# Adds error codes for Financial Account capability errors

## What’s new

Adds two error codes for the [`/v1/payouts`](https://docs.stripe.com/api/payouts.md?api-version=2026-06-24.preview) endpoint when using a financial account as the [`payout_method`](https://docs.stripe.com/api/payouts/object.md?api-version=2026-06-24.preview&rds=1#payout_object-payout_method):

- [`financial_account_capability_not_enabled`](https://docs.stripe.com/api/errors.md?api-version=2026-06-24.preview#errors-code): Returned when the required capabilities aren’t enabled for the operation. Request the required capabilities on the connected account before retrying.
- [`financial_account_capability_restricted`](https://docs.stripe.com/api/errors.md?api-version=2026-06-24.preview#errors-code): Returned when the required capabilities are restricted for the operation. Fulfill any outstanding account requirements before retrying.

Previously, these operations returned `storer_capability_missing` and `storer_capability_not_active` error codes. Starting with API version `2026-06-24.preview`, they’re replaced by `financial_account_capability_not_enabled` and `financial_account_capability_restricted` respectively.

## Why is this a breaking change?

If your integration handles the `storer_capability_missing` or `storer_capability_not_active` error codes, you must update your error-handling logic to use `financial_account_capability_not_enabled` and `financial_account_capability_restricted` respectively when upgrading to API version `2026-06-24.preview` or later. Integrations on earlier API versions continue to receive the previous error codes without any changes required.

## Impact

If your integration checks for `storer_capability_missing` or `storer_capability_not_active` in error responses, update your code to handle `financial_account_capability_not_enabled` and `financial_account_capability_restricted` instead. Integrations that don’t explicitly handle these error codes by name are unaffected.

## Changes

#### REST API

| Codes | Change |  |
| --- | --- | --- |
| `financial_account_capability_not_enabled`, `financial_account_capability_restricted` | Added | `Invoice.last_finalization_error`, `PaymentIntent.last_payment_error`, `SetupAttempt.setup_error`, `SetupIntent.last_setup_error`, `StripeError`, `Terminal.Reader.action.api_error` |

#### Ruby

This change does not affect the Ruby SDK.

#### Python

| Codes | Change |  |
| --- | --- | --- |
| `financial_account_capability_not_enabled`, `financial_account_capability_restricted` | Added | `Invoice.LastFinalizationError`, `PaymentIntent.LastPaymentError`, `SetupAttempt.SetupError`, `SetupIntent.LastSetupError`, `StripeError`, `Terminal.Reader.Action.ApiError` |

#### PHP

| Codes | Change |  |
| --- | --- | --- |
| `financial_account_capability_not_enabled`, `financial_account_capability_restricted` | Added | `Invoice.last_finalization_error`, `PaymentIntent.last_payment_error`, `SetupAttempt.setup_error`, `SetupIntent.last_setup_error`, `StripeError`, `Terminal.Reader.action.api_error` |

#### Java

This change does not affect the Java SDK.

#### Node.js

| Codes | Change |  |
| --- | --- | --- |
| `financial_account_capability_not_enabled`, `financial_account_capability_restricted` | Added | `Invoice.last_finalization_error`, `PaymentIntent.last_payment_error`, `SetupAttempt.setup_error`, `SetupIntent.last_setup_error`, `StripeError`, `Terminal.Reader.action.api_error` |

#### Go

| Codes | Change |  |
| --- | --- | --- |
| `financial_account_capability_not_enabled`, `financial_account_capability_restricted` | Added | `Error`, `InvoiceLastFinalizationError`, `PaymentIntentLastPaymentError`, `SetupAttemptSetupError`, `SetupIntentLastSetupError`, `StripeError`, `TerminalReaderActionApiError` |

#### .NET

This change does not affect the .NET SDK.

## Upgrade

#### REST API

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. If you use an SDK, upgrade to the corresponding SDK version for this API version.
   - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2026-06-24.preview`
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Ruby

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Ruby SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Python

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Python SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### PHP

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your PHP SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Java

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Java SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Node.js

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Node SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Go

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your Go SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### .NET

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
2. Upgrade your .NET SDK to the latest version.
3. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
4. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
5. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
6. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

## Related changes

- [Adds under review status events for outbound payments and transfers](https://docs.stripe.com/changelog/dahlia/2026-06-24/under-review-status-events-for-outbound-payments-and-transfers.md)