# Laporan ringkasan saldo Rekonsiliasikan saldo Stripe Anda dan unduh riwayat transaksi yang telah dikelompokkan. [Laporan ringkasan saldo](https://dashboard.stripe.com/reports/balance) mirip dengan rekening koran bank, membantu Anda merekonsiliasikan saldo Stripe di akhir bulan. Ini memberikan ekspor CSV terperinci dari riwayat transaksi lengkap Anda dan metadata custom yang terkait dengan transaksi tersebut. Semua transaksi ditampilkan dalam mata uang penyelesaian Anda (setelah konversi mata uang asing). Laporan ringkasan saldo paling berguna jika Anda memperlakukan Stripe seperti rekening bank untuk tujuan akuntansi, merekonsiliasi saldo pada akhir setiap bulan. Jika Anda mengaktifkan payout otomatis dan memilih untuk merekonsiliasikan transaksi yang diselesaikan di setiap payout, lihat laporan [Rekonsiliasi payout](https://docs.stripe.com/reports/payout-reconciliation.md). Tidak yakin? Lihat [panduan](https://docs.stripe.com/reports/select-a-report.md#reconciliation) kami tentang memilih laporan yang tepat. Untuk mulai, gunakan [kontrol](https://docs.stripe.com/reports/options.md) di bagian atas layar untuk memilih rentang tanggal. Bagian **Ringkasan saldo** menunjukkan saldo Stripe awal dan akhir Anda untuk rentang tanggal yang dipilih, bersama ringkasan umum aktivitas Anda selama periode tersebut. Saldo Anda termasuk dana yang tersedia, tertunda, dan dana cadangan, jika ada. Bagian **Perubahan saldo dari aktivitas** memberikan perincian transaksi Anda yang lebih mendetail menurut [kategori pelaporan](https://docs.stripe.com/reports/reporting-categories.md). Bagian ini menyertakan semua transaksi kecuali payout yang memengaruhi saldo Anda, termasuk charge, pengembalian dana, sengketa, penyesuaian lainnya, dan biaya. Bagian **Payouts** memberikan kuantitas dan jumlah total payout ke rekening bank Anda selama periode tersebut. Anda dapat mengunduh daftar transaksi masing-masing payout dengan mengeklik tombol **Unduh**. ## Mengunduh data Anda dapat mengunduh data yang ditampilkan di setiap bagian laporan sebagai file CSV dengan mengeklik tombol **Unduh** di sudut kanan atas bagian itu. Bagian **Perubahan saldo dari aktivitas** dan **Payouts** memungkinkan Anda mengunduh beberapa tipe laporan: - **Ringkasan**: Ini mengunduh data dalam format CSV persis seperti yang Anda lihat di Dashboard. - **Diperinci**: Ini akan mengunduh daftar lengkap masing-masing transaksi yang dirangkum di Dashboard. Anda dapat menyertakan [metadata custom](https://docs.stripe.com/reports/metadata.md) yang terkait dengan transaksi tersebut untuk mempercepat proses rekonsiliasi. Selain itu, Anda dapat mengunduh data per item untuk satu kategori transaksi dengan menempatkan kursor di atas kategori tersebut dan mengklik **Unduh**. ## Perincian aktivitas Lihat data seperti total ringkasan dan detail transaksi individual di Dashboard. Klik jumlah di bagian **Balance change from activity** untuk mengaudit transaksi yang mendasarinya. Fitur ini hanya tersedia untuk [akun platform](https://docs.stripe.com/connect.md). Pelajari lebih lanjut tentang [Perincian aktivitas](https://docs.stripe.com/reports/activity-breakdown.md). ## Ketersediaan data Stripe menghitung semua data Anda setiap hari mulai pukul 00.00 UTC. Data untuk setiap hari didefinisikan sebagai aktivitas Akun yang berlangsung antara pukul 00.00 UTC dan 23.59 UTC. Misalnya, semua aktivitas Akun pada tanggal 16 September 2025 (dari pukul 12.00 hingga 23.59) tersedia di tab Laporan keuangan Ringkasan Saldo paling lambat tanggal 17 September 2025 pukul 12.00. Anda dapat permintaan laporan untuk hari parsial melalui [Reporting API](https://docs.stripe.com/reports/api.md), tetapi laporan di Dashboard Stripe selalu untuk hari penuh. Stripe juga menerbitkan peristiwa webhook dua kali sehari saat data untuk pukul 00:00 UTC dan 12:00 UTC tersedia untuk pelaporan. Untuk detail selengkapnya, lihat pola integrasi [Reporting API](https://docs.stripe.com/reports/api.md). ## Laporan terjadwal Untuk mempelajari cara mengatur jadwal langganan untuk laporan dan menerima notifikasi tentang data baru, lihat [Laporan terjadwal](https://docs.stripe.com/reports/options.md#scheduled-reports). ## Kolom yang tersedia Anda dapat menyesuaikan kolom yang muncul di laporan ketika mengunduhnya di dashboard atau melalui [Reporting API](https://docs.stripe.com/reports/api.md). Kolom yang tersedia di setiap tipe laporan dijelaskan di bawah ini. ### Balance Summary API report type: balance.summary.2 | Column name | Default | Description | | ----------- | ------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | category | ✓ | One of `starting_balance`, `ending_balance`, `activity` or `payouts`. