with the Balance Transactions API behavior, a single balance transaction is created that only includes the total charge amount, with fees set to zero. Within 36 hours of the charge, a second fee-specific balance transaction is created with the *aggregate fees* of all transactions processed within that period. | | Reports—itemized ending balance reconciliation report, itemized balance change from activity report, and balance summary report | As with the Balance Transactions API and Dashboard balance pages, a single balance transaction is created which includes the total charge amount, any applicable fees, and the net amount. This balance transaction is created at the time of the charge. For the balance summary report, the fees display under the ‘charges’ line item. | As with the Balance Transactions API and Dashboard balance pages behavior, a single balance transaction is created that only includes the total charge amount, with fees set to zero. Within 36 hours of the charge, a second fee-specific balance transaction is created with the *aggregate fees* of all transactions processed within that period. For the balance summary report, the fees are separated from the ‘charges’ line item, and display under the ‘Additional Stripe fees’ line item instead. | | Fees report | Not applicable | Offered to all standalone users. The Fees report provides a list of Fees taken from the Stripe balance. It includes fees charged by Stripe, networks, and external partners for payment processing, payouts, and product usage. Provides a summary or an itemized report at the transaction level, including attribution details. | All aggregate fee amounts displayed in the Dashboard and API are complete and accurate for both inline and standalone fees after we apply them to your account, typically within 36 hours of the charge. ## Fees report Use the [Fees report](https://dashboard.stripe.com/reports/all-fees) to view the fees associated with each transaction. In this report, the `incurred_by` field shows the charge ID linked to each fee line item. If you’re using a product with progressive tiers, you can find the associated tier for each charge listed in the `pricing_tier` column of the report.