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Online payments
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Beyond payments

Standalone 3DSPrivate preview

Use the Standalone 3DS API to run EMV 3D Secure (3DS) authentication and authorise the payment with any payment service provider (PSP).

By decoupling authentication and authorisation, Standalone 3DS allows you to use multiple payment processors or those that require specialised payment workflows.

In addition, enterprise businesses use Standalone 3DS to improve payments performance through:

  • API-level control over 3DS requests and the checkout flow

  • Observability into 3DS responses from issuers

  • Customised flows for each transaction based on business goals (fraud prevention, conversion, or cost)

The successful completion of a Standalone 3DS authentication results in a 3DS cryptogram, which you might submit as part of a payment authorisation request using any of the following methods:

Standalone 3DS supports Visa, Mastercard, American Express, Discover and Cartes Bancaires card payments. It’s available in all countries where Stripe supports card payments, with the exception of India, Malaysia and Thailand.

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