# Saldenübersichtsbericht

Gleichen Sie Ihr Stripe-Guthaben ab und laden Sie Ihren kategorisierten Transaktionsverlauf herunter.

Der Bericht [Saldenübersicht](https://dashboard.stripe.com/reports/balance) funktioniert wie ein Kontoauszug und hilft Ihnen dabei, Ihren Stripe-Saldo am Ende jedes Monats abzugleichen. Sie können eine detaillierte CSV-Datei Ihres gesamten Transaktionsverlaufs exportieren, einschließlich aller zugehörigen benutzerdefinierten Metadaten. Transaktionen werden in Ihrer Abrechnungswährung angezeigt, nachdem etwaige erforderliche Währungsumrechnungen vorgenommen wurden.

In diesem Bericht werden Auszahlungen nicht mit Zahlungsvorgängen verknüpft. Er umfasst alle Transaktionen und Auszahlungen, die im ausgewählten Zeitraum stattgefunden haben. Wenn Sie automatische Auszahlungen nutzen und die mit den einzelnen Auszahlungen verbundenen Transaktionen abgleichen müssen, verwenden Sie stattdessen den Bericht [Auszahlungsabgleich](https://docs.stripe.com/reports/payout-reconciliation.md). Dieser umfasst Transaktionen aus der Zeit vor dem ausgewählten Zeitraum, die mit Auszahlungen im ausgewählten Zeitraum in Verbindung stehen. Informationen zum Vergleich der Berichtstypen finden Sie unter [Bericht auswählen](https://docs.stripe.com/reports/select-a-report.md#reconciliation).

## Daten exportieren

Sie können den Bericht „Saldenübersicht“ im PDF- oder CSV-Format exportieren.

### PDF exportieren

Um eine PDF-Zusammenfassung zu exportieren, klicken Sie oben rechts im Abschnitt **Saldenübersicht** oder **Saldenveränderung durch Transaktionen** auf **Exportieren** und wählen Sie anschließend **PDF** aus. Wählen Sie **Zusammenfassung** aus, falls Sie dazu aufgefordert werden.

Eine PDF-Zusammenfassung enthält die vollständigen Übersichtsdaten aus den Abschnitten **Saldenübersicht**, **Saldenänderung durch Transaktionen** und **Auszahlungen**.

Um detaillierte Transaktionsdaten einzubeziehen, klicken Sie im Abschnitt **Saldenänderung durch Transaktionen** auf **Exportieren**, wählen Sie **PDF** und anschließend **Detailliert** aus. Eine detaillierte PDF-Datei enthält dieselben vollständigen Zusammenfassungsdaten sowie die ersten 5.000 Zeilen der detaillierten Daten unter **Saldenänderung durch Transaktionen**. Um alle detaillierten Zeilen zu exportieren, exportieren Sie die Daten als CSV-Datei.

Der PDF-Export ist für Stripe-Konten mit Sitz in Indien nicht verfügbar.

### An CSV exportieren

Um Daten aus einem Berichtsabschnitt als CSV-Datei zu exportieren, klicken Sie oben rechts im Abschnitt auf **Exportieren** und wählen Sie anschließend **CSV** aus. CSV-Dateien enthalten ausschließlich Daten aus dem Abschnitt, in dem Sie den Export starten.

Der Abschnitt **Saldenübersicht** enthält lediglich eine CSV-Zusammenfassung. Die Abschnitte **Saldenveränderung durch Transaktionen** und **Auszahlungen** bieten zwei Berichtsformate:

### Exportierte Spalten anpassen

Sie können die Spalten, die in den Berichten angezeigt werden, anpassen, wenn Sie diese im Dashboard oder über die [Reporting AP](https://docs.stripe.com/reports/api.md) exportieren. Die für die einzelnen Berichtstypen verfügbaren Spalten werden im Folgenden beschrieben.

### Balance Summary

API report type: balance.summary.2

| Column name | Default | Description |
| --- | --- | --- |
| category | ✓ | One of `starting_balance`, `ending_balance`, `activity` or `payouts`. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `net_amount` is defined. |
| description | ✓ | One of `Starting balance (YYYY-MM-DD)` - the balance at the start of the period, `Activity` - the net amount of all transactions that affected your balance except for payouts, `Total payouts` - the amount of payouts to your bank account, or `Ending balance (YYYY-MM-DD)` - the balance left over at the end of the period after subtracting payouts from the `Starting balance` and `Activity`. |
| net_amount | ✓ | Net amount for the transactions associated with `category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |

### Balance change from activity summary

API report type: balance_change_from_activity.summary.2

| Column name | Default | Description |
| --- | --- | --- |
| count | ✓ | The number of transactions associated with the `reporting_category`. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. |
| fee | ✓ | Sum of the fees paid for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| gross | ✓ | Sum of the gross amounts of the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| net | ✓ | Sum of the net amounts for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. |

### Itemized balance change from activity

API report type: balance_change_from_activity.itemized.7

| Column name | Default | Description |
| --- | --- | --- |
| application_fee |  | Application fee paid to your platform, only relevant for standard connected accounts. |
| automatic_payout_effective_at |  | The date we expect this [automatic payout](https://stripe.com/docs/payouts#payout-schedule) to arrive in your bank account, in the requested timezone, or UTC if not provided. This is also when the paid-out funds are deducted from your Stripe balance. |
| automatic_payout_effective_at_utc |  | The date we expect this [automatic payout](https://stripe.com/docs/payouts#payout-schedule) to arrive in your bank account, in UTC. This is also when the paid-out funds are deducted from your Stripe balance. |
| automatic_payout_id |  | ID of the automatically created payout associated with this balance transaction (only set if your account is on an [automatic payout schedule](https://stripe.com/docs/payouts#payout-schedule)). |
| available_on | ✓ | The date the balance transaction's net funds will become available in the Stripe balance. Dates in the requested timezone, or UTC if not provided. |
| available_on_utc |  | The date the balance transaction's net funds will become available in the Stripe balance. Dates in UTC. |
| balance_transaction_id | ✓ | Unique identifier for the balance transaction. |
| balance_type |  | The type of balance this transaction belongs to (for example, payments, issuing, corporate_card). |
| card_address_city |  | City of the card address associated with this charge, if any |
| card_address_country |  | Country of the card address associated with this charge, if any |
| card_address_line1 |  | First line of the card address associated with this charge, if any |
| card_address_line2 |  | Second line of the card address associated with this charge, if any |
| card_address_postal_code |  | Postal code of the card address associated with this charge, if any |
| card_address_state |  | State of the card address associated with this charge, if any |
| card_brand |  | [Card brand](https://stripe.com/docs/api#card_object-brand), if applicable. |
| card_country |  | Two-letter ISO code representing the country of the card. |
| card_funding |  | Card [funding type](https://stripe.com/docs/api#account_card_object-funding), if applicable. |
| card_network |  | Card network, if applicable. |
| charge_created |  | Creation time of the original charge associated with this balance transaction. Available for charges, refunds and disputes. For charges that were separately authorized and captured, this is the authorization time.  Dates in the requested timezone, or UTC if not provided. |
| charge_created_utc |  | Creation time of the original charge associated with this balance transaction. Available for charges, refunds and disputes. For charges that were separately authorized and captured, this is the authorization time.  Dates in UTC. |
| charge_id |  | Unique identifier for the original charge associated with this balance transaction. Available for charges, refunds and disputes. |
| connected_account_country |  | For Stripe Connect activity related to a connected account, the two-letter ISO code representing the country of the account. |
| connected_account_direct_charge_id |  | (Beta) For Stripe Connect activity related to a connected account, charge id of the direct charge that happened on connected account. |
| connected_account_id |  | For Stripe Connect activity related to a connected account, the unique ID for the account. |
| connected_account_name |  | For Stripe Connect activity related to a connected account, the name of the account. |
| created | ✓ | Time at which the balance transaction was created. Dates in the requested timezone, or UTC if not provided. |
| created_utc |  | Time at which the balance transaction was created. Dates in UTC. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. |
| customer_address_city |  | City of the customer address associated with this charge, if any |
| customer_address_country |  | Country of the customer address associated with this charge, if any |
| customer_address_line1 |  | First line of the customer address associated with this charge, if any |
| customer_address_line2 |  | Second line of the customer address associated with this charge, if any |
| customer_address_postal_code |  | Postal code of the customer address associated with this charge, if any |
| customer_address_state |  | State of the customer address associated with this charge, if any |
| customer_description |  | Description provided when creating the customer, often used to store the customer name. |
| customer_email |  | Email address of the customer, if any, associated with this balance transaction. |
