# Update service agreement acceptances

Learn how to update your connected accounts and handle acceptance of the Stripe Connected Account Agreement and other disclosures.

Working with connected accounts where your platform is responsible for negative balances provides a lot of flexibility. You can access almost every `Account` property using the API.

Platforms can use the API to perform many account management functions, including:

- Handle acceptance and re-acceptance of the Stripe Connected Account Agreement (for accounts with no Stripe-hosted Dashboard access, including Custom accounts).
- Handle [identity verification](https://docs.stripe.com/connect/identity-verification.md) (for accounts with no Stripe-hosted Dashboard access, including Custom accounts).
- Manage the connected business’s information, such as its name, logo, and URL.
- Set some charge behaviors.
- Establish [payout handling](https://docs.stripe.com/connect/payouts-connected-accounts.md).

## View and update a connected account through the platform’s Dashboard

You can view an account’s required actions and send remediation links when you select an account from the [Connected accounts](https://dashboard.stripe.com/connect/accounts) page of your Dashboard.

To send a remediation link to an account, click **Request information**.

## Stripe’s service agreements for connected accounts 

To provide Stripe Connect services to your connected accounts, Stripe must establish a direct contractual relationship with them. That requires all connected accounts with no Stripe-hosted Dashboard access to accept the correct Stripe service agreement. The service agreement your accounts must accept depends on whether they’re businesses subject to Stripe’s full terms of service or are payment recipients subject to the recipient service agreement. You’re responsible for making sure that your accounts agree to the correct service agreement before accepting or receiving payments through Stripe on your platform.

If, after onboarding, one of your connected accounts transfers its ownership or updates its verified tax identification number, the updated account owner must provide their agreement to the correct Stripe service agreement. You’re responsible for obtaining that agreement.

### Reference Stripe’s service agreement

You must present your connected accounts with a link to the correct agreement, and they must expressly consent to it prior to using Stripe. For example, at the point of account activation, you can present language such as the following:

#### Full service agreement

By registering your account, you agree to our Services Agreement and the [Stripe Connected Account Agreement](https://stripe.com/connect-account/legal/full).

#### Recipient service agreement

By registering your account, you agree to our Services Agreement and the [Stripe Recipient Agreement](https://stripe.com/connect-account/legal/recipient).

### Add Stripe’s service agreement to your terms of service 

You can make accepting Stripe’s service agreement easy for connected accounts by including it in your terms of service. In your terms, include a link to the correct Stripe service agreement and clearly state that accepting your terms includes accepting the Stripe service agreement. Here are some examples of text you can include in your terms:

> #### Additional information for minors
> 
> When a minor creates an account, a legal guardian must accept the terms of agreement and provide [additional information](https://docs.stripe.com/connect/required-verification-information.md#additional-information-for-minors).

 

#### Full service agreement

#### English

Payment processing services for [account holder term, for example, drivers or sellers] on [platform name] are provided by Stripe and are subject to the [Stripe Connected Account Agreement](https://stripe.com/connect-account/legal/full), which includes the [Stripe Terms of Service](https://stripe.com/legal/ssa) (collectively, the “Stripe Services Agreement”). By agreeing to [this agreement / these terms / and so on] or continuing to operate as a [account holder term] on [platform name], you agree to be bound by the Stripe Services Agreement, as the same might be modified by Stripe from time to time. As a condition of [platform name] enabling payment processing services through Stripe, you agree to provide [platform name] accurate and complete information about you and your business, and you authorize [platform name] to share it and transaction information related to your use of the payment processing services provided by Stripe.

#### French

Les services de paiement pour les [terme désignant les détenteurs de compte: marchands, chauffeurs, porteurs de projet…] officiant sur [nom de la plateforme] sont fournis par Stripe et soumis à l’Accord sur les comptes Stripe Connected ([Stripe Connected Account Agreement](https://stripe.com/connect-account/legal/full)), qui inclut les Modalités de service de Stripe (l’ensemble étant appelé les “Conditions Générales d’Utilisation Stripe” - “[Stripe Services Agreement](https://stripe.com/fr/legal/ssa)"). En agréant aux présentes [Conditions Générales d’Utilisation / de Vente] ou en continuant à opérer en tant que [terme désignant les détenteurs de compte] officiant sur [nom de la plateforme], vous acceptez d’être lié aux Conditions Générales d’Utilisation Stripe, celles-ci pouvant occasionnellement faire l’objet de modifications de la part de Stripe. Du fait que [nom de la plateforme] permette d’effectuer les paiements through Stripe, vous acceptez de fournir à [nom de la plateforme] des informations précises et complètes sur vous et votre activité, et autorisez [nom de la plateforme] à partager ces informations ainsi que celles concernant les transactions effectuées through la solution de paiement fournie par Stripe.

