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InicioPlataformas y marketplacesIntegration fundamentals

Pruebas de Stripe Connect

Antes de pasar a modo activo, prueba tu integración con Connect para la creación de cuentas, verificación de identidad y transferencias.

Use testing to make sure your Connect integration handles different flows correctly. You can use Sandboxes to simulate live mode while taking advantage of Stripe-provided special tokens to use in your tests. See the payments testing guide for more information on testing charges, disputes, and so on.

Testing capabilities

Sandboxes and test mode might not enforce some capabilities. In certain cases, they can allow an account to perform capability-dependent actions even when the associated capability’s status isn’t active.

Crea cuentas de prueba

You can create multiple test accounts with different account types or controller properties that you want to test.

You can create test accounts using the Accounts API or in the Stripe Dashboard.

Use 000-000 as the SMS code when prompted for test accounts.

Test the OAuth flow

You can test your OAuth integration with connected accounts that use a Stripe-hosted Dashboard using your test client_id.

Your test client_id is ca_FkyHCg7X8mlvCUdMDao4mMxagUfhIwXb. You can find this in your Connect OAuth settings.

Your test client_id allows you to:

  • Definir tu redirect_uri en una URL que no es HTTPS
  • Definiri tu redirect_uri en localhost
  • Force-skip the account form instead of having to fill out an entire account application (Stripe Dashboard accounts only)
  • Obtén tokens de acceso de prueba para cuentas conectadas

To test the OAuth flow, create a new account after clicking the OAuth link. You can also test connecting an existing Stripe account only if the email is different from your platform account.

Identity verification

Guía de prueba de verificaciones

Verification is a crucial component for onboarding accounts. Use our dedicated guide to testing verification.

After creating a test connected account, you can use tokens to test different verification statuses to make sure you’re handling different requirements and account states. You can use the following tokens to test verification with test accounts.

Prueba de fechas de nacimiento

Usa estas fechas de nacimiento para activar ciertas condiciones de verificación.

Fecha de nacimientoTipo
1901-01-01Successful date of birth match. Any other DOB results in a no-match.
1902-01-01Successful, immediate date of birth match. The verification result is returned directly in the response, not as part of a webhook event.
1900-01-01This DOB triggers an Office of Foreign Assets Control (OFAC) alert.

Prueba de direcciones

Usa esta direcciones para line1 para activar las condiciones de ciertas verificaciones. Debes especificar valores legítimos para los argumentos city, state y postal_code.

TokenTipo
address_full_match​Successful address match.
address_no_matchUnsuccessful address match likely to trigger requirements in currently_due.
address_line1_no_matchUnsuccessful address match likely to trigger requirements in currently_due

Prueba de números de ID personales

Use these personal ID numbers for the individual.id_number attribute on the Account or the id_number attribute on the Person object to trigger certain verification conditions.

NúmeroTipo
000000000Successful ID number match. 0000 also works for SSN last 4 verification.
111111111Unsuccessful ID number match (identity mismatch) likely to trigger requirements in currently_due.
222222222Successful, immediate ID number match. The verification result is returned directly in the response, not as part of a webhook event.

Test government-issued ID documents

For testing, use test images or file tokens instead of uploading your own test IDs. For details, refer to Uploading a file.

Prueba de imágenes de documentos

You can use a verified image that causes the ID number to match successfully. You can use an unverified image that causes a mismatch on the ID number, leading to currently_due requirements.

Nota

Test images take precedence over test ID numbers. If you upload a verified image, the ID number matching succeeds, even if you also provide an unsuccessful test ID value. Similarly, an unverified image automatically fails ID matching regardless of the value of other test artifacts.

Prueba de tokens de archivo

Usa estos tokens de archivo para activar ciertas condiciones de verificación de identidad.

TokenTipo
file_identity_document_successUtiliza la imagen verificada y marca ese requisito de documento como cumplido.
file_identity_document_failureUtiliza la imagen no verificada y marca ese requisito de documento como no cumplido.

Business information verification

Validación de la dirección comercial

En algunos países, la dirección comercial asociada con tu cuenta conectada debe validarse antes de que se habiliten los cargos, las transferencias o ambos en la cuenta conectada.

Prueba de direcciones comerciales

Usa esta direcciones para line1 para activar las condiciones de ciertas verificaciones. Debes especificar valores legítimos para los argumentos city, state y postal_code.

Make sure you start with an address token that has the least permissive validation condition you want to test for. This is because you can’t use an address token that has a more restrictive validation condition than the previous token used. For example, if you provided address_full_match to have both charges and payouts enabled, you can’t disable payouts or charges afterward by changing the token to an invalid one. You can work around this by creating a new account with the relevant token.

