Treasury fees reportBeta
Analyse Treasury fees at an itemised level.
Use Treasury fee reports to understand Stripe’s approach to the calculation, application, and reporting of fees. You can create and download detailed reports in the Dashboard.
How Stripe assesses Treasury fees
Administrative Facilitation Fee
Stripe pays Treasury users the Administrative Facilitation Fee (“AFF”) on a monthly basis. We compound the fee on a daily basis and use the minimum available balance across all your Treasury financial accounts for that particular day. Financial Accounts with a negative balance don’t accrue any fees. The balance is multiplied by: the 50th percentile Effective Federal Funds Rate (EFFR) published for that day by the Federal Bank of New York and your negotiated Administrative Facilitation Fee Rate Multiplier. For non-business days, we use the previous business day’s EFFR value.
This methodology is as described in the latest Stripe Treasury standardised fee schedule. Your actual methodology might differ based on your negotiated terms with Stripe.
View an example calculation below.
| Day | EOD Available Balance | EFFR | Rate Multiplier | Calculation | Daily Yield for one FA |
|---|---|---|---|---|---|
| 1 | £20,000 | 4.33 | 92% | 20000 * (0.0433 * .92)/360 * .5 | $1.11 |
| 2 | £22,000 | 3.8 | 92% | 22000 * (0.038 * .92)/360 * .5 | $1.07 |
| 3 | £15,000 | 3.8 | 92% | 22000 * (0.038 * .92)/360 * .5 | $0.73 |
The total yield for the 3 days is 1.11 + 1.07 + 0.73 = $2.91.
Available columns
You can customise the columns that appear in the reports when you download them in the Dashboard. The available columns in each type of report are described below.
Treasury Administrative Facilitation Fee
API report type: treasury_
| Column name | Default | Description |
|---|---|---|
| balance_amount | The single multi-currency balance of the FinancialAccount. Positive values represent money that belongs to the user while negative values represent funds the user owes. | |
| balance_currency | Designated currency of financial accounts balance. Currently, FinancialAccounts can only carry balances in USD. | |
| date | Date associated with Administrative Facilitation Fee earned… | |
| effr_value | Effective federal funds rate value (50th percentile) used to calculate fee. Gathered from the NY FED. | |
| fee | Amount of Administrative Facilitation fee paid out in user’s currency. | |
| financial_account | Unique identifier of financial account for which Administrative Facilitation Fee was incurred. | |
| merchant | Unique identifier of financial account associated with. |