## Create a PaymentMethod

Use `stripe.createPaymentMethod` to convert payment information collected by elements into a [PaymentMethod](/api/payment_methods.md) object that you safely pass to your server to use in an API call.

**NOTE:** In most integrations, you will not need to use this method. Instead, use methods like [stripe.confirmCardPayment](/js/payment_intents/confirm_card_payment.md), which will automatically create a PaymentMethod when you confirm a [PaymentIntent](/api/payment_intents.md).

`stripe.createPaymentMethod(paymentMethodData)` returns a `Promise` which resolves with a result object.
This object has either:

* `result.paymentMethod`: a [PaymentMethod](/api/payment_methods) was created successfully.
* `result.error`: there was an error.
  This includes client-side validation errors.
  Refer to the [API reference](/api/errors) for all possible errors.

**Syntax:** `stripe.createPaymentMethod(...)`

- `paymentMethodData` (object) **required**
  Refer to the [PaymentMethod API](/api/payment_methods/create.md) for a full list of parameters.

  - `type` (string) **required**
    The type of the [PaymentMethod](/api/payment_methods/create.md) to create.
Refer to the [PaymentMethod API](/api/payment_methods/create.md#create_payment_method-type) for all possible values.

  - `card` (Element)
    A `card` or `cardNumber` Element.

  - `au_becs_debit` (Element)
    An `auBankAccount` Element.

  - `fpx` (Element)
    An `fpx` Element.

  - `fpx[bank]` (string)
    The customer's [bank](/payments/fpx/accept-a-payment.md#bank-reference).

  - `netbanking[bank]` (string)
    The customer's bank.

  - `ideal` (Element)
    An `idealBank` Element.

  - `ideal[bank]` (string)
    The customer's [bank](/sources/ideal.md#specifying-customer-bank).

  - `sepa_debit` (Element)
    An `iban` Element.

  - `sepa_debit[iban]` (string)
    An IBAN account number.

  - `upi[vpa]` (string)
    The customer's VPA.

  - `billing_details` (object)
    [Billing information](/api/payment_methods/create.md#create_payment_method-billing_details) associated with the PaymentMethod that may be used or required by particular types of payment methods.

### Create a PaymentMethod

```js
stripe
  .createPaymentMethod({
    type: 'card',
    card: cardElement,
    billing_details: {
      name: 'Jenny Rosen',
    },
  })
  .then(function(result) {
    // Handle result.error or result.paymentMethod
  });
```

```es_next
const {paymentMethod, error} = await stripe.createPaymentMethod({
  type: 'card',
  card: cardElement,
  billing_details: {
    name: 'Jenny Rosen',
  },
});
```