# Receive payouts

Set up your bank account to receive payouts.

You receive funds when Stripe (or your platform) makes payouts to your bank account. Payout availability varies depending on your industry and country of operation. When you start processing live payments, Stripe typically schedules your initial payout for 7-14 days after you successfully receive your first payment. Your first payout might take longer, depending on your industry risk level and country of operation. Subsequent payouts follow your account’s [payout schedule](https://docs.stripe.com/payouts.md#payout-schedule).

You can see a comprehensive list of your payouts and the expected dates of deposit into your bank account in the [Dashboard](https://dashboard.stripe.com/test/payouts). If you’re a *Connect* (Connect is Stripe's solution for multi-party businesses, such as marketplace or software platforms, to route payments between sellers, customers, and other recipients) platform, see [Connect payouts](https://docs.stripe.com/connect/payouts-connected-accounts.md).

## Add or update your bank account 

You can add a new bank account or update existing account details from your [Payout settings](https://dashboard.stripe.com/account/payouts) in the Dashboard. Based on your bank’s location, Stripe might require different account details to activate your bank account. You must match the currency of the bank account to the currency in your [Payout settings](https://dashboard.stripe.com/account/payouts). To modify banking information, click **Edit** next to the bank account you want to update.

Use the following table to see the required bank details for specific countries:

#### Albania (AL)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| SWIFT / BIC Code         | AAAAALTXXXX (8-11 characters)                |
| IBAN                     | AL35202111090000000001234567 (28 characters) |

Albania is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Algeria (DZ)

| Bank account information | Example data                         |
| ------------------------ | ------------------------------------ |
| SWIFT / BIC Code         | AAAADZDZXXX (8-11 characters)        |
| Account Number           | 00001234567890123456 (20 characters) |

Algeria is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Angola (AO)

| Bank account information | Example data                              |
| ------------------------ | ----------------------------------------- |
| SWIFT / BIC Code         | AAAAAOAOXXX (8-11 characters)             |
| IBAN                     | AO06004400006729503010102 (25 characters) |

Angola is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Antigua and Barbuda (AG)

| Bank account information | Example data                   |
| ------------------------ | ------------------------------ |
| SWIFT / BIC Code         | AAAAAGAGXYZ (8-11 characters)  |
| Account number           | 000123456789 (1-32 characters) |

Antigua and Barbuda is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Argentina (AR)

| Bank account information | Example data                       |
| ------------------------ | ---------------------------------- |
| CBU                      | 0110000600000000000000 (22 digits) |

Argentina is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Armenia (AM)

| Bank account information | Example data               |
| ------------------------ | -------------------------- |
| SWIFT / BIC Code         | AAAAAMNNXXX (8-11 digits)  |
| Account number           | 00001234567 (11-16 digits) |

Armenia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Australia (AU)

| Bank account information | Example data                            |
| ------------------------ | --------------------------------------- |
| BSB                      | 123456 (6 characters)                   |
| Account number (AUD)     | 12345678 (4-9 digits)                   |
| Account number (non-AUD) | DTCBBZ1T (4-14 alphanumeric characters) |

#### Austria (AT)

| Bank account information | Example data         |
| ------------------------ | -------------------- |
| IBAN                     | AT611904300234573201 |

#### Azerbaijan (AZ)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| Bank code                | 123456 (6 digits)                            |
| Branch code              | 123456 (6 digits)                            |
| IBAN                     | AZ77ADJE12345678901234567890 (28 characters) |

Azerbaijan is only available for [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Bahamas (BS)

| Bank account information | Example data                  |
| ------------------------ | ----------------------------- |
| SWIFT / BIC Code         | AAAABSNSXXX (8-11 characters) |
| Account Number           | 0001234 (1-10 digits)         |

Bahamas is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Bahrain (BH)

| Bank account information | Example data                           |
| ------------------------ | -------------------------------------- |
| SWIFT / BIC Code         | AAAABHBMXYZ (8-11 characters)          |
| IBAN                     | BH29BMAG1299123456BH00 (22 characters) |

Bahrain is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Bangladesh (BD)

| Bank account information | Example data                 |
| ------------------------ | ---------------------------- |
| Bank code                | 110000000 (9 characters)     |
| Account Number           | 0000123456789 (13-17 digits) |

Bangladesh is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Belgium (BE)

| Bank account information | Example data     |
| ------------------------ | ---------------- |
| IBAN                     | BE12345678912345 |

#### Benin (BJ)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| IBAN                     | BJ66BJ0610100100144390000769 (28 characters) |

Benin is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Bhutan (BT)

| Bank account information | Example data                |
| ------------------------ | --------------------------- |
| SWIFT / BIC Code         | AAAABTBTXXX (8-11 digits)   |
| Account number           | 0000123456789 (1-17 digits) |

Bhutan is only available for [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Bolivia (BO)

| Bank account information | Example data                |
| ------------------------ | --------------------------- |
| Bank code                | 040 (1-3 digits)            |
| Account number           | 000123456789 (10-15 digits) |

Bolivia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Bosnia and Herzegovina (BA)

| Bank account information | Example data                         |
| ------------------------ | ------------------------------------ |
| SWIFT / BIC Code         | AAAABABAXXX (8-11 characters)        |
| IBAN                     | BA095520001234567812 (20 characters) |

Bosnia and Herzegovina is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Botswana (BW)

| Bank account information | Example data                  |
| ------------------------ | ----------------------------- |
| SWIFT / BIC Code         | AAAABWBWXXX (8-11 characters) |
| Account Number           | 000123456789 (1-16 digits)    |

Botswana is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Brazil (BR)

| Bank account information | Example data          |
| ------------------------ | --------------------- |
| Bank code                | 123 (3 characters)    |
| Branch code              | 4567 (4 characters)   |
| Account number           | Format varies by bank |

#### Brunei (BN)

| Bank account information | Example data                |
| ------------------------ | --------------------------- |
| SWIFT / BIC Code         | AAAABNBBXXX (8-11 digits)   |
| Account number           | 0000123456789 (1-13 digits) |

Brunei is only available for [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Bulgaria (BG)

| Bank account information | Example data                           |
| ------------------------ | -------------------------------------- |
| IBAN                     | BG80BNBG96611020345678 (22 characters) |

#### Cambodia (KH)

| Bank account information | Example data                   |
| ------------------------ | ------------------------------ |
| SWIFT / BIC Code         | AAAAKHKHXXX (8-11 characters)  |
| Account Number           | 000123456789 (5-15 characters) |

Cambodia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Canada (CA)

| Bank account information | Example data          |
| ------------------------ | --------------------- |
| Transit number           | 12345                 |
| Institution number       | 678                   |
| Account number           | Format varies by bank |

#### Chile (CL)

| Bank account information | Example data               |
| ------------------------ | -------------------------- |
| Bank code                | 507 (3 digits)             |
| Account number           | 000123456789 (5-25 digits) |
| Bank account type        | checking                   |

There are two valid bank account types: “checking” and “savings”.

Chile is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Colombia (CO)

| Bank account information | Example data               |
| ------------------------ | -------------------------- |
| Bank code                | 060 (3 digits)             |
| Account number           | 000123456789 (9-16 digits) |
| Bank account type        | savings                    |

There are two valid bank account types: “checking” and “savings”.

