# Clover **Clover** is the third release in our [new API versioning model](http://stripe.com/blog/introducing-stripes-new-api-release-process). As the first version in the Clover release, `2025-09-30.clover` introduces both breaking changes and new features—subsequent Clover versions will include only additive changes. Our prior releases were [Acacia](https://docs.stripe.com/changelog/acacia.md) and [Basil](https://docs.stripe.com/changelog/basil.md): every time we introduce a breaking change version, we move to the next release. #### February 25, 2026 The February release of Clover introduces these features to our GA channel: - **New Billing controls and payment method support**: We [added Pay by Bank](https://docs.stripe.com/changelog/clover/2026-02-25/billing-api-pay-by-bank.md) as a payment method in the Billing API. We also added the ability to [control payment behavior](https://docs.stripe.com/changelog/clover/2026-02-25/subscription-item-deletion-payment-behavior-control.md) when you delete a subscription item. - **Enhancements to payments and payment methods**: You can now access the [display name and service user number](https://docs.stripe.com/changelog/clover/2026-02-25/display-name-and-service-user-number.md) for Bacs Direct Debit mandates. We also added the ability to [specify a transaction purpose](https://docs.stripe.com/changelog/clover/2026-02-25/us-bank-account-payments-transaction-purpose.md) for US bank account payments when creating or updating [PaymentIntents](https://docs.stripe.com/api/payment_intents.md?api-version=2026-02-25.clover). - **New Terminal configuration options and capabilities**: You can now [manage cellular connectivity settings](https://docs.stripe.com/changelog/clover/2026-02-25/terminal-cellular-configuration.md) for [Terminal](https://docs.stripe.com/terminal.md) readers and [upload Terminal Wi-Fi certificates and private keys](https://docs.stripe.com/changelog/clover/2026-02-25/terminal-wifi-certificates-and-private-keys.md). We also added the Terminal [reader and location](https://docs.stripe.com/changelog/clover/2026-02-25/terminal-reader-and-location.md) to payment method details. - **Support for tax registration and collection in Sri Lanka**: You can now use Stripe Tax to [automatically manage tax registration](https://docs.stripe.com/changelog/clover/2026-02-25/tax-registrations-sri-lanka.md) in Sri Lanka. Further, [Sri Lanka VAT numbers](https://docs.stripe.com/changelog/clover/2026-02-25/sri-lanka-tax-id.md) are now supported as a valid tax ID type. Our [public preview](https://docs.stripe.com/changelog.md?channel=preview) channel also includes several updates: - **Managed Payments**: We introduced [Managed Payments](https://docs.stripe.com/changelog/clover/2026-02-25/managed-payments.md), Stripe’s merchant of record solution, allowing you to sell your digital products globally while Stripe takes on the responsibility for indirect tax compliance (such as sales taxes, VAT, GST), fraud prevention, customer transaction support, and order management. - **New Connect configuration options and capabilities**: You can now configure [Smart Disputes](https://docs.stripe.com/disputes/smart-disputes.md) settings for [v2 Accounts](https://docs.stripe.com/changelog/clover/2026-02-25/smart-disputes-v2-accounts.md). We also - **Enhancements to payments and payouts**: [Global Payouts](https://docs.stripe.com/global-payouts.md) now support [12 new countries](https://docs.stripe.com/changelog/clover/2026-02-25/cross-border-payouts-new-countries.md) for cross-border payouts. You can also now [specify a payment purpose](https://docs.stripe.com/changelog/clover/2026-02-25/outbound-payments-purpose.md) when creating an [OutboundPayment](https://docs.stripe.com/api/v2/money-management/outbound-payments.md?api-version=2026-02-25.preview) to help ensure compliance with upcoming NACHA requirements. Further, you can now access [additional bank account identification](https://docs.stripe.com/changelog/clover/2026-02-25/payout-method-bank-account-identification.md) details when retrieving [Payout Methods](https://docs.stripe.com/api/v2/money-management/payout-methods.md?api-version=2026-02-25.preview). #### January 28, 2026 The January release of Clover