# Save payment details during payment Learn how to accept a payment and save your customer's payment details for future purchases. # Stripe-hosted page > This is a Stripe-hosted page for when payment-ui is stripe-hosted. View the full page at https://docs.stripe.com/payments/checkout/save-during-payment?payment-ui=stripe-hosted. Use [Stripe Checkout](https://docs.stripe.com/payments/checkout.md) for a fast, low-code integration that allows your customers to save their payment details for future purchases. ## Set up Stripe [Server-side] First, [register](https://dashboard.stripe.com/register) for a Stripe account. Use our official libraries to access the Stripe API from your application: #### Ruby ```bash # Available as a gem sudo gem install stripe ``` ```ruby # If you use bundler, you can add this line to your Gemfile gem 'stripe' ``` ## Create a customer [Server-side] To set a card up for future payments, you must attach it to a *Customer* (Customer objects represent customers of your business. They let you reuse payment methods and give you the ability to track multiple payments). Create a Customer object when your customer creates an account with your business. Customer objects allow for reusing payment methods and tracking across multiple payments. > #### Compare Customers v1 and Accounts v2 references > > If your Connect platform uses [customer-configured Accounts](https://docs.stripe.com/api/v2/core/accounts/create.md#v2_create_accounts-configuration-customer), use our [guide](https://docs.stripe.com/connect/use-accounts-as-customers.md) to replace `Customer` and event references in your code with the equivalent Accounts v2 API references. ```curl curl https://api.stripe.com/v1/customers \ -u "<>:" \ -d name="Jenny Rosen" \ --data-urlencode email="jennyrosen@example.com" ``` Successful creation returns the [Customer](https://docs.stripe.com/api/customers/object.md) object. You can inspect the object for the customer `id` and store the value in your database for later retrieval. You can find these customers in the [Customers](https://dashboard.stripe.com/customers) page in the Dashboard. ## Create a Checkout Session [Client-side] [Server-side] Add a checkout button to your website that calls a server-side endpoint to create a [Checkout Session](https://docs.stripe.com/api/checkout/sessions/create.md). You can also create a Checkout Session for an [existing customer](https://docs.stripe.com/payments/existing-customers.md?platform=web&ui=stripe-hosted), allowing you to prefill Checkout fields with known contact information and unify your purchase history for that customer. ```html Buy cool new product
``` A Checkout Session is the programmatic representation of what your customer sees when they’re redirected to the payment form. You can configure it with options such as: - [Line items](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-line_items) to charge - Currencies to use You must populate `success_url` with the URL value of a page on your website that Checkout returns your customer to after they complete the payment. > Checkout Sessions expire 24 hours after creation by default. After creating a Checkout Session, redirect your customer to the [URL](https://docs.stripe.com/api/checkout/sessions/object.md#checkout_session_object-url) returned in the response. #### Ruby ```ruby # This example sets up an endpoint using the Sinatra framework. require 'json' require 'sinatra' require 'stripe' # Set your secret key. Remember to switch to your live secret key in production. # See your keys here: https://dashboard.stripe.com/apikeys Stripe.api_key = '<>' post '/create-checkout-session' dosession = Stripe::Checkout::Session.create({ line_items: [{ price_data: { currency: 'usd', product_data: { name: 'T-shirt', }, unit_amount: 2000, }, quantity: 1, }], mode: 'payment', # These placeholder URLs will be replaced in a following step. success_url: 'https://example.com/success', }) redirect session.url, 303 end ``` ### Payment methods By default, Stripe enables cards and other common payment methods. You can turn individual payment methods on or off in the [Stripe Dashboard](https://dashboard.stripe.com/settings/payment_methods). In Checkout, Stripe evaluates the currency and any restrictions, then dynamically presents the supported payment methods to the customer. To see how your payment methods appear to customers, enter a transaction ID or set an order amount and currency in the Dashboard. You can enable Apple Pay and Google Pay in your [payment methods settings](https://dashboard.stripe.com/settings/payment_methods). By default, Apple Pay is enabled and Google Pay is disabled. However, in some cases Stripe filters them out even when they’re enabled. We filter Google Pay if you [enable automatic tax](https://docs.stripe.com/tax/checkout.md) without collecting a shipping address. Checkout’s Stripe-hosted pages don’t need integration changes to enable Apple Pay or Google Pay. Stripe handles these payments the same way as other card payments. ### Confirm your endpoint Confirm your endpoint is accessible by starting your web server (for example, `localhost:4242`) and running the following command: ```bash curl -X POST -is "http://localhost:4242/create-checkout-session" -d "" ``` You should see a response in your terminal that looks like this: ```bash HTTP/1.1 303 See Other Location: https://checkout.stripe.com/c/pay/cs_test_... ... ``` ### Testing You should now have a working checkout button that redirects your customer to Stripe Checkout. 