# 余额摘要报告 确认您的 Stripe 余额并下载您的分类交易记录。 [余额摘要报告](https://dashboard.stripe.com/reports/balance)类似于银行对账单，可帮助您在月底核对您的 Stripe 余额。它提供一个分项 CSV 导出文件，其中包含您的完整交易记录以及与这些交易有关的任何自定义元数据。所有交易都以您的结算货币（经过任何外币换算后）显示。 如果您出于会计目的将 Stripe 视为银行账户，在每月月底调整余额，则余额摘要报告最为有用。如果您启用了自动提现，并且偏向于核对每笔提现中结算的交易，则改为查看[提现对账](https://docs.stripe.com/reports/payout-reconciliation.md)报告。不确定？查看我们的[指南](https://docs.stripe.com/reports/select-a-report.md#reconciliation)以选择正确的报告。 要开始使用，请用屏幕顶部的[控件](https://docs.stripe.com/reports/options.md)选择日期范围。 **余额摘要**部分显示了您在所选日期范围内的 Stripe 起始和结束余额，以及您在此期间的高级活动摘要。您的余额包括可用自己、待收资金以及任何储备资金（如适用）。 **来自活动的余额变化**部分按[报告类别](https://docs.stripe.com/reports/reporting-categories.md)提供更详细的交易明细。该部分包含除影响您的余额提现之外的所有交易，包括收款、退款、争议、其他调整及费用。 **提现**部分提供了此期间向您的银行账户提现的笔数和总金额。您可以通过点击**下载**按钮下载个别的提现交易列表。 ## 下载数据 您可以通过点击该部分右上角的 **下载** ，将报告某个部分中显示的数据下载为 CSV 文件。 **活动余额变更** 和 **提现** 部分允许您下载多种类型的报告： - **摘要**：这将以 CSV 格式下载数据，与您在管理平台中看到的完全相同。 - **分项**：这将下载管理平台中汇总的个别交易的完整列表。您可以包含与这些交易关联的[自定义元数据](https://docs.stripe.com/reports/metadata.md)，以加快对账过程。 此外，您可以通过将鼠标悬停在某个类别上并点击**下载**按钮来下载该类别的分项数据。 ## 活动明细 在管理平台查看汇总总额和单笔交易详情等数据。点击**Balance change from activity\**部分中的金额，可审核相关底层交易。此功能仅适用于[平台账户](https://docs.stripe.com/connect.md)。了解更多[活动明细](https://docs.stripe.com/reports/activity-breakdown.md)。 ## 数据可用性 Stripe 每天从凌晨 12:00 开始计算您的所有数据。每天的数据定义为凌晨 12:00 至晚上 11:59 之间发生的账户活动。 例如，2025 年 9 月 16 日（凌晨 12:00 至晚上 11:59）的所有账户活动，将于 2025 年 9 月 17 日中午 12:00 之前在“余额汇总”财务报告选项卡中提供。 您可以通过[报告 API](https://docs.stripe.com/reports/api.md) 请求不足一天的报告，但 Stripe 管理平台中的报告始终是一整天的。 当 00:00 UTC 和 12:00 UTC 的数据可用于报告时，Stripe 还会每天两次发出 Webhook 事件。有关更多详细信息，请参阅[报告 API](https://docs.stripe.com/reports/api.md) 集成模式。 ## 预定报告 要了解如何设置报告的订阅计划并获得新数据通知，请参阅[定期报告](https://docs.stripe.com/reports/options.md#scheduled-reports)。 ## 可用列 在管理平台中或通过 [Reporting API](https://docs.stripe.com/reports/api.md) 下载报告时，您可以自定义报告中出现的列。每种类型报告中可用的列如下所述。 ### Balance Summary API report type: balance.summary.2 | Column name | Default | Description | | ----------- | ------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | category | ✓ | One of `starting_balance`, `ending_balance`, `activity` or `payouts`. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `net_amount` is defined. | | description | ✓ | One of `Starting balance (YYYY-MM-DD)` - the balance at the start of the period, `Activity` - the net amount of all transactions that affected your balance except for payouts, `Total payouts` - the amount of payouts to your bank account, or `Ending balance (YYYY-MM-DD)` - the balance left over at the end of the period after subtracting payouts from the `Starting balance` and `Activity`. | | net_amount | ✓ | Net amount for the transactions associated with `category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | ### Balance change from activity summary API report type: balance_change_from_activity.summary.2 | Column name | Default | Description | | ------------------ | ------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | count | ✓ | The number of transactions associated with the `reporting_category`. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. | | fee | ✓ | Sum of the fees paid for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | gross | ✓ | Sum of the gross amounts of the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | net | ✓ | Sum of the net amounts for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. | ### Itemized balance change from activity API report type: balance_change_from_activity.itemized.7 | Column name | Default | Description | | ------------------------------------- | ------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | application_fee | | Application fee paid to your platform, only relevant for standard connected accounts. | | automatic_payout_effective_at | | The date we expect this [automatic payout](https://stripe.com/docs/payouts#payout-schedule) to arrive in your bank account, in the requested timezone, or UTC if not provided. This is also when the paid-out funds are deducted from your Stripe balance. | | automatic_payout_effective_at_utc | | The date we expect this [automatic payout](https://stripe.com/docs/payouts#payout-schedule) to arrive in your bank account, in UTC. This is also when the paid-out funds are deducted from your Stripe balance. | | automatic_payout_id | | ID of the automatically created payout associated with this balance