#### Spanish

Los servicios de procesamiento de pago para [término de titular de cuenta, p.ej. conductor o vendedor] en [nombre de plataforma] son proporcionados por Stripe y están sujetos al Acuerdo de cuentas conectadas de Stripe ([Stripe Connected Account Agreement](https://stripe.com/connect-account/legal/full)), que incluye los Términos de servicio de Stripe (Stripe Terms of Service), en conjunto, el “Acuerdo de servicio de Stripe” (“[Stripe Services Agreement](https://stripe.com/es/legal/ssa)”). Al aceptar [este acuerdo / estos términos / and so on] o seguir operando como [término de titular de cuenta] en [nombre de plataforma], usted acepta cumplir las obligaciones del Acuerdo de servicios de Stripe, que puede ser modificado por Stripe de tanto en tanto. Para que [nombre de plataforma] pueda ofrecer servicios de procesamiento de pagos a través de Stripe, usted acepta proporcionar a [nombre de plataforma] información completa y exacta sobre usted y su negocio, y autoriza a [nombre de plataforma] a compartir dicha información y los datos de las transacciones relacionadas con el uso de los servicios de procesamiento de pago proporcionados por Stripe.

#### Italian

I servizi di elaborazione dei pagamenti per [termine definito dal proprietario dell’account, come “conducenti”, “venditori”, ecc.] su [nome piattaforma] sono forniti da Stripe e sono soggetti alle condizioni dell’Accordo relativo agli account connessi Stripe ([Stripe Connected Account Agreement](https://stripe.com/connect-account/legal/full)), che include i Termini del servizio Stripe (Stripe Terms of Service), collettivamente detti “Accordo sui servizi Stripe” (“[Stripe Services Agreement](https://stripe.com/it/legal/ssa)”). Accettando [questo accordo, i suddetti termini, ecc.] o continuando a operare in qualità di [termine definito dal proprietario dell’account] su [nome piattaforma], l’utente accetta di essere vincolato all’Accordo sui servizi Stripe e alle eventuali modifiche apportate da Stripe di tanto in tanto. Affinché [nome piattaforma] possa offrire detti servizi di elaborazione dei pagamenti tramite Stripe, l’utente accetta di fornire a [nome piattaforma] informazioni accurate e complete sull’utente e sulla sua azienda, e autorizza [nome piattaforma] a condividere tali informazioni e i dati delle transazioni correlate con l’utilizzo dei servizi di elaborazione dei pagamenti forniti da Stripe.

#### Portuguese

Os serviços de processamento de pagamento de [account holder term, for example, drivers or sellers] em [platform name] são fornecidos pela Stripe e estão sujeitos ao [Stripe Connected Account Agreement](https://stripe.com/connect-account/legal/full) (Contrato de Conta Vinculada da Stripe), que inclui os Stripe Terms of Service(Termos de Serviço da Stripe, conjuntamente, “[Stripe Services Agreement](https://stripe.com/legal/ssa)”, Contrato de Serviços da Stripe). Ao concordar com [this agreement / these terms / and so on] ou continuar a operar como [account holder term] em [platform name], você aceita o Contrato de Serviços da Stripe, que pode ser alterado pela Stripe periodicamente. Como condição da utilização de serviços de processamento de pagamento pela [platform name] por meio da Stripe, você concorda em fornecer a [platform name] informações precisas e completas sobre você e sua empresa e autoriza [platform name] a compartilhá-las, além das informações de transações relacionadas ao seu uso dos serviços de processamento de pagamento fornecidos pela Stripe.

#### German

Zahlungsdienstleistungen für [Beschreibung des Account-Inhabers, z.B. Reinigungskraft oder Verkäufer] auf [Name der Plattform] werden von Stripe erbracht und unterliegen der Stripe Connected Account Vereinbarung ([Stripe Connected Account Agreement](https://stripe.com/connect-account/legal/full)), welche die Stripe Nutzungsbedingungen (Stripe Terms of Service) beinhaltet (zusammengefasst unter dem Sammelbegriff “[Stripe Services Agreement](https://stripe.com/de/legal/ssa)”). Durch die Zustimmung zu den vorliegenden [Nutzungsbedingungen, Bedingungen, …] oder das weitere agieren als [Beschreibung des Account-Inhaber, z.B. Reinigungskraft oder Verkäufer] auf [Name der Plattform], akzeptieren Sie die Bedingungen der Vereinbarung “Stripe Services Agreement”, welche von Stripe von Zeit zu Zeit angepasst werden darf. Als Voraussetzung, dass [Name der Plattform] die Zahlungsdienstleistungen von Stripe in Anspruch nehmen kann, stimmen Sie zu, vollständige und komplette Informationen über sich und ihr Unternehmen für [Name der Plattform] bereitzustellen, und sie autorisieren [Name der Plattform], diese Informationen und Transaktionsinformationen, die im Zusammenhang mit ihrer Nutzung der von Stripe offerierten Zahlungsdienstleistungen stehen, weiterzugeben.