introduces these features to our GA channel: - **Enhancements to payments and payment methods**: We added [Adyen as an issuer for iDEAL payments](https://docs.stripe.com/changelog/clover/2026-01-28/adds-adyen-as-an-issuer-for-ideal-payments.md) and the ability to [monitor reserve activity on Balance Transactions](https://docs.stripe.com/changelog/clover/2026-01-28/monitor-reserve-activity-on-balance-transactions.md). You can also now [opt out of strict arithmetic validation](https://docs.stripe.com/changelog/clover/2026-01-28/loosen-arithmetic-validation-for-payment-line-items.md) for [Payment line items](https://docs.stripe.com/payments/payment-line-items.md). Further, we added support for [3D Secure versions 2.3.0 and 2.3.1](https://docs.stripe.com/changelog/clover/2026-01-28/3d-secure-version-support.md). - **Enhancements to Billing, Invoicing, and Tax**: We reintroduced the ability to [set an amount-off coupon’s duration to forever](https://docs.stripe.com/changelog/clover/2026-01-28/reintroduce-forever-amount-off-coupon.md). We also added support for the [Polish NIP tax ID type](https://docs.stripe.com/changelog/clover/2026-01-28/polish-nip-tax-id-type.md). - **Support for tracking top-ups in Treasury flows**: You can now identify when a Treasury received debit [originated from a top-up](https://docs.stripe.com/changelog/clover/2026-01-28/treasury-received-debit-linked-flows-topup.md). - **v2 API endpoints in OpenAPI artifacts**: You can now [use a unified OpenAPI specification](https://docs.stripe.com/changelog/clover/2026-01-28/openapi-with-v2-apis.md) that includes v2 endpoints and events alongside v1 endpoints, providing complete API coverage in a single file. Our [public preview](https://docs.stripe.com/changelog.md?channel=preview) channel also includes several updates: - **Enhancements to Payouts and Payout Methods**: [Global Payouts](https://docs.stripe.com/global-payouts.md) now support [15 new countries](https://docs.stripe.com/changelog/clover/2026-01-28/cross-border-payouts-new-countries.md) for cross-border payouts. Further, you can now [access the card fingerprint](https://docs.stripe.com/changelog/clover/2026-01-28/card-payout-methods-fingerprint-property.md) when retrieving card payout methods. We also [standardized error codes](https://docs.stripe.com/changelog/clover/2026-01-28/outbound-setup-intents-error-codes.md) for [Outbound Setup Intents](https://docs.stripe.com/api/v2/money-management/outbound-setup-intents.md?api-version=2026-01-28.preview). - **Enhancements to Financial Connections**: You can now [relink deactivated Financial Connections Accounts](https://docs.stripe.com/changelog/clover/2026-01-28/financial-connections-relink.md). We also added [account holder information](https://docs.stripe.com/changelog/clover/2026-01-28/financial-address-account-holder-information.md) to [Financial Address](https://docs.stripe.com/api/v2/money-management/financial-addresses.md?api-version=2026-01-28.preview) credentials for US bank accounts. - **Support for detaching a payment from an invoice**: You can now [detach a PaymentIntent from an invoice](https://docs.stripe.com/changelog/clover/2026-01-28/detach-payment-from-invoice.md), allowing you to reopen paid invoices. #### December 15, 2025 The December release of Clover introduces these features to our GA channel: - **Accounts v2 for Connect**: [Connect](https://docs.stripe.com/connect.md) platforms and marketplaces can now [use Accounts v2](https://docs.stripe.com/changelog/clover/2025-12-15/accounts-v2.md) to manage connected accounts and customers, allowing you to map all user activity to a [unified Account object](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-12-15.clover). - **Enhancements to payments and payment methods**: We added [Mollie as a supported iDEAL issuer](https://docs.stripe.com/changelog/clover/2025-12-15/mollie-ideal-issuer.md) and [support for the PayTo](https://docs.stripe.com/changelog/clover/2025-12-15/payto.md) payment method. You can also now provide your customers with visibility into when funds are [expected to be debited](https://docs.stripe.com/changelog/clover/2025-12-15/expected-debit-date-on-charges.md) from their accounts. - **Enhancements to Billing and