Generate a personalised integration guide by selecting the options that best apply to your business.
1. Select your business model
Your business model determines the appropriate flow of funds for your integration.
2. Select a monetisation strategy
You can select one or more ways for your platform to charge connected accounts.
Charge a commission or fee for each payment.
Charge a SaaS subscription fee to connected accounts.
Setup
Based on your selections, the sections below provide a personalised setup.
Accept a payment
A direct charge is a customer payment made directly to a connected account. Customers directly transact with your connected account, often unaware of your platform’s existence.
This charge type is best suited for platforms providing software as a service. For example, Shopify provides tools for building online storefronts, and Thinkific enables educators to sell online courses.
Risk and compliance responsibilities
Stripe monitors risk signals on connected accounts, implements risk interventions on connected accounts in response to observed signals and seeks to recover negative balances from your connected accounts.
For most software as a service platforms, this is the best choice, especially for those that are new to embedding payments:
Stripe monitors your connected accounts for credit and fraud risk, as well as protection against risk of loss in the event of negative balances attributed to business risk.
Stripe handles all the end-to-end communications and remediations directly with your connected accounts through hosted flows or embedded components.
Connected accounts use hosted onboarding and manage their accounts from a hosted surface.
Stripe-hosted onboarding handles the collection of business and identity verification information from connected accounts, requiring minimal effort from the platform. A web form hosted by Stripe renders dynamically, based on the capabilities, country, and business type of each connected account.
