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首页付款Add payment methods

Bank redirects

Learn about bank redirects with Stripe.

Bank redirects let customers pay online using their bank account. They drive more than half of online commerce in Germany, the Netherlands, and Malaysia. Bank redirects are often used by:

  • Retailers that want to improve conversion and reduce fraud with consumers in Europe and Asia Pacific.
  • Software or service businesses collecting one-time payments from other businesses.

Bank redirects might not be a good fit for your business if you sell subscriptions. Some bank redirects don’t support recurring payments.

Payment flow

At checkout, the customer is redirected to their online banking portal, logs in with their bank credentials, approves the transaction, and then returns to your site. Some bank redirects verify the user through SMS or other two-factor authentication for additional security.

Bank redirect payment flow from checkout to payment confirmation.

Product support

We’ve created a single integration for all bank redirects that works across Stripe products. With Stripe Checkout, you can add any bank redirect by changing one line of code.

Payment methodConnectCheckoutPayment LinksPayment ElementExpress Checkout ElementMobile Payment ElementSubscriptionsInvoicingCustomer Portal
BancontactInvite only
BLIK 1,23, 4
EPS 1,2Invite only
FPX 1,2
iDEAL 5
P24 1,2Invite only
TWINT 1,2

1 Not supported when using Checkout in subscription mode.
2 Not supported when using Checkout in setup mode.
3 Not supported when collecting payment details before creating a PaymentIntent.
4 Not supported when using Elements with the Checkout Session API.
5 Only supported when using Checkout in subscription mode.

Contact us to request a new bank redirect payment method.

API support

Payment methodAPI enumPaymentIntentsSetupIntentsManual captureSetup future usage1Requires redirect 2
BancontactbancontactYes
BLIKblikNo
EPSepsYes
FPXfpxYes
iDEALidealYes
P24p24Yes
Pay by Bankpay_by_bankYes
TWINTtwintYes

1 Cards and bank debit methods including SEPA debit, AU BECS direct debit, and ACSS debit support both on_session and off_session with setup future usage. All other payment method types either don’t support setup_future_usage or only support off_session.
2 Payment methods might require confirmation with return_url to indicate where Stripe should redirect your customer after they complete the payment.

Migrating from the Sources or Tokens APIs

If you currently use the Sources or Tokens API, see migrating to PaymentIntents to use the latest integrations.

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