Invoicing**: You can now [filter customer balance transactions by invoice](https://docs.stripe.com/changelog/clover/2025-12-15/customer-balance-transations-list-invoice.md) and [expand invoice pricing details](https://docs.stripe.com/changelog/clover/2025-12-15/expandable-price-details-price.md) with a single API request. Additionally, you can now [control the billing cycle anchor](https://docs.stripe.com/changelog/clover/2025-12-15/customer-portal-billing-cycle-anchor.md) that applies when customers update their subscription from the customer portal. Our [public preview](https://docs.stripe.com/changelog.md?channel=preview#2025-11-17.preview) channel also includes several updates: - **Support for retrieving information about reserves**: You can now use the [Reserves API](https://docs.stripe.com/api/reserves.md?api-version=2025-12-15.preview) to programmatically [monitor fund holds and releases](https://docs.stripe.com/changelog/clover/2025-12-15/reserves-retrieve-api.md) on accounts. - **Enhancements to Global Payouts and Payout Methods**: [Global Payouts](https://docs.stripe.com/global-payouts.md) now support [13 new countries](https://docs.stripe.com/changelog/clover/2025-12-15/cross-border-payouts-new-countries.md) for cross-border payouts. Additionally, creating a [Payout Method](https://docs.stripe.com/api/v2/money-management/payout-methods.md?api-version=2025-12-15.preview) now [triggers an event](https://docs.stripe.com/changelog/clover/2025-12-15/payout-method-created-event.md). - **Support for transferring funds from connected accounts to financial accounts**: You can now [transfer funds](https://docs.stripe.com/changelog/clover/2025-12-15/transfers-to-financial-accounts.md) from a connected account’s [Balance](https://docs.stripe.com/api/balance.md?api-version=2025-12-15.preview) to your platform’s [Financial Account](https://docs.stripe.com/api/treasury/financial_accounts.md?api-version=2025-12-15.preview). You can track these transfers using [Received Credits](https://docs.stripe.com/api/v2/money-management/received-credits.md?api-version=2025-12-15.preview). #### November 17, 2025 The November release of Clover introduces these features to our GA channel: - **Fraud protection improvements for Issuing**: [Issuing Card](https://docs.stripe.com/api/issuing/cards/object.md?api-version=2025-11-17.clover) objects now indicate if they have been [reported as compromised](https://docs.stripe.com/changelog/clover/2025-11-17/issuing-fraud-warnings.md), and [Issuing Authorizations](https://docs.stripe.com/api/issuing/authorizations.md?api-version=2025-11-17.clover) include [fraud risk assessments](https://docs.stripe.com/changelog/clover/2025-11-17/fraud-risk-assessments-for-issuing-authorizations.md). - **Enhancements to payments and payment methods**: We’ve added [Finom](https://www.finom.co/) as a supported [iDEAL](https://docs.stripe.com/payments/ideal.md) issuer, [refunds](https://docs.stripe.com/changelog/clover/2025-11-17/mb-way-twint-destination-details-for-refunds.md) for MB WAY and TWINT payments, and the ability to specify a [card present-specific capture method](https://docs.stripe.com/changelog/clover/2025-11-17/card-present-capture-method.md) for [Payment Intents](https://docs.stripe.com/api/payment_intents.md?api-version=2025-11-17.clover). - **Invoice Payments and Customer Balance Transactions filtering**: You can now filter both [Invoice Payments](https://docs.stripe.com/api/invoice-payment/list.md?api-version=2025-11-17.clover) and [Customer Balance Transactions](https://docs.stripe.com/api/customer_balance_transactions/list.md?api-version=2025-11-17.clover) by their creation date using the new `created` parameter. - **Support for handling tokenized bank account numbers**: You can now identify and understand the [status of tokenized bank account numbers](https://docs.stripe.com/changelog/clover/2025-11-17/tokenized-account-numbers.md) connected through [Financial Connections](https://docs.stripe.com/financial-connections.md). - **Automatic tax transactions with Payment Intents**: [Stripe Tax](https://docs.stripe.com/tax.md) can now [automatically commit tax transactions](https://docs.stripe.com/changelog/clover/2025-11-17/payment-intents-tax-support.md) when