Colombia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Costa Rica (CR)

| Bank account information | Example data                           |
| ------------------------ | -------------------------------------- |
| IBAN                     | CR04010212367856709123 (22 characters) |

Costa Rica is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Côte d'Ivoire (CI)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| IBAN                     | CI93CI0080111301134291200589 (28 characters) |

Côte d’Ivoire is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Croatia (HR)

| Bank account information | Example data                          |
| ------------------------ | ------------------------------------- |
| IBAN                     | HR1210010051863000160 (21 characters) |

#### Cyprus (CY)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| IBAN                     | CY17002001280000001200527600 (28 characters) |

#### Czech Republic (CZ)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| IBAN                     | CZ6508000000192000145399 (24 characters) |

#### Denmark (DK)

| Bank account information | Example data       |
| ------------------------ | ------------------ |
| IBAN                     | DK5000400440116243 |

#### Dominican Republic (DO)

| Bank account information | Example data                   |
| ------------------------ | ------------------------------ |
| Bank Code                | 021 (1-3 digits)               |
| Branch Code              | 4232 (0-5 digits)              |
| Account number           | 000123456788 (Up to 28 digits) |

Dominican Republic is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Ecuador (EC)

| Bank account information | Example data               |
| ------------------------ | -------------------------- |
| SWIFT / BIC Code         | AAAAECE1XXX (8-11 digits)  |
| Account number           | 000123456789 (5-18 digits) |

Ecuador is only available for [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Egypt (EG)

| Bank account information | Example data                                  |
| ------------------------ | --------------------------------------------- |
| SWIFT / BIC Code         | NBEGEGCX331 (8-11 characters)                 |
| IBAN                     | EG573456789012345678901111111 (29 characters) |

Egypt is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### El Salvador (SV)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| SWIFT / BIC              | AAAASVS1XXX (8-11 characters)                |
| IBAN                     | SV44BCIE12345678901234567890 (28 characters) |

El Salvador is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Estonia (EE)

| Bank account information | Example data                         |
| ------------------------ | ------------------------------------ |
| IBAN                     | EE382200221020145685 (20 characters) |

#### Ethiopia (ET)

| Bank account information | Example data                     |
| ------------------------ | -------------------------------- |
| SWIFT / BIC Code         | AAAAETETXXX (8-11 characters)    |
| Account Number           | 0000000012345 (13-16 characters) |

Ethiopia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Finland (FI)

| Bank account information | Example data       |
| ------------------------ | ------------------ |
| IBAN                     | FI2112345600000785 |

#### France (FR)

| Bank account information | Example data                                |
| ------------------------ | ------------------------------------------- |
| IBAN                     | FR1420041010050500013M02606 (27 characters) |

#### Gabon (GA)

| Bank account information | Example data                        |
| ------------------------ | ----------------------------------- |
| SWIFT / BIC Code         | AAAAGAGAXXX (8-11 characters)       |
| Account Number           | 00001234567890123456789 (23 digits) |

Gabon is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Gambia (GM)

| Bank account information | Example data                       |
| ------------------------ | ---------------------------------- |
| SWIFT / BIC Code         | AGIXGMGM (8 - 11 characters)       |
| Account number           | 000123000456000789 (18 characters) |

Gambia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Germany (DE)

| Bank account information | Example data                           |
| ------------------------ | -------------------------------------- |
| IBAN                     | DE89370400440532013000 (22 characters) |

#### Ghana (GH)

| Bank account information | Example data               |
| ------------------------ | -------------------------- |
| Bank sort code           | 022112 (6 digits)          |
| Account number           | 000123456789 (8-20 digits) |

Ghana is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Gibraltar (GI)

| Bank account information | Example data |
| ------------------------ | ------------ |
| Sort Code                | 12-34-56     |
| Account number           | 01234567     |

The information required for GI-based bank accounts depends on the currency being used and the country of your Stripe account.

#### Greece (GR)

| Bank account information | Example data                                |
| ------------------------ | ------------------------------------------- |
| IBAN                     | GR1601101250000000012300695 (27 characters) |

#### Guatemala (GT)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| SWIFT / BIC Code         | AAAAGTGCXYZ (8-11 characters)                |
| IBAN                     | GT82TRAJ01020000001210029690 (28 characters) |

Guatemala is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Guyana (GY)

| Bank account information | Example data                   |
| ------------------------ | ------------------------------ |
| SWIFT / BIC Code         | AAAAGYGGXYZ (8-11 characters)  |
| Account number           | 000123456789 (1-32 characters) |

Guyana is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Hong Kong (HK)

| Bank account information | Example data                |
| ------------------------ | --------------------------- |
| Clearing Code            | 123 (3 characters)          |
| Branch code              | 456 (3 characters)          |
| Account number           | 123456-789 (6-9 characters) |

#### Hungary (HU)

| Bank account information | Example data                                |
| ------------------------ | ------------------------------------------- |
| IBAN                     | HU42117730161111101800000000(28 characters) |

#### Iceland (IS)

| Bank account information | Example data                               |
| ------------------------ | ------------------------------------------ |
| IBAN                     | IS140159260076545510730339 (26 characters) |

Stripe only supports EUR bank accounts in Iceland.

Iceland is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### India (IN)

| Bank account information | Example data                |
| ------------------------ | --------------------------- |
| IFSC Code                | HDFC0004051 (11 characters) |
| Account number           | Format varies by bank       |

#### Indonesia (ID)

| Bank account information | Example data          |
| ------------------------ | --------------------- |
| Bank name                | UOB Buana             |
| Bank code                | 023 (3-4 characters)  |
| Account number           | Format varies by bank |

Indonesia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Ireland (IE)

| Bank account information | Example data                           |
| ------------------------ | -------------------------------------- |
| IBAN                     | IE29AIBK93115212345678 (22 characters) |

#### Israel (IL)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| IBAN                     | IL620108000000099999999  (23 characters) |

Israel is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Italy (IT)

| Bank account information | Example data                                |
| ------------------------ | ------------------------------------------- |
| IBAN                     | IT60X0542811101000000123456 (27 characters) |

#### Jamaica (JM)

| Bank account information | Example data                   |
| ------------------------ | ------------------------------ |
| Bank Code                | 111 (3 digits)                 |
| Branch Code              | 00000 (5 digits)               |
| Account number           | 000123456789 (Up to 18 digits) |

Jamaica is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Japan (JP)

| Bank account information | Example data         |
| ------------------------ | -------------------- |
| Bank name                | いろは銀行                |
| Branch name              | 東京支店                 |
| Bank code                | 0123 (4 digits)      |
| Branch code              | 456 (3 digits)       |
| Account number           | 1234567 (4-8 digits) |
| Account owner name       | ヤマダハナコ               |

Stripe supports futsū (普通預金) or tōza (当座預金) type bank accounts in Japan. For cross-border payouts, your bank must also participate in the Foreign Exchange Yen Clearing System (FXYCS).

