# Using manual payouts

Send manual payouts to your connected accounts.

If you set the value of [schedule.interval](https://docs.stripe.com/api/accounts/object.md#account_object-settings-payouts-schedule) to `manual`, we hold funds in the accountholder’s balance until you specify otherwise. You must pay out the funds within the time period specified below, based on the business’s country:

| Country             | Holding Period |
| ------------------- | -------------- |
| Thailand            | 10 days        |
| United States       | 2 years        |
| All other countries | 90 days        |

To trigger a payout of these funds, use the [Payouts API](https://docs.stripe.com/api/payouts/create.md).

```dotnet
StripeConfiguration.ApiKey = "<<secret key>>";

var options = new AccountUpdateOptions
{
    Settings = new AccountSettingsOptions
    {
        Payouts = new AccountSettingsPayoutsOptions
        {
            Schedule = new AccountSettingsPayoutsScheduleOptions { Interval = "manual" },
        },
    },
};
var service = new AccountService();
Account account = service.Update("<<connectedAccount>>", options);
```

```go
stripe.Key = "<<secret key>>"

params := &stripe.AccountParams{
  Settings: &stripe.AccountSettingsParams{
    Payouts: &stripe.AccountSettingsPayoutsParams{
      Schedule: &stripe.AccountSettingsPayoutsScheduleParams{
        Interval: stripe.String(string(stripe.AccountSettingsPayoutsScheduleIntervalManual)),
      },
    },
  },
};
result, err := account.Update("<<connectedAccount>>", params);
```

```java
Stripe.apiKey = "<<secret key>>";

Account resource = Account.retrieve("<<connectedAccount>>");

AccountUpdateParams params =
  AccountUpdateParams.builder()
    .setSettings(
      AccountUpdateParams.Settings.builder()
        .setPayouts(
          AccountUpdateParams.Settings.Payouts.builder()
            .setSchedule(
              AccountUpdateParams.Settings.Payouts.Schedule.builder()
                .setInterval(AccountUpdateParams.Settings.Payouts.Schedule.Interval.MANUAL)
                .build()
            )
            .build()
        )
        .build()
    )
    .build();

Account account = resource.update(params);
```

```node
const stripe = require('stripe')('<<secret key>>');

const account = await stripe.accounts.update(
  '<<connectedAccount>>',
  {
    settings: {
      payouts: {
        schedule: {
          interval: 'manual',
        },
      },
    },
  }
);
```

```python
import stripe
stripe.api_key = "<<secret key>>"

account =
stripe.Account.modify(
  "<<connectedAccount>>",
  settings={"payouts": {"schedule": {"interval": "manual"}}},
)
```

```php
$stripe = new \Stripe\StripeClient('<<secret key>>');

$account = $stripe->accounts->update(
  '<<connectedAccount>>',
  ['settings' => ['payouts' => ['schedule' => ['interval' => 'manual']]]]
);
```

```ruby
Stripe.api_key = '<<secret key>>'

account = Stripe::Account.update(
  '<<connectedAccount>>',
  {settings: {payouts: {schedule: {interval: 'manual'}}}},
)
```

The Payouts API is only for moving funds from a connected Stripe account’s balance into their external account. To move funds between the platform and a connected account, see creating [separate charges and transfers](https://docs.stripe.com/connect/separate-charges-and-transfers.md) or creating [destination charges](https://docs.stripe.com/connect/destination-charges.md) through the platform.

*Escrow* has a precise legal definition, and Stripe doesn’t provide escrow services or support escrow accounts. However, you can control payout timing through manual payouts, which allow you to delay payouts to certain accounts. When using manual payouts, you must pay out funds within the time frame for the business’s country.

Delayed payouts can be useful when a delivery is delayed or when there’s a possibility of a refund.

## Regular payouts

The following example sends 10 USD from a connected account’s Stripe balance to their external account:

```dotnet
StripeConfiguration.ApiKey = "<<secret key>>";

var options = new PayoutCreateOptions { Amount = 1000, Currency = "usd" };
var service = new PayoutService();
Payout payout = service.Create(options);
```

```go
stripe.Key = "<<secret key>>"

params := &stripe.PayoutParams{
  Amount: stripe.Int64(1000),
  Currency: stripe.String(string(stripe.CurrencyUSD)),
};
result, err := payout.New(params);
```

```java
Stripe.apiKey = "<<secret key>>";

PayoutCreateParams params =
  PayoutCreateParams.builder().setAmount(1000L).setCurrency("usd").build();

Payout payout = Payout.create(params);
```

```node
const stripe = require('stripe')('<<secret key>>');

const payout = await stripe.payouts.create({
  amount: 1000,
  currency: 'usd',
});
```

```python
import stripe
stripe.api_key = "<<secret key>>"

payout =
stripe.Payout.create(
  amount=1000,
  currency="usd",
)
```

```php
$stripe = new \Stripe\StripeClient('<<secret key>>');

$payout = $stripe->payouts->create([
  'amount' => 1000,
  'currency' => 'usd',
]);
```

```ruby
Stripe.api_key = '<<secret key>>'

payout = Stripe::Payout.create({
  amount: 1000,
  currency: 'usd',
})
```

With a standard payout, you can move an amount up to the user’s available balance. To find that amount, perform a [retrieve balance](https://docs.stripe.com/api.md#retrieve_balance) call on their behalf.

Stripe tracks balance contributions from different payment sources in separate balances. The retrieve balance response breaks down the components of each balance by source type. For example, to create a payout specifically for a non-credit-card balance, specify the `source_type` in your request.

```dotnet
StripeConfiguration.ApiKey = "<<secret key>>";

var options = new PayoutCreateOptions
{
    Amount = 24784,
    Currency = "USD",
    SourceType = "bank_account",
};
var service = new PayoutService();
Payout payout = service.Create(options);
```

```go
stripe.Key = "<<secret key>>"

params := &stripe.PayoutParams{
  Amount: stripe.Int64(24784),
  Currency: stripe.String(string(stripe.CurrencyUSD)),
  SourceType: stripe.String(string(stripe.PayoutSourceTypeBankAccount)),
};
result, err := payout.New(params);
```

```java
Stripe.apiKey = "<<secret key>>";

PayoutCreateParams params =
  PayoutCreateParams.builder()
    .setAmount(24784L)
    .setCurrency("USD")
    .setSourceType(PayoutCreateParams.SourceType.BANK_ACCOUNT)
    .build();

Payout payout = Payout.create(params);
```

```node
const stripe = require('stripe')('<<secret key>>');

const payout = await stripe.payouts.create({
  amount: 24784,
  currency: 'USD',
  source_type: 'bank_account',
});
```

```python
import stripe
stripe.api_key = "<<secret key>>"

payout =
stripe.Payout.create(
  amount=24784,
  currency="USD",
  source_type="bank_account",
)
```

```php
$stripe = new \Stripe\StripeClient('<<secret key>>');

$payout = $stripe->payouts->create([
  'amount' => 24784,
  'currency' => 'USD',
  'source_type' => 'bank_account',
]);
```

```ruby
Stripe.api_key = '<<secret key>>'

payout = Stripe::Payout.create({
  amount: 24784,
  currency: 'USD',
  source_type: 'bank_account',
})
```

While individual balance components can go negative (such as through refunds or chargebacks), you can’t create payouts for greater than the aggregate available balance.