transaction (only set if your account is on an [automatic payout schedule](https://stripe.com/docs/payouts#payout-schedule)). | | available_on | ✓ | The date the balance transaction's net funds will become available in the Stripe balance. Dates in the requested timezone, or UTC if not provided. | | available_on_utc | | The date the balance transaction's net funds will become available in the Stripe balance. Dates in UTC. | | balance_transaction_id | ✓ | Unique identifier for the balance transaction. | | balance_type | | The type of balance this transaction belongs to (for example, payments, issuing, corporate_card). | | card_address_city | | City of the card address associated with this charge, if any | | card_address_country | | Country of the card address associated with this charge, if any | | card_address_line1 | | First line of the card address associated with this charge, if any | | card_address_line2 | | Second line of the card address associated with this charge, if any | | card_address_postal_code | | Postal code of the card address associated with this charge, if any | | card_address_state | | State of the card address associated with this charge, if any | | card_brand | | [Card brand](https://stripe.com/docs/api#card_object-brand), if applicable. | | card_country | | Two-letter ISO code representing the country of the card. | | card_funding | | Card [funding type](https://stripe.com/docs/api#account_card_object-funding), if applicable. | | card_network | | Card network, if applicable. | | charge_created | | Creation time of the original charge associated with this balance transaction. Available for charges, refunds and disputes. For charges that were separately authorized and captured, this is the authorization time. Dates in the requested timezone, or UTC if not provided. | | charge_created_utc | | Creation time of the original charge associated with this balance transaction. Available for charges, refunds and disputes. For charges that were separately authorized and captured, this is the authorization time. Dates in UTC. | | charge_id | | Unique identifier for the original charge associated with this balance transaction. Available for charges, refunds and disputes. | | connected_account_country | | For Stripe Connect activity related to a connected account, the two-letter ISO code representing the country of the account. | | connected_account_direct_charge_id | | (Beta) For Stripe Connect activity related to a connected account, charge id of the direct charge that happened on connected account. | | connected_account_id | | For Stripe Connect activity related to a connected account, the unique ID for the account. | | connected_account_name | | For Stripe Connect activity related to a connected account, the name of the account. | | created | ✓ | Time at which the balance transaction was created. Dates in the requested timezone, or UTC if not provided. | | created_utc | | Time at which the balance transaction was created. Dates in UTC. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. | | customer_address_city | | City of the customer address associated with this charge, if any | | customer_address_country | | Country of the customer address associated with this charge, if any | | customer_address_line1 | | First line of the customer address associated with this charge, if any | | customer_address_line2 | | Second line of the customer address associated with this charge, if any | | customer_address_postal_code | | Postal code of the customer address associated with this charge, if any | | customer_address_state | | State of the customer address associated with this charge, if any | | customer_description | | Description provided when creating the customer, often used to store the customer name. | | customer_email | | Email address of the customer, if any, associated with this balance transaction. | | customer_facing_amount | | For transactions associated with charges, refunds, or disputes, the amount of the original charge, refund, or dispute. If the customer was charged in a different currency than your account's default, this field will reflect the amount as seen by the customer. | | customer_facing_currency | | For transactions associated with charges, refunds, or disputes, the three-letter [ISO currency code](https://stripe.com/docs/currencies) for `customer_facing_amount`. | | customer_id | | The unique ID of the related customer, if any. | | customer_name | | Name of the customer, if any, associated with this balance transaction. | | customer_shipping_address_city | | City of the customer shipping address associated with this charge, if any | | customer_shipping_address_country | | Country of the customer shipping address associated with this charge, if any | | customer_shipping_address_line1 | | First line of the customer shipping address associated with this charge, if any | | customer_shipping_address_line2 | | Second line of the customer shipping address associated with this charge, if any | | customer_shipping_address_postal_code | | Postal code of the customer shipping address associated with this charge, if any | | customer_shipping_address_state | | State of the customer shipping address associated with this charge, if any | | description | ✓ | An arbitrary string attached to the balance transaction. Often useful for displaying to users. | | dispute_reason | | Reason given by cardholder for dispute. Read more about [dispute reasons](https://stripe.com/docs/disputes/categories). | | exchange_rate | | captures the foreign exchange rate applied to a balance transaction | | fee | ✓ | Fees paid for this transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | gross | ✓ | Gross amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | invoice_id | | Unique ID for the invoice associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing invoice. | | invoice_number | | Number for the invoice associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing invoice. | | is_link | | Whether or not the payment was made using Link. | | net | ✓ | Net amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | payment_intent_id | | The unique ID of the related Payment Intent, if any. | | payment_metadata[key] | | Metadata associated with the related PaymentIntent, if any. If no PaymentIntent metadata exists, metadata from any related charge object will be returned. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. | | payment_method_type | | The type of payment method used in the related payment. | | payout_reference_token | | A unique reference token that displays on the beneficiary's bank statement. | | payout_statement_descriptor | | Extra information that displays on the recipient's bank statement. Most banks truncate this information and display it inconsistently. Some banks might not display it at all. | | refund_metadata[key] | | Metadata associated with the related refund object, if any. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. | | regulatory_tag | | ​​An identifier reflecting the classification of this transaction according to local regulations, if applicable. Accounts with automatic payouts enabled receive a separate payout for each regulatory tag. ​​This column is only populated for Brazilian accounts. | | reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. | | shipping_address_city | | City of the shipping address associated with this charge, if any | | shipping_address_country | | Country of the shipping address associated with this charge, if any | | shipping_address_line1 | | First line of the shipping address associated with this charge, if any | | shipping_address_line2 | | Second line of the shipping address associated with this charge, if any | | shipping_address_postal_code | | Postal code of the shipping address associated with this charge, if any | | shipping_address_state | | State of the shipping address associated with this charge, if any | | source_id | | The Stripe object to which this transaction is related. | | statement_descriptor | | The dynamic statement descriptor or suffix specified when the related charge was created. | | subscription_id | | Unique ID for the subscription associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing subscription. | | trace_id | | [Trace ID](https://stripe.com/docs/payouts/trace-id) is a unique identifier generated by bank for the Stripe payouts. Used by banks to locate specific transfers, sometimes referred to as a Reference number. | | trace_id_status | | The status of the trace ID. Either `pending`, `unsupported` or `supported`. | | transfer_metadata[key] | | Metadata associated with the related transfer object, if any. