Stripe fiat-to-crypto onrampPublic preview
Let your users securely purchase crypto directly from your platform or Dapp.
The Stripe fiat-to-crypto on-ramp lets your customers securely purchase and exchange cryptocurrencies directly from your platform or decentralised application (Dapp) at checkout. You can customise and integrate the on-ramp into your product or service.
Stripe serves as the merchant of record for these on-ramp transactions and assumes full liability for all fraud and disputes. We also handle all regulatory requirements, know your customer (KYC) verifications and sanctions screening. Customers can save payment methods, KYC data and wallet information with Stripe, which reduces the number of steps required when users return to on-ramp.
There are three ways to integrate with Stripe’s fiat-to-crypto on-ramp. To access any of the on-ramps, you must first submit an on-ramp application.
Use the Stripe-hosted onramp to re-direct your customer to check out in the standalone page.
Use the Embedded onramp to let your customers check out directly in your website.
Use the Embedded components on-ramp (mobile SDK) to let your customers check out directly in your application. Sign up to join the private preview.
Submit your application
To access the Stripe on-ramp, including testing environments, you must follow these steps to submit your application:
- Create or sign in to your Stripe account.
- If you haven’t already, activate your Stripe account.
- Submit your on-ramp application. We review most on-ramp applications within 48 hours, and notify you when you’ve been approved or if we need more information. You can check your application status anytime in the Dashboard.
- After we approve your application, choose an integration and start development using a sandbox.
Integration options
Choose how to integrate with Stripe’s fiat-to-crypto on-ramp:
| Stripe-hosted | Embedded | Embedded components | |
|---|---|---|---|
| Availability | Public preview. For access, submit an onramp application. | Public preview. For access, submit an onramp application. | Private preview. For access, sign up. |
| Use case | If you want to use the onramp without writing code. Send customers to a standalone onramp at crypto.link.com | If you want to embed the onramp directly into your website or a mobile webview using the Onramp API. | If you want a native Android or iOS mobile integration with more UI customisation options. Requires integration with mobile SDK and Stripe APIs. |
| Customisation | Some customisation, including the suggested source or destination amount, destination currency, and network | Brand customisation and full parameter customisation with the Onramp API | Full UI and parameter customisation with the Onramp SDK and API |
| Hosting | Stripe-hosted | Embed in your website | Embed in your app |
1 The Stripe-hosted onramp provides two different integration options with different levels of customisation available.
Features
Both the Embedded and Embedded components onramps come with the following built-in features:
| Merchant of record | When you use the onramp, Stripe acts as your merchant of record. A merchant of record is the legal entity responsible for facilitating the sale of products to a user. |
| Stripe’s checkout infrastructure |
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| Customisation |
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| Disputes management | No platform fraud liability, Stripe handles all disputes. |
| Payment methods | Credit, debit, Apple Pay, and ACH (US only). All of these payment methods are eligible for instant crypto delivery after KYC completion. |
Currencies | Available currencies are subject to change for integration options in private preview.
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| Geographic availability | US and EU countries |
1XLM, USDC (Stellar), USDC (Avalanche), and USDC (Polygon) aren’t available in New York. ETH (Base), MATIC, AVAX, USDC (Solana), USDC (Polygon), USDC (Avalanche), and USDC (Base) aren’t supported in the EU.