using [Payment Intents](https://docs.stripe.com/api/payment_intents.md?api-version=2025-11-17.clover), eliminating the need to manually commit them through multiple webhooks. Our [public preview](https://docs.stripe.com/changelog.md?channel=preview#2025-11-17.preview) channel also includes several updates: - **Accounts v2 and Connect improvements**: We’ve made several updates to the [Accounts v2](https://docs.stripe.com/api/v2/accounts.md?api-version=2025-11-17.preview) API, including support for [listing payment methods](https://docs.stripe.com/changelog/clover/2025-11-17/v2-accounts-payment-methods.md), the addition of [PayPay onboarding properties](https://docs.stripe.com/changelog/clover/2025-11-17/paypay-connect.md) for Connect platforms, support for [Konbini payments for connected accounts](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-konbini-payments.md) in Japan, and a [EUR storer capability](https://docs.stripe.com/changelog/clover/2025-11-17/account-v2-storer-config-eur.md). - **Supplementary purchase data and industry metadata for cards and Klarna**: We’ve added the ability to provide [industry-specific transaction details](https://docs.stripe.com/changelog/clover/2025-11-17/industry-fields-cards-klarna.md) to help you comply with card network requirements and improve how Klarna payments are assessed through Klarna’s risk assessment systems. - **Support for Argentine ID types**: If you work with users or businesses in Argentina, you can now [collect and store DNI or CUIT numbers](https://docs.stripe.com/changelog/clover/2025-11-17/argentine-id-types.md) to improve identity verification and compliance. #### October 29, 2025 The October release of Clover introduces new features for GA: - **Payment Records**: We’ve added new APIs for [Payment Records](https://docs.stripe.com/api/payment-record.md?api-version=2025-10-29.clover) and [Payment Attempt Records](https://docs.stripe.com/api/payment-attempt-record.md?api-version=2025-10-29.clover), which let you report payments processed outside of Stripe to maintain a unified ledger within Stripe. - **New payment methods and payment method support**: [MB Way](https://docs.stripe.com/payments/mb-way.md), a Portugese local payment method, is now supported in the [Payment Method Configurations API](https://docs.stripe.com/api/payment_method_configurations.md?api-version=2025-10-29.clover), [Payment Links](https://docs.stripe.com/payment-links.md), and the [Checkout Sessions API](https://docs.stripe.com/api/checkout/sessions.md). You can also now include references for line items and subscriptions for [Klarna](https://docs.stripe.com/payments/klarna.md) payments. - **New stablecoin support**: You can manage [stablecoin payments](https://docs.stripe.com/payments/stablecoin-payments.md) in the Payment Method Configurations API. And stablecoin [Refunds](https://docs.stripe.com/api/refunds/object.md?api-version=2025-10-29.clover) now include a [reference](https://docs.stripe.com/api/refunds/object.md?payment_intents?api-version=2025-10-29.clover#refund_object-destination_details-crypto-reference) to the blockchain transaction that sent funds back to your customers. - **Visa compliance disputes**: We’ve [added Visa compliance disputes to the Stripe API](https://docs.stripe.com/changelog/basil/2025-06-30/visa-compliance-disputes.md). You can now use the `payment_method_details.card.case_type` [parameter](https://docs.stripe.com/api/disputes/object.md?api-version=2025-10-29.clover#dispute_object-payment_method_details-card-case_type) to determine whether it’s a compliance dispute. Our [public preview](https://docs.stripe.com/changelog.md?channel=preview#2025-10-29.preview) channel also includes some new updates: - **Improved handling for accounts with Connect**: We’ve [added a new error code](https://docs.stripe.com/changelog/clover/2025-10-29/accounts-verification-data-error.md) to indicate when we were unable to look up some data based on the information entered about a connected account. The Accounts API now also [includes account representative details](https://docs.stripe.com/changelog/clover/2025-10-29/v2-representative-declaration.md). And the Accounts v2 API now lets you retrieve and list closed accounts. - **Additional