# Save SEPA Direct Debit details for future payments Learn how to save payment method details for future SEPA Direct Debit payments. # Checkout > This is a Checkout for when payment-ui is checkout. View the full page at https://docs.stripe.com/payments/sepa-debit/set-up-payment?payment-ui=checkout. You can use [Checkout in setup mode](https://docs.stripe.com/payments/save-and-reuse.md?platform=checkout) to collect SEPA Direct Debit payment details in advance, and determine the final amount or payment date later. Use it to: - Save payment methods to a wallet to streamline future purchases - Collect surcharges after fulfilling a service - [Start a free trial for a subscription](https://docs.stripe.com/billing/subscriptions/trials.md) > SEPA Direct Debit es un **método de pago de notificación diferida**, lo que significa que los fondos no están disponibles inmediatamente después del pago. El pago suele tardar unos **5 business days** en llegar a tu cuenta. ## Crear o recuperar un cliente [Lado del servidor] To reuse a SEPA Direct Debit payment method for future payments, it must be attached to a *Customer* (Customer objects represent customers of your business. They let you reuse payment methods and give you the ability to track multiple payments). Create a Customer object when your customer creates an account with your business. Associating the ID of the Customer object with your own internal representation of a customer enables you to retrieve and use the stored payment method details later. Create a new customer or retrieve an existing customer to associate with this payment. Include the following code on your server to create a new customer. ```curl curl -X POST https://api.stripe.com/v1/customers \ -u "<>:" ``` ## Configura futuros pagos > This guide builds on the foundational [set up future payments](https://docs.stripe.com/payments/save-and-reuse.md?platform=checkout) Checkout integration. Use this guide to learn how to enable SEPA Direct Debit—it shows the differences between setting up future payments using dynamic payment methods and manually configuring payment methods. ### Enable SEPA Direct Debit as a payment method When creating a new [Checkout Session](https://docs.stripe.com/api/checkout/sessions.md), you need to add `sepa_debit` to the list of `payment_method_types`. #### Página alojada en Stripe ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d "customer={{CUSTOMER_ID}}" \ -d mode=setup \ -d "payment_method_types[]=card" \ -d "payment_method_types[]=sepa_debit" \ --data-urlencode "success_url=https://example.com/success" ``` #### Formulario integrado ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d "customer={{CUSTOMER_ID}}" \ -d mode=setup \ -d "payment_method_types[]=card" \ -d "payment_method_types[]=sepa_debit" \ --data-urlencode "return_url=https://example.com/return" \ -d ui_mode=embedded_page ``` ## Prueba tu integración Puedes probar tu integración usando los códigos internacionales de cuenta bancaria (IBAN) que figuran debajo. Los detalles del método de pago se recopilan para cada IBAN, pero muestran un comportamiento diferente cuando se cobran. ##### Test IBANs Use these test IBANs with the Payment Element to test your SEPA Direct Debit integration. The Payment Element automatically validates the IBAN and displays the mandate when you enter one of these test values. ### AT | Account Number | Token | Description | | -------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | AT611904300234573201 | pm_success_at | The PaymentIntent status transitions from `processing` to `succeeded`. | | AT321904300235473204 | pm_successDelayed_at | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | AT861904300235473202 | pm_failed_at | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | AT051904300235473205 | pm_failedDelayed_at | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | AT591904300235473203 | pm_disputed_at | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | AT981904300000343434 | pm_exceedsWeeklyVolumeLimit_at | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | AT601904300000121212 | pm_exceedsWeeklyTransactionLimit_at | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | AT981904300002222227 | pm_insufficientFunds_at | The payment fails with an `insufficient_funds` failure code. | ### BE | Account Number | Token | Description | | ---------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | BE62510007547061 | pm_success_be | The PaymentIntent status transitions from `processing` to `succeeded`. | | BE78510007547064 | pm_successDelayed_be | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | BE68539007547034 | pm_failed_be | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | BE51510007547065 | pm_failedDelayed_be | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | BE08510007547063 | pm_disputed_be | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | BE90510000343434 | pm_exceedsWeeklyVolumeLimit_be | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | BE52510000121212 | pm_exceedsWeeklyTransactionLimit_be | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | BE90510002222227 | pm_insufficientFunds_be | The payment fails with an `insufficient_funds` failure code. | ### HR | Account Number | Token | Description | | --------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | HR7624020064583467589 | pm_success_hr | The PaymentIntent status transitions from `processing` to `succeeded`. | | HR6323600002337876649 | pm_successDelayed_hr | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | HR2725000096983499248 | pm_failed_hr | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | HR6723600004878117427 | pm_failedDelayed_hr | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | HR8724840081455523553 | pm_disputed_hr | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | HR7424020060000343434 | pm_exceedsWeeklyVolumeLimit_hr | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | HR3624020060000121212 | pm_exceedsWeeklyTransactionLimit_hr | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | HR7424020060002222227 | pm_insufficientFunds_hr | The payment fails with an `insufficient_funds` failure code. | ### EE | Account Number | Token | Description | | -------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | EE382200221020145685 | pm_success_ee | The PaymentIntent status transitions from `processing` to `succeeded`. | | EE222200221020145682 | pm_successDelayed_ee | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | EE762200221020145680 | pm_failed_ee | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | EE922200221020145683 | pm_failedDelayed_ee | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | EE492200221020145681 | pm_disputed_ee | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | EE672200000000343434 | pm_exceedsWeeklyVolumeLimit_ee | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | EE292200000000121212 | pm_exceedsWeeklyTransactionLimit_ee | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | EE672200000002222227 | pm_insufficientFunds_ee | The payment fails with an `insufficient_funds` failure code. | ### FI | Account Number | Token | Description | | ------------------ | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | FI2112345600000785 | pm_success_fi | The PaymentIntent status transitions from `processing` to `succeeded`. | | FI3712345600000788 | pm_successDelayed_fi | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | FI9112345600000786 | pm_failed_fi | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | FI1012345600000789 | pm_failedDelayed_fi | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | FI6412345600000787 | pm_disputed_fi | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | FI6712345600343434 | pm_exceedsWeeklyVolumeLimit_fi | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | FI2912345600121212 | pm_exceedsWeeklyTransactionLimit_fi | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | FI6712345602222227 | pm_insufficientFunds_fi | The payment fails with an `insufficient_funds` failure code. | ### FR | Account Number | Token | Description | | --------------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | FR1420041010050500013M02606 | pm_success_fr | The PaymentIntent status transitions from `processing` to `succeeded`. | | FR3020041010050500013M02609 | pm_successDelayed_fr | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | FR8420041010050500013M02607 | pm_failed_fr | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | FR7920041010050500013M02600 | pm_failedDelayed_fr | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | FR5720041010050500013M02608 | pm_disputed_fr | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | FR9720041010050000000343434 | pm_exceedsWeeklyVolumeLimit_fr | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | FR5920041010050000000121212 | pm_exceedsWeeklyTransactionLimit_fr | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | FR9720041010050000002222227 | pm_insufficientFunds_fr | The payment fails with an `insufficient_funds` failure code. | ### DE | Account Number | Token | Description | | ---------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | DE89370400440532013000 | pm_success_de | The PaymentIntent status transitions from `processing` to `succeeded`. | | DE08370400440532013003 | pm_successDelayed_de | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | DE62370400440532013001 | pm_failed_de | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | DE78370400440532013004 | pm_failedDelayed_de | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | DE35370400440532013002 | pm_disputed_de | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | DE65370400440000343434 | pm_exceedsWeeklyVolumeLimit_de | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | DE27370400440000121212 | pm_exceedsWeeklyTransactionLimit_de | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | DE65370400440002222227 | pm_insufficientFunds_de | The payment fails with an `insufficient_funds` failure code. | ### GI | Account Number | Token | Description | | ----------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | GI60MPFS599327643783385 | pm_success_gi | The PaymentIntent status transitions from `processing` to `succeeded`. | | GI08RRNW626436291644533 | pm_successDelayed_gi | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | GI41SAFA461293238477751 | pm_failed_gi | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | GI50LROG772261344693297 | pm_failedDelayed_gi | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | GI26KJBC361883934534696 | pm_disputed_gi | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | GI14NWBK000000000343434 | pm_exceedsWeeklyVolumeLimit_gi | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | GI73NWBK000000000121212 | pm_exceedsWeeklyTransactionLimit_gi | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | GI14NWBK000000002222227 | pm_insufficientFunds_gi | The payment fails with an `insufficient_funds` failure code. | ### IE | Account Number | Token | Description | | ---------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | IE29AIBK93115212345678 | pm_success_ie | The PaymentIntent status transitions from `processing` to `succeeded`. | | IE24AIBK93115212345671 | pm_successDelayed_ie | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | IE02AIBK93115212345679 | pm_failed_ie | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | IE94AIBK93115212345672 | pm_failedDelayed_ie | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | IE51AIBK93115212345670 | pm_disputed_ie | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | IE10AIBK93115200343434 | pm_exceedsWeeklyVolumeLimit_ie | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | IE69AIBK93115200121212 | pm_exceedsWeeklyTransactionLimit_ie | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | IE10AIBK93115202222227 | pm_insufficientFunds_ie | The payment fails with an `insufficient_funds` failure code. | ### LI | Account Number | Token | Description | | --------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | LI0508800636123378777 | pm_success_li | The PaymentIntent status transitions from `processing` to `succeeded`. | | LI4408800387787111369 | pm_successDelayed_li | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | LI1208800143823175626 | pm_failed_li | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | LI4908800356441975566 | pm_failedDelayed_li | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | LI7708800125525347723 | pm_disputed_li | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | LI2408800000000343434 | pm_exceedsWeeklyVolumeLimit_li | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | LI8308800000000121212 | pm_exceedsWeeklyTransactionLimit_li | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | LI2408800000002222227 | pm_insufficientFunds_li | The payment fails with an `insufficient_funds` failure code. | ### LT | Account Number | Token | Description | | -------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | LT121000011101001000 | pm_success_lt | The PaymentIntent status transitions from `processing` to `succeeded`. | | LT281000011101001003 | pm_successDelayed_lt | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | LT821000011101001001 | pm_failed_lt | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | LT981000011101001004 | pm_failedDelayed_lt | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | LT551000011101001002 | pm_disputed_lt | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | LT591000000000343434 | pm_exceedsWeeklyVolumeLimit_lt | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | LT211000000000121212 | pm_exceedsWeeklyTransactionLimit_lt | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | LT591000000002222227 | pm_insufficientFunds_lt | The payment fails with an `insufficient_funds` failure code. | ### LU | Account Number | Token | Description | | -------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | LU280019400644750000 | pm_success_lu | The PaymentIntent status transitions from `processing` to `succeeded`. | | LU440019400644750003 | pm_successDelayed_lu | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | LU980019400644750001 | pm_failed_lu | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | LU170019400644750004 | pm_failedDelayed_lu | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | LU710019400644750002 | pm_disputed_lu | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | LU900010000000343434 | pm_exceedsWeeklyVolumeLimit_lu | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | LU520010000000121212 | pm_exceedsWeeklyTransactionLimit_lu | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | LU900010000002222227 | pm_insufficientFunds_lu | The payment fails with an `insufficient_funds` failure code. | ### NL | Account Number | Token | Description | | ------------------ | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | NL39RABO0300065264 | pm_success_nl | The PaymentIntent status transitions from `processing` to `succeeded`. | | NL55RABO0300065267 | pm_successDelayed_nl | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | NL91ABNA0417164300 | pm_failed_nl | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | NL28RABO0300065268 | pm_failedDelayed_nl | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | NL82RABO0300065266 | pm_disputed_nl | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | NL27RABO0000343434 | pm_exceedsWeeklyVolumeLimit_nl | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | NL86RABO0000121212 | pm_exceedsWeeklyTransactionLimit_nl | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | NL55RABO0300065267 | pm_insufficientFunds_nl | The payment fails with an `insufficient_funds` failure code. | ### NO | Account Number | Token | Description | | --------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | NO9386011117947 | pm_success_no | The PaymentIntent status transitions from `processing` to `succeeded`. | | NO8886011117940 | pm_successDelayed_no | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | NO6686011117948 | pm_failed_no | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | NO6186011117941 | pm_failedDelayed_no | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | NO3986011117949 | pm_disputed_no | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | NO0586010343434 | pm_exceedsWeeklyVolumeLimit_no | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | NO0586010343434 | pm_exceedsWeeklyTransactionLimit_no | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | NO0586012222227 | pm_insufficientFunds_no | The payment fails with an `insufficient_funds` failure code. | ### PT | Account Number | Token | Description | | ------------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | PT50000201231234567890154 | pm_success_pt | The PaymentIntent status transitions from `processing` to `succeeded`. | | PT66000201231234567890157 | pm_successDelayed_pt | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | PT23000201231234567890155 | pm_failed_pt | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | PT39000201231234567890158 | pm_failedDelayed_pt | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | PT93000201231234567890156 | pm_disputed_pt | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | PT05000201230000000343434 | pm_exceedsWeeklyVolumeLimit_pt | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | PT64000201230000000121212 | pm_exceedsWeeklyTransactionLimit_pt | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | PT05000201230000002222227 | pm_insufficientFunds_pt | The payment fails with an `insufficient_funds` failure code. | ### ES | Account Number | Token | Description | | ------------------------ | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | ES0700120345030000067890 | pm_success_es | The PaymentIntent status transitions from `processing` to `succeeded`. | | ES2300120345030000067893 | pm_successDelayed_es | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | ES9121000418450200051332 | pm_failed_es | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | ES9300120345030000067894 | pm_failedDelayed_es | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | ES5000120345030000067892 | pm_disputed_es | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | ES1700120345000000343434 | pm_exceedsWeeklyVolumeLimit_es | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | ES7600120345000000121212 | pm_exceedsWeeklyTransactionLimit_es | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | ES1700120345000002222227 | pm_insufficientFunds_es | The payment fails with an `insufficient_funds` failure code. | ### SE | Account Number | Token | Description | | ------------------------ | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | SE3550000000054910000003 | pm_success_se | The PaymentIntent status transitions from `processing` to `succeeded`. | | SE5150000000054910000006 | pm_successDelayed_se | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | SE0850000000054910000004 | pm_failed_se | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | SE2450000000054910000007 | pm_failedDelayed_se | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | SE7850000000054910000005 | pm_disputed_se | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | SE2850000000000000343434 | pm_exceedsWeeklyVolumeLimit_se | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | SE8750000000000000121212 | pm_exceedsWeeklyTransactionLimit_se | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | SE2850000000000002222227 | pm_insufficientFunds_se | The payment fails with an `insufficient_funds` failure code. | ### CH | Account Number | Token | Description | | --------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | CH9300762011623852957 | pm_success_ch | The PaymentIntent status transitions from `processing` to `succeeded`. | | CH8656663438253651553 | pm_successDelayed_ch | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | CH5362200119938136497 | pm_failed_ch | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | CH1843597160341964438 | pm_failedDelayed_ch | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | CH1260378413965193069 | pm_disputed_ch | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | CH1800762000000343434 | pm_exceedsWeeklyVolumeLimit_ch | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | CH7700762000000121212 | pm_exceedsWeeklyTransactionLimit_ch | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | CH1800762000002222227 | pm_insufficientFunds_ch | The payment fails with an `insufficient_funds` failure code. | ### GB | Account Number | Token | Description | | ---------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | GB82WEST12345698765432 | pm_success_gb | The PaymentIntent status transitions from `processing` to `succeeded`. | | GB98WEST12345698765435 | pm_successDelayed_gb | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | GB55WEST12345698765433 | pm_failed_gb | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | GB71WEST12345698765436 | pm_failedDelayed_gb | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | GB28WEST12345698765434 | pm_disputed_gb | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | GB70WEST12345600343434 | pm_exceedsWeeklyVolumeLimit_gb | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | GB32WEST12345600121212 | pm_exceedsWeeklyTransactionLimit_gb | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | GB70WEST12345602222227 | pm_insufficientFunds_gb | The payment fails with an `insufficient_funds` failure code. | ## Optional: Customize mandate references with a prefix You can customize SEPA Direct Debit mandate references to simplify mandate identification. To do this, provide the optional `payment_method_options.sepa_debit.mandate_options.reference_prefix` value. We add the `reference_prefix` to the beginning of a unique sequence to ensure the entire reference remains unique. The `reference_prefix` must meet these requirements: - Maximum length: 12 characters - Must begin with a number or an uppercase letter - Allowed characters: - Uppercase letters - Numbers - Spaces - Special characters: `.`, `/`, `&`, `-`, `_` - Can’t begin with `STRIPE` Include any desired delimiter in the prefix, as we don’t add one by default. We trim trailing spaces to a maximum of one space. With a valid prefix, the resulting reference is always 24 characters long. #### Payment Intent ```curl curl https://api.stripe.com/v1/payment_intents \ -u "<>:" \ -d currency=eur \ -d amount=100 \ -d "payment_method_types[]=sepa_debit" \ -d "payment_method_options[sepa_debit][mandate_options][reference_prefix]=EX4MPL3-" ``` #### Setup Intent ```curl curl https://api.stripe.com/v1/setup_intents \ -u "<>:" \ -d "payment_method_types[]=sepa_debit" \ -d "payment_method_options[sepa_debit][mandate_options][reference_prefix]=EX4MPL3-" ``` #### Checkout Session in Payment Mode ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d mode=payment \ -d currency=eur \ -d "line_items[0][price_data][currency]=eur" \ -d "line_items[0][price_data][product_data][name]=Llama" \ -d "line_items[0][price_data][unit_amount]=2000" \ -d "line_items[0][quantity]=1" \ -d "payment_method_types[0]=sepa_debit" \ -d "payment_method_options[sepa_debit][mandate_options][reference_prefix]=EX4MPL3-" ``` #### Checkout Session in Setup Mode ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d mode=setup \ -d "payment_method_types[]=sepa_debit" \ -d "payment_method_options[sepa_debit][mandate_options][reference_prefix]=EX4MPL3-" ``` The generated reference looks like `EX4MPL3-19CNCI920C2M02O3`. | Código de error | Message | | ---------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `invalid_sepa_mandate_reference_prefix_format` | The `reference_prefix` must be at most 12 characters long and can only contain uppercase letters, numbers, spaces, or the special characters `/`, `_`, `-`, `&`, and `.