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. | ### Payouts summary API report type: payouts.summary.2 | Column name | Default | Description | | ------------------ | ------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | count | ✓ | The number of transactions associated with the `reporting_category`. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. | | fee | ✓ | Sum of the fees paid for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | gross | ✓ | Sum of the gross amounts of the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | net | ✓ | Sum of the net amounts for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. | ### Itemized payouts API report type: payouts.itemized.5 | Column name | Default | Description | | ---------------------------- | ------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | application_fee | | Application fees paid to your platform, only relevant for users on Standard connected accounts. | | balance_transaction_id | ✓ | Unique identifier for the balance transaction. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. | | description | ✓ | An arbitrary string attached to the balance transaction. Often useful for displaying to users. | | effective_at | ✓ | For [automatic payouts](https://stripe.com/docs/payouts#payout-schedule), this is the date we expect funds to arrive in your bank account. For [manual payouts](https://stripe.com/docs/payouts#manual-payouts), this is the date the payout was initiated. In both cases, it's the date the paid-out funds are deducted from your Stripe balance. All dates in the requested timezone, or UTC if not provided. | | effective_at_utc | | For [automatic payouts](https://stripe.com/docs/payouts#payout-schedule), this is the date we expect funds to arrive in your bank account. For [manual payouts](https://stripe.com/docs/payouts#manual-payouts), this is the date the payout was initiated. In both cases, it's the date the paid-out funds are deducted from your Stripe balance. All dates in UTC. | | fee | ✓ | Fees paid for this transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | gross | ✓ | Gross amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | net | ✓ | Net amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | payout_description | | An arbitrary string attached to the payout. Often useful for displaying to users. | | payout_destination_id | | ID of the bank account or card the payout was sent to. | | payout_expected_arrival_date | ✓ | Date the payout is scheduled to arrive in the bank. This factors in delays like weekends or bank holidays. | | payout_id | ✓ | The Stripe object to which this transaction is related. | | payout_reversed_at | | Typically this field will be empty. However, if the payout's status is `canceled` or `failed`, this field will reflect the time at which it entered that status. Times in the requested timezone, or UTC if not provided. | | payout_reversed_at_utc | | Typically this field will be empty. However, if the payout's status is `canceled` or `failed`, this field will reflect the time at which it entered that status. Times in UTC. | | payout_status | ✓ | Current status of the payout (`paid`, `pending`, `in_transit`, `canceled` or `failed`). A payout will be `pending` until it is submitted to the bank, at which point it becomes `in_transit`. It will then change to `paid` if the transaction goes through. If it does not go through successfully, its status will change to `failed` or `canceled`. | | payout_type | | Can be `bank_account` or `card`. | | regulatory_tag | | ​​An identifier reflecting the classification of this transaction according to local regulations, if applicable. Accounts with automatic payouts enabled receive a separate payout for each regulatory tag. ​​This column is only populated for Brazilian accounts. | | reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. | | trace_id | | [Trace ID](https://stripe.com/docs/payouts/trace-id) is a unique identifier generated by bank for the Stripe payouts. Used by banks to locate specific transfers, sometimes referred to as a Reference number. | | trace_id_status | | The status of the trace ID. Either `pending`, `unsupported` or `supported`. | ### 附加列 您可以从管理平台下载的明细报告包含以下附加列： ### 明细报告的附加列 - **产品 ID**：与交易相关的产品的唯一标识符。 - **产品名称**：与交易相关的产品名称。 - **国家/地区**：与交易相关的国家/地区。对于银行卡支付，这是银行卡的发卡国家/地区或计费地址所在国家/地区。对于本地支付方式，则根据支付方式类型推断。对于 SEPA 或 PayPal 等多地区支付方式，默认为您的账户所在国家/地区。