1. Click the checkout button. 1. You’re redirected to the Stripe Checkout payment form. If your integration isn’t working: 1. Open the Network tab in your browser’s developer tools. 1. Click the checkout button and confirm it sent an XHR request to your server-side endpoint (`POST /create-checkout-session`). 1. Verify the request is returning a 200 status. 1. Use `console.log(session)` inside your button click listener to confirm the correct data returned. For more information about configuring and testing your hosted Checkout integration, see [Accept a Payment](https://docs.stripe.com/payments/accept-a-payment.md?platform=web&ui=hosted-form). ## Save payment method [Server-side] After setting up your hosted Checkout integration, choose a configuration for your integration to save the payment methods used by your customers. By default, payment methods used to make a one-time payment with Checkout aren’t available for future use. ### Save payment methods to charge them off-session You can set Checkout to save payment methods used to make a one-time payment by passing the [payment_intent_data.setup_future_usage](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-payment_intent_data-setup_future_usage) argument. This is useful if you need to capture a payment method on-file to use for future fees, such as cancellation or no-show fees. ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d customer_creation=always \ -d "line_items[0][price_data][currency]"=usd \ -d "line_items[0][price_data][product_data][name]"=T-shirt \ -d "line_items[0][price_data][unit_amount]"=2000 \ -d "line_items[0][quantity]"=1 \ -d mode=payment \ --data-urlencode success_url="https://example.com/success.html" \ -d "payment_intent_data[setup_future_usage]"=off_session ``` If you use Checkout in `subscription` mode, Stripe automatically saves the payment method to charge it for subsequent payments. Card payment methods saved to customers using either `setup_future_usage` or `subscription` mode don’t appear for return purchases in Checkout (more on this below). We recommend using [custom text](https://docs.stripe.com/payments/checkout/customization/policies.md) to link out to any relevant terms regarding the usage of saved payment information. > Global privacy laws are complicated and nuanced. We recommend contacting your legal and privacy team prior to implementing [setup_future_usage](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-payment_intent_data-setup_future_usage) because it might implicate your existing privacy compliance framework. Refer to [the guidance issued by the European Protection Board](https://edpb.europa.eu/system/files/2021-05/recommendations022021_on_storage_of_credit_card_data_en_1.pdf) to learn more about saving payment details. ### Save payment methods to prefill them in Checkout By default, Checkout uses [Link](https://docs.stripe.com/payments/link/checkout-link.md) to provide your customers with the option to securely save and reuse their payment information. If you prefer to manage payment methods yourself, use [saved_payment_method_options.payment_method_save](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_save) when creating a Checkout Session to let your customers save their payment methods for future purchases in Checkout. ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d customer_creation=always \ -d "line_items[0][price_data][currency]"=usd \ -d "line_items[0][price_data][product_data][name]"=T-shirt \ -d "line_items[0][price_data][unit_amount]"=2000 \ -d "line_items[0][quantity]"=1 \ -d mode=payment \ --data-urlencode success_url="https://example.com/success.html" \ -d "saved_payment_method_options[payment_method_save]"=enabled ``` Passing this parameter in either [payment](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-mode) or [subscription](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-mode) mode displays an optional checkbox to let customers explicitly save their payment method for future purchases. When customers check this checkbox, Checkout saves the payment method with [allow_redisplay: always](https://docs.stripe.com/api/payment_methods/object.md#payment_method_object-allow_redisplay). Checkout uses this parameter to determine whether a payment method can be prefilled on future purchases. When using `saved_payment_method_options.payment_method_save`, you don’t need to pass in `setup_future_usage` to save the payment method. If your Connect platform uses [customer-configured Accounts](https://docs.stripe.com/api/v2/core/accounts/create.md#v2_create_accounts-configuration-customer), use our [guide](https://docs.stripe.com/connect/use-accounts-as-customers.md) to replace `Customer` and event references in your code with the equivalent Accounts v2 API references. Using [saved_payment_method_options.payment_method_save](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_save) requires a `Customer`. To save a new customer, set