# 银行重定向 了解 Stripe 的银行重定向。 银行重定向需要客户用他们的银行账户进行线上支付。在德国、荷兰和马来西亚，这类付款占电商付款的一半以上。使用银行重定向方式的主要是： - 欧洲和亚太地区想要提高转化并降低欺诈的零售商。 - 从其他公司进行一次性收款的软件或服务型公司。 Some bank redirects support *subscriptions* (A Subscription represents the product details associated with the plan that your customer subscribes to. Allows you to charge the customer on a recurring basis) and recurring payments. See the product support table below for details on which payment methods support subscriptions. ## Payment flow At checkout, the customer is redirected to their online banking portal, logs in with their bank credentials, approves the transaction, and then returns to your site. Some bank redirects verify the user through SMS or other two-factor authentication for additional security. ![Bank redirect payment flow from checkout to payment confirmation.](https://b.stripecdn.com/docs-statics-srv/assets/payment_flow.d6b9be158ecbb4b70a85d2497da2e405.svg) ## 产品支持 We’ve created a single integration for all bank redirects that works across Stripe products. With [Stripe Checkout](https://docs.stripe.com/payments/checkout.md), you can add any bank redirect by changing one line of code. | Payment method | [Connect](https://docs.stripe.com/connect.md) | [Checkout](https://docs.stripe.com/payments/checkout.md) | [Payment Links](https://docs.stripe.com/payment-links.md) | [Payment Element](https://docs.stripe.com/payments/payment-element.md) | [Express Checkout Element](https://docs.stripe.com/elements/express-checkout-element.md) | [Mobile Payment Element](https://docs.stripe.com/payments/mobile.md) | [Subscriptions](https://docs.stripe.com/subscriptions.md) | [Invoicing](https://docs.stripe.com/invoicing.md) | [Customer Portal](https://docs.stripe.com/customer-management.md) | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Bancontact](https://docs.stripe.com/payments/bancontact.md) | ✓ Supported | ✓ Supported | ✓ Supported | ✓ Supported | - Unsupported | ✓ Supported | ✓ Supported 7 | 仅限邀请 | - Unsupported | | [BLIK](https://docs.stripe.com/payments/blik.md) | ✓ Supported | ✓ Supported | ✓ Supported | ✓ Supported 3,4 | - Unsupported | ✓ Supported | ✓ Supported | ✓ Supported | ✓ Supported | | [EPS](https://docs.stripe.com/payments/eps.md) | ✓ Supported | ✓ Supported 1,2 | ✓ Supported | ✓ Supported | - Unsupported | ✓ Supported | ✓ Supported 7 | 仅限邀请 | - Unsupported | | [FPX](https://docs.stripe.com/payments/fpx.md) | ✓ Supported | ✓ Supported 1,2 | ✓ Supported | ✓ Supported | - Unsupported | ✓ Supported | ✓ Supported 7 | ✓ Supported | - Unsupported | | [iDEAL | Wero](https://docs.stripe.com/payments/ideal.md) | ✓ Supported | ✓ Supported | ✓ Supported | ✓ Supported | - Unsupported | ✓ Supported | ✓ Supported 5,6,7 | ✓ Supported 6 | - Unsupported | | [P24](https://docs.stripe.com/payments/p24.md) | ✓ Supported | ✓ Supported 1,2 | ✓ Supported | ✓ Supported | - Unsupported | ✓ Supported | ✓ Supported 7 | 仅限邀请 | - Unsupported | | [TWINT](https://docs.stripe.com/payments/twint.md) | ✓ Supported | ✓ Supported 1,2 | ✓ Supported | ✓ Supported | - Unsupported | ✓ Supported | ✓ Supported | - Unsupported | - Unsupported | 1 Not supported when using Checkout in subscription mode.2 Not supported when using Checkout in setup mode.3 Not supported when [collecting payment details before creating a PaymentIntent](https://docs.stripe.com/payments/accept-a-payment-deferred.md).4 Not supported when using [Elements with the Checkout Sessions API](https://docs.stripe.com/payments/quickstart.md).5 Only supported when using [Checkout in subscription mode](https://docs.stripe.com/billing/subscriptions/ideal.md).6 Not supported when using `charge_automatically` for subscriptions or invoices. iDEAL | Wero is a [single use](https://docs.stripe.com/payments/payment-methods.md#usage) payment method where customers are required to [authenticate](https://docs.stripe.com/payments/payment-methods.md#customer-actions) each payment.7 Invoices and Subscriptions only support the [send_invoice](https://docs.stripe.com/api/invoices/object.md#invoice_object-collection_method) collection method. [Contact us](https://support.stripe.com/contact) to request a new bank redirect payment method. ## API support | Payment method | API enum | [PaymentIntents](https://docs.stripe.com/payments/payment-intents.md) | [SetupIntents](https://docs.stripe.com/payments/setup-intents.md) | [Manual capture](https://docs.stripe.com/payments/place-a-hold-on-a-payment-method.md) | [Setup future usage](https://docs.stripe.com/payments/save-during-payment.md?platform=web&ui=elements)1 | 要求重定向2 | | --- | --- | --- | --- | --- | --- | --- | | [Bancontact](https://docs.stripe.com/payments/bancontact.md) | `bancontact` | ✓ Supported | - Unsupported | - Unsupported | ✓ Supported 3 | Yes | | [BLIK](https://docs.stripe.com/payments/blik.md)4 | `blik` | ✓ Supported | ✓ Supported | - Unsupported | ✓ Supported 1 | No | | [EPS](https://docs.stripe.com/payments/eps.md) | `eps` | ✓ Supported | - Unsupported | - Unsupported | - Unsupported | Yes | | [FPX](https://docs.stripe.com/payments/fpx.md) | `fpx` | ✓ Supported | - Unsupported | - Unsupported | - Unsupported | Yes | | [iDEAL | Wero](https://docs.stripe.com/payments/ideal.md) | `ideal` | ✓ Supported | ✓ Supported | - Unsupported | ✓ Supported | Yes | | [P24](https://docs.stripe.com/payments/p24.md) | `p24` | ✓ Supported | - Unsupported | - Unsupported | - Unsupported | Yes | | [Pay by Bank](https://docs.stripe.com/payments/pay-by-bank.md) | `pay_by_bank` | ✓ Supported | - Unsupported | - Unsupported | - Unsupported | Yes | | [TWINT](https://docs.stripe.com/payments/twint.md) | `twint` | ✓ Supported | ✓ Supported | - Unsupported | ✓ Supported | Yes | 1 Cards and bank debit methods including SEPA debit, AU BECS direct debit, and ACSS debit support both `on_session` and `off_session` with [setup future usage](https://docs.stripe.com/api/payment_intents/create.md#create_payment_intent-setup_future_usage). All other payment method types either don’t support `setup_future_usage` or only support `off_session`.2 Payment methods might require confirmation with [return_url](https://docs.stripe.com/api/payment_intents/confirm.md#confirm_payment_intent-return_url) to indicate where Stripe should redirect your customer after they complete the payment.3 Bancontact supports `setup_future_usage` by saving the customer’s bank details as a SEPA Direct Debit payment method.4 BLIK doesn’t support the [deferred intent](https://docs.stripe.com/payments/accept-a-payment-deferred.md) creation integration path. ## 从 Sources 或 Tokens APIs 迁移 If you currently use the Sources or Tokens API, see [migrating to PaymentIntents](https://docs.stripe.com/payments/payment-intents/migration.md) to use the latest integrations.