#### Jordan (JO)

| Bank account information | Example data                                   |
| ------------------------ | ---------------------------------------------- |
| SWIFT / BIC Code         | AAAAJOJOXXX (8-11 characters)                  |
| IBAN                     | JO32ABCJ0010123456789012345678 (30 characters) |

Jordan is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Kazakhstan (KZ)

| Bank account information | Example data                         |
| ------------------------ | ------------------------------------ |
| SWIFT / BIC Code         | AAAAKZKZXXX (8-11 characters)        |
| IBAN                     | KZ221251234567890123 (20 characters) |

Kazakhstan is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Kenya (KE)

| Bank account information | Example data                     |
| ------------------------ | -------------------------------- |
| SWIFT / BIC Code         | BARCKENXMDR (8 - 11 characters)  |
| Account number           | 0123456789 (up to 32 characters) |

Kenya is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Kuwait (KW)

| Bank account information | Example data                                   |
| ------------------------ | ---------------------------------------------- |
| SWIFT / BIC Code         | AAAAKWKWXYZ (8-11 characters)                  |
| IBAN                     | KW81CBKU0000000000001234560101 (30 characters) |

Kuwait is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Laos (LA)

| Bank account information | Example data                  |
| ------------------------ | ----------------------------- |
| SWIFT / BIC Code         | AAAALALAXXX (8-11 characters) |
| Account Number           | 000123456789 (1-18 digits)    |

Laos is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Latvia (LV)

| Bank account information | Example data                          |
| ------------------------ | ------------------------------------- |
| IBAN                     | LV80BANK0000435195001 (21 characters) |

#### Liechtenstein (LI)

| Bank account information | Example data                          |
| ------------------------ | ------------------------------------- |
| IBAN                     | LI21088100002324013AA (21 characters) |

#### Lithuania (LT)

| Bank account information | Example data                         |
| ------------------------ | ------------------------------------ |
| IBAN                     | LT121000011101001000 (20 characters) |

#### Luxembourg (LU)

| Bank account information | Example data                         |
| ------------------------ | ------------------------------------ |
| IBAN                     | LU280019400644750000 (20 characters) |

#### Macau (MO)

| Bank account information | Example data                      |
| ------------------------ | --------------------------------- |
| SWIFT / BIC Code         | AAAAMOMXXXX (11 digits)           |
| Account number           | 0000000001234567897 (1-19 digits) |

Macau is only available for [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Madagascar (MG)

| Bank account information | Example data                                |
| ------------------------ | ------------------------------------------- |
| SWIFT / BIC Code         | AAAAMGMGXXX (8-11 characters)               |
| IBAN                     | MG4800005000011234567890123 (27 characters) |

Madagascar is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Malaysia (MY)

| Bank account information | Example data                                    |
| ------------------------ | ----------------------------------------------- |
| Bank name                | HSBC Bank Malaysia Berhad                       |
| SWIFT / BIC Code         | HBMBMYKL (8-11 characters)                      |
| Account number           | 1234567890 (5-17 digits, format varies by bank) |

#### Malta (MT)

| Bank account information | Example data                                    |
| ------------------------ | ----------------------------------------------- |
| IBAN                     | MT84MALT011000012345MTLCAST001S (31 characters) |

#### Mauritius (MU)

| Bank account information | Example data                                   |
| ------------------------ | ---------------------------------------------- |
| SWIFT / BIC Code         | AAAAMUMUXYZ (8-11 characters)                  |
| IBAN                     | MU17BOMM0101101030300200000MUR (30 characters) |

Mauritius is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Mexico (MX)

| Bank account information | Example data                       |
| ------------------------ | ---------------------------------- |
| CLABE                    | 123456789012345678 (18 characters) |

#### Moldova (MD)

| Bank account information | Example data                         |
| ------------------------ | ------------------------------------ |
| SWIFT / BIC Code         | AAAAMDMDXXX (11 digits)              |
| Account number           | MD07AG123456789012345678 (24 digits) |

Moldova is only available for [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Monaco (MC)

| Bank account information | Example data                                |
| ------------------------ | ------------------------------------------- |
| IBAN                     | MC5810096180790123456789085 (27 characters) |

Monaco is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Mongolia (MN)

| Bank account information | Example data                  |
| ------------------------ | ----------------------------- |
| SWIFT / BIC Code         | AAAAMNUBXXX (8-11 characters) |
| Account Number           | 0002222001 (1-12 digits)      |

Mongolia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Morocco (MA)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| SWIFT / BIC Code         | AAAAMAMAXXX (8-11 characters)            |
| Account Number           | MA64011519000001205000534921 (28 digits) |

Morocco is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Mozambique (MZ)

| Bank account information | Example data                      |
| ------------------------ | --------------------------------- |
| SWIFT / BIC Code         | AAAAMZMXXXX (8-11 characters)     |
| Account Number           | 001234567890123456789 (21 digits) |

Mozambique is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Namibia (NA)

| Bank account information | Example data                   |
| ------------------------ | ------------------------------ |
| SWIFT / BIC Code         | AAAANANXXYZ (8-11 characters)  |
| Account number           | 000123456789 (8-13 characters) |

Namibia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Netherlands (NL)

| Bank account information | Example data                       |
| ------------------------ | ---------------------------------- |
| IBAN                     | NL39RABO0300065264 (18 characters) |

#### New Zealand (NZ)

| Bank account information | Example data                    |
| ------------------------ | ------------------------------- |
| Account number           | AABBBB3456789YZZ (15-16 digits) |

#### Niger (NE)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| IBAN                     | NE58NE0380100100130305000268 (28 characters) |

Niger is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Nigeria (NG)

| Bank account information | Example data            |
| ------------------------ | ----------------------- |
| SWIFT / BIC Code         | AAAANGLAXXX (11 digits) |
| Account number (NUBAN)   | 1111111112 (10 digits)  |

Nigeria is only available for [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### North Macedonia (MK)

| Bank account information | Example data                    |
| ------------------------ | ------------------------------- |
| SWIFT / BIC Code         | AAAAMK2XXXX (11 digits)         |
| Account number           | MK49250120000058907 (19 digits) |

North Macedonia is only available for [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Norway (NO)

| Bank account information | Example data                    |
| ------------------------ | ------------------------------- |
| IBAN                     | NO9386011117947 (15 characters) |

#### Oman (OM)

| Bank account information | Example data                  |
| ------------------------ | ----------------------------- |
| SWIFT / BIC Code         | AAAAOMOMXXX (8-11 characters) |
| Account number           | 000123456789 (6-16 digits)    |

Oman is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Pakistan (PK)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| SWIFT / BIC Code         | AAAAPKKAXXX (8-11 characters)            |
| IBAN                     | PK36SCBL0000001123456702 (24 characters) |

Pakistan is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Panama (PA)

| Bank account information | Example data               |
| ------------------------ | -------------------------- |
| SWIFT / BIC Code         | AAAAPAPAXXX (11 digits)    |
| Account number           | 000123456789 (1-18 digits) |

Panama is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Paraguay (PY)

| Bank account information | Example data                       |
| ------------------------ | ---------------------------------- |
| Bank code                | 27 (1-2 digits)                    |
| Account number           | 0000000123456789 (up to 16 digits) |

Paraguay is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Peru (PE)

| Bank account information | Example data                     |
| ------------------------ | -------------------------------- |
| CCI                      | 99934500012345670024 (20 digits) |

Peru is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Philippines (PH)

| Bank account information | Example data                    |
| ------------------------ | ------------------------------- |
| SWIFT / BIC Code         | BOPIPHMM (8-11 characters)      |
| Account number           | 0123456789010 (up to 17 digits) |

Philippines is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Poland (PL)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| IBAN                     | PL61109010140000071219812874 (28 characters) |

#### Portugal (PT)

| Bank account information | Example data                              |
| ------------------------ | ----------------------------------------- |
| IBAN                     | PT50123443211234567890172 (25 characters) |

