# Relatório resumido do saldo

Reconcilie seu saldo da Stripe e baixe o histórico de transações categorizadas.

O [Relatório de resumo do saldo](https://dashboard.stripe.com/reports/balance) funciona como um extrato bancário, ajudando a reconciliar seu saldo da Stripe no final de cada mês. Você pode exportar um CSV detalhado do seu histórico completo de transações, incluindo metadados personalizados associados. As transações aparecem na sua moeda de liquidação após qualquer conversão de moedas estrangeiras necessária.

Este relatório não associa repasses a transações de pagamento. Ele inclui todas as transações e repasses ocorridos durante o período selecionado. Se você usa repasses automáticos e precisa reconciliar as transações associadas a cada repasse, use o [Relatório de reconciliação de repasses](https://docs.stripe.com/reports/payout-reconciliation.md). Ele inclui transações anteriores ao período selecionado que estão associadas a repasses feitos durante esse período. Para comparar os tipos de relatório, consulte [Selecione um relatório](https://docs.stripe.com/reports/select-a-report.md#reconciliation).

## Exportar dados

Você pode exportar o relatório de resumo do saldo nos formatos PDF ou CSV.

### Exportar PDF

Para exportar um PDF de resumo, clique em **Exportar** no canto superior direito da seção **Resumo do saldo** ou **Alteração do saldo devido à atividade** e selecione **PDF**. Se for solicitado, selecione **Resumo**.

Um PDF de resumo inclui dados resumidos completos das seções **Resumo do saldo**, **Alteração do saldo devido à atividade** e **Payouts**.

Para incluir dados de transações detalhados, clique em **Exportar** na seção **Alteração do saldo devido à atividade**, selecione **PDF** e depois **Detalhado**. Um PDF detalhado inclui os mesmos dados resumidos completos e as primeiras 5.000 linhas de dados detalhados de **Alteração do saldo devido à atividade**. Para exportar todas as linhas detalhadas, exporte os dados como um arquivo CSV.

A exportação em PDF não está disponível para contas da Stripe sediadas na Índia.

### Exportar para CSV

Para exportar dados de uma seção de relatório como arquivo CSV, clique em **Exportar** no canto superior direito da seção e selecione **CSV**. Arquivos CSV contêm dados apenas da seção em que você iniciou a exportação.

A seção **Resumo do saldo** fornece apenas um CSV de resumo. As seções **Alteração do saldo devido à atividade** e **Payouts** oferecem dois formatos de relatório:

### Personalize as colunas exportadas

Você pode personalizar as colunas que aparecem nos relatórios ao exportá-los no Dashboard ou por meio da [API de relatórios](https://docs.stripe.com/reports/api.md). As colunas disponíveis em cada tipo de relatório são descritas abaixo.

### Balance Summary

API report type: balance.summary.2

| Column name | Default | Description |
| --- | --- | --- |
| category | ✓ | One of `starting_balance`, `ending_balance`, `activity` or `payouts`. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `net_amount` is defined. |
| description | ✓ | One of `Starting balance (YYYY-MM-DD)` - the balance at the start of the period, `Activity` - the net amount of all transactions that affected your balance except for payouts, `Total payouts` - the amount of payouts to your bank account, or `Ending balance (YYYY-MM-DD)` - the balance left over at the end of the period after subtracting payouts from the `Starting balance` and `Activity`. |
| net_amount | ✓ | Net amount for the transactions associated with `category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |

### Balance change from activity summary

API report type: balance_change_from_activity.summary.2

| Column name | Default | Description |
| --- | --- | --- |
| count | ✓ | The number of transactions associated with the `reporting_category`. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. |
| fee | ✓ | Sum of the fees paid for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| gross | ✓ | Sum of the gross amounts of the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| net | ✓ | Sum of the net amounts for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. |