`. It can’t begin with `STRIPE`. | # Elements > This is a Elements for when payment-ui is elements. View the full page at https://docs.stripe.com/payments/sepa-debit/set-up-payment?payment-ui=elements. > When processing SEPA Direct Debit payments using the Stripe [Creditor ID](https://docs.stripe.com/payments/sepa-debit.md#creditor-identifiers-creditor-id), we recommend you use the [prebuilt checkout page](https://docs.stripe.com/payments/sepa-debit/set-up-payment.md?platform=checkout) to save SEPA Direct Debit details for future use. You can use the [Setup Intents API](https://docs.stripe.com/payments/setup-intents.md) to collect payment method details in advance, and determine the final amount or payment date later. Use it to: - Save payment methods to a wallet to streamline future purchases - Collect surcharges after fulfilling a service - [Start a free trial for a subscription](https://docs.stripe.com/billing/subscriptions/trials.md) ## Configura Stripe [Lado del servidor] Primero, necesitas una cuenta de Stripe. [Crea tu cuenta ahora](https://dashboard.stripe.com/register). Utiliza nuestras bibliotecas oficiales para acceder a la API de Stripe desde tu aplicación: #### Ruby ```bash # Available as a gem sudo gem install stripe ``` ```ruby # If you use bundler, you can add this line to your Gemfile gem 'stripe' ``` ## Crear o recuperar un cliente [Lado del servidor] Para reutilizar una cuenta de adeudo directo SEPA para pagos futuros, la cuenta debe estar asociada a un *Customer* (Customer objects represent customers of your business. They let you reuse payment methods and give you the ability to track multiple payments). You should create a Customer object when your customer creates an account with your business. Associating the ID of the Customer object with your own internal representation of a customer will enable you to retrieve and use the stored payment method details later. If your customer hasn’t created an account, you can still create a Customer object now and associate it with your internal representation of the customer’s account later. Create a new Customer or retrieve an existing Customer to associate with these payment details. Include the following code on your server to create a new Customer. ```curl curl -X POST https://api.stripe.com/v1/customers \ -u "<>:" ``` ## Crear un SetupIntent [Lado del servidor] A [SetupIntent](https://docs.stripe.com/api/setup_intents.md) is an object that represents your intent and tracks the steps to set up your customer’s payment method for future payments. For SEPA Direct Debit, this includes collecting a mandate from the customer and checking the validity of the IBAN. Create a [SetupIntent](https://docs.stripe.com/api/setup_intents.md) on your server with [payment_method_types](https://docs.stripe.com/api/setup_intents/create.md#create_setup_intent-payment_method_types) set to `sepa_debit` and specify the *Customer* (Customer objects represent customers of your business. They let you reuse payment methods and give you the ability to track multiple payments)’s [id](https://docs.stripe.com/api/customers/object.md#customer_object-id): ```curl curl https://api.stripe.com/v1/setup_intents \ -u "<>:" \ -d "payment_method_types[]=sepa_debit" \ -d "customer={{CUSTOMER_ID}}" ``` ## Recopila datos sobre el método de pago y reconocimiento de orden [Lado del cliente] You’re ready to collect payment information on the client with [Stripe Elements](https://docs.stripe.com/payments/elements.md). Elements is a set of prebuilt UI components for collecting payment details. Un Stripe Element contiene un iframe que envía la información del pago a Stripe de forma segura a través de una conexión HTTPS. Para que funcione la integración, la dirección de la página de finalización de compra también debe comenzar con https:// en lugar de http://. Puedes probar tu integración sin usar HTTPS. [Habilítala](https://docs.stripe.com/security/guide.md#tls) cuando todo esté listo para aceptar pagos en el modo activo. ### Configurar Stripe Elements #### HTML + JS Stripe Elements is automatically available as a feature of Stripe.js. Include the Stripe.js script on your payment page by adding it to the `head` of your HTML file. Always load Stripe.js directly from js.stripe.com to remain PCI compliant. Don’t include the script in a bundle or host a copy of it yourself. ```html Submit Payment ``` Create an instance of Elements with the following JavaScript on your payment page. Pass the `mode` and `currency` to enable the Payment Element to collect SEPA Direct Debit payment details: ```javascript const stripe = Stripe('<>'); const options = { mode: 'setup', currency: 'eur', }; const elements = stripe.elements(options); ``` ### Add the Payment Element The Payment Element needs a place to live in your payment form. Create an empty DOM node (container) with a unique ID in your payment form. The Payment Element automatically displays the SEPA Direct Debit form and mandate acceptance text when SEPA Debit is enabled: ```html
``` When the form loads, [create an instance](https://docs.stripe.com/js/elements_object/create_element?type=payment) of the Payment Element and mount it to the Element container. The Payment Element automatically collects the customer’s name, email, IBAN, and displays the mandate acceptance text: ```javascript // Create and mount the Payment Element const paymentElement = elements.create('payment'); paymentElement.mount('#payment-element'); ``` #### React Instala [React Stripe.js](https://www.npmjs.com/package/@stripe/react-stripe-js) y el [cargador de Stripe.js](https://www.npmjs.com/package/@stripe/stripe-js) desde el registro público npm: ```bash npm install --save @stripe/react-stripe-js @stripe/stripe-js ``` Pass the setup details (`mode: 'setup'`, `currency`) to the [Elements Provider](https://docs.stripe.com/sdks/stripejs-react.md#elements-provider): ```jsx import React from 'react'; import {loadStripe} from '@stripe/stripe-js'; import {Elements} from '@stripe/react-stripe-js'; import PaymentSetupForm from './PaymentSetupForm'; // Make sure to call `loadStripe` outside of a component's render to avoid // recreating the `Stripe` object on every render. const stripePromise = loadStripe('<>'); export default function App() { const options = { mode: 'setup', currency: 'eur', }; return ( ); } ``` Create a setup form component that renders the [PaymentElement](https://docs.stripe.com/sdks/stripejs-react.md#element-components): ```jsx import React from 'react'; import {PaymentElement} from '@stripe/react-stripe-js'; export default function PaymentSetupForm() { return (
); } ``` ## Enviar los datos del método de pago a Stripe [Lado del cliente] Rather than sending the entire SetupIntent object to the client, use its [client secret](https://docs.stripe.com/api/setup_intents/object.md#setup_intent_object-client_secret) from [step 3](https://docs.stripe.com/payments/sepa-debit/set-up-payment.md#web-create-setup-intent). This is different from your API keys that authenticate Stripe API requests. The client secret should still be handled carefully because it can complete the setup. Don’t log it, embed it in URLs, or expose it to anyone but the customer. #### HTML + JS Use [stripe.confirmSetup](https://docs.stripe.com/js/setup_intents/confirm_setup) to complete the setup when the user submits the form. The Payment Element automatically collects the customer’s name, email, IBAN, and handles mandate acceptance. A successful setup will return a `succeeded` value for the SetupIntent’s `status` property. If the setup isn’t successful, inspect the returned `error` to determine the cause. Because [customer](https://docs.stripe.com/api/setup_intents/create.md#create_setup_intent-customer) was set, the PaymentMethod will be attached to the provided Customer object after a successful setup. This allows you to use the stored PaymentMethod to collect future payments without prompting the customer for payment method details. ```javascript const form = document.getElementById('setup-form'); const submitButton = document.getElementById('submit-button'); const clientSecret = submitButton.dataset.secret; form.addEventListener('submit', async (event) => { event.preventDefault(); const {error} = await stripe.confirmSetup({ elements, clientSecret, confirmParams: { return_url: 'https://example.com/account/payment-methods', }, }); if (error) { // Show error to your customer (for example, payment details incomplete) const errorMessage = document.getElementById('error-message'); errorMessage.textContent = error.message; } else { // Your customer will be redirected to your `return_url`. } }); ``` #### React Use [stripe.confirmSetup](https://docs.stripe.com/js/setup_intents/confirm_setup) to complete the setup when the user submits the form. The Payment Element automatically collects and validates all required information. Update your `PaymentSetupForm` component to handle form submission with the [useStripe](https://docs.stripe.com/sdks/stripejs-react.md#usestripe-hook) and [useElements](https://docs.stripe.com/sdks/stripejs-react.md#useelements-hook) hooks: ```jsx import React, {useState} from 'react'; import {useStripe, useElements, PaymentElement} from '@stripe/react-stripe-js'; export default function PaymentSetupForm() { const stripe = useStripe(); const elements = useElements(); const [errorMessage, setErrorMessage] = useState(null); const handleSubmit = async (event) => { event.preventDefault(); if (!stripe || !elements) { // Stripe.js hasn't yet loaded. // Make sure to disable form submission until Stripe.js has loaded. return; } const {error} = await stripe.confirmSetup({ elements, confirmParams: { return_url: 'https://example.com/account/payment-methods', }, }); if (error) { // Show error to your customer (for example, payment details incomplete) setErrorMessage(error.message); } else { // Your customer will be redirected to your `return_url`. } }; return (
{errorMessage && } ); } ``` ## Prueba la integración You can test your integration using the test IBANs below with the Payment Element. The payment method details are successfully collected for each IBAN but exhibit different behavior when charged. ##### Test IBANs Use these test IBANs with the Payment Element to test your SEPA Direct Debit integration. The Payment Element automatically validates the IBAN and displays the mandate when you enter one of these test values. ### AT | Account Number | Token | Description | | -------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | AT611904300234573201 | pm_success_at | The PaymentIntent status transitions from `processing` to `succeeded`. | | AT321904300235473204 | pm_successDelayed_at | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | AT861904300235473202 | pm_failed_at | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | AT051904300235473205 | pm_failedDelayed_at | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | AT591904300235473203 | pm_disputed_at | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | AT981904300000343434 | pm_exceedsWeeklyVolumeLimit_at | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | AT601904300000121212 | pm_exceedsWeeklyTransactionLimit_at | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | AT981904300002222227 | pm_insufficientFunds_at | The payment fails with an `insufficient_funds` failure code. | ### BE | Account Number | Token | Description | | ---------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | BE62510007547061 | pm_success_be | The PaymentIntent status transitions from `processing` to `succeeded`. | | BE78510007547064 | pm_successDelayed_be | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | BE68539007547034 | pm_failed_be | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | BE51510007547065 | pm_failedDelayed_be | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | BE08510007547063 | pm_disputed_be | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | BE90510000343434 | pm_exceedsWeeklyVolumeLimit_be | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | BE52510000121212 | pm_exceedsWeeklyTransactionLimit_be | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | BE90510002222227 | pm_insufficientFunds_be | The payment fails with an `insufficient_funds` failure code. | ### HR | Account Number | Token | Description | | --------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | HR7624020064583467589 | pm_success_hr | The PaymentIntent status transitions from `processing` to `succeeded`. | | HR6323600002337876649 | pm_successDelayed_hr | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | HR2725000096983499248 | pm_failed_hr | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | HR6723600004878117427 | pm_failedDelayed_hr | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | HR8724840081455523553 | pm_disputed_hr | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | HR7424020060000343434 | pm_exceedsWeeklyVolumeLimit_hr | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | HR3624020060000121212 | pm_exceedsWeeklyTransactionLimit_hr | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | HR7424020060002222227 | pm_insufficientFunds_hr | The payment fails with an `insufficient_funds` failure code. | ### EE | Account Number | Token | Description | | -------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | EE382200221020145685 | pm_success_ee | The PaymentIntent status transitions from `processing` to `succeeded`. | | EE222200221020145682 | pm_successDelayed_ee | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | EE762200221020145680 | pm_failed_ee | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | EE922200221020145683 | pm_failedDelayed_ee | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | EE492200221020145681 | pm_disputed_ee | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | EE672200000000343434 | pm_exceedsWeeklyVolumeLimit_ee | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | EE292200000000121212 | pm_exceedsWeeklyTransactionLimit_ee | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | EE672200000002222227 | pm_insufficientFunds_ee | The payment fails with an `insufficient_funds` failure code. | ### FI | Account Number | Token | Description | | ------------------ | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | FI2112345600000785 | pm_success_fi | The PaymentIntent status transitions from `processing` to `succeeded`. | | FI3712345600000788 | pm_successDelayed_fi | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | FI9112345600000786 | pm_failed_fi | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | FI1012345600000789 | pm_failedDelayed_fi | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | FI6412345600000787 | pm_disputed_fi | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | FI6712345600343434 | pm_exceedsWeeklyVolumeLimit_fi | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | FI2912345600121212 | pm_exceedsWeeklyTransactionLimit_fi | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | FI6712345602222227 | pm_insufficientFunds_fi | The payment fails with an `insufficient_funds` failure code. | ### FR | Account Number | Token | Description | | --------------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | FR1420041010050500013M02606 | pm_success_fr | The PaymentIntent status transitions from `processing` to `succeeded`. | | FR3020041010050500013M02609 | pm_successDelayed_fr | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | FR8420041010050500013M02607 | pm_failed_fr | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | FR7920041010050500013M02600 | pm_failedDelayed_fr | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | FR5720041010050500013M02608 | pm_disputed_fr | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | FR9720041010050000000343434 | pm_exceedsWeeklyVolumeLimit_fr | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | FR5920041010050000000121212 | pm_exceedsWeeklyTransactionLimit_fr | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | FR9720041010050000002222227 | pm_insufficientFunds_fr | The payment fails with an `insufficient_funds` failure code. | ### DE | Account Number | Token | Description | | ---------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | DE89370400440532013000 | pm_success_de | The PaymentIntent status transitions from `processing` to `succeeded`. | | DE08370400440532013003 | pm_successDelayed_de | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | DE62370400440532013001 | pm_failed_de | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | DE78370400440532013004 | pm_failedDelayed_de | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | DE35370400440532013002 | pm_disputed_de | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | DE65370400440000343434 | pm_exceedsWeeklyVolumeLimit_de | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | DE27370400440000121212 | pm_exceedsWeeklyTransactionLimit_de | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | DE65370400440002222227 | pm_insufficientFunds_de | The payment fails with an `insufficient_funds` failure code. | ### GI | Account Number | Token | Description | | ----------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | GI60MPFS599327643783385 | pm_success_gi | The PaymentIntent status transitions from `processing` to `succeeded`. | | GI08RRNW626436291644533 | pm_successDelayed_gi | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | GI41SAFA461293238477751 | pm_failed_gi | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | GI50LROG772261344693297 | pm_failedDelayed_gi | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | GI26KJBC361883934534696 | pm_disputed_gi | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | GI14NWBK000000000343434 | pm_exceedsWeeklyVolumeLimit_gi | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | GI73NWBK000000000121212 | pm_exceedsWeeklyTransactionLimit_gi | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | GI14NWBK000000002222227 | pm_insufficientFunds_gi | The payment fails with an `insufficient_funds` failure code. | ### IE | Account Number | Token | Description | | ---------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | IE29AIBK93115212345678 | pm_success_ie | The PaymentIntent status transitions from `processing` to `succeeded`. | | IE24AIBK93115212345671 | pm_successDelayed_ie | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | IE02AIBK93115212345679 | pm_failed_ie | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | IE94AIBK93115212345672 | pm_failedDelayed_ie | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | IE51AIBK93115212345670 | pm_disputed_ie | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | IE10AIBK93115200343434 | pm_exceedsWeeklyVolumeLimit_ie | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | IE69AIBK93115200121212 | pm_exceedsWeeklyTransactionLimit_ie | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | IE10AIBK93115202222227 | pm_insufficientFunds_ie | The payment fails with an `insufficient_funds` failure code. | ### LI | Account Number | Token | Description | | --------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | LI0508800636123378777 | pm_success_li | The PaymentIntent status transitions from `processing` to `succeeded`. | | LI4408800387787111369 | pm_successDelayed_li | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | LI1208800143823175626 | pm_failed_li | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | LI4908800356441975566 | pm_failedDelayed_li | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | LI7708800125525347723 | pm_disputed_li | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | LI2408800000000343434 | pm_exceedsWeeklyVolumeLimit_li | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | LI8308800000000121212 | pm_exceedsWeeklyTransactionLimit_li | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | LI2408800000002222227 | pm_insufficientFunds_li | The payment fails with an `insufficient_funds` failure code. | ### LT | Account Number | Token | Description | | -------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | LT121000011101001000 | pm_success_lt | The PaymentIntent status transitions from `processing` to `succeeded`. | | LT281000011101001003 | pm_successDelayed_lt | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | LT821000011101001001 | pm_failed_lt | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | LT981000011101001004 | pm_failedDelayed_lt | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | LT551000011101001002 | pm_disputed_lt | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | LT591000000000343434 | pm_exceedsWeeklyVolumeLimit_lt | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | LT211000000000121212 | pm_exceedsWeeklyTransactionLimit_lt | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | LT591000000002222227 | pm_insufficientFunds_lt | The payment fails with an `insufficient_funds` failure code. | ### LU | Account Number | Token | Description | | -------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | LU280019400644750000 | pm_success_lu | The PaymentIntent status transitions from `processing` to `succeeded`. | | LU440019400644750003 | pm_successDelayed_lu | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | LU980019400644750001 | pm_failed_lu | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | LU170019400644750004 | pm_failedDelayed_lu | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | LU710019400644750002 | pm_disputed_lu | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | LU900010000000343434 | pm_exceedsWeeklyVolumeLimit_lu | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | LU520010000000121212 | pm_exceedsWeeklyTransactionLimit_lu | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | LU900010000002222227 | pm_insufficientFunds_lu | The payment fails with an `insufficient_funds` failure code. | ### NL | Account Number | Token | Description | | ------------------ | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | NL39RABO0300065264 | pm_success_nl | The PaymentIntent status transitions from `processing` to `succeeded`. | | NL55RABO0300065267 | pm_successDelayed_nl | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | NL91ABNA0417164300 | pm_failed_nl | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | NL28RABO0300065268 | pm_failedDelayed_nl | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | NL82RABO0300065266 | pm_disputed_nl | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | NL27RABO0000343434 | pm_exceedsWeeklyVolumeLimit_nl | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | NL86RABO0000121212 | pm_exceedsWeeklyTransactionLimit_nl | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | NL55RABO0300065267 | pm_insufficientFunds_nl | The payment fails with an `insufficient_funds` failure code. | ### NO | Account Number | Token | Description | | --------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | NO9386011117947 | pm_success_no | The PaymentIntent status transitions from `processing` to `succeeded`. | | NO8886011117940 | pm_successDelayed_no | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | NO6686011117948 | pm_failed_no | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | NO6186011117941 | pm_failedDelayed_no | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | NO3986011117949 | pm_disputed_no | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | NO0586010343434 | pm_exceedsWeeklyVolumeLimit_no | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | NO0586010343434 | pm_exceedsWeeklyTransactionLimit_no | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | NO0586012222227 | pm_insufficientFunds_no | The payment fails with an `insufficient_funds` failure code. | ### PT | Account Number | Token | Description | | ------------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | PT50000201231234567890154 | pm_success_pt | The PaymentIntent status transitions from `processing` to `succeeded`. | | PT66000201231234567890157 | pm_successDelayed_pt | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | PT23000201231234567890155 | pm_failed_pt | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | PT39000201231234567890158 | pm_failedDelayed_pt | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | PT93000201231234567890156 | pm_disputed_pt | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | PT05000201230000000343434 | pm_exceedsWeeklyVolumeLimit_pt | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | PT64000201230000000121212 | pm_exceedsWeeklyTransactionLimit_pt | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | PT05000201230000002222227 | pm_insufficientFunds_pt | The payment fails with an `insufficient_funds` failure code. | ### ES | Account Number | Token | Description | | ------------------------ | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | ES0700120345030000067890 | pm_success_es | The PaymentIntent status transitions from `processing` to `succeeded`. | | ES2300120345030000067893 | pm_successDelayed_es | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | ES9121000418450200051332 | pm_failed_es | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | ES9300120345030000067894 | pm_failedDelayed_es | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | ES5000120345030000067892 | pm_disputed_es | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | ES1700120345000000343434 | pm_exceedsWeeklyVolumeLimit_es | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | ES7600120345000000121212 | pm_exceedsWeeklyTransactionLimit_es | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | ES1700120345000002222227 | pm_insufficientFunds_es | The payment fails with an `insufficient_funds` failure code. | ### SE | Account Number | Token | Description | | ------------------------ | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | SE3550000000054910000003 | pm_success_se | The PaymentIntent status transitions from `processing` to `succeeded`. | | SE5150000000054910000006 | pm_successDelayed_se | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | SE0850000000054910000004 | pm_failed_se | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | SE2450000000054910000007 | pm_failedDelayed_se | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | SE7850000000054910000005 | pm_disputed_se | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | SE2850000000000000343434 | pm_exceedsWeeklyVolumeLimit_se | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | SE8750000000000000121212 | pm_exceedsWeeklyTransactionLimit_se | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | SE2850000000000002222227 | pm_insufficientFunds_se | The payment fails with an `insufficient_funds` failure code. | ### CH | Account Number | Token | Description | | --------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | CH9300762011623852957 | pm_success_ch | The PaymentIntent status transitions from `processing` to `succeeded`. | | CH8656663438253651553 | pm_successDelayed_ch | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | CH5362200119938136497 | pm_failed_ch | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | CH1843597160341964438 | pm_failedDelayed_ch | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | CH1260378413965193069 | pm_disputed_ch | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | CH1800762000000343434 | pm_exceedsWeeklyVolumeLimit_ch | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | CH7700762000000121212 | pm_exceedsWeeklyTransactionLimit_ch | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | CH1800762000002222227 | pm_insufficientFunds_ch | The payment fails with an `insufficient_funds` failure code. | ### GB | Account Number | Token | Description | | ---------------------- | ----------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- | | GB82WEST12345698765432 | pm_success_gb | The PaymentIntent status transitions from `processing` to `succeeded`. | | GB98WEST12345698765435 | pm_successDelayed_gb | The PaymentIntent status transitions from `processing` to `succeeded` after at least three minutes. | | GB55WEST12345698765433 | pm_failed_gb | The PaymentIntent status transitions from `processing` to `requires_payment_method`. | | GB71WEST12345698765436 | pm_failedDelayed_gb | The PaymentIntent status transitions from `processing` to `requires_payment_method` after at least three minutes. | | GB28WEST12345698765434 | pm_disputed_gb | The PaymentIntent status transitions from `processing` to `succeeded`, but a dispute is immediately created. | | GB70WEST12345600343434 | pm_exceedsWeeklyVolumeLimit_gb | The payment fails with a `charge_exceeds_source_limit` failure code due to payment amount causing account to exceed its weekly payment volume limit. | | GB32WEST12345600121212 | pm_exceedsWeeklyTransactionLimit_gb | The payment fails with a `charge_exceeds_weekly_limit` failure code due to payment amount exceeding account's transaction volume limit. | | GB70WEST12345602222227 | pm_insufficientFunds_gb | The payment fails with an `insufficient_funds` failure code. | > The Payment Element automatically validates the IBAN and other payment details as the customer types. Error messages are displayed inline within the Payment Element, so you don’t need to handle validation manually. # React Native > This is a React Native for when payment-ui is mobile and platform is react-native. View the full page at https://docs.stripe.com/payments/sepa-debit/set-up-payment?payment-ui=mobile&platform=react-native. You can use the [Setup Intents API](https://docs.stripe.com/payments/setup-intents.md) to collect payment method details in advance, and determine the final amount or payment date later. Use it to: - Save payment methods to a wallet to streamline future purchases - Collect surcharges after fulfilling a service - [Start a free trial for a subscription](https://docs.stripe.com/billing/subscriptions/trials.md) ## Configurar Stripe [Lado del servidor] [Lado del cliente] ### Lado del servidor Esta integración necesita puntos de conexión en tu servidor que se comuniquen con la API de Stripe. Usa nuestras librerías oficiales para acceder a la API de Stripe desde tu servidor: #### Ruby ```bash # Available as a gem sudo gem install stripe ``` ```ruby # If you use bundler, you can add this line to your Gemfile gem 'stripe' ``` ### Lado del cliente El [SDK para React Native](https://github.com/stripe/stripe-react-native) es de código abierto y está plenamente documentado. Internamente, utiliza el SDK de [iOS nativo](https://github.com/stripe/stripe-ios) y [Android](https://github.com/stripe/stripe-android). Para instalar el SDK para React Native de Stripe, ejecuta uno de los siguientes comandos en el directorio del proyecto (en función del administrador de paquetes que utilices): #### hilado ```bash yarn add @stripe/stripe-react-native ``` #### npm ```bash npm install @stripe/stripe-react-native ``` A continuación, instala otras dependencias necesarias: - Para iOS, navega hasta el directorio de **ios** y ejecuta `pod install` para asegurarte de instalar también las dependencias nativas necesarias. - Para Android, no hay más dependencias para instalar. > Recomendamos seguir la [guía oficial de TypeScript](https://reactnative.dev/docs/typescript#adding-typescript-to-an-existing-project) para añadir compatibilidad con TypeScript. ### Inicialización de Stripe Para inicializar Stripe en tu aplicación React Native, ajusta tu pantalla de pago con el componente `StripeProvider` o usa el método de inicialización `initStripe`. Solo se requiere la [clave publicable](https://docs.stripe.com/keys.md#obtain-api-keys) de la API en `publishableKey`. El siguiente ejemplo muestra cómo inicializar Stripe mediante el componente `StripeProvider`. ```jsx import { useState, useEffect } from 'react'; import { StripeProvider } from '@stripe/stripe-react-native'; function App() { const [publishableKey, setPublishableKey] = useState(''); const fetchPublishableKey = async () => { const key = await fetchKey(); // fetch key from your server here setPublishableKey(key); }; useEffect(() => { fetchPublishableKey(); }, []); return ( {/* Your app code here */} ); } ``` > Usa las [claves de prueba](https://docs.stripe.com/keys.md#obtain-api-keys) de la API durante las pruebas y las tareas de desarrollo, y las claves del [modo activo](https://docs.stripe.com/keys.md#test-live-modes) cuando