Send moneyPublic preview

Learn how to send money in local currency to recipients in 58 countries and domestically.

After you configure your recipient with payout methods, you can use the Dashboard or the API to send payouts. Speed and cost of payout methods vary. Payouts that you make by wire or debit card aren’t reversible. Learn more about situations where payouts might be reversible.

Payout methods

Private preview

You can make payouts to users domestically, but making payouts to users outside the US is in private preview. If you’re interested in getting access, enter your email.

Sender country:

Recipient location	Feature	Payout method	Capability	Expected arrival time	Fee (see Pricing)
US	Local bank rail	Standard	`bank_accounts.local`	Typically 2-3 business days	1.50 USD per payout
US	Wire	Wire	`bank_accounts.wire`	Typically 1 business day	25 USD per payout
US	Debit network	Instant	`cards`	Immediate	1.50 USD + 0.75% (minimum 2 USD)
Outside of the US (available countries)	Cross-border bank rail	Standard	Varies by country	Typically 1-7 days (varies by country)	1.50 USD per payout + 0.25-1.25% cross-border fee (varies by recipient country) + 1% FX fee

Private preview

Making payouts with debit cards is in private preview. If you’re interested in getting access,

enter your email.

Send money to recipients

When you send money to recipients internationally, they receive funds in their local currency. Additional cross-border and foreign exchange fees might apply. Learn more about pricing.

To send payouts to recipients directly from the Dashboard:

Navigate to More > Global Payouts.
Click Send payout.
Search and choose from the recipient list, or click Add new recipient. Click Continue.
Choose the amount you want to send.
- If you’re sending a cross-border payout and converting currencies, you can specify either the sending amount or the amount the recipient receives in the local currency.
Choose the payout method you want to use.
(Optional) You can add an internal note to reference when managing payouts. Notes are visible only to you and limited to 50 characters.
(Optional) If you want Stripe to send a confirmation email to your recipients on your behalf, select the box.
Click Review, review the details, and add an internal note (optional). Then click Send.
- If you’re sending a cross-border payout and converting currencies, the exchange rate might be updated. If so, the updated rate and the estimated payout amount and fees are shown. The rate on the review page is the finalized rate.

After you send the payout to the recipient, track its status and take applicable actions on the Global Payouts page.

Statement descriptors

Statement descriptors explain charges or payments on bank statements. The statement descriptor that the recipient sees for a payout is pulled from your statement descriptor. The statement descriptor isn’t customizable.

Minimum payout amounts

Review the following tables to learn the minimum payout amounts for each recipient country. Keep in mind the following when considering minimum payout amounts:

The minimum amount applies regardless of whether the currency is the source or destination currency.
The minimum amount in the API request must be in minor units. For example, enter 1 USD as 100.
The source and destination currencies must both pass the minimum payout amounts.

For example, if you’re a US business funding a cross-border payout in USD to a recipient in South Africa who will receive ZAR, you must meet the minimums for both USD (0.01 USD) and ZAR (100 ZAR). If you tried to send 3 USD (passes USD minimum) to a South African recipient, the payout would fail because 3 USD = 55.63 ZAR, which fails the ZAR minimum.

Sending minimums

Sending country	Sending currency	Minimum payout amount (major units)	Minimum payout amount (minor units for API)
United States	USD	0.01 USD	1
United Kingdom	GBP	0.01 GBP	1
	EUR	0.01 EUR	1
	USD	0.01 USD	1

Recipient minimums

Recipient country	Currency	Minimum payout amount (major units)	Minimum payout amount (minor units for the API)

Australia	AUD	0.01 AUD	1
Austria	EUR	0.01 EUR	1
Bahamas	BSD	25 BSD	2500
Belgium	EUR	0.01 EUR	1
Benin	XOF	1 XOF	1
Bosnia and Herzegovina	BAM	50 BAM	5000
Bulgaria	BGN	0.01 BGN	1
Canada	CAD	0.01 CAD	1
Côte d’Ivoire	XOF	1 XOF	1
Croatia	EUR	0.01 EUR	1
Cyprus	EUR	0.01 EUR	1
Czech Republic	EUR	0.01 EUR	1
Denmark	DKK	0.01 DKK	1
Ecuador	USD	1 USD	100
El Salvador	USD	30 USD	3000
Estonia	EUR	0.01 EUR	1
Ethiopia	ETB	1 ETB	100
Finland	EUR	0.01 EUR	1 EUR
France	EUR	0.01 EUR	1
Germany	EUR	0.01 EUR	1
Greece	EUR	0.01 EUR	1
Hungary	HUF	0.01 HUF	1 HUF
Iceland	EUR	0.01 EUR	1
Indonesia	IDR	0.01 IDR	1
Ireland	EUR	0.01 EUR	1
Israel	ILS	0.01 ILS	1
Italy	EUR	0.01 EUR	1
Kenya	KES	20 KES	2000
Latvia	EUR	0.01 EUR	1
Liechtenstein	EUR	0.01 EUR	1
Lithuania	EUR	0.01 EUR	1
Luxembourg	EUR	0.01 EUR	1
Malta	EUR	0.01 EUR	1
Mauritius	MUR	0.01 MUR	1
Mexico	MXN	0.01 MXN	1
Mongolia	MNT	105000 MNT	10500000
Namibia	NAD	500 NAD	50000
Netherlands	EUR	0.01 EUR	1
New Zealand	NZD	0.01 NZD	1
Norway	NOK	0.01 NOK	1
Panama	USD	50 USD	5000
Philippines	PHP	0.01 PHP	1
Poland	PLN	0.01 PLN	1
Portugal	EUR	0.01 EUR	1
Romania	RON	0.01 RON	1
Senegal	XOF	Local bank method	1 XOF
Serbia	RSD	3000 RSD	300000
Singapore	SGD	0.01 SGD	1
Slovakia	EUR	0.01 EUR	1
Slovenia	EUR	0.01 EUR	1
South Africa	ZAR	100 ZAR	10000
Spain	EUR	0.01 EUR	1
Sweden	SEK	0.01 SEK	1
Switzerland	EUR	0.01 EUR	1
Tunisia	TND	0.001 TND	1
Turkey	TRY	5 TRY	500
United Kingdom	GBP	0.01 GBP	1
United States	USD	0.01 USD	1