#### Japanese

[プラットフォームの名称]における[アカウント所有者を示す文言（例えばドライバー又は売り手）]向けの支払処理サービスは、Stripeが提供し、[Stripe Connectアカウント契約](https://stripe.com/connect-account/legal/full)（[Stripe利用規約](https://stripe.com/legal/ssa)を含み、総称して「Stripeサービス契約」といいます。）に従うものとします。[本契約、本条件等]への同意又は[プラットフォームの名称]において[アカウント所有者を示す文言]としての取引の継続により、お客様はStripeサービス契約（随時Stripeにより修正されることがあり、その場合には修正されたものを含みます。）に拘束されることに同意するものとします。 Stripeを通じた支払処理サービスを[プラットフォームの名称]ができるようにするための条件として、お客様は、[プラットフォームの名称]に対してお客様及びお客様の事業に関する正確かつ完全な情報を提供することに同意し、[プラットフォームの名称]が当該情報及びStripeが提供する支払処理サービスのお客様による使用に関連する取引情報を共有することを認めるものとします。

#### Recipient service agreement

#### English

[platform name/we] use Stripe to make payouts to [account holder term, for example, drivers or sellers]. The [Stripe Recipient Agreement](https://stripe.com/connect-account/legal/recipient) applies to your receipt of such Payouts. To receive payouts from [platform name/us], you must provide [platform name/us] accurate and complete information about you and your business, and you authorize [platform name/us] to share it and transaction information related to your payout with Stripe.

### Indicate acceptance 

For connected accounts where the platform collects updated information for due or changed requirements, you must collect the updated acceptance of Stripe’s service agreement.

To indicate to Stripe that a connected account accepted Stripe’s service agreement, update the `Account` and provide the acceptance date and IP address:

```curl
curl https://api.stripe.com/v1/accounts/{{CONNECTEDACCOUNT_ID}} \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d "tos_acceptance[date]"=1609798905 \
  -d "tos_acceptance[ip]"="8.8.8.8"
```

### Acquirer disclosure

To meet Stripe’s Financial Partner requirements, you must advise your connected accounts of Stripe’s acquirers and their contact information in a clear and conspicuous manner, including [this disclosure](https://stripe.com/legal/acquirer-disclosure). For accounts that fall solely under the Recipient Service Agreement, you don’t need to include this disclosure.

If your accounts provide acceptance of Stripe’s service agreement through a Stripe onboarding product, it includes that disclosure.

## Disclosing how Stripe processes connected account data 

While providing your connected accounts with Connect services, Stripe processes their data as explained in [Stripe’s Privacy Policy](https://stripe.com/privacy). You must disclose that to your accounts by providing them with a link to that policy.

In addition, connected accounts in Canada must consent to allow Stripe to obtain information from credit agencies to verify their identities. You can obtain that consent in your onboarding flow by incorporating language like the following where users agree to your terms of service:

> Our payment processor can obtain information from credit agencies to verify your identity. That information will be used for the purposes described in their Privacy Policy.

If you’re using a Stripe onboarding product like embedded onboarding, but providing a link to your own privacy policy, your privacy policy must include a link to Stripe’s Privacy Policy and the following language:

When you provide personal data in connection with , Stripe receives that personal data and processes it in accordance with Stripe’s Privacy Policy.

For Stripe to lawfully process personal data according to your instructions, you can be legally required to provide additional disclosures or obtain additional consents. Talk to your lawyer about which disclosures and consents might apply to your platform and connected accounts.

## See also

- [Identity Verification](https://docs.stripe.com/connect/identity-verification.md)
- [Account Tokens](https://docs.stripe.com/connect/account-tokens.md)
- [Control Bank and Debit Card Payouts](https://docs.stripe.com/connect/payouts-connected-accounts.md)
- [Manage bank accounts and debit cards](https://docs.stripe.com/connect/payouts-bank-accounts.md)
- [Receive payouts](https://docs.stripe.com/payouts.md)