# Add funds to your Stripe balance

Cover increased refunds and chargebacks by adding funds to your balance.

If you want to add funds to pay out to connected accounts, see how to [add funds to your platform balance](https://docs.stripe.com/connect/top-ups.md).

To keep your business healthy when your account has a negative balance or when you expect an increase in customer refunds, you can add funds directly to your Stripe balance using a wire or bank transfer.

You can proactively add funds to use for future refunds or chargebacks. These funds are held separately from your earnings, *payouts*, and funds from other Stripe products.

## Add funds 

To add funds to your balance using the Dashboard:

1. Determine how much you want to add to your balance.

1. Go to the [Balances](https://dashboard.stripe.com/balance/overview) page in the Dashboard, and click **Add to balance**.

1. Select whether you want to use a wire or local bank transfer, review Stripe’s bank information, and click **Done**.

1. Initiate the transfer from your bank account.

1. After your bank has sent the funds, return to [Balances](https://dashboard.stripe.com/balance/overview), and click **Add to balance**.

1. (Optional) If the dialog prompts you for a receipt, upload a screenshot or the file that proves that your bank transferred the funds.

   - To fund your Stripe balance faster, we might ask you to include a screenshot or PDF of your bank’s transfer or wire confirmation.

1. Click **Confirm Transfer**.

![Add to your balance](images/add-funds/balance.png)
Add to your balance


## View and use your funds 

## Settlement timing 

Funds typically show up in your balance within 1 to 7 business days, depending on the method used to add funds. For ACH transfers, it usually takes 1 to 5 business days.

## See Also

- [Add funds to your platform balance](https://docs.stripe.com/connect/top-ups.md)
- [Manage prorations for modified subscriptions](https://docs.stripe.com/billing/subscriptions/prorations.md)