support for US and GB bank accounts**: [Microdeposits are now supported](https://docs.stripe.com/changelog/clover/2025-10-29/microdeposits-us-bank-accounts.md) for US Bank Accounts. You can also now [list US and GB bank accounts](https://docs.stripe.com/changelog/clover/2025-10-29/list-bank-accounts.md). #### September 30, 2025 The September release of Clover includes new features in our GA channel: - **New descriptions for risk verification requirements**: The new descriptions provide more specific information about the status of accounts that undergo sanctions, PEP, and legal reviews. - **Updated behavior for Elements with Checkout Sessions**: Elements now [prevents you from reusing client secrets](https://docs.stripe.com/changelog/clover/2025-09-30/client-secret-reuse.md) in cases that could lead to broken payment forms. And you [no longer have to enable saved payment methods](https://docs.stripe.com/changelog/clover/2025-09-30/custom-checkout-saved-payment-method-defaults.md) both on the Checkout Session and explicitly in your initialization call. - **Updated behavior for Checkout**: [Postal codes are no longer automatically collected](https://docs.stripe.com/changelog/clover/2025-09-30/postal_code_in_card_form_for_non_us_countries.md) in Canada, United Kingdom, and Puerto Rico. Details about Adaptive pricing are now found in [presentment_details](https://docs.stripe.com/api/checkout/sessions/object.md#checkout_session_object-presentment_details) rather than the `currency_conversion` field, [which has been removed as of this release](https://docs.stripe.com/changelog/clover/2025-09-30/remove-checkout-session-currency-conversion-field.md). Checkout’s initialization call, `initCheckout`, [is now synchronous](https://docs.stripe.com/changelog/clover/2025-09-30/update-init-checkout-synchronous.md), which lets you mount Elements earlier, reducing latency. - **Flexible billing mode is the new default:** When you create Subscriptions with [this GA version](https://docs.stripe.com/changelog/clover/2025-09-30/billing-mode-default-flexible.md), the subscriptions default to [flexible billing mode](https://docs.stripe.com/billing/subscriptions/billing-mode.md), which changes how those Subscriptions behave at different points in their lifecycle. Our [public preview](https://docs.stripe.com/changelog.md?channel=preview#2025-09-30.preview) channel also includes several updates: - **v2 Accounts no longer have platform-specific fields**: [Platform-specific properties have been removed from the Accounts v2 object](https://docs.stripe.com/changelog/clover/2025-09-30/moving-identity-fields.md) because they’re platform specific and not shareable across operational contexts. - **Smart Disputes recommended evidence fields restructured**: We’ve changed the structure of the `recommended_evidence` field to [group relevant evidence fields together](https://docs.stripe.com/changelog/clover/2025-09-30/restructure-smart-disputes-recommended-evidence.md), making it easier to identify which evidence fields you have to provide together to use Smart Disputes. To get started with these updates, review the changelog and [upgrade your API version](https://docs.stripe.com/upgrades.md). # Clover [Learn what's changing in Clover](https://docs.stripe.com/changelog/clover.md) ## 2026-02-25.clover ### Billing enhancements | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds Pay by Bank to the Billing API](https://docs.stripe.com/changelog/clover/2026-02-25/billing-api-pay-by-bank.md) | Billing, Payments | Non-breaking | api | | [Adds payment behavior control for subscription item deletion](https://docs.stripe.com/changelog/clover/2026-02-25/subscription-item-deletion-payment-behavior-control.md) | Billing | Non-breaking | api | ### Payments and payment method enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds display name and service user number to Bacs Direct Debit mandates](https://docs.stripe.com/changelog/clover/2026-02-25/display-name-and-service-user-number.md) | Payments | Non-breaking | api | | [Adds events for reserve holds, releases, and plans](https://docs.stripe.com/changelog/clover/2026-02-25/reserve-holds-releases-plans-events.md) | Payments | Non-breaking | api | | [Adds