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Beyond payments

Accept a Bancontact payment

Learn how to accept Bancontact, a common payment method in Belgium.

Caution

Stripe can automatically present the relevant payment methods to your customers by evaluating currency, payment method restrictions, and other parameters.

  • Follow the Accept a payment guide to build a Checkout integration that uses dynamic payment methods.
  • If you don’t want to use dynamic payment methods, follow the steps below to manually configure the payment methods in your Checkout integration.

Bancontact is a single use payment method where customers are required to authenticate their payment. Customers pay with Bancontact by redirecting from your website, authorizing the payment, then returning to your website where you get immediate notification on whether the payment succeeded or failed.

Note

Your use of Bancontact must be in accordance with our Bancontact Terms of Service.

Determine compatibility

A Checkout Session must satisfy all of the following conditions to support Bancontact payments:

  • Prices for all line items must be expressed in Euro (currency code eur).

Accept a payment

Note

Build an integration to accept a payment with Checkout before using this guide.

Use this guide to learn how to enable Bancontact—shows the differences between accepting a card payment and using Bancontact.

Enable Bancontact as a payment method

When creating a new Checkout Session, you need to:

  1. Add bancontact to the list of payment_method_types
  2. Make sure all your line_items use the eur currency.
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Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'bancontact'],
  line_items: [{
    price_data: {
      currency: 'usd',
      # To accept `bancontact`, all line items must have currency: eur
      currency: 'eur',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

Fulfill your orders

After accepting a payment, learn how to fulfill orders.

Test your integration

There are no special test numbers required for Bancontact.

When testing your Checkout integration, select Bancontact as the payment method and click the Pay button.

Handle refunds and disputes

The refund period for Bancontact is up to 180 days after the original payment.

There is no dispute process—customers authenticate with their bank.

See also

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