TokenTipo
address_full_match​Los cargos y las transferencias están habilitados en la cuenta.
address_no_match​Only charges are enabled on the account. Since validation failed on the line1 attribute, it becomes listed again in the requirements hash.
address_line1_no_matchNeither charges nor payouts are enabled on the account. Since validation failed, the address attributes become listed again in the requirements hash.

Prueba de las ID fiscales de la empresa

Use these business tax ID numbers for company.tax_id to trigger certain verification conditions. The test behavior might change depending on the Connected Account countries and the regulations in those countries. Depending on the country’s regulation, a valid tax document can mark tax ID verified in these countries.

NúmeroTipo
000000000Successful business ID number match.
000000001Successful business ID number match as a non-profit.
111111111Unsuccessful business ID number match (identity mismatch).
111111112Unsuccessful business ID number match (tax ID not issued).
222222222Successful, immediate business ID number match. The verification result is returned directly in the response, not as part of a webhook event.

Test directorship verification

Stripe performs directorship verification by comparing the list of directors on the Account object against a list retrieved from local registries. If the country requires it, you can trigger verification for an Account object by using these tokens for the first_name attribute on the associated Person and setting the relationship.director attribute on the Person to true.

TokenTipo
mismatch_directorUnsuccessful match due to a mismatched name. This can trigger a verification_directors_mismatch verification error.
missing_directorUnsuccessful match due to directors missing on the account. This can trigger a verification_missing_directors verification error.
extraneous_directorUnsuccessful match due to too many directors on the account. This can trigger a verification_extraneous_directors verification error.

The verification errors can trigger if multiple directors on the Account object use these magic tokens.

Test company name verification

Trigger company name verification for an Account object by using this token for the company.name attribute.

TokenTipo
mismatch_business_nameUnsuccessful match due to a mismatched business name.
disallowed_nameUnsuccessful match due to a generic or well-known business name.
match_name_relationshipsSuccessful match of the business name.
match_name_onlyUnsuccessful match due to a business name discrepancy.

Test statement descriptor verification

Trigger statement descriptor verification for an Account object by using this token for the settings.payments.statement_descriptor attribute.

TokenTipo
mismatchTrigger an invalid_statement_descriptor_business_mismatch verification error.
disallowedTrigger an invalid_statement_descriptor_denylisted verification error.

Trigger statement descriptor prefix verification for an Account object by using this token for the settings.card_payments.statement_descriptor_prefix attribute.

TokenTipo
mismatchTrigger an invalid_statement_descriptor_prefix_mismatch verification error.
disallowedTrigger an invalid_statement_descriptor_prefix_denylisted verification error.

Test business URL verification

Trigger URL verification for an Account object by using this token for the business_profile.url attribute.

TokenTipo
https://disallowed.stripe.comTrigger an invalid_url_denylisted verification error.
https://geoblocked.stripe.comTrigger an invalid_url_website_inaccessible_geoblocked verification error.
https://problem.stripe.comTrigger an invalid_url_website_other verification error.
https://missing.stripe.comTrigger an invalid_url_website_incomplete verification error.
https://mismatch.stripe.comTrigger an invalid_url_website_business_information_mismatch verification error.
https://passwordprotected.stripe.comTrigger an invalid_url_website_inaccessible_password_protected verification error.
https://accessible.stripe.comTrigger a successful validation of the URL.
https://underconstruction.stripe.comTrigger an invalid_url_website_incomplete_under_construction verification error.
https://inaccessible.stripe.comTrigger an invalid_url_website_inaccessible verification error.

Test capability disabled reasons

Trigger assignment of a specific requirements.disabled_reason to all of an Account object’s inactive Capability objects by using this token for the account’s business_profile.url attribute.

TokenTipo
https://inactivity.stripe.comSet an account as inactive and pause all verifications for it. Set the disabled reason for any inactive capabilities to paused.inactivity (rejected.other for API versions prior to 2024-06-20).

Test Doing Business As (DBA) verification

Trigger DBA verification for an Account object by using this token for the business_profile.name attribute.

TokenTipo
disallowed_dbaTrigger an invalid_business_profile_name_denylisted verification error.
invalid_dbaTrigger an invalid_business_profile_name verification error.

Test product description verification

Trigger product description verification for an Account object by using this token for the business_profile.product_description attribute.

TokenTipo
require_urlTrigger an invalid_url_web_presence_detected verification error.

Test phone number validation

Clear phone number validation for an Account object by using this token for the following attributes:

  • business_profile.support_phone
  • company.phone
  • individual.phone

Clear phone number validation for a Person object by using this token for the phone attribute.

TokenTipo
0000000000Successful validation

Trigger or advance verification

Activar tarjetas

Use these card numbers to trigger various conditions when you’re testing both requirements and tiered verification. For the trigger actions to work, you must use these cards with a Connect charge by setting on_behalf_of or creating a direct charge on the connected account. The connected account must have an eventually_due requirement.