#### Qatar (QA)

| Bank account information | Example data                              |
| ------------------------ | ----------------------------------------- |
| SWIFT / BIC Code         | AAAAMK2XXXX (11 digits)                   |
| Account number           | QA87CITI123456789012345678901 (29 digits) |

Qatar is only available for [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Romania (RO)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| IBAN                     | RO49AAAA1B31007593840000 (24 characters) |

#### Rwanda (RW)

| Bank account information | Example data                  |
| ------------------------ | ----------------------------- |
| SWIFT / BIC Code         | AAAARWRWXXX (8-11 characters) |
| Account Number           | 000123456789 (1-15 digits)    |

Rwanda is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Saint Lucia (LC)

| Bank account information | Example data                   |
| ------------------------ | ------------------------------ |
| SWIFT / BIC Code         | AAAALCLCXYZ (8-11 characters)  |
| Account number           | 000123456789 (1-32 characters) |

Saint Lucia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Saudi Arabia (SA)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| SWIFT / BIC Code         | NCBKSAJE101 (8-11 characters)            |
| IBAN                     | SA0380000000608010167519 (24 characters) |

Saudi Arabia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### San Marino (SM)

| Bank account information | Example data                                |
| ------------------------ | ------------------------------------------- |
| SWIFT / BIC Code         | AAAASMSMXXX (8-11 characters)               |
| IBAN                     | SM86U0322509800000000270100 (27 characters) |

San Marino is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Senegal (SN)

| Bank account information | Example data                                 |
| ------------------------ | -------------------------------------------- |
| IBAN                     | SN08SN0100152000048500003035 (28 characters) |

Senegal is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Serbia (RS)

| Bank account information | Example data                           |
| ------------------------ | -------------------------------------- |
| SWIFT / BIC Code         | BKCHRSBG (8 - 11 characters)           |
| Account number           | RS35260005601001611379 (22 characters) |

Serbia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Singapore (SG)

| Bank account information | Example data                          |
| ------------------------ | ------------------------------------- |
| Bank code                | 1234                                  |
| Branch code              | 567                                   |
| Account number           | 1234567890123456789 (6-19 characters) |

#### Slovakia (SK)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| IBAN                     | SK3112000000198742637541 (24 characters) |

#### Slovenia (SI)

| Bank account information | Example data                        |
| ------------------------ | ----------------------------------- |
| IBAN                     | SI56263300012039086 (19 characters) |

#### South Africa (ZA)

| Bank account information | Example data                 |
| ------------------------ | ---------------------------- |
| SWIFT / BIC Code         | FIRNZAJJ (8 - 11 characters) |
| Account number           | 2140000054 (up to 16 digits) |

South Africa is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### South Korea (KR)

| Bank account information | Example data                    |
| ------------------------ | ------------------------------- |
| SWIFT / BIC Code         | TESTKR00123 (8 - 11 characters) |
| Account number           | 012345678912 (11-15 characters) |

South Korea is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Spain (ES)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| IBAN                     | ES9121000418450200051332 (24 characters) |

#### Sri Lanka (LK)

| Bank account information | Example data                |
| ------------------------ | --------------------------- |
| Bank code                | AAAALKLXXXX (11 characters) |
| Branch code              | 7010999 (7 characters)      |
| Account Number           | 0000012345 (10-18 digits)   |

Sri Lanka is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Sweden (SE)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| IBAN                     | SE3550000000054910000003 (24 characters) |

#### Switzerland (CH)

| Bank account information | Example data                          |
| ------------------------ | ------------------------------------- |
| IBAN                     | CH9300762011623852957 (21 characters) |

#### Taiwan (TW)

| Bank account information | Example data                  |
| ------------------------ | ----------------------------- |
| SWIFT / BIC Code         | AAAATWTXXXX (8-11 characters) |
| Account number           | 0001234567 (10-14 digits)     |

Taiwan is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Tanzania (TZ)

| Bank account information | Example data                     |
| ------------------------ | -------------------------------- |
| SWIFT / BIC Code         | AAAATZTXXXX (8-11 characters)    |
| Account Number           | 0000123456789 (10-14 characters) |

Tanzania is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Thailand (TH)

| Bank account information | Example data                        |
| ------------------------ | ----------------------------------- |
| Bank name                | Bangkok Bank Public Company Limited |
| Bank code                | 002 (3 characters)                  |
| Account number           | 12345678901236 (6-15 characters)    |

#### Trinidad & Tobago (TT)

| Bank account information | Example data                            |
| ------------------------ | --------------------------------------- |
| Bank code                | 999 (3 characters)                      |
| Branch code              | 00001 (5 characters)                    |
| Account number           | 00001234123456788 (up to 17 characters) |

Trinidad & Tobago is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Tunisia (TN)

| Bank account information | Example data                             |
| ------------------------ | ---------------------------------------- |
| IBAN                     | TN5904018104004942712345 (24 characters) |

Tunisia is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Türkiye (TR)

| Bank account information | Example data                               |
| ------------------------ | ------------------------------------------ |
| SWIFT / BIC Code         | ADABTRIS (8-11 characters)                 |
| IBAN                     | TR330006100519786457841326 (26 characters) |

Türkiye is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### United Kingdom (GB)

| Bank account information | Example data |
| ------------------------ | ------------ |
| Sort Code                | 12-34-56     |
| Account number           | 01234567     |

The information required for UK-based bank accounts depends on the currency being used and the country of your Stripe account.

#### United States (US)

| Bank account information | Example data             |
| ------------------------ | ------------------------ |
| Routing Number           | 111000000 (9 characters) |
| Account number           | Format varies by bank    |

#### United Arab Emirates (AE)

| Bank account information | Example data                        |
| ------------------------ | ----------------------------------- |
| IBAN                     | AE070331234567890123456 (23 digits) |

United Arab Emirates is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Uruguay (UY)

| Bank account information | Example data                   |
| ------------------------ | ------------------------------ |
| Bank code                | 091 (3 digits)                 |
| Account number           | 000123456788 (Up to 12 digits) |

Uruguay is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Uzbekistan (UZ)

| Bank account information | Example data                       |
| ------------------------ | ---------------------------------- |
| Bank Code                | AAAAUZUZXXX (11 digits)            |
| Branch Code              | 00000 (5 digits)                   |
| Account Number           | 99934500012345670024 (5-20 digits) |

Uzbekistan is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

#### Vietnam (VN)

| Bank account information | Example data               |
| ------------------------ | -------------------------- |
| Bank code                | 01101100 (8 digits)        |
| Account number           | 000123456789 (1-17 digits) |

Vietnam is only available for [Cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md) accounts.

### Supported bank account types 

You can use various types of bank accounts for your Stripe payouts, including traditional accounts offered by established financial institutions (such as checking and savings accounts), virtual bank accounts (such as N26, Revolut, and Wise), and debit cards for [instant payouts](https://docs.stripe.com/payouts.md#instant-payouts) (if eligible).

> While Stripe supports non-standard bank accounts, you might see higher payout failures for these accounts.

### Supported accounts and settlement currencies 

In most cases, bank accounts must be located in the country where the *settlement currency* (The settlement currency is the currency your bank account uses) is the official currency. For example, SEK bank accounts must be based in Sweden. Stripe also allows you to settle and pay out to banks in select additional currencies, or pay out to non-domestic bank accounts in the local currency, for a fee. Learn more about [presenting and settling in multiple currencies](https://docs.stripe.com/payouts/multicurrency-settlement.md).