### Itemized balance change from activity

API report type: balance_change_from_activity.itemized.7

| Column name | Default | Description |
| --- | --- | --- |
| application_fee |  | Application fee paid to your platform, only relevant for standard connected accounts. |
| automatic_payout_effective_at |  | The date we expect this [automatic payout](https://stripe.com/docs/payouts#payout-schedule) to arrive in your bank account, in the requested timezone, or UTC if not provided. This is also when the paid-out funds are deducted from your Stripe balance. |
| automatic_payout_effective_at_utc |  | The date we expect this [automatic payout](https://stripe.com/docs/payouts#payout-schedule) to arrive in your bank account, in UTC. This is also when the paid-out funds are deducted from your Stripe balance. |
| automatic_payout_id |  | ID of the automatically created payout associated with this balance transaction (only set if your account is on an [automatic payout schedule](https://stripe.com/docs/payouts#payout-schedule)). |
| available_on | ✓ | The date the balance transaction's net funds will become available in the Stripe balance. Dates in the requested timezone, or UTC if not provided. |
| available_on_utc |  | The date the balance transaction's net funds will become available in the Stripe balance. Dates in UTC. |
| balance_transaction_id | ✓ | Unique identifier for the balance transaction. |
| balance_type |  | The type of balance this transaction belongs to (for example, payments, issuing, corporate_card). |
| card_address_city |  | City of the card address associated with this charge, if any |
| card_address_country |  | Country of the card address associated with this charge, if any |
| card_address_line1 |  | First line of the card address associated with this charge, if any |
| card_address_line2 |  | Second line of the card address associated with this charge, if any |
| card_address_postal_code |  | Postal code of the card address associated with this charge, if any |
| card_address_state |  | State of the card address associated with this charge, if any |
| card_brand |  | [Card brand](https://stripe.com/docs/api#card_object-brand), if applicable. |
| card_country |  | Two-letter ISO code representing the country of the card. |
| card_funding |  | Card [funding type](https://stripe.com/docs/api#account_card_object-funding), if applicable. |
| card_network |  | Card network, if applicable. |
| charge_created |  | Creation time of the original charge associated with this balance transaction. Available for charges, refunds and disputes. For charges that were separately authorized and captured, this is the authorization time.  Dates in the requested timezone, or UTC if not provided. |
| charge_created_utc |  | Creation time of the original charge associated with this balance transaction. Available for charges, refunds and disputes. For charges that were separately authorized and captured, this is the authorization time.  Dates in UTC. |
| charge_id |  | Unique identifier for the original charge associated with this balance transaction. Available for charges, refunds and disputes. |
| connected_account_country |  | For Stripe Connect activity related to a connected account, the two-letter ISO code representing the country of the account. |
| connected_account_direct_charge_id |  | (Beta) For Stripe Connect activity related to a connected account, charge id of the direct charge that happened on connected account. |
| connected_account_id |  | For Stripe Connect activity related to a connected account, the unique ID for the account. |
| connected_account_name |  | For Stripe Connect activity related to a connected account, the name of the account. |
| created | ✓ | Time at which the balance transaction was created. Dates in the requested timezone, or UTC if not provided. |
| created_utc |  | Time at which the balance transaction was created. Dates in UTC. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. |
| customer_address_city |  | City of the customer address associated with this charge, if any |
| customer_address_country |  | Country of the customer address associated with this charge, if any |
| customer_address_line1 |  | First line of the customer address associated with this charge, if any |
| customer_address_line2 |  | Second line of the customer address associated with this charge, if any |
| customer_address_postal_code |  | Postal code of the customer address associated with this charge, if any |
| customer_address_state |  | State of the customer address associated with this charge, if any |
| customer_description |  | Description provided when creating the customer, often used to store the customer name. |
| customer_email |  | Email address of the customer, if any, associated with this balance transaction. |
| customer_facing_amount |  | For transactions associated with charges, refunds, or disputes, the amount of the original charge, refund, or dispute. If the customer was charged in a different currency than your account's default, this field will reflect the amount as seen by the customer. |