the Checkout Session’s [customer_creation](https://docs.stripe.com/api/checkout/sessions/create.md) to `always`. Otherwise, the session doesn’t save the customer or the payment method. If `payment_method_save` isn’t passed in or if the customer doesn’t agree to save the payment method, Checkout still saves payment methods created in `subscription` mode or using `setup_future_usage`. These payment methods have an `allow_redisplay` value of `limited`, which prevents them from being prefilled for returning purchases and allows you to comply with card network rules and data protection regulations. Learn how to [change the default behavior enabled by these modes](https://support.stripe.com/questions/prefilling-saved-cards-in-checkout) and how to change or override `allow_redisplay` behavior. > You can use Checkout to save cards and other payment methods to charge them off-session, but Checkout only prefills saved cards. Learn how to [prefill saved cards](https://support.stripe.com/questions/prefilling-saved-cards-in-checkout). To save a payment method without an initial payment, [use Checkout in setup mode](https://docs.stripe.com/payments/save-and-reuse.md?platform=checkout). ### Let customers remove saved payment methods To let your customers remove a saved payment method so it doesn’t resurface for future payments, use [saved_payment_method_options.payment_method_remove](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_remove) when creating a Checkout Session. ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d customer={{CUSTOMER_ID}} \ -d "line_items[0][price_data][currency]"=usd \ -d "line_items[0][price_data][product_data][name]"=T-shirt \ -d "line_items[0][price_data][unit_amount]"=2000 \ -d "line_items[0][quantity]"=1 \ -d mode=payment \ --data-urlencode success_url="https://example.com/success.html" \ -d "saved_payment_method_options[payment_method_remove]"=enabled ``` The customer can’t remove a payment method if it’s tied to an active subscription and the customer doesn’t have a default payment method saved for invoice and subscription payments. # Embedded form > This is a Embedded form for when payment-ui is embedded-form. View the full page at https://docs.stripe.com/payments/checkout/save-during-payment?payment-ui=embedded-form. Use [Stripe Checkout](https://docs.stripe.com/payments/checkout.md) to embed a prebuilt payment form on your website that allows your customers to save their payment details for future purchases. ## Set up Stripe [Server-side] First, [register](https://dashboard.stripe.com/register) for a Stripe account. Use our official libraries to access the Stripe API from your application: #### Ruby ```bash # Available as a gem sudo gem install stripe ``` ```ruby # If you use bundler, you can add this line to your Gemfile gem 'stripe' ``` ## Create a customer [Server-side] To set a card up for future payments, you must attach it to a *Customer* (Customer objects represent customers of your business. They let you reuse payment methods and give you the ability to track multiple payments). Create a Customer object when your customer creates an account with your business. Customer objects allow for reusing payment methods and tracking across multiple payments. > #### Compare Customers v1 and Accounts v2 references > > If your Connect platform uses [customer-configured Accounts](https://docs.stripe.com/api/v2/core/accounts/create.md#v2_create_accounts-configuration-customer), use our [guide](https://docs.stripe.com/connect/use-accounts-as-customers.md) to replace `Customer` and event references in your code with the equivalent Accounts v2 API references. ```curl curl https://api.stripe.com/v1/customers \ -u "<>:" \ -d name="Jenny Rosen" \ --data-urlencode email="jennyrosen@example.com" ``` Successful creation returns the [Customer](https://docs.stripe.com/api/customers/object.md) object. You can inspect the object for the customer `id` and store the value in your database for later retrieval. You can find these customers in the [Customers](https://dashboard.stripe.com/customers) page in the Dashboard. ## Create a Checkout Session [Server-side] From your server, create a *Checkout Session* (A Checkout Session represents your customer's session as they pay for one-time purchases or subscriptions through Checkout. After a successful payment, the Checkout Session contains a reference to the Customer, and either the successful PaymentIntent or an active Subscription) and set the [ui_mode](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-ui_mode) to `embedded`. You can configure the [Checkout Session](https://docs.stripe.com/api/checkout/sessions/create.md) with [line items](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-line_items) to include and options such as [currency](https://docs.stripe.com/api/checkout/sessions/object.md#checkout_session_object-currency). You can also create a Checkout Session for an [existing customer](https://docs.stripe.com/payments/existing-customers.md?platform=web&ui=stripe-hosted), allowing you to prefill Checkout fields with known contact information and unify your purchase history for that customer. To return customers to a custom page that you host on your website, specify that