# Adds support for EUR currency and SEPA networks to Financial Addresses

## What’s new

Adds `eur` as a supported value for [bank_account.currency](https://docs.stripe.com/api/v2/money-management/financial-addresses/create.md?api-version=2026-10-28.preview#v2_create_financial_addresses-bank_account-currency) when you [create a Financial Address](https://docs.stripe.com/api/v2/money-management/financial-addresses/create.md?api-version=2026-10-28.preview). In addition to `gbp` and `usd`, you can now create Financial Addresses with IBAN credentials to receive euro transfers through the SEPA network.

Also renames the `sepa_credit_transfer` network value to `sepa` for [Financial Addresses](https://docs.stripe.com/api/v2/money-management/financial-addresses/object.md?api-version=2026-10-28.preview) and [Received Credits](https://docs.stripe.com/api/v2/money-management/received-credits/object.md?api-version=2026-10-28.preview). The `sepa_credit_transfer` value is no longer supported.

## Why is this a breaking change?

The `sepa_credit_transfer` network enum value is now `sepa`. If your integration sends or checks for `sepa_credit_transfer`, update it to use `sepa`. Requests that use the old value fail, and comparisons against it no longer match.

## Impact

If your [money management](https://docs.stripe.com/money-management.md) integration creates [Financial Addresses](https://docs.stripe.com/api/v2/money-management/financial-addresses.md?api-version=2026-10-28.preview), set the currency to `eur` to receive euro transfers through SEPA. Replace all references to the `sepa_credit_transfer` network value with `sepa`. This change applies to both request parameters and response values. Update any code that sets the [network](https://docs.stripe.com/api/v2/money-management/financial-addresses/credit.md?api-version=2026-10-28.preview#v2_credit_financial_addresses-network) request parameter or reads the [network](https://docs.stripe.com/api/v2/money-management/received-credits/object.md?api-version=2026-10-28.preview#v2_received_credit_object-bank_transfer-network) response property.

## Changes

#### REST API

| Values | Change | Enums |
| --- | --- | --- |
| `sepa` | Added | [V2.MoneyManagement.FinancialAddressCreditSimulation#credit.network](/api/v2/money-management/financial-addresses/credit?api-version=2026-10-28.preview#v2_credit_financial_addresses-network) |
| `eur` | Added | [V2.MoneyManagement.FinancialAddress#create.bank_account.currency](/api/v2/money-management/financial-addresses/create?api-version=2026-10-28.preview#v2_create_financial_addresses-bank_account-currency) |

#### Ruby

This change doesn’t affect the Ruby SDK.

#### Python

| Values | Change | Enums |
| --- | --- | --- |
| `sepa` | Added | [v2.money_management.FinancialAddressCreditSimulationCreditParams.network](/api/v2/money-management/financial-addresses/credit?api-version=2026-10-28.preview#v2_credit_financial_addresses-network) |
| `eur` | Added | [v2.money_management.FinancialAddressCreateParamsBankAccount.currency](/api/v2/money-management/financial-addresses/create?api-version=2026-10-28.preview#v2_create_financial_addresses-bank_account-currency) |

#### PHP

This change doesn’t affect the PHP SDK.

#### Java

| Values | Change | Enums |
| --- | --- | --- |
| `sepa` | Added | [v2.moneymanagement.FinancialAddressCreditSimulationCreditParams.network](/api/v2/money-management/financial-addresses/credit?api-version=2026-10-28.preview#v2_credit_financial_addresses-network) |
| `eur` | Added | [v2.moneymanagement.FinancialAddressCreateParams.bank_account.currency](/api/v2/money-management/financial-addresses/create?api-version=2026-10-28.preview#v2_create_financial_addresses-bank_account-currency) |

#### Node.js

| Values | Change | Enums |
| --- | --- | --- |
| `sepa` | Added | [V2.MoneyManagement.FinancialAddressCreditSimulationCreditParams.network](/api/v2/money-management/financial-addresses/credit?api-version=2026-10-28.preview#v2_credit_financial_addresses-network) |
| `eur` | Added | [V2.MoneyManagement.FinancialAddressCreateParams.bank_account.currency](/api/v2/money-management/financial-addresses/create?api-version=2026-10-28.preview#v2_create_financial_addresses-bank_account-currency) |

#### Go

This change doesn’t affect the Go SDK.

#### .NET

This change doesn’t affect the .NET SDK.

## Upgrade

#### REST API

1. [View your current API version](https://docs.stripe.com/workbench/guides.md#view-api-versions) in Workbench.
2. If you use an SDK, upgrade to the corresponding SDK version for this API version.
   - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api-versions.md#how-versions-are-specified-in-requests) to include `Stripe-Version: 2026-10-28.preview`
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Ruby

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Ruby SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Python

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Python SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### PHP

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your PHP SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Java

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Java SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Node.js

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Node SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Go

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Go SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### .NET

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your .NET SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

## Related changes

- [Removes deposit insurance eligibility from the create parameters for Financial Accounts](https://docs.stripe.com/changelog/endive/2026-10-28/deposit-insurance-eligibility-financial-accounts-create-removal.md)
- [Updates the Financial Addresses v2 API shape](https://docs.stripe.com/changelog/endive/2026-10-28/financial-addresses-v2-api-shape-updates.md)
- [Updates the Received Credits v2 API shape](https://docs.stripe.com/changelog/endive/2026-10-28/received-credits-v2-api-shape-updates.md)
- [Updates the settlement currency property on Financial Addresses](https://docs.stripe.com/changelog/endive/2026-10-28/financial-addresses-settlement-currency.md)
- [Adds APIs and capabilities for outbound payments and transfers](https://docs.stripe.com/changelog/endive/2026-10-28/outbound-flows-api-updates.md)
- [Adds SEPA Instant Credit Transfer as a received credit network type](https://docs.stripe.com/changelog/endive/2026-10-28/sepa-instant-credit-transfer-received-credit-network-type.md)