transaction purpose to PaymentIntents for US bank account payments](https://docs.stripe.com/changelog/clover/2026-02-25/us-bank-account-payments-transaction-purpose.md) | Payments | Non-breaking | api | | [Makes Boleto tax ID nullable in payment method details for Payment Records](https://docs.stripe.com/changelog/clover/2026-02-25/makes-tax-id-field-nullable-in-boleto-payment-method-details.md) | All products | Non-breaking | api | ### Tax enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds support for tax collection in Sri Lanka for digital services](https://docs.stripe.com/changelog/clover/2026-02-25/tax-registrations-sri-lanka.md) | Tax | Non-breaking | api | | [Adds support for Sri Lanka VAT numbers](https://docs.stripe.com/changelog/clover/2026-02-25/sri-lanka-tax-id.md) | Tax | Non-breaking | api | ### Terminal enhancements | Title | Affected Products | Breaking change? | Category | | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------ | ---------------- | -------- | | [Adds Terminal reader and location to payment method details](https://docs.stripe.com/changelog/clover/2026-02-25/terminal-reader-and-location.md) | Payments, Terminal | Non-breaking | api | | [Adds the ability to manage cellular connectivity settings for Terminal readers](https://docs.stripe.com/changelog/clover/2026-02-25/terminal-cellular-configuration.md) | Terminal | Non-breaking | api | | [Adds support for uploading Terminal Wi-Fi certificates and private keys](https://docs.stripe.com/changelog/clover/2026-02-25/terminal-wifi-certificates-and-private-keys.md) | Terminal | Non-breaking | api | | [Adds support for the Stripe Reader S710](https://docs.stripe.com/changelog/clover/2026-02-25/stripe-reader-s710.md) | Terminal | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds settlement type to Application Fee objects](https://docs.stripe.com/changelog/clover/2026-02-25/settlement-type.md) | All products | Non-breaking | api | ## 2026-02-25.preview ### Connect enhancements | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds Smart Disputes settings to v2 Accounts](https://docs.stripe.com/changelog/clover/2026-02-25/smart-disputes-v2-accounts.md) | Connect | Non-breaking | api | ### Payouts enhancements | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Expands bank account identification details in payout method responses](https://docs.stripe.com/changelog/clover/2026-02-25/payout-method-bank-account-identification.md) | All products | Non-breaking | api | | [Expands cross-border payout destinations to 12 additional countries](https://docs.stripe.com/changelog/clover/2026-02-25/cross-border-payouts-new-countries.md) | Payments | Non-breaking | api | | [Adds the ability to specify the purpose of Outbound Payments](https://docs.stripe.com/changelog/clover/2026-02-25/outbound-payments-purpose.md) | Payouts | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Make the flow property nullable on Transactions](https://docs.stripe.com/changelog/clover/2026-02-25/transaction-flow-nullable.md) | Treasury | Breaking | api | | [Introduces Managed Payments, Stripe’s merchant of record solution](https://docs.stripe.com/changelog/clover/2026-02-25/managed-payments.md) | Payments | Non-breaking | api | ## 2026-01-28.preview ### Financial Connections enhancements | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------- | ---------------- | -------- | | [Adds account holder information to Financial Address credentials for US bank accounts](https://docs.stripe.com/changelog/clover/2026-01-28/financial-address-account-holder-information.md) | Financialconnections | Non-breaking | api | | [Adds the ability to relink deactivated Financial Connections Accounts](https://docs.stripe.com/changelog/clover/2026-01-28/financial-connections-relink.md) | Financialconnections | Non-breaking | api | ### Payouts enhancements | Title | Affected Products | Breaking change? | Category | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Updates error codes for the Outbound Setup Intents API](https://docs.stripe.com/changelog/clover/2026-01-28/outbound-setup-intents-error-codes.md) | Payouts | Breaking | api | | [Adds alternative reference field to bank account and payout method resources](https://docs.stripe