At times, Stripe supports non-primary currencies that don’t incur a fee. See the following table for the list of supported free currencies per country:

Acquiring fees, where applicable, are based on the settlement currency. You can find these acquiring fees listed by currency on your country’s pricing page.

### Multiple bank accounts for different settlement currencies 

In some countries, you can enable settlements and payouts in additional currencies by adding one bank account per supported settlement currency. If you use multiple bank accounts, you must select a default settlement currency, which you can change at any time.

Charges that are *presented* (The presentment currency is the currency the customer uses to make a payment) in any enabled settlement currency settle without [currency conversion](https://docs.stripe.com/currencies.md). Payments presented in a currency that you haven’t configured an additional bank account for automatically convert to your default currency.

For example, you’re based in the United Kingdom and added both GBP and USD bank accounts, with GBP selected as the default settlement currency. USD payments (where USD is the presentment currency) are automatically paid out to the USD bank account without conversion, while payments in all other currencies are converted into GBP.

You can manage your bank accounts and default settlement currency from the [Bank accounts and currencies](https://dashboard.stripe.com/settings/payouts) settings in the Dashboard.

## Payout schedule 

Your payout schedule determines when Stripe sends money to your bank account. You can select your preferred payout schedule during onboarding or update it any time in the Stripe Dashboard.

> #### Time zone difference
> 
> All payments and payouts are processed according to [UTC](https://en.wikipedia.org/wiki/Coordinated_Universal_Time) time, [except for Asia-Pacific (APAC) markets](https://support.stripe.com/questions/default-start-of-day-for-asia-pacific-%28apac%29-payouts). As a result, the processed date might not be the same as your local time zone.

| Payout schedule           | Description                                                                                                                                                        |
| ------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| Manual payouts            | You choose when to send payouts and how much to transfer.                                                                                                          |
| Daily payouts             | Stripe automatically transfers your available funds every business day.                                                                                            |
| Weekly or monthly payouts | You can specify particular days of the week or days of the month for payouts. For example, payouts on Mondays and Thursdays, or on the 1st and 15th of each month. |
| Monthly adjustments       | If your selected payout day doesn’t exist in a given month (for example, the 31st in a 30-day month), Stripe moves the payout to the last day of that month.       |
| Non-business days         | Payouts scheduled on weekends or holidays arrive on the next business day.                                                                                         |

### How payout timing works

Choosing a payout schedule doesn’t change how long it takes for your pending balance to become available. It only controls when payouts are sent.

For example, if your account is set to daily payouts with a 3-business-day [settlement timing](https://docs.stripe.com/payouts.md#payout-speed), Stripe pays out funds daily from transactions that were captured three business days earlier.

### Country-specific payout restrictions

Some countries have preset payout schedules due to local regulations:

- Brazil and India: Payouts are always automatic and daily.
- Japan: Daily payouts aren’t available. The default schedule is manual. You can also choose weekly and monthly payout schedules.
- Thailand: The default schedule is daily automatic payouts.

These restrictions don’t apply if you use [cross-border payouts](https://docs.stripe.com/connect/cross-border-payouts.md).

### Manual payouts

If you turn off automatic payouts, you must manually send funds to your bank account. You can do this in the [Dashboard](https://dashboard.stripe.com/settings/payouts) or by using the API to [create payouts](https://docs.stripe.com/api.md#create_payout).

Manual payouts are available in all regions except Brazil and India, where payouts are always automatic and daily. In most regions, manual payouts typically take 1-4 business days to arrive in your bank account after initiating the manual payout.

If your Stripe account that operates in the United Kingdom has a standard [T+3 settlement timing](https://docs.stripe.com/payouts.md#payout-speed) and you initiate a manual payout during business hours, the funds typically arrive in your bank account on the same business day. This same-day payout is limited to 10 same-day manual payouts per day, with a maximum transaction amount of 1 million GBP each. All other manual payouts typically arrive within 2 business days in your bank account.

If your Stripe account that operates in the United States has a standard [T+2 settlement timing](https://docs.stripe.com/payouts.md#payout-speed) and you initiate a manual payout during business hours, the funds typically arrive in your bank account on the same business day. This payout is subject to an account limit of 10 manual payouts per day and a maximum transaction amount of 1 million USD. All other manual payouts typically arrive within 1 business day in your bank account.

```curl
curl https://api.stripe.com/v1/payouts \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d amount=5000 \
  -d currency=usd
```

```cli
stripe payouts create  \
  --amount=5000 \
  --currency=usd
```

```ruby
# Set your secret key. Remember to switch to your live secret key in production.
# See your keys here: https://dashboard.stripe.com/apikeys
client = Stripe::StripeClient.new("<<YOUR_SECRET_KEY>>")

payout = client.v1.payouts.create({
  amount: 5000,
  currency: 'usd',
})
```

```python
# Set your secret key. Remember to switch to your live secret key in production.
# See your keys here: https://dashboard.stripe.com/apikeys
client = StripeClient("<<YOUR_SECRET_KEY>>")

# For SDK versions 12.4.0 or lower, remove '.v1' from the following line.
payout = client.v1.payouts.create({"amount": 5000, "currency": "usd"})
```

```php
// Set your secret key. Remember to switch to your live secret key in production.
// See your keys here: https://dashboard.stripe.com/apikeys
$stripe = new \Stripe\StripeClient('<<YOUR_SECRET_KEY>>');

$payout = $stripe->payouts->create([
  'amount' => 5000,
  'currency' => 'usd',
]);
```

```java
// Set your secret key. Remember to switch to your live secret key in production.
// See your keys here: https://dashboard.stripe.com/apikeys
StripeClient client = new StripeClient("<<YOUR_SECRET_KEY>>");

PayoutCreateParams params =
  PayoutCreateParams.builder().setAmount(5000L).setCurrency("usd").build();

// For SDK versions 29.4.0 or lower, remove '.v1()' from the following line.
Payout payout = client.v1().payouts().create(params);
```

```node
// Set your secret key. Remember to switch to your live secret key in production.
// See your keys here: https://dashboard.stripe.com/apikeys
const stripe = require('stripe')('<<YOUR_SECRET_KEY>>');

const payout = await stripe.payouts.create({
  amount: 5000,
  currency: 'usd',
});
```

```go
// Set your secret key. Remember to switch to your live secret key in production.
// See your keys here: https://dashboard.stripe.com/apikeys
sc := stripe.NewClient("<<YOUR_SECRET_KEY>>")
params := &stripe.PayoutCreateParams{
  Amount: stripe.Int64(5000),
  Currency: stripe.String(stripe.CurrencyUSD),
}
result, err := sc.V1Payouts.Create(context.TODO(), params)
```

```dotnet
// Set your secret key. Remember to switch to your live secret key in production.
// See your keys here: https://dashboard.stripe.com/apikeys
var options = new PayoutCreateOptions { Amount = 5000, Currency = "usd" };
var client = new StripeClient("<<YOUR_SECRET_KEY>>");
var service = client.V1.Payouts;
Payout payout = service.Create(options);
```

## Settlement timing 

The payout schedule refers to the cadence that your funds are paid out, for example, day of the week. The settlement timing refers to the amount of time it takes for your funds to become available. Settlement timing varies per country and is typically expressed as “T+X” days. Some payment processors might start “T” from their internal settlement time, meaning when the funds land in their bank accounts.