NúmeroTokenTipo
4000000000004202tok_visa_triggerNextRequirementsCambia el siguiente grupo de requisitos de eventualmente vencidos a actualmente vencidos.
4000000000004210tok_visa_triggerChargeBlockActiva un bloque de cargos.
4000000000004236tok_visa_triggerPayoutBlockActiva un bloqueo de transferencias.

Trigger next requirements

El modo activo puede exigir información de verificación adicional cuando una cuenta conectada procesa un determinado volumen. Esta tarjeta establece la información de verificación adicional que se debe solicitar de inmediato. Si no se requiere información adicional, no aparece nada.

Trigger a charge or payout block

If required information isn’t provided by the deadline, Stripe disables the connected account’s charges or payouts. These cards disable the connected account and move any currently due requirements to overdue. These cards have no effect until an account provides the initial information that’s required to enable charges and payouts.

Trigger bank account ownership verification

Connected accounts in the United States and India are subject to Bank account ownership verification. You can complete this verification by uploading supporting documents with the Connect Dashboard or with the API through the documents[bank_account_ownership_verification] hash.

While you’re testing, you can simulate the US bank account ownership verification process. Use the following test bank account numbers to trigger the verification process. One number presumes successful verification and the other prompts you to upload test images or file tokens to complete the verification process. These test accounts are only available for US accounts.

Ruta bancariaCuentaTipo
110000000000999999991Triggers and completes the bank account ownership verification process after a short delay
110000000000999999992Triggers the bank account ownership verification process after a short delay and requests for document upload

Agregar fondos al saldo de Stripe

To test adding funds to your Stripe balance from a bank account in the Dashboard, create a sandbox and select the desired test bank account in the dropdown menu within the Add to balance dialog. You can simulate success or failure due to insufficient funds.

To test adding funds in the API, use the following test bank tokens as the source while you’re testing. Each token simulates a specific kind of event.

TokenTipo
btok_us_verifiedExitoso
btok_us_verified_noAccountIncorrecto con código no_account
btok_us_verified_accountClosedIncorrecto con código account_closed
btok_us_verified_insufficientFundsIncorrecto con código insufficient_funds
btok_us_verified_debitNotAuthorizedIncorrecto con código debit_not_authorized
btok_us_verified_invalidCurrencyIncorrecto con código invalid_currency

Transferencias

Utiliza los siguientes números de tarjetas de débito y de banco de pruebas para activar determinados eventos al probar las transferencias. Solo puedes utilizar estos valores mientras realizas pruebas con claves API de prueba.

Las transferencias de prueba simulan un pago real, pero no se procesan con el banco. Las cuentas de prueba con acceso al Dashboard de Stripe siempre tienen habilitadas las transferencias, mientras se cumplan los requisitos de información bancaria externa válida y otras condiciones relevantes, y nunca requieren verificación de identidad real.

Nota

No puedes utilizar números de tarjetas bancarias y de débito de prueba en el Dashboard de Stripe en una cuenta conectada en modo real. Si has introducido la información de tu cuenta bancaria en una cuenta en modo activo, puedes seguir utilizando un entorno de pruebas, y los pagos de prueba simularán un pago real sin procesar dinero real.

Números de bancos

Utiliza estos números de cuenta bancaria de prueba para probar transferencias. Solo puedes utilizarlos con claves API de prueba.

EnrutamientoCuentaType
110000000000123456789La transferencia se efectúa correctamente.
110000000000111111116La transferencia falla con el código no_account.
110000000000111111113La transferencia falla con el código account_closed.
110000000000222222227La transferencia falla con el código insufficient_funds.
110000000000333333335La transferencia falla con el código debit_not_authorized.
110000000000444444440La transferencia falla con el código invalid_currency.
110000000000888888883La transferencia falla si method es instant. La cuenta bancaria no tiene acceso a Instant Payouts.

Números de tarjetas de débito

Utiliza estos números de tarjetas de débito de prueba para probar transferencias a una tarjeta de débito. Solo puedes usarlos con las claves API de prueba.

NúmeroTokenTipo
4000056655665556tok_visa_debit_us_transferSuccessVisa débito. Transferencia correcta.
4000056655665572tok_visa_debit_us_transferFailVisa débito. La transferencia falla con código could_not_process.
4000056755665555tok_visa_debit_us_instantPayoutUnsupportedVisa débito. La tarjeta no cumple los requisitos de Instant Payouts.
5200828282828210tok_mastercard_debit_us_transferSuccessMastercard débito. Transferencia correcta.
6011981111111113tok_discover_debit_us_transferSuccessDébito de Discover. Transferencia correcta.
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