Adaptive Pricing
Learn about using Adaptive Pricing to allow customers to pay in their local currency.
Note
This page describes how to enable Adaptive Pricing using the Checkout Sessions API. Adaptive Pricing isn’t supported using the Payment Intents API.
Adaptive Pricing lets your customers pay in their local currency in more than 150 countries. With Adaptive Pricing, Stripe automatically calculates the localized price and handles all currency conversion. The presentment currency is inferred from the customer’s public IP address.
Use Adaptive Pricing to:
- Display pricing in local currencies based on location using the Currency Selector Element
- Calculate prices in real-time using an exchange rate guaranteed for 24 hours
- Unlock payment methods that require local currency
- Facilitate compliance when presenting supported currencies
Private preview
Adaptive Pricing with embedded components is currently in private preview.
Integration effort
Fees
View information on fees and our FAQ.
UI customization
Place currency selection anywhere on your checkout page.
See our support page for more information.
Supported currencies 
Businesses in supported regions can automatically convert prices to the local currencies of their customers in the following markets:
North America
- Antigua and Barbuda (XCD)
- Aruba (AWG)
- Bahamas (BSD)
- Barbados (BBD)
- Belize (BZD)
- Bermuda (BMD)
- Canada (CAD)
- Cayman Islands (KYD)
- Costa Rica (CRC)
- Dominica (XCD)
- Dominican Republic (DOP)
- Grenada (XCD)
- Guatemala (GTQ)
- Haiti (HTG)
- Honduras (HNL)
- Mexico (MXN)
- Jamaica (JMD)
- Panama (PAB)
- Saint Kitts and Nevis (XCD)
- Saint Lucia (XCD)
- Saint Vincent and the Grenadines (XCD)
- Trinidad and Tobago (TTD)
- United States (USD)
South America
- Brazil (BRL)
- Bolivia (BOB)
- Colombia (COP)
- Chile (CLP)
- Falkland Islands (FKP)
- Guyana (GYD)
- Paraguay (PYG)
- Peru (PEN)
- Uruguay (UYU)
Europe
- Albania (ALL)
- Andorra (EUR)
- Austria (EUR)
- Belgium (EUR)
- Bosnia and Herzegovina (BAM)
- Bulgaria (BGN)
- Croatia (EUR)
- Cyprus (EUR)
- Czech Republic (CZK)
- Denmark (DKK)
- Estonia (EUR)
- Finland (EUR)
- France (EUR)
- Germany (EUR)
- Gibraltar (GIP)
- Greece (EUR)
- Hungary (HUF)
- Iceland (ISK)
- Ireland (EUR)
- Italy (EUR)
- Latvia (EUR)
- Lithuania (EUR)
- Luxembourg (EUR)
- Malta (EUR)
- Monaco (EUR)
- Moldova (MDL)
- Montenegro (EUR)
- Netherlands (EUR)
- North Macedonia (MKD)
- Norway (NOK)
- Poland (PLN)
- Portugal (EUR)
- Romania (RON)
- San Marino (EUR)
- Serbia (RSD)
- Slovakia (EUR)
- Slovenia (EUR)
- Spain (EUR)
- Sweden (SEK)
- Switzerland (CHF)
- Ukraine (UAH)
- United Kingdom (GBP)
- Vatican City (EUR)
Asia
- Afghanistan (AFN)
- Armenia (AMD)
- Azerbaijan (AZN)
- Bangladesh (BDT)
- Brunei (BND)
- Cambodia (KHR)
- China (CNY)
- Georgia (GEL)
- Hong Kong (HKD)
- India (INR)
- Indonesia (IDR)
- Israel (ILS)
- Japan (JPY)
- Kazakhstan (KZT)
- Kyrgyzstan (KGS)
- Macau (MOP)
- Malaysia (MYR)
- Maldives (MVR)
- Mongolia (MNT)
- Nepal (NPR)
- Pakistan (PKR)
- Philippines (PHP)
- Qatar (QAR)
- Saudi Arabia (SAR)
- Singapore (SGD)
- South Korea (KRW)
- Sri Lanka (LKR)
- Taiwan (TWD)
- Tajikistan (TJS)
- Thailand (THB)
- Turkey (TRY)
- United Arab Emirates (AED)
- Uzbekistan (UZS)
- Vietnam (VND)
- Yemen (YER)
Oceania
- Australia (AUD)
- French Polynesia (XPF)
- New Caledonia (XPF)
- New Zealand (NZD)
- Wallis and Futuna (XPF)
Africa
- Angola (AOA)
- Algeria (DZD)
- Benin (XOF)
- Botswana (BWP)
- Burkina Faso (XOF)
- Burundi (BIF)
- Cameroon (XAF)
- Cape Verde (CVE)
- Central African Republic (XAF)
- Chad (XAF)
- Côte d'Ivoire (XOF)
- Djibouti (DJF)
- Equatorial Guinea (XAF)
- Gabon (XAF)
- Gambia (GMD)
- Guinea (GNF)
- Guinea-Bissau (XOF)
- Kenya (KES)
- Liberia (LRD)
- Madagascar (MGA)
- Mali (XOF)
- Mauritius (MUR)
- Morocco (MAD)
- Mozambique (MZN)
- Namibia (NAD)
- Niger (XOF)
- Republic of the Congo (XAF)
- Rwanda (RWF)
- Saint Helena (SHP)
- São Tomé and Príncipe (STD)
- Senegal (XOF)
- South Africa (ZAR)
- Tanzania (TZS)
- Togo (XOF)
- Uganda (UGX)
- Zambia (ZMW)
Pricing
- You pay 0%
- Your customers pay 2-4%
You don’t directly pay any additional Stripe fees for Adaptive Pricing, as all such fees are paid for by your customers. The Stripe-provided exchange rate you present to your customers includes a conversion fee of between 2-4%, increasing their purchase price by a corresponding amount. Stripe determines the fee, which varies for the purposes of increasing customer conversion. Your customer doesn’t pay this fee if they choose to pay in your integration currency, but their bank’s exchange rate and fees might apply. For detailed information about current Stripe fees, see our pricing page.
Exchange rate
Stripe uses the mid-market exchange rate and applies a fee to guarantee the rate through settlement.
Learn more about how Stripe handles currency conversions and Adaptive Pricing fees.
Refunds
You can issue a refund in your integration currency, and Stripe refunds your customer in the currency they used to make the payment. The refund uses the same exchange rate as the original transaction, so there are no extra costs for you, and your customer gets back the exact amount they paid.
Learn more about how Stripe helps you manage refunds.