Stripe uses “T” to refer to the transaction time, which indicates the time of the original payment confirmation or capture, and the counting starts earlier. If your Stripe account is in a country with a T+3 standard settlement timing and you use a manual payout schedule, your Stripe balance is available for payout within three business days of capturing a payment. However, if you use a daily automatic payout schedule with a T+3 standard settlement timing, Stripe pays out funds daily from transactions captured 3 business days earlier.

Most banks deposit payouts into your bank account as soon as they receive them, though some might take a few extra days to make them available. The type of business and the country you’re in can also affect payout timing.

### Definition of days

There are two definitions of days that affect settlement and payout timing:

- **Calendar days**: Includes every day, including weekends and holidays.
- **Business days**: Only includes working days, typically Monday through Friday, and excludes public holidays.

For example, a charge created on a Saturday could have two different timings depending on which definition of day you use:

- If you use calendar days, Saturday is day 0.
- If you use business days, the next Monday is day 0.

### Delay behavior per account country 

As the platform, you can set [delay_days](https://docs.stripe.com/connect/manage-payout-schedule.md#delay_days) on your connected accounts. The delay applies as a **business day** or **calendar day** delay, based on the country of the connected account. The following table shows which countries apply the delay by business or calendar day.

| Country                                                              | Delay type                       |
| -------------------------------------------------------------------- | -------------------------------- |
| AU, IN, JP, MY, NZ, TH, AE, US                                       | Business day (Monday - Friday)   |
| BR1, CA, GI, HK, LI, MX, NO, SG2, CH, GB, and supported EU countries | Calendar day (Sunday - Saturday) |

1 Delays for Pix, Boleto, debit, and prepaid payouts in Brazil apply in business days.

2 Delays for PayNow in Singapore apply in business days.

### Settlement timing by country 

Use the following collapsed table to determine your country’s settlement timing. The initial settlement timing applies to your first payout, and the default settlement timing applies to subsequent payouts.

> In some cases, risk criteria might prevent your account from changing to the default settlement timing.

### Country and settlement timing

| Country              | Initial settlement timing                                                                                              | Default settlement timing |
| -------------------- | ---------------------------------------------------------------------------------------------------------------------- | ------------------------- |
| Australia            | 2 business days                                                                                                        | —                         |
| Austria              | 7 calendar days                                                                                                        | 3 business days           |
| Belgium              | 7 calendar days                                                                                                        | 3 business days           |
| Bulgaria             | 7 calendar days                                                                                                        | 3 business days           |
| Brazil               | - 30 calendar days
  - 5 calendar days for international charges
  - 2 business days for Boleto and Pix payments       | —                         |
| Canada               | 7 calendar days                                                                                                        | 3 business days           |
| Croatia              | 7 calendar days                                                                                                        | 3 business days           |
| Cyprus               | 7 calendar days                                                                                                        | 3 business days           |
| Czech Republic       | 7 calendar days                                                                                                        | 3 business days           |
| Denmark              | 7 calendar days                                                                                                        | 3 business days           |
| Estonia              | 7 calendar days                                                                                                        | 3 business days           |
| Finland              | 7 calendar days                                                                                                        | 3 business days           |
| France               | 7 calendar days                                                                                                        | 3 business days           |
| Germany              | 7 calendar days                                                                                                        | 3 business days           |
| Gibraltar            | 7 calendar days                                                                                                        | 3 business days           |
| Greece               | 7 calendar days                                                                                                        | 3 business days           |
| Hong Kong            | 7 calendar days                                                                                                        | —                         |
| Hungary              | 7 calendar days                                                                                                        | 3 business days           |
| India                | - 2 business days for domestic charges
  - 5 business days for international charges                                   | —                         |
| Ireland              | 7 calendar days                                                                                                        | 3 business days           |
| Italy                | 7 calendar days                                                                                                        | 3 business days           |
| Japan                | Payouts are made once per week (on a day of your choosing) and include payments processed up to 4 business days prior. | —                         |
| Latvia               | 7 calendar days                                                                                                        | 3 business days           |
| Liechtenstein        | 7 calendar days                                                                                                        | 3 business days           |
| Lithuania            | 7 calendar days                                                                                                        | 3 business days           |
| Luxembourg           | 7 calendar days                                                                                                        | 3 business days           |
| Malaysia             | 7 calendar days                                                                                                        | —                         |
| Malta                | 7 calendar days                                                                                                        | 3 business days           |
| Mexico               | 7 calendar days                                                                                                        | 3 business days           |
| Netherlands          | 7 calendar days                                                                                                        | 3 business days           |
| New Zealand          | 4 business days                                                                                                        | —                         |
| Norway               | 7 calendar days                                                                                                        | 3 business days           |
| Poland               | 7 calendar days                                                                                                        | 3 business days           |
| Portugal             | 7 calendar days                                                                                                        | 3 business days           |
| Romania              | 7 calendar days                                                                                                        | 3 business days           |
| Singapore            | 7 calendar days                                                                                                        | —                         |
| Slovakia             | 7 calendar days                                                                                                        | 3 business days           |
| Slovenia             | 7 calendar days                                                                                                        | 3 business days           |
| Spain                | 7 calendar days                                                                                                        | 3 business days           |
| Sweden               | 7 calendar days                                                                                                        | 3 business days           |
| Switzerland          | 7 calendar days                                                                                                        | 3 business days           |
| Thailand             | 7 business days                                                                                                        | —                         |
| United Arab Emirates | 5 business days                                                                                                        | —                         |
| United Kingdom       | 7 calendar days                                                                                                        | 3 business days           |
| United States        | 2 business days                                                                                                        | —                         |

### Settlement timing by payment method 

Bank debit payment methods typically have longer settlement times than card payments because of the underlying banking systems. These payments have a higher risk of returns or reversals, which factors into their longer settlement periods.

| Payment method       | Settlement timing |
| -------------------- | ----------------- |
| ACH Debit            | 4 business days   |
| SEPA Direct Debit    | 6 business days   |
| Bacs Direct Debit    | 4 business days   |
| AU BECS Direct Debit | 2 business days   |
| NZ BECS Direct Debit | 2 business days   |
| PAD Canada           | 5 business days   |

To manage your cash flow and cover potential refunds, disputes, and fees that might lead to negative balances, you can set a [minimum balance](https://docs.stripe.com/payouts/minimum-balances-for-automatic-payouts.md) in your Stripe account.

## Accelerate settlement timing

Stripe offers products and payment methods that have reduced settlement time depending on your location and are subject to eligibility criteria.

### 2-day ACH settlement

For eligible US merchants, Stripe offers faster ACH settlement that reduces the settlement time from 4 business days to 2 business days from payment creation. For more details about eligibility and activation, see the [ACH support page](https://support.stripe.com/questions/two-day-settlement-for-ach-direct-debit).

### Instant Payouts

With [Instant Payouts](https://docs.stripe.com/payouts/instant-payouts.md), you can instantly send funds to a supported debit card or bank account. You can request Instant Payouts any time, including weekends and holidays, and funds usually appear in the associated bank account within 30 minutes. New Stripe users aren’t immediately eligible for Instant Payouts. You can check your [eligibility](https://docs.stripe.com/payouts/instant-payouts.md#eligibility-and-daily-volume-limits) in the [Dashboard](https://dashboard.stripe.com/payouts/instant_payouts_eligibility).