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `net_amount` is defined. | | description | ✓ | One of `Starting balance (YYYY-MM-DD)` - the balance at the start of the period, `Activity` - the net amount of all transactions that affected your balance except for payouts, `Total payouts` - the amount of payouts to your bank account, or `Ending balance (YYYY-MM-DD)` - the balance left over at the end of the period after subtracting payouts from the `Starting balance` and `Activity`. | | net_amount | ✓ | Net amount for the transactions associated with `category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | ### Balance change from activity summary API report type: balance_change_from_activity.summary.2 | Column name | Default | Description | | ------------------ | ------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | count | ✓ | The number of transactions associated with the `reporting_category`. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. | | fee | ✓ | Sum of the fees paid for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | gross | ✓ | Sum of the gross amounts of the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | net | ✓ | Sum of the net amounts for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. | ### Itemized balance change from activity API report type: balance_change_from_activity.itemized.7 | Column name | Default | Description | | ------------------------------------- | ------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | application_fee | | Application fee paid to your platform, only relevant for standard connected accounts. | | automatic_payout_effective_at | | The date we expect this [automatic payout](https://stripe.com/docs/payouts#payout-schedule) to arrive in your bank account, in the requested timezone, or UTC if not provided. This is also when the paid-out funds are deducted from your Stripe balance. | | automatic_payout_effective_at_utc | | The date we expect this [automatic payout](https://stripe.com/docs/payouts#payout-schedule) to arrive in your bank account, in UTC. This is also when the paid-out funds are deducted from your Stripe balance. | | automatic_payout_id | | ID of the automatically created payout associated with this balance transaction (only set if your account is on an [automatic payout schedule](https://stripe.com/docs/payouts#payout-schedule)). | | available_on | ✓ | The date the balance transaction's net funds will become available in the Stripe balance. Dates in the requested timezone, or UTC if not provided. | | available_on_utc | | The date the balance transaction's net funds will become available in the Stripe balance. Dates in UTC. | | balance_transaction_id | ✓ | Unique identifier for the balance transaction. | | balance_type | | The type of balance this transaction belongs to (for example, payments, issuing, corporate_card). | | card_address_city | | City of the card address associated with this charge, if any | | card_address_country | | Country of the card address associated with this charge, if any | | card_address_line1 | | First line of the card address associated with this charge, if any | | card_address_line2 | | Second line of the card address associated with this charge, if any | | card_address_postal_code | | Postal code of the card address associated with this charge, if any | | card_address_state | | State of the card address associated with this charge, if any | | card_brand | | [Card brand](https://stripe.com/docs/api#card_object-brand), if applicable. | | card_country | | Two-letter ISO code representing the country of the card. | | card_funding | | Card [funding type](https://stripe.com/docs/api#account_card_object-funding), if applicable. | | card_network | | Card network, if applicable. | | charge_created | | Creation time of the original charge associated with this balance transaction. Available for charges, refunds and disputes. For charges that were separately authorized and captured, this is the authorization time. Dates in the requested timezone, or UTC if not provided. | | charge_created_utc | | Creation time of the original charge associated with this balance transaction. Available for charges, refunds and disputes. For charges that were separately authorized and captured, this is the authorization time. Dates in UTC. | | charge_id | | Unique identifier for the original charge associated with this balance transaction. Available for charges, refunds and disputes. | | connected_account_country | | For Stripe Connect activity related to a connected account, the two-letter ISO code representing the country of the account. | | connected_account_direct_charge_id | | (Beta) For Stripe Connect activity related to a connected account, charge id of the direct charge that happened on connected account. | | connected_account_id | | For Stripe Connect activity related to a connected account, the unique ID for the account. | | connected_account_name | | For Stripe Connect activity related to a connected account, the name of the account. | | created | ✓ | Time at which the balance transaction was created. Dates in the requested timezone, or UTC if not provided. | | created_utc | | Time at which the balance transaction was created. Dates in UTC. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. | | customer_address_city | | City of the customer address associated with this charge, if any | | customer_address_country | | Country of the customer address associated with this charge, if any | | customer_address_line1 | | First line of the customer address associated with this charge, if any | | customer_address_line2 | | Second line of the customer address associated with this charge, if any | | customer_address_postal_code | | Postal code of the customer address associated with this charge, if any | | customer_address_state | | State of the customer address associated with this charge, if any | | customer_description | | Description provided when creating the customer, often used to store the customer name. | | customer_email | | Email address of the customer, if any, associated with this balance transaction. | | customer_facing_amount | | For transactions associated with charges, refunds, or disputes, the amount of the original charge, refund, or dispute. If the customer was charged in a different currency than your account's default, this field will reflect the amount as seen by the customer. | | customer_facing_currency | | For transactions associated with charges, refunds, or disputes, the three-letter [ISO currency code](https://stripe.com/docs/currencies) for `customer_facing_amount`. | | customer_id | | The unique ID of the related customer, if any. | | customer_name | | Name of the customer, if any, associated with this balance transaction. | | customer_shipping_address_city | | City of the customer shipping address associated with this charge, if any | | customer_shipping_address_country | | Country of the customer shipping address associated with this charge, if any | | customer_shipping_address_line1 | | First line of the customer shipping address associated with this charge, if any | | customer_shipping_address_line2 | | Second line of the customer shipping address associated with this charge, if any | | customer_shipping_address_postal_code | | Postal code of the customer shipping address associated with this charge, if any | | customer_shipping_address_state | | State of the customer shipping address associated with this charge, if any | | description | ✓ | An arbitrary string attached to the balance transaction. Often useful for displaying to users. | | dispute_reason | | Reason given by cardholder for dispute. Read more about [dispute reasons](https://stripe.com/docs/disputes/categories). | | exchange_rate | | captures the foreign exchange rate applied to a balance transaction | | fee | ✓ | Fees paid for this transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | gross | ✓ | Gross amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | invoice_id | | Unique ID for the invoice associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing invoice. | | invoice_number | | Number for the invoice associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing invoice. | | is_link | | Whether or not the payment was made using Link. | | net | ✓ | Net amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | payment_intent_id | | The unique ID of the related Payment Intent, if any. | | payment_metadata[key] | | Metadata associated with the related PaymentIntent, if any. If no PaymentIntent metadata exists, metadata from any related charge object will be returned. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. | | payment_method_type | | The type of payment method used in the related payment. | | payout_reference_token | | A unique reference token that displays on the beneficiary's bank statement. | | payout_statement_descriptor | | Extra information that displays on the recipient's bank statement. Most banks truncate this information and display it inconsistently. Some banks might not display it at all. | | refund_metadata[key] | | Metadata associated with the related refund object, if any. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. | | regulatory_tag | | ​​An identifier reflecting the classification of this transaction according to local regulations, if applicable. Accounts with automatic payouts enabled receive a separate payout for each regulatory tag. ​​This column is only populated for Brazilian accounts. | | reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. | | shipping_address_city | | City of the shipping address associated with this charge, if any | | shipping_address_country | | Country of the shipping address associated with this charge, if any | | shipping_address_line1 | | First line of the shipping address associated with this charge, if any | | shipping_address_line2 | | Second line of the shipping address associated with this charge, if any | | shipping_address_postal_code | | Postal code of the shipping address associated with this charge, if any | | shipping_address_state | | State of the shipping address associated with this charge, if any | | source_id | | The Stripe object to which this transaction is related. | | statement_descriptor | | The dynamic statement descriptor or suffix specified when the related charge was created. | | subscription_id | | Unique ID for the subscription associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing subscription. | | trace_id | | [Trace ID](https://stripe.com/docs/payouts/trace-id) is a unique identifier generated by bank for the Stripe payouts. Used by banks to locate specific transfers, sometimes referred to as a Reference number. | | trace_id_status | | The status of the trace ID. Either `pending`, `unsupported` or `supported`. | | transfer_metadata[key] | | Metadata associated with the related transfer object, if any. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. | ### Payouts summary API report type: payouts.summary.2 | Column name | Default | Description | | ------------------ | ------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | count | ✓ | The number of transactions associated with the `reporting_category`. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. | | fee | ✓ | Sum of the fees paid for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | gross | ✓ | Sum of the gross amounts of the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | net | ✓ | Sum of the net amounts for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. | ### Itemized payouts API report type: payouts.itemized.5 | Column name | Default | Description | | ---------------------------- | ------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | application_fee | | Application fees paid to your platform, only relevant for users on Standard connected accounts. | | balance_transaction_id | ✓ | Unique identifier for the balance transaction. | | currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. | | description | ✓ | An arbitrary string attached to the balance transaction. Often useful for displaying to users. | | effective_at | ✓ | For [automatic payouts](https://stripe.com/docs/payouts#payout-schedule), this is the date we expect funds to arrive in your bank account. For [manual payouts](https://stripe.com/docs/payouts#manual-payouts), this is the date the payout was initiated. In both cases, it's the date the paid-out funds are deducted from your Stripe balance. All dates in the requested timezone, or UTC if not provided. | | effective_at_utc | | For [automatic payouts](https://stripe.com/docs/payouts#payout-schedule), this is the date we expect funds to arrive in your bank account. For [manual payouts](https://stripe.com/docs/payouts#manual-payouts), this is the date the payout was initiated. In both cases, it's the date the paid-out funds are deducted from your Stripe balance. All dates in UTC. | | fee | ✓ | Fees paid for this transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | gross | ✓ | Gross amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | net | ✓ | Net amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). | | payout_description | | An arbitrary string attached to the payout. Often useful for displaying to users. | | payout_destination_id | | ID of the bank account or card the payout was sent to. | | payout_expected_arrival_date | ✓ | Date the payout is scheduled to arrive in the bank. This factors in delays like weekends or bank holidays. | | payout_id | ✓ | The Stripe object to which this transaction is related. | | payout_reversed_at | | Typically this field will be empty. However, if the payout's status is `canceled` or `failed`, this field will reflect the time at which it entered that status. Times in the requested timezone, or UTC if not provided. | | payout_reversed_at_utc | | Typically this field will be empty. However, if the payout's status is `canceled` or `failed`, this field will reflect the time at which it entered that status. Times in UTC. | | payout_status | ✓ | Current status of the payout (`paid`, `pending`, `in_transit`, `canceled` or `failed`). A payout will be `pending` until it is submitted to the bank, at which point it becomes `in_transit`. It will then change to `paid` if the transaction goes through. If it does not go through successfully, its status will change to `failed` or `canceled`. | | payout_type | | Can be `bank_account` or `card`. | | regulatory_tag | | ​​An identifier reflecting the classification of this transaction according to local regulations, if applicable. Accounts with automatic payouts enabled receive a separate payout for each regulatory tag. ​​This column is only populated for Brazilian accounts. | | reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. | | trace_id | | [Trace ID](https://stripe.com/docs/payouts/trace-id) is a unique identifier generated by bank for the Stripe payouts. Used by banks to locate specific transfers, sometimes referred to as a Reference number. | | trace_id_status | | The status of the trace ID. Either `pending`, `unsupported` or `supported`. | ### Kolom tambahan Laporan terperinci yang dapat Anda unduhan dari Dashboard menyertakan kolom tambahan berikut: ### Kolom tambahan untuk laporan terperinci - **ID Produk**: Pengidentifikasi unik dari produk yang terkait dengan transaksi. - **Nama Produk**: Nama produk yang terkait dengan transaksi. - **Negara**: Negara yang dikaitkan dengan transaksi. Untuk pembayaran kartu, ini adalah negara penerbit kartu atau negara alamat penagihan. Untuk metode pembayaran lokal, ini adalah hasil dari jenis metode pembayaran. Untuk metode pembayaran multiwilayah seperti SEPA atau PayPal, pengaturan default-nya adalah negara Akun Anda.