page’s URL in the [return_url](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-return_url) parameter. Include the `{CHECKOUT_SESSION_ID}` template variable in the URL to retrieve the session’s status on the return page. Checkout automatically substitutes the variable with the Checkout Session ID before redirecting. Read more about [configuring the return page](https://docs.stripe.com/payments/accept-a-payment.md?payment-ui=checkout&ui=embedded-form#return-page) and other options for [customizing redirect behavior](https://docs.stripe.com/payments/checkout/custom-success-page.md?payment-ui=embedded-form). After you create the Checkout Session, use the `client_secret` returned in the response to [mount Checkout](https://docs.stripe.com/payments/checkout/save-during-payment.md#mount-checkout). #### Ruby ```ruby # This example sets up an endpoint using the Sinatra framework. require 'json' require 'sinatra' require 'stripe' # Set your secret key. Remember to switch to your live secret key in production. # See your keys here: https://dashboard.stripe.com/apikeys Stripe.api_key = '<>' post '/create-checkout-session' do session = Stripe::Checkout::Session.create({ line_items: [{ price_data: { currency: 'usd', product_data: { name: 'T-shirt', }, unit_amount: 2000, }, quantity: 1, }], mode: 'payment',ui_mode: 'embedded', return_url: 'https://example.com/checkout/return?session_id={CHECKOUT_SESSION_ID}' }) {clientSecret: session.client_secret}.to_json end ``` ## Mount Checkout [Client-side] [Server-side] #### HTML + JS Checkout is available as part of [Stripe.js](https://docs.stripe.com/js.md). Include the Stripe.js script on your page by adding it to the head of your HTML file. Next, create an empty DOM node (container) to use for mounting. ```html
``` Initialize Stripe.js with your publishable API key. Create an asynchronous `fetchClientSecret` function that makes a request to your server to create the Checkout Session and retrieve the client secret. Pass this function into `options` when you create the Checkout instance: ```javascript // Initialize Stripe.js const stripe = Stripe('<>'); initialize(); // Fetch Checkout Session and retrieve the client secret async function initialize() { const fetchClientSecret = async () => { const response = await fetch("/create-checkout-session", { method: "POST", }); const { clientSecret } = await response.json(); return clientSecret; }; // Initialize Checkout const checkout = await stripe.initEmbeddedCheckout({ fetchClientSecret, }); // Mount Checkout checkout.mount('#checkout'); } ``` #### React Install [react-stripe-js](https://docs.stripe.com/sdks/stripejs-react.md) and the Stripe.js loader from npm: ```bash npm install --save @stripe/react-stripe-js @stripe/stripe-js ``` To use the Embedded Checkout component, create an `EmbeddedCheckoutProvider`. Call `loadStripe` with your publishable API key and pass the returned `Promise` to the provider. Create an asynchronous `fetchClientSecret` function that makes a request to your server to create the Checkout Session and retrieve the client secret. Pass this function into the `options` prop accepted by the provider. ```jsx import * as React from 'react'; import {loadStripe} from '@stripe/stripe-js'; import { EmbeddedCheckoutProvider, EmbeddedCheckout } from '@stripe/react-stripe-js'; // Make sure to call `loadStripe` outside of a component’s render to avoid // recreating the `Stripe` object on every render. const stripePromise = loadStripe('pk_test_123'); const App = () => { const fetchClientSecret = useCallback(() => { // Create a Checkout Session return fetch("/create-checkout-session", { method: "POST", }) .then((res) => res.json()) .then((data) => data.clientSecret); }, []); const options = {fetchClientSecret}; return (
) } ``` Checkout renders in an iframe that securely sends payment information to Stripe over an HTTPS connection. > Avoid placing Checkout within another iframe because some payment methods require redirecting to another page for payment confirmation. ## Save payment method [Server-side] After setting up your embedded Checkout integration, choose a configuration for your integration to save the payment methods used by your customers. By default, payment methods used to make a one-time payment with Checkout aren’t available for future use. ### Save payment methods to charge them off-session You can set Checkout to save payment methods used to make a one-time payment by passing the [payment_intent_data.setup_future_usage](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-payment_intent_data-setup_future_usage) argument. This is useful if you need to capture a payment method on-file to use for future fees, such as cancellation or no-show fees. ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d customer_creation=always \ -d "line_items[0][price_data][currency]"=usd \ -d "line_items[0][price_data][product_data][name]"=T-shirt \ -d "line_items[0][price_data][unit_amount]"=2000 \ -d "line_items[0][quantity]"=1 \ -d mode=payment \ -d ui_mode=embedded \ --data-urlencode return_url="https://example.com/return" \ -d "payment_intent_data[setup_future_usage]"=off_session ``` If you use Checkout in `subscription` mode, Stripe automatically saves the payment method to charge it for subsequent payments. Card payment methods saved to customers using either `setup_future_usage` or `subscription` mode don’t appear for return purchases in Checkout (more on this below). We recommend using [custom text](https://docs.stripe.com/payments/checkout/customization/policies.md) to link out to any relevant terms regarding the usage of saved payment information. > Global privacy laws are complicated and nuanced. We recommend contacting your legal and privacy team prior to implementing [setup_future_usage](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-payment_intent_data-setup_future_usage) because it might implicate your existing privacy compliance framework. Refer to [the guidance issued by the European Protection Board](https://edpb.europa.eu/system/files/2021-05/recommendations022021_on_storage_of_credit_card_data_en_1.pdf) to learn more about saving payment details. ### Save payment methods to prefill them in Checkout By default, Checkout uses [Link](https://docs.stripe.com/payments/link/checkout-link.md) to provide your customers with the option to securely save and reuse their payment information. If you prefer to manage payment methods yourself, use [saved_payment_method_options.payment_method_save](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_save) when creating a Checkout Session to let your customers save their payment methods for future purchases in Checkout. ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d customer_creation=always \ -d "line_items[0][price_data][currency]"=usd \ -d "line_items[0][price_data][product_data][name]"=T-shirt \ -d "line_items[0][price_data][unit_amount]"=2000 \ -d "line_items[0][quantity]"=1 \ -d mode=payment \ -d ui_mode=embedded \ --data-urlencode return_url="https://example.com/return" \ -d "saved_payment_method_options[payment_method_save]"=enabled ``` Passing this parameter in either [payment](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-mode) or [subscription](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-mode) mode displays an optional checkbox to let customers explicitly save their payment method for future purchases. When customers check this checkbox, Checkout saves the payment method with [allow_redisplay: always](https://docs.stripe.com/api/payment_methods/object.md#payment_method_object-allow_redisplay). Checkout uses this parameter to determine whether a payment method can be prefilled on future purchases. When using `saved_payment_method_options.payment_method_save`, you don’t need to pass in `setup_future_usage` to save the payment method. If your Connect platform uses [customer-configured Accounts](https://docs.stripe.com/api/v2/core/accounts/create.md#v2_create_accounts-configuration-customer), use our [guide](https://docs.stripe.com/connect/use-accounts-as-customers.md) to replace `Customer` and event references in your code with the equivalent Accounts v2 API references. Using [saved_payment_method_options.payment_method_save](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_save) requires a `Customer`. To save a new customer, set the Checkout Session’s [customer_creation](https://docs.stripe.com/api/checkout/sessions/create.md) to `always`. Otherwise, the session doesn’t save the customer or the payment method. If `payment_method_save` isn’t passed in or if the customer doesn’t agree to save the payment method, Checkout still saves payment methods created in `subscription` mode or using `setup_future_usage`. These payment methods have an `allow_redisplay` value of `limited`, which prevents them from being prefilled for returning purchases and allows you to comply with card network rules and data protection regulations. Learn how to [change the default behavior enabled by these modes](https://support.stripe.com/questions/prefilling-saved-cards-in-checkout) and how to change or override `allow_redisplay` behavior. > You can use Checkout to save cards and other payment methods to charge them off-session, but Checkout only prefills saved cards. Learn how to [prefill saved cards](https://support.stripe.com/questions/prefilling-saved-cards-in-checkout). To save a payment method without an initial payment, [use Checkout in setup mode](https://docs.stripe.com/payments/save-and-reuse.md?platform=checkout). ### Let customers remove saved payment methods To let your customers remove a saved payment method so it doesn’t resurface for future payments, use [saved_payment_method_options.payment_method_remove](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_remove) when creating a Checkout Session. ```curl curl https://api.stripe.com/v1/checkout/sessions \ -u "<>:" \ -d customer={{CUSTOMER_ID}} \ -d "line_items[0][price_data][currency]"=usd \ -d "line_items[0][price_data][product_data][name]"=T-shirt \ -d "line_items[0][price_data][unit_amount]"=2000 \ -d "line_items[0][quantity]"=1 \ -d mode=payment \ -d ui_mode=embedded \ --data-urlencode return_url="https://example.com/return" \ -d "saved_payment_method_options[payment_method_remove]"=enabled ``` The customer can’t remove a payment method if it’s tied to an active subscription and the customer doesn’t have a default payment method saved for invoice and subscription payments.