## Minimum payout amounts 

The minimum payout amount depends on the lowest amount we can support with our banking partners. For example, if you’re located in the US and you have less than 1 cent (0.01 of 1 dollar) USD in your Stripe account, you must wait until you accept more payments and increase your balance before you can receive a payout. If your available account balance is less than the minimum payout amount, it remains in your Stripe account until your balance increases.

If you’re in a supported country, you can use [multi-currency settlement](https://docs.stripe.com/payouts/multicurrency-settlement.md) to send a payout to your local bank accounts in a foreign currency. For example, if you’re based in France, you can receive a USD payout in your French bank account, instead of paying for multiple currency exchanges.

Minimum payout amounts are typically one base unit of the local currency. See the following collapsed table for a list of countries and their minimum payout amounts:

### Minimum payout amounts per country

| Country | Minimum payout amount |
| ------- | --------------------- |
| AU      | 0.01 AUD              |
| AT      | 1 EUR                 |
| BE      | 1 EUR                 |
| BR      | 0.01 BRL              |
| BG      | 1 BGN                 |
| CA      | 0.01 CAD              |
| CR      | 0.01 CRC              |
| HR      | 1 EUR                 |
| CY      | 1 EUR                 |
| CZ      | 30 CZK                |
| CI      | 1 XOF                 |
| DK      | 20 DKK                |
| DO      | 0.01 DOP              |
| EE      | 1 EUR                 |
| FI      | 1 EUR                 |
| FR      | 1 EUR                 |
| DE      | 1 EUR                 |
| GI      | 1 GBP                 |
| GR      | 1 EUR                 |
| GT      | 1 GTQ                 |
| HK      | 0.01 HKD              |
| HU      | 360 HUF               |
| IN      | 1 INR                 |
| ID      | 0.01 IDR              |
| IE      | 1 EUR                 |
| IT      | 1 EUR                 |
| JP      | 1 JPY                 |
| LV      | 1 EUR                 |
| LI      | 5 CHF                 |
| LT      | 1 EUR                 |
| LU      | 1 EUR                 |
| MY      | 5 MYR                 |
| MT      | 1 EUR                 |
| MX      | 10 MXN                |
| NL      | 1 EUR                 |
| NZ      | 0.01 NZD              |
| NO      | 20 NOK                |
| PE      | 0.01 PEN              |
| PH      | 2 PHP                 |
| PL      | 5 PLN                 |
| PT      | 1 EUR                 |
| RO      | 5 RON                 |
| SN      | 1 XOF                 |
| SG      | 1 SGD                 |
| SK      | 1 EUR                 |
| SI      | 1 EUR                 |
| ES      | 1 EUR                 |
| SE      | 20 SEK                |
| CH      | 5 CHF                 |
| TH      | 0.01 THB              |
| TT      | 0.01 TTD              |
| AE      | 2 AED                 |
| GB      | 1 GBP                 |
| US      | 0.01 USD              |
| VN      | 81125 VND             |
| UY      | 0.01 UYU              |

## Negative payouts 

Each payout reflects your available account balance at the time it was created. In some cases, you might have a negative account balance. For example, if you receive 100 USD in payments but refund 200 USD of prior payments, your account balance would be -100 USD. If you don’t receive further payments to balance out the negative amount, Stripe creates a payout that *debits* your bank account.

Your bank account must support both credit and debit transactions so that Stripe can perform any required payouts.

## Test payouts

Use the following test bank and debit card numbers to trigger certain events when testing [payouts](https://docs.stripe.com/connect/payouts-connected-accounts.md). You can only use these values while testing with test secret keys.

Test payouts simulate a live payout but aren’t processed with the bank. Test accounts with Stripe Dashboard access always have payouts enabled, as long as valid external bank information and other relevant conditions are met, and never requires real identity verification.

> You can’t use test bank and debit card numbers in the Stripe Dashboard on a live mode connected account. If you’ve entered your bank account information on a live mode account, you can still use a sandbox, and test payouts will simulate a live payout without processing actual money.

### Bank numbers 

Use these test bank account numbers to test payouts. You can only use them with test secret keys.

### Debit card numbers 

Use these test debit card numbers to test payouts to a debit card. You can only use them with test secret keys.

#### United States

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000056655665556 | `tok_visa_debit_us_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000056655665572 | `tok_visa_debit_us_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000056755665555 | `tok_visa_debit_us_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5200828282828210 | `tok_mastercard_debit_us_transferSuccess`    | Mastercard debit. Payout succeeds.                        |
| 6011981111111113 | `tok_discover_debit_us_transferSuccess`      | Discover debit. Payout succeeds.                          |

#### Canada

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000051240000005 | `tok_visa_debit_ca_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000051240000021 | `tok_visa_debit_ca_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000051240000039 | `tok_visa_debit_ca_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5510121240000006 | `tok_mastercard_debit_ca_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Singapore

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000057020000008 | `tok_visa_debit_sg_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000057020000016 | `tok_visa_debit_sg_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000057020000024 | `tok_visa_debit_sg_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 2227200000000009 | `tok_mastercard_debit_sg_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Australia

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000050360000019 | `tok_visa_debit_au_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000050360000027 | `tok_visa_debit_au_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000050360000035 | `tok_visa_debit_au_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 4000000360000006 | `tok_visa_credit_au`                         | Visa credit. Card Not Supported (invalid card type).      |
| 5555050360000023 | `tok_mastercard_debit_au_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### United Arab Emirates

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000057840000006 | `tok_visa_debit_ae_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000057840000014 | `tok_visa_debit_ae_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000057840000022 | `tok_visa_debit_ae_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 4000007840000006 | `tok_visa_credit_ae`                         | Visa credit. Card Not Supported (invalid card type).      |
| 5555057840000002 | `tok_mastercard_debit_ae_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### United Kingdom

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000058260000203 | `tok_visa_debit_gb_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000058260000211 | `tok_visa_debit_gb_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000058260000229 | `tok_visa_debit_gb_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555058260000100 | `tok_mastercard_debit_gb_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Austria

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000050400000003 | `tok_visa_debit_at_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000050400000011 | `tok_visa_debit_at_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000050400000029 | `tok_visa_debit_at_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555050400000009 | `tok_mastercard_debit_at_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Belgium

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000050560000009 | `tok_visa_debit_be_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000050560000017 | `tok_visa_debit_be_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000050560000025 | `tok_visa_debit_be_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555050560000005 | `tok_mastercard_debit_be_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Croatia

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000051910000004 | `tok_visa_debit_hr_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000051910000012 | `tok_visa_debit_hr_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000051910000020 | `tok_visa_debit_hr_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555051910000000 | `tok_mastercard_debit_hr_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Cyprus

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000051960000003 | `tok_visa_debit_cy_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000051960000011 | `tok_visa_debit_cy_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000051960000029 | `tok_visa_debit_cy_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555051960000009 | `tok_mastercard_debit_cy_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Estonia

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000052330000004 | `tok_visa_debit_ee_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000052330000012 | `tok_visa_debit_ee_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000052330000020 | `tok_visa_debit_ee_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555052330000000 | `tok_mastercard_debit_ee_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Finland

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000052460000006 | `tok_visa_debit_fi_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000052460000014 | `tok_visa_debit_fi_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000052460000022 | `tok_visa_debit_fi_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555052460000002 | `tok_mastercard_debit_fi_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### France

