# Replaces SWIFT code with BIC in Financial Addresses ## What’s new Replaces [swift_code](https://docs.stripe.com/api/v2/money-management/financial-addresses/object.md?api-version=2026-05-27.preview#v2_financial_address_object-credentials-us_bank_account-swift_code) with [bic](https://docs.stripe.com/api/v2/money-management/financial-addresses/object.md?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account-bic) on the [credentials.us_bank_account](https://docs.stripe.com/api/v2/money-management/financial-addresses/object.md?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) hash of the [Financial Address](https://docs.stripe.com/api/v2/money-management/financial-addresses/object.md?api-version=2026-06-24.preview) object. BIC (Bank Identifier Code) is the standard term for what was previously labeled as a SWIFT code. ## Why is this a breaking change? Previously, `swift_code` returned the BIC on `credentials.us_bank_account`. If your code reads `swift_code` from Financial Address responses, it will no longer receive this property. You must update it to read `bic` instead. If your code passes `swift_code` in requests, those requests will fail. ## Impact If your code currently reads or sets `swift_code` on Financial Address objects, you must update it to use `bic` instead. ## Changes #### REST API | Parameters | Change | Resources or endpoints | | --- | --- | --- | | `bic` | Added | [V2.MoneyManagement.FinancialAddress.credentials.us_bank_account](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | | `swift_code` | Removed | [V2.MoneyManagement.FinancialAddress.credentials.us_bank_account](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | #### Ruby | Parameters | Change | Resources or methods | | --- | --- | --- | | `bic` | Added | [V2::MoneyManagement::FinancialAddress::Credential::UsBankAccount](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | | `swift_code` | Removed | [V2::MoneyManagement::FinancialAddress::Credential::UsBankAccount](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | #### Python | Parameters | Change | Resources or methods | | --- | --- | --- | | `bic` | Added | [V2.MoneyManagement.FinancialAddress.Credential.UsBankAccount](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | | `swift_code` | Removed | [V2.MoneyManagement.FinancialAddress.Credential.UsBankAccount](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | #### PHP | Parameters | Change | Resources or methods | | --- | --- | --- | | `bic` | Added | [V2.MoneyManagement.FinancialAddress.credentials.us_bank_account](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | | `swift_code` | Removed | [V2.MoneyManagement.FinancialAddress.credentials.us_bank_account](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | #### Java | Parameters | Change | Resources or methods | | --- | --- | --- | | `bic` | Added | [v2.moneymanagement.FinancialAddress.credentials.us_bank_account](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | | `swiftCode` | Removed | [v2.moneymanagement.FinancialAddress.credentials.us_bank_account](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | #### Node.js | Parameters | Change | Resources or methods | | --- | --- | --- | | `bic` | Added | [V2.MoneyManagement.FinancialAddress.credentials.us_bank_account](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | | `swift_code` | Removed | [V2.MoneyManagement.FinancialAddress.credentials.us_bank_account](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | #### Go | Parameters | Change | Resources or methods | | --- | --- | --- | | `BIC` | Added | [V2MoneyManagementFinancialAddressCredentialsUsBankAccount](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | | `SwiftCode` | Removed | [V2MoneyManagementFinancialAddressCredentialsUsBankAccount](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | #### .NET | Parameters | Change | Resources or methods | | --- | --- | --- | | `Bic` | Added | [V2.MoneyManagement.FinancialAddress.Credentials.UsBankAccount](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | | `SwiftCode` | Removed | [V2.MoneyManagement.FinancialAddress.Credentials.UsBankAccount](/api/v2/money-management/financial-addresses/object?api-version=2026-06-24.preview#v2_financial_address_object-credentials-us_bank_account) | ## Upgrade #### REST API 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 2. If you use an SDK, upgrade to the corresponding SDK version for this API version. - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2026-06-24.preview` 3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 4. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Ruby 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 2. Upgrade your Ruby SDK to the latest version. 3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 4. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Python 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 2. Upgrade your Python SDK to the latest version. 3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 4. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### PHP 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 2. Upgrade your PHP SDK to the latest version. 3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 4. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Java 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 2. Upgrade your Java SDK to the latest version. 3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 4. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Node.js 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 2. Upgrade your Node SDK to the latest version. 3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 4. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Go 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 2. Upgrade your Go SDK to the latest version. 3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 4. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### .NET 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 2. Upgrade your .NET SDK to the latest version. 3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 4. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). ## Related changes - [Adds a failure reason for received debits when the debit capability is inactive](https://docs.stripe.com/changelog/dahlia/2026-06-24/received-debits-failure-reason-enum-capability-inactive.md) - [Replaces the status filter with statuses on the List Financial Accounts endpoint](https://docs.stripe.com/changelog/dahlia/2026-06-24/v2-financial-accounts-statuses-filter.md) - [Adds the originating account holder name to Received Credit bank transfers](https://docs.stripe.com/changelog/dahlia/2026-06-24/received-credit-bank-transfers-account-holder-name.md)