publiques tu aplicación. ## Crear o recuperar un cliente [Lado del servidor] Para reutilizar una cuenta de adeudo directo SEPA para pagos futuros, la cuenta debe estar asociada a un *Customer* (Customer objects represent customers of your business. They let you reuse payment methods and give you the ability to track multiple payments). You should create a Customer object when your customer creates an account with your business. Associating the ID of the Customer object with your own internal representation of a customer will enable you to retrieve and use the stored payment method details later. If your customer hasn’t created an account, you can still create a Customer object now and associate it with your internal representation of the customer’s account later. Create a new Customer or retrieve an existing Customer to associate with these payment details. Include the following code on your server to create a new Customer. ```curl curl -X POST https://api.stripe.com/v1/customers \ -u "<>:" ``` ## Crear un SetupIntent [Lado del servidor] A [SetupIntent](https://docs.stripe.com/api/setup_intents.md) is an object that represents your intent and tracks the steps to set up your customer’s payment method for future payments. For SEPA Direct Debit, this includes collecting a mandate from the customer and checking the validity of the IBAN. Create a [SetupIntent](https://docs.stripe.com/api/setup_intents.md) on your server with [payment_method_types](https://docs.stripe.com/api/setup_intents/create.md#create_setup_intent-payment_method_types) set to `sepa_debit` and specify the *Customer* (Customer objects represent customers of your business. They let you reuse payment methods and give you the ability to track multiple payments)’s [id](https://docs.stripe.com/api/customers/object.md#customer_object-id): ```curl curl https://api.stripe.com/v1/setup_intents \ -u "<>:" \ -d "payment_method_types[]=sepa_debit" \ -d "customer={{CUSTOMER_ID}}" ``` ## Recopila datos sobre el método de pago y reconocimiento de orden [Lado del cliente] Collect the customer’s IBAN in your payment form and display the following standard authorization text for your customer to implicitly sign the mandate. Muestra el siguiente texto estándar de autorización a tu cliente para que implícitamente firme el mandato. Reemplaza *Rocket Rides* con el nombre de tu empresa #### de Durch Angabe Ihrer Zahlungsinformationen und der Bestätigung der vorliegenden Zahlung ermächtigen Sie (A) und Stripe, unseren Zahlungsdienstleister, Ihrem Kreditinstitut Anweisungen zur Belastung Ihres Kontos zu erteilen, und (B) Ihr Kreditinstitut, Ihr Konto gemäß diesen Anweisungen zu belasten. Im Rahmen Ihrer Rechte haben Sie, entsprechend den Vertragsbedingungen mit Ihrem Kreditinstitut, Anspruch auf eine Rückerstattung von Ihrem Kreditinstitut. Eine Rückerstattung muss innerhalb von 8 Wochen ab dem Tag, an dem Ihr Konto belastet wurde, geltend gemacht werden. Eine Erläuterung Ihrer Rechte können Sie von Ihrem Kreditinstitut anfordern. Sie erklären sich einverstanden, Benachrichtigungen über künftige Belastungen bis spätestens 2 Tage vor dem Buchungsdatum zu erhalten. #### en By providing your payment information and confirming this payment, you authorise (A) and Stripe, our payment service provider, to send instructions to your bank to debit your account and (B) your bank to debit your account in accordance with those instructions. As part of your rights, you’re entitled to a refund from your bank under the terms and conditions of your agreement with your bank. A refund must be claimed within 8 weeks starting from the date on which your account was debited. Your rights are explained in a statement that you can obtain from your bank. You agree to receive notifications for future debits up to 2 days before they occur. #### es Al proporcionar sus datos de pago y confirmar este pago, usted autoriza a (A) y Stripe, nuestro proveedor de servicios de pago, a enviar instrucciones a su banco para realizar un débito en su cuenta y (B) a su banco a realizar un cargo en su cuenta de conformidad con dichas instrucciones. Como parte de sus derechos, usted tiene derecho a un reembolso de su banco conforme a los términos y condiciones del contrato con su banco. El reembolso debe reclamarse en un plazo de 8 semanas a partir de la fecha en la que se haya efectuado el cargo en su cuenta. Sus derechos se explican en un extracto que puede obtener en su banco. Usted acepta recibir notificaciones de futuros débitos hasta 2 días antes de que se produzcan. #### fi Antamalla maksutiedot ja vahvistamalla tämän maksun, valtuutat (A) ja Stripen, maksupalveluntarjoajamme, lähettämään ohjeet pankille tilisi veloittamiseksi ja (B) pankkisi veloittamaan tiliäsi kyseisten ohjeiden mukaisesti. Oikeuksiesi mukaisesti olet oikeutettu maksun palautukseen pankilta, kuten heidän kanssaan tekemässäsi sopimuksessa ja sen ehdoissa on kuvattu. Maksun palautus on lunastettava 8 viikon aikana alkaen päivästä, jolloin tiliäsi veloitettiin. Oikeutesi on selitetty pankilta saatavissa olevassa lausunnossa. Hyväksyt vastaanottamaan ilmoituksia tulevista veloituksista jopa kaksi päivää ennen niiden tapahtumista. #### fr En fournissant vos informations de paiement et en confirmant ce paiement, vous autorisez (A) et Stripe, notre prestataire de services de paiement et/ou PPRO, son prestataire de services local, à envoyer des instructions à votre banque pour débiter votre compte et (B) votre banque à débiter votre compte conformément à ces instructions. Vous avez, entre autres, le droit de vous faire rembourser par votre banque selon les modalités et conditions du contrat conclu avec votre banque. La demande de remboursement doit être soumise dans un délai de 8 semaines à compter de la date à laquelle votre compte a été débité. Vos droits sont expliqués dans une déclaration disponible auprès de votre banque. Vous acceptez de recevoir des notifications des débits à venir dans les 2 jours précédant leur réalisation. #### it Fornendo i dati di pagamento e confermando il pagamento, l’utente autorizza (A) e Stripe, il fornitore del servizio di pagamento locale, a inviare alla sua banca le istruzioni per eseguire addebiti sul suo conto e (B) la sua banca a effettuare addebiti conformemente a tali istruzioni. L’utente, fra le altre cose, ha diritto a un rimborso dalla banca, in base a termini e condizioni dell’accordo sottoscritto con l’istituto. Il rimborso va richiesto entro otto settimane dalla data dell’addebito sul conto. I diritti dell’utente sono illustrati in una comunicazione riepilogativa che è possibile richiedere alla banca. L’utente accetta di ricevere notifiche per i futuri addebiti fino a due giorni prima che vengano effettuati. #### nl Door je betaalgegevens door te geven en deze betaling te bevestigen, geef je (A) en Stripe, onze betaaldienst, toestemming om instructies naar je bank te verzenden om het bedrag van je rekening af te schrijven, en (B) geef je je bank toestemming om het bedrag van je rekening af te schrijven conform deze aanwijzingen. Als onderdeel van je rechten kom je in aanmerking voor een terugbetaling van je bank conform de voorwaarden van je overeenkomst met de bank. Je moet terugbetalingen binnen acht weken claimen vanaf de datum waarop het bedrag is afgeschreven van je rekening. Je rechten worden toegelicht in een overzicht dat je bij de bank kunt opvragen. Je gaat ermee akkoord meldingen te ontvangen voor toekomstige afschrijvingen tot twee dagen voordat deze plaatsvinden. Configurar un método de pago crea el mandato aceptado. Dado que el cliente ha firmado el mandato implícitamente al aceptar estas condiciones, debes comunicárselas en tu formulario o mediante correo electrónico. ```javascript export default function SepaSetupFuturePaymentScreen() { const [email, setEmail] = useState(''); const [iban, setIban] = useState(''); return ( setEmail(value.nativeEvent.text)} style={styles.input} /> setIban(value.nativeEvent.text.toLowerCase())} style={styles.input} />