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000052500000008 | `tok_visa_debit_fr_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000052500000016 | `tok_visa_debit_fr_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000052500000024 | `tok_visa_debit_fr_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555052500000004 | `tok_mastercard_debit_fr_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Germany

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000052760000037 | `tok_visa_debit_de_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000052760000011 | `tok_visa_debit_de_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000052760000029 | `tok_visa_debit_de_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555052760000009 | `tok_mastercard_debit_de_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Greece

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000053000000001 | `tok_visa_debit_gr_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000053000000019 | `tok_visa_debit_gr_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000053000000027 | `tok_visa_debit_gr_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555053000000007 | `tok_mastercard_debit_gr_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Ireland

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000053720000000 | `tok_visa_debit_ie_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000053720000018 | `tok_visa_debit_ie_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000053720000026 | `tok_visa_debit_ie_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555053720000006 | `tok_mastercard_debit_ie_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Italy

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000053800000037 | `tok_visa_debit_it_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000053800000011 | `tok_visa_debit_it_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000053800000029 | `tok_visa_debit_it_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555053800000009 | `tok_mastercard_debit_it_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Latvia

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000054280000000 | `tok_visa_debit_lv_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000054280000018 | `tok_visa_debit_lv_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000054280000026 | `tok_visa_debit_lv_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555054280000006 | `tok_mastercard_debit_lv_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Lithuania

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000054400000005 | `tok_visa_debit_lt_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000054400000013 | `tok_visa_debit_lt_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000054400000021 | `tok_visa_debit_lt_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555054400000001 | `tok_mastercard_debit_lt_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Luxembourg

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000054420000001 | `tok_visa_debit_lu_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000054420000019 | `tok_visa_debit_lu_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000054420000027 | `tok_visa_debit_lu_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555054420000007 | `tok_mastercard_debit_lu_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Malta

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000054700000002 | `tok_visa_debit_mt_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000054700000010 | `tok_visa_debit_mt_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000054700000028 | `tok_visa_debit_mt_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555054700000008 | `tok_mastercard_debit_mt_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Netherlands

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000055280000007 | `tok_visa_debit_nl_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000055280000015 | `tok_visa_debit_nl_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000055280000023 | `tok_visa_debit_nl_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555055280000003 | `tok_mastercard_debit_nl_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Portugal

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000056200000002 | `tok_visa_debit_pt_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000056200000010 | `tok_visa_debit_pt_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000056200000028 | `tok_visa_debit_pt_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555056200000008 | `tok_mastercard_debit_pt_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Slovakia

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000057030000006 | `tok_visa_debit_sk_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000057030000014 | `tok_visa_debit_sk_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000057030000022 | `tok_visa_debit_sk_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555057030000002 | `tok_mastercard_debit_sk_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Slovenia

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000057050000001 | `tok_visa_debit_si_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000057050000019 | `tok_visa_debit_si_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000057050000027 | `tok_visa_debit_si_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555057050000007 | `tok_mastercard_debit_si_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Spain

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000057240000036 | `tok_visa_debit_es_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000057240000010 | `tok_visa_debit_es_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000057240000028 | `tok_visa_debit_es_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555057240000008 | `tok_mastercard_debit_es_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Denmark

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000052080000006 | `tok_visa_debit_dk_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000052080000014 | `tok_visa_debit_dk_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000052080000022 | `tok_visa_debit_dk_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555052080000002 | `tok_mastercard_debit_dk_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Malaysia

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000054580000031 | `tok_visa_debit_my_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000054580000015 | `tok_visa_debit_my_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000054580000023 | `tok_visa_debit_my_instantPayoutUnsupported` | Visa debit. Card is not eligible for Instant Payouts.     |
| 5555054580000003 | `tok_mastercard_debit_my_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### New Zealand

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000055540000003 | `tok_visa_debit_nz_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000055540000011 | `tok_visa_debit_nz_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000055540000029 | `tok_visa_debit_nz_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555055540000165 | `tok_mastercard_debit_nz_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Norway

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000055780000002 | `tok_visa_debit_no_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000055780000010 | `tok_visa_debit_no_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000055780000028 | `tok_visa_debit_no_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555055780000008 | `tok_mastercard_debit_no_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Sweden

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000057520000003 | `tok_visa_debit_se_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000057520000011 | `tok_visa_debit_se_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000057520000029 | `tok_visa_debit_se_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555057520000009 | `tok_mastercard_debit_se_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Czechia

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000052030000007 | `tok_visa_debit_cz_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000052030000015 | `tok_visa_debit_cz_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000052030000023 | `tok_visa_debit_cz_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555052030000003 | `tok_mastercard_debit_cz_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Hungary

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000053480000000 | `tok_visa_debit_hu_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000053480000018 | `tok_visa_debit_hu_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000053480000026 | `tok_visa_debit_hu_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555053480000006 | `tok_mastercard_debit_hu_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Poland

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000056160000000 | `tok_visa_debit_pl_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000056160000018 | `tok_visa_debit_pl_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000056160000026 | `tok_visa_debit_pl_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555056160000006 | `tok_mastercard_debit_pl_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

#### Romania

| Number           | Token                                        | Type                                                      |
| ---------------- | -------------------------------------------- | --------------------------------------------------------- |
| 4000056420000030 | `tok_visa_debit_ro_transferSuccess`          | Visa debit. Payout succeeds.                              |
| 4000056420000014 | `tok_visa_debit_ro_transferFail`             | Visa debit. Payout fails with a `could_not_process` code. |
| 4000056420000022 | `tok_visa_debit_ro_instantPayoutUnsupported` | Visa debit. Card isn’t eligible for Instant Payouts.      |
| 5555056420000002 | `tok_mastercard_debit_ro_transferSuccess`    | Mastercard debit. Payout succeeds.                        |

## Payout failures 

If your bank account can’t receive a payout for any reason, your bank returns the funds to us. You’ll receive an error with the [reason for the failure](https://docs.stripe.com/api/payouts/failures.md). It can take up to 5 additional business days for your bank to return the payout and inform us that it failed. If this happens, you’re notified by email and in the [Dashboard](https://dashboard.stripe.com/test/payouts). If a payout fails, make sure your bank account details are correct by re-entering them. Stripe then reattempts the payout at the next scheduled payout interval.

> When a payout fails, the status might initially show as `paid`, but then change to `failed` within 5 business days.

Stripe sends the funds using the bank account information that you enter. If you provide incorrect information, such as a mistyped account number or an incorrect routing number, Stripe might send payouts to the wrong bank account and might not be able to recover the funds.

Any fees or losses that you incur because of incorrect information fall under your responsibility. If your banking details are correct and the payout failure is for other reasons, contact your bank. After you resolve any issues with your bank, you can reactivate the payouts by clicking **Resume Payouts**. If you don’t receive a payout from Stripe after clicking **Resume Payouts**, and you haven’t received a failure notification within a reasonable time frame, please [contact us](https://support.stripe.com/contact).

## Payout fees 

Stripe doesn’t charge you a fee to initiate normal payouts. However, most [non-primary currency payouts](https://docs.stripe.com/payouts/multicurrency-settlement.md), where you pay out money in a currency other than your Stripe account’s local currency, do incur Stripe fees.

## See also

- [Payout reconciliation report](https://docs.stripe.com/reports/payout-reconciliation.md)
- [Financial reports](https://docs.stripe.com/reports/select-a-report.md)