| customer_facing_currency |  | For transactions associated with charges, refunds, or disputes, the three-letter [ISO currency code](https://stripe.com/docs/currencies) for `customer_facing_amount`. |
| customer_id |  | The unique ID of the related customer, if any. |
| customer_name |  | Name of the customer, if any, associated with this balance transaction. |
| customer_shipping_address_city |  | City of the customer shipping address associated with this charge, if any |
| customer_shipping_address_country |  | Country of the customer shipping address associated with this charge, if any |
| customer_shipping_address_line1 |  | First line of the customer shipping address associated with this charge, if any |
| customer_shipping_address_line2 |  | Second line of the customer shipping address associated with this charge, if any |
| customer_shipping_address_postal_code |  | Postal code of the customer shipping address associated with this charge, if any |
| customer_shipping_address_state |  | State of the customer shipping address associated with this charge, if any |
| description | ✓ | An arbitrary string attached to the balance transaction. Often useful for displaying to users. |
| dispute_reason |  | Reason given by cardholder for dispute. Read more about [dispute reasons](https://stripe.com/docs/disputes/categories). |
| fee | ✓ | Fees paid for this transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| fee_net_of_withheld_tax |  | The Stripe processing fee after removing withheld tax. Calculated as fee minus withheld_tax — represents Stripe's actual processing charge excluding any tax withheld. |
| fee_transaction_id |  | Fee Transaction ID associated with the credit. |
| gross | ✓ | Gross amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| invoice_id |  | Unique ID for the invoice associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing invoice. |
| invoice_number |  | Number for the invoice associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing invoice. |
| is_link |  | Whether or not the payment was made using Link. |
| is_managed_payments |  | Whether this transaction was processed through Stripe Managed Payments. True when the charge was handled via Stripe Managed Payments, regardless of whether any tax was withheld. |
| net | ✓ | Net amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| payment_intent_id |  | The unique ID of the related Payment Intent, if any. |
| payment_metadata[key] |  | Metadata associated with the related PaymentIntent, if any. If no PaymentIntent metadata exists, metadata from any related charge object will be returned. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. |
| payment_method_type |  | The type of payment method used in the related payment. |
| payout_reference_token |  | A unique reference token that displays on the beneficiary's bank statement. |
| payout_statement_descriptor |  | Extra information that displays on the recipient's bank statement. Most banks truncate this information and display it inconsistently. Some banks might not display it at all. |
| refund_metadata[key] |  | Metadata associated with the related refund object, if any. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. |
| regulatory_tag |  | ​​An identifier reflecting the classification of this transaction according to local regulations, if applicable. Accounts with automatic payouts enabled receive a separate payout for each regulatory tag. ​​This column is only populated for Brazilian accounts. |
| reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. |
| shipping_address_city |  | City of the shipping address associated with this charge, if any |
| shipping_address_country |  | Country of the shipping address associated with this charge, if any |
| shipping_address_line1 |  | First line of the shipping address associated with this charge, if any |
| shipping_address_line2 |  | Second line of the shipping address associated with this charge, if any |
| shipping_address_postal_code |  | Postal code of the shipping address associated with this charge, if any |
| shipping_address_state |  | State of the shipping address associated with this charge, if any |
| source_id |  | The Stripe object to which this transaction is related. |
| statement_descriptor |  | The dynamic statement descriptor or suffix specified when the related charge was created. |
| subscription_id |  | Unique ID for the subscription associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing subscription. |
| trace_id |  | [Trace ID](https://stripe.com/docs/payouts/trace-id) is a unique identifier generated by bank for the Stripe payouts. Used by banks to locate specific transfers, sometimes referred to as a Reference number. |
| trace_id_status |  | The status of the trace ID. Either `pending`, `unsupported` or `supported`. |
| transfer_metadata[key] |  | Metadata associated with the related transfer object, if any. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. |
| withheld_tax |  | Sales tax, VAT or GST withheld. This amount is already included within the fee column. |

