Alipay payments with Sources

A Source object is either created client-side using Stripe.js or server-side using the Source creation endpoint, with the following parameters:

To create a source with Stripe.js, first include the library within your website and set your publishable API key. Once included, use the following createSource method to create a source client-side:

stripe.createSource({
  type: 'alipay',
  amount: 1099,
  currency: 'usd',
  redirect: {
    return_url: '__TOKEN_PLACEHOLDER_0__',
  },
}).then(function(result) {
  // handle result.error or result.source
});

Using either method, Stripe returns a Source object containing the relevant details for the method of payment used. Information specific to Alipay is provided within the alipay subhash.

{
  "id": "src_16xhynE8WzK49JbAs9M21jaR",
  "object": "source",
  "amount": 1099,
  "client_secret": "src_client_secret_UfwvW2WHpZ0s3QEn9g5x7waU",
  "created": 1445277809,
  "currency": "usd",
  "flow": "redirect",
  "livemode": true,
  "owner": {

Error codes

Source creation for Alipay payments may return any of the following errors:

When creating a source, its status is initially set to pending and can’t yet be used to make a charge request. Your customer must authorize an Alipay payment to make the source chargeable. To allow your customer to authorize the payment, redirect them to the URL provided within theredirect[url] attribute of the Source object.

After the authorization process, your customer is redirected back to the URL provided as a value of redirect[return_url]. This happens regardless of whether authorization was successful or not. If the customer has authorized the payment, the Source object’s status will transition to chargeable when it is ready to be used in a charge request. If your customer declines the payment, the status will transition to failed.

Stripe populates the redirect[return_url] with the following GET parameters when returning your customer to your website:

• source: a string representing the original ID of the Source object
• livemode: indicates if this is a live payment, either true or false
• client_secret: used to confirm that the returning customer is the same one who triggered the creation of the source (source IDs are not considered secret)

You may include any other GET parameters you may need when specifying redirect[return_url]. Do not use the above as parameter names yourself as these would be overridden with the values we populate.

Mobile applications

To integrate Alipay within a mobile application, provide your application URI scheme as the redirect[return_url] value. By doing so, your customers are returned to your app after completing authorization. Direct redirects to the Alipay app are also supported when using our native SDKs.

For Android sources, the Alipay SDK is required for app-to-app support.

Testing the redirect process

When creating a Source object using your test API keys, you can follow the URL returned in the redirect[url] field. This leads to a Stripe page that displays information about the API request, and where you can either authorize or cancel the payment. Authorizing the payment redirects you to the URL specified in redirect[return_url].

Once the customer has authorized the payment, the source’s status transitions to chargeable and it can be used to make one charge request. This transition happens asynchronously and may occur after the customer was redirected back to your website.

Some customers using Alipay assume that the order process is complete once they have authorized the payment and received confirmation on Alipay’s site or app. This results in customers who close their browser instead of following the redirect and returning to your app or website.

For these reasons it is essential that your integration rely on webhooks to determine when the source becomes chargeable to create a charge. Please refer to our best practices for more details on how to best integrate payment methods using webhooks.

Webhooks

The following webhook events are sent to notify you about changes to the source’s status:

Make a charge request using the source

Once the source is chargeable, from your source.chargeable webhook handler, you can make a charge request using the source ID as the value for the source parameter to complete the payment.

curl https://api.stripe.com/v1/charges \
  -u 
sk_test_BQokikJOvBiI2HlWgH4olfQ2
: \
  -d amount="1099" \
  -d currency="eur" \
  -d source=src_18eYalAHEMiOZZp1l9ZTjSU0

By default, your account’s statement descriptor appears on customer statements whenever you create an Alipay payment.

Error codes

Charge creation for Alipay payments may return any of the following errors:

Since the customer has already authorized the payment as part of the redirect, unless there is an unexpected error, the Charge will immediately succeed.

You will also receive the following webhook event as the charge is created:

We recommend that you rely on the charge.succeeded webhook event to notify your customer that the payment process has been completed and their order is confirmed. Please refer to our best practices for more details on how to best integrate payment methods using webhooks.

Disputed payments

If a customer’s Alipay account is used illicitly, Alipay and Stripe handle the issue internally. Alipay payments are disputed only if the customer has a complaint about the provided goods or service. Should a dispute occur, a charge.dispute.created webhook event is sent to your webhook endpoint, and Stripe deducts the amount of the dispute from your Stripe balance.

Refunds

Payments made with Alipay can only be submitted for refund within 90 days from the date of the original charge. After 90 days, it is no longer possible to refund the charge.

Single-use Sources expiration

A single-use Alipay source must be charged within six hours of becoming chargeable, or before 23:45 China Standard Time (GMT+8) due to Chinese government restrictions around settlement. If it is not, its status is automatically transitioned to canceled and your integration receives a source.canceled webhook event. Once a chargeable source is canceled, the customer’s authorized Alipay payment is refunded automatically—no money is moved into your account. For this reason, make sure the order is canceled on your end and the customer is notified when you receive the source.canceled event.

Additionally, pending sources are canceled after one hour if they’re not used to authorize a payment, ensuring that all sources eventually transition out of their pending state to the canceled state if they’re not used.

Settlement currencies

Alipay supports settlement in the default currency of your account. If you have a bank account in another currency and would like to create Alipay sources in that currency, please get in touch. Support for additional currencies is provided on a case-by-case basis.