| customer_facing_amount |  | For transactions associated with charges, refunds, or disputes, the amount of the original charge, refund, or dispute. If the customer was charged in a different currency than your account's default, this field will reflect the amount as seen by the customer. |
| customer_facing_currency |  | For transactions associated with charges, refunds, or disputes, the three-letter [ISO currency code](https://stripe.com/docs/currencies) for `customer_facing_amount`. |
| customer_id |  | The unique ID of the related customer, if any. |
| customer_name |  | Name of the customer, if any, associated with this balance transaction. |
| customer_shipping_address_city |  | City of the customer shipping address associated with this charge, if any |
| customer_shipping_address_country |  | Country of the customer shipping address associated with this charge, if any |
| customer_shipping_address_line1 |  | First line of the customer shipping address associated with this charge, if any |
| customer_shipping_address_line2 |  | Second line of the customer shipping address associated with this charge, if any |
| customer_shipping_address_postal_code |  | Postal code of the customer shipping address associated with this charge, if any |
| customer_shipping_address_state |  | State of the customer shipping address associated with this charge, if any |
| description | ✓ | An arbitrary string attached to the balance transaction. Often useful for displaying to users. |
| dispute_reason |  | Reason given by cardholder for dispute. Read more about [dispute reasons](https://stripe.com/docs/disputes/categories). |
| fee | ✓ | Fees paid for this transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| fee_net_of_withheld_tax |  | The Stripe processing fee after removing withheld tax. Calculated as fee minus withheld_tax — represents Stripe's actual processing charge excluding any tax withheld. |
| fee_transaction_id |  | Fee Transaction ID associated with the credit. |
| gross | ✓ | Gross amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| invoice_id |  | Unique ID for the invoice associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing invoice. |
| invoice_number |  | Number for the invoice associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing invoice. |
| is_link |  | Whether or not the payment was made using Link. |
| is_managed_payments |  | Whether this transaction was processed through Stripe Managed Payments. True when the charge was handled via Stripe Managed Payments, regardless of whether any tax was withheld. |
| net | ✓ | Net amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| payment_intent_id |  | The unique ID of the related Payment Intent, if any. |
| payment_metadata[key] |  | Metadata associated with the related PaymentIntent, if any. If no PaymentIntent metadata exists, metadata from any related charge object will be returned. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. |
| payment_method_type |  | The type of payment method used in the related payment. |
| payout_reference_token |  | A unique reference token that displays on the beneficiary's bank statement. |
| payout_statement_descriptor |  | Extra information that displays on the recipient's bank statement. Most banks truncate this information and display it inconsistently. Some banks might not display it at all. |
| refund_metadata[key] |  | Metadata associated with the related refund object, if any. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. |
| regulatory_tag |  | ​​An identifier reflecting the classification of this transaction according to local regulations, if applicable. Accounts with automatic payouts enabled receive a separate payout for each regulatory tag. ​​This column is only populated for Brazilian accounts. |
| reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. |
| shipping_address_city |  | City of the shipping address associated with this charge, if any |
| shipping_address_country |  | Country of the shipping address associated with this charge, if any |
| shipping_address_line1 |  | First line of the shipping address associated with this charge, if any |
| shipping_address_line2 |  | Second line of the shipping address associated with this charge, if any |
| shipping_address_postal_code |  | Postal code of the shipping address associated with this charge, if any |
| shipping_address_state |  | State of the shipping address associated with this charge, if any |
| source_id |  | The Stripe object to which this transaction is related. |
| statement_descriptor |  | The dynamic statement descriptor or suffix specified when the related charge was created. |
| subscription_id |  | Unique ID for the subscription associated with this balance transaction. Available for charges, refunds, and disputes made in connection with a Stripe Billing subscription. |
| trace_id |  | [Trace ID](https://stripe.com/docs/payouts/trace-id) is a unique identifier generated by bank for the Stripe payouts. Used by banks to locate specific transfers, sometimes referred to as a Reference number. |
| trace_id_status |  | The status of the trace ID. Either `pending`, `unsupported` or `supported`. |
| transfer_metadata[key] |  | Metadata associated with the related transfer object, if any. API requests including this column must specify a metadata key in brackets. This column can be specified multiple times to retrieve data from additional metadata keys. |
| withheld_tax |  | Sales tax, VAT or GST withheld. This amount is already included within the fee column. |