### Payouts summary

API report type: payouts.summary.2

| Column name | Default | Description |
| --- | --- | --- |
| count | ✓ | The number of transactions associated with the `reporting_category`. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. |
| fee | ✓ | Sum of the fees paid for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| gross | ✓ | Sum of the gross amounts of the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| net | ✓ | Sum of the net amounts for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. |

### Itemized payouts

API report type: payouts.itemized.5

| Column name | Default | Description |
| --- | --- | --- |
| application_fee |  | Application fees paid to your platform, only relevant for users on Standard connected accounts. |
| balance_transaction_id | ✓ | Unique identifier for the balance transaction. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. |
| description | ✓ | An arbitrary string attached to the balance transaction. Often useful for displaying to users. |
| effective_at | ✓ | For [automatic payouts](https://stripe.com/docs/payouts#payout-schedule), this is the date we expect funds to arrive in your bank account. For [manual payouts](https://stripe.com/docs/payouts#manual-payouts), this is the date the payout was initiated. In both cases, it's the date the paid-out funds are deducted from your Stripe balance. All dates in the requested timezone, or UTC if not provided. |
| effective_at_utc |  | For [automatic payouts](https://stripe.com/docs/payouts#payout-schedule), this is the date we expect funds to arrive in your bank account. For [manual payouts](https://stripe.com/docs/payouts#manual-payouts), this is the date the payout was initiated. In both cases, it's the date the paid-out funds are deducted from your Stripe balance. All dates in UTC. |
| fee | ✓ | Fees paid for this transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| gross | ✓ | Gross amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| net | ✓ | Net amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| payout_description |  | An arbitrary string attached to the payout. Often useful for displaying to users. |
| payout_destination_id |  | ID of the bank account or card the payout was sent to. |
| payout_expected_arrival_date | ✓ | Date the payout is scheduled to arrive in the bank. This factors in delays like weekends or bank holidays. |
| payout_id | ✓ | The Stripe object to which this transaction is related. |
| payout_reversed_at |  | Typically this field will be empty. However, if the payout's status is `canceled` or `failed`, this field will reflect the time at which it entered that status. Times in the requested timezone, or UTC if not provided. |
| payout_reversed_at_utc |  | Typically this field will be empty. However, if the payout's status is `canceled` or `failed`, this field will reflect the time at which it entered that status. Times in UTC. |
| payout_status | ✓ | Current status of the payout (`paid`, `pending`, `in_transit`, `canceled` or `failed`). A payout will be `pending` until it is submitted to the bank, at which point it becomes `in_transit`. It will then change to `paid` if the transaction goes through. If it does not go through successfully, its status will change to `failed` or `canceled`. |
| payout_type |  | Can be `bank_account` or `card`. |
| regulatory_tag |  | ​​An identifier reflecting the classification of this transaction according to local regulations, if applicable. Accounts with automatic payouts enabled receive a separate payout for each regulatory tag. ​​This column is only populated for Brazilian accounts. |
| reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. |
| trace_id |  | [Trace ID](https://stripe.com/docs/payouts/trace-id) is a unique identifier generated by bank for the Stripe payouts. Used by banks to locate specific transfers, sometimes referred to as a Reference number. |
| trace_id_status |  | The status of the trace ID. Either `pending`, `unsupported` or `supported`. |

### Colunas adicionais

Os relatórios detalhados que você pode baixar no Dashboard incluem as seguintes colunas adicionais:

### Colunas adicionais para relatórios detalhados

- **IDs de produto**: os identificadores exclusivos dos produtos associados à transação.
- **Nomes dos produtos**: os nomes dos produtos associados à transação.
- **País**: o país associado à transação. Para pagamentos com cartão, é o país de emissão do cartão ou o país do endereço de cobrança. Para formas de pagamento locais, é inferido a partir do tipo de forma de pagamento. Para formas de pagamento multirregionais, como SEPA ou PayPal, o padrão é o país da sua conta.

## Agendamento de relatórios

Se você baixa frequentemente o mesmo relatório, pode agendar exportações de relatórios para que ocorram diariamente, semanalmente ou mensalmente. Saiba como [configurar relatórios agendados](https://docs.stripe.com/reports/options.md#scheduled-reports).

## Seções do relatório

Use os [controles](https://docs.stripe.com/reports/options.md) para selecionar o intervalo de datas, a moeda e o fuso horário do seu relatório. A tabela a seguir descreve cada seção do relatório:

| Seção | Descrição |
| --- | --- |
| **Resumo do saldo** | Mostra o saldo inicial e final da Stripe do intervalo de datas selecionado, junto com um resumo de alto nível da sua atividade durante o período. Seu saldo inclui fundos disponíveis, pendentes e reservados (se aplicável). |
| **Alteração de saldo da atividade** | Mostra um detalhamento de suas transações por [categoria de relatório](https://docs.stripe.com/reports/reporting-categories.md). Esta seção inclui todas as transações que afetam seu saldo, exceto repasses: cobranças, reembolsos, contestações, outros ajustes e tarifas. |
| **Repasses** | Mostra a quantidade e o valor total de repasses para sua conta bancária durante o período. Baixe uma lista de transações de repasses individuais clicando em **Exportar**. |

> #### Plataformas Connect
> 
> O detalhamento de atividades está disponível apenas quando uma plataforma Connect visualiza o relatório da conta da plataforma. Os valores refletem a atividade no saldo da Stripe da conta da plataforma; o detalhamento de atividades não está disponível para relatórios com escopo de contas conectadas. Na seção **Alteração do saldo devido à atividade**, clique em um valor para revisar totais resumidos e auditar transações individuais. Saiba mais sobre [detalhamento de atividades](https://docs.stripe.com/reports/activity-breakdown.md).

## Terminologia dos relatórios

O resumo do saldo usa [Transações de saldo](https://docs.stripe.com/api/balance_transactions/object.md) para calcular os saldos pendentes e disponíveis iniciais e finais do período de relatório selecionado. Ele usa duas datas:

- **Criada:** quando uma transação começa a afetar seu saldo da Stripe. Para pagamentos, isso geralmente acontece após a captura. A criação de um `PaymentIntent` não afeta seu saldo.
- **Disponível em:** quando o valor líquido de uma transação passa de pendente para disponível. Em geral, você pode usar fundos disponíveis para repasses, reembolsos, transferências e outros débitos de saldo.

Um `PaymentIntent` com [status de processamento](https://docs.stripe.com/payments/paymentintents/lifecycle.md) significa que a Stripe ainda está determinando se o pagamento será bem-sucedido ou se vai falhar. Isso não significa que os fundos estejam em seu saldo pendente. Os fundos aparecem em seu saldo pendente apenas após a Stripe criar uma transação de saldo para o pagamento. Eles permanecem pendentes até a data **Disponível em** da transação.

## Períodos de relatórios e disponibilidade de dados

A Stripe agrupa a atividade da conta por dia civil no fuso horário selecionado para o relatório, das 0h às 23h59. Os dados completos de cada dia aparecem na guia **Resumo do saldo** até as 12h do dia seguinte, naquele fuso horário. Por exemplo, as atividades de 16 de setembro de 2025 ficam disponíveis até as 12h de 17 de setembro de 2025 no fuso horário selecionado.

Os relatórios do Dashboard incluem apenas dias completos. Para gerar relatórios sobre uma parte do dia, use a [API de relatórios](https://docs.stripe.com/reports/api.md).

Para integrações de API, a Stripe envia eventos de webhook quando novos dados de relatórios estão disponíveis, à 0h (UTC) e às 12h (UTC). Saiba mais sobre [padrões de integração da API de relatórios](https://docs.stripe.com/reports/api.md).