### Payouts summary

API report type: payouts.summary.2

| Column name | Default | Description |
| --- | --- | --- |
| count | ✓ | The number of transactions associated with the `reporting_category`. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. |
| fee | ✓ | Sum of the fees paid for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| gross | ✓ | Sum of the gross amounts of the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| net | ✓ | Sum of the net amounts for the transactions associated with the `reporting_category`. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. |

### Itemized payouts

API report type: payouts.itemized.5

| Column name | Default | Description |
| --- | --- | --- |
| application_fee |  | Application fees paid to your platform, only relevant for users on Standard connected accounts. |
| balance_transaction_id | ✓ | Unique identifier for the balance transaction. |
| currency | ✓ | Three-letter [ISO code for the currency](https://stripe.com/docs/currencies) in which `gross`, `fee` and `net` are defined. |
| description | ✓ | An arbitrary string attached to the balance transaction. Often useful for displaying to users. |
| effective_at | ✓ | For [automatic payouts](https://stripe.com/docs/payouts#payout-schedule), this is the date we expect funds to arrive in your bank account. For [manual payouts](https://stripe.com/docs/payouts#manual-payouts), this is the date the payout was initiated. In both cases, it's the date the paid-out funds are deducted from your Stripe balance. All dates in the requested timezone, or UTC if not provided. |
| effective_at_utc |  | For [automatic payouts](https://stripe.com/docs/payouts#payout-schedule), this is the date we expect funds to arrive in your bank account. For [manual payouts](https://stripe.com/docs/payouts#manual-payouts), this is the date the payout was initiated. In both cases, it's the date the paid-out funds are deducted from your Stripe balance. All dates in UTC. |
| fee | ✓ | Fees paid for this transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| gross | ✓ | Gross amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| net | ✓ | Net amount of the transaction. Expressed in major units of the currency (e.g. dollars for USD, yen for JPY). |
| payout_description |  | An arbitrary string attached to the payout. Often useful for displaying to users. |
| payout_destination_id |  | ID of the bank account or card the payout was sent to. |
| payout_expected_arrival_date | ✓ | Date the payout is scheduled to arrive in the bank. This factors in delays like weekends or bank holidays. |
| payout_id | ✓ | The Stripe object to which this transaction is related. |
| payout_reversed_at |  | Typically this field will be empty. However, if the payout's status is `canceled` or `failed`, this field will reflect the time at which it entered that status. Times in the requested timezone, or UTC if not provided. |
| payout_reversed_at_utc |  | Typically this field will be empty. However, if the payout's status is `canceled` or `failed`, this field will reflect the time at which it entered that status. Times in UTC. |
| payout_status | ✓ | Current status of the payout (`paid`, `pending`, `in_transit`, `canceled` or `failed`). A payout will be `pending` until it is submitted to the bank, at which point it becomes `in_transit`. It will then change to `paid` if the transaction goes through. If it does not go through successfully, its status will change to `failed` or `canceled`. |
| payout_type |  | Can be `bank_account` or `card`. |
| regulatory_tag |  | ​​An identifier reflecting the classification of this transaction according to local regulations, if applicable. Accounts with automatic payouts enabled receive a separate payout for each regulatory tag. ​​This column is only populated for Brazilian accounts. |
| reporting_category | ✓ | [Reporting Category](https://stripe.com/docs/reporting/reporting-categories) is a new categorization of balance transactions, meant to improve on the current `type` field. |
| trace_id |  | [Trace ID](https://stripe.com/docs/payouts/trace-id) is a unique identifier generated by bank for the Stripe payouts. Used by banks to locate specific transfers, sometimes referred to as a Reference number. |
| trace_id_status |  | The status of the trace ID. Either `pending`, `unsupported` or `supported`. |

### Zusätzliche Spalten

Die detaillierten Berichte, die Sie vom Dashboard herunterladen können, enthalten die folgenden zusätzlichen Spalten:

### Zusätzliche Spalten für detaillierte Berichte

- **Produkt-IDs**: Die eindeutigen Kennungen der mit der Transaktion verbundenen Produkte.
- **Produktnamen**: Die Namen der mit der Transaktion verbundenen Produkte.
- **Land**: Das mit der Transaktion verbundene Land. Bei Kartenzahlungen ist dies das Ausstellungsland der Karte oder das Land der Rechnungsadresse. Bei lokalen Zahlungsmethoden wird dies aus der Art der Zahlungsmethode abgeleitet. Bei Zahlungsmethoden für mehrere Regionen wie SEPA oder PayPal wird standardmäßig das Land Ihres Kontos verwendet.

## Berichte planen

Wenn Sie denselben Bericht häufig herunterladen, können Sie den Export des Berichts so einrichten, dass er täglich, wöchentlich oder monatlich erfolgt. Erfahren Sie, wie Sie [geplante Berichte einrichten](https://docs.stripe.com/reports/options.md#scheduled-reports).

## Berichtsabschnitte

Verwenden Sie die [Steuerelemente](https://docs.stripe.com/reports/options.md), um den Datumsbereich, die Währung und die Zeitzone für Ihren Bericht auszuwählen. In der folgenden Tabelle werden die einzelnen Abschnitte des Berichts beschrieben:

| Abschnitt | Beschreibung |
| --- | --- |
| **Saldenübersicht** | Zeigt Ihren Stripe-Kontostand zu Beginn und am Ende des ausgewählten Zeitraums sowie eine allgemeine Übersicht über Ihre Aktivitäten in diesem Zeitraum an. Ihr Kontostand umfasst verfügbare, ausstehende und reservierte Beträge (sofern zutreffend). |
| **Guthabenänderung resultierend aus Aktivitäten** | Zeigt eine detaillierte Aufschlüsselung Ihrer Transaktionen nach [Berichts-Kategorie](https://docs.stripe.com/reports/reporting-categories.md) an. Dieser Abschnitt umfasst alle Transaktionen, die sich auf Ihren Kontostand auswirken, mit Ausnahme von Auszahlungen: Belastungen, Rückerstattungen, Streitfälle, sonstige Anpassungen und Gebühren. |
| **Payouts** | Zeigt die Anzahl und den Gesamtbetrag der Auszahlungen auf Ihr Bankkonto während des Zeitraums an. Laden Sie eine Liste der einzelnen Auszahlungsvorgänge herunter, indem Sie auf **Exportieren** klicken. |

> #### Connect-Plattformen
> 
> Die Aufschlüsselung der Transaktionen ist nur verfügbar, wenn eine Connect-Plattform ihren Plattform-Kontobericht aufruft. Die Beträge spiegeln die Transaktionen auf dem Stripe-Guthaben des Plattformkontos wider; eine Aufschlüsselung der Transaktionen ist für Berichte, die sich auf verbundene Konten beziehen, nicht verfügbar. Klicken Sie im Abschnitt **Guthabenänderung durch Transaktionen** auf einen Betrag, um die zusammengefassten Summen einzusehen und einzelne Transaktionen zu überprüfen. Erfahren Sie mehr über die [Aufschlüsselung der Transaktionen](https://docs.stripe.com/reports/activity-breakdown.md).

## Berichtsterminologie

Die Saldenübersicht verwendet [Saldo-Transaktionen](https://docs.stripe.com/api/balance_transactions/object.md), um die offenen und verfügbaren Anfangs- und Endsalden für den ausgewählten Berichtszeitraum zu berechnen. Dabei werden zwei Daten herangezogen:

- **Erstellt:** Wenn sich eine Transaktion auf Ihren Stripe-Kontostand auswirkt. Bei Zahlungen geschieht dies in der Regel nach der Erfassung. Das Erstellen eines `PaymentIntent` hat keine Auswirkungen auf Ihren Kontostand.
- **Verfügbar ab:** Der Zeitpunkt, zu dem der Nettobetrag einer Transaktion vom Status „ausstehend“ in den Status „verfügbar“ wechselt. In der Regel können Sie verfügbare Beträge für Auszahlungen, Rückerstattungen, Überweisungen und sonstige Abbuchungen vom Kontostand verwenden.

Ein `PaymentIntent` mit dem [Status „in Bearbeitung“](https://docs.stripe.com/payments/paymentintents/lifecycle.md) bedeutet, dass Stripe noch prüft, ob die Zahlung erfolgreich sein wird oder fehlschlägt. Dies bedeutet nicht, dass sich der Betrag bereits in Ihrem ausstehenden Guthaben befindet. Der Betrag erscheint erst dann in Ihrem ausstehenden Guthaben, wenn Stripe eine Guthabentransaktion für die Zahlung erstellt hat. Er bleibt bis zum Datum**Verfügbar am** der Transaktion ausstehend.

## Berichtszeiträume und Datenverfügbarkeit

Stripe fasst die Kontoaktivitäten nach Kalendertagen in der für den Bericht ausgewählten Zeitzone zusammen, und zwar von 00:00 Uhr bis 23:59 Uhr. Die vollständigen Daten für jeden Tag werden bis 12:00 Uhr des folgenden Tages in dieser Zeitzone auf der Registerkarte **Saldenübersicht** angezeigt. So sind beispielsweise die Aktivitäten vom 16. September 2025 bis 12:00 Uhr am 17. September 2025 in der ausgewählten Zeitzone verfügbar.

Die Berichte im Dashboard umfassen ausschließlich volle Tage. Um einen Teil eines Tages auszuwerten, verwenden Sie die [Reporting API](https://docs.stripe.com/reports/api.md).

Bei API-Integrationen sendet Stripe `reporting.report_type.updated`-Webhook-Ereignisse, sobald neue Berichtsdaten verfügbar sind. Erfahren Sie mehr über [Integrationsmuster für die Reporting-API](https://docs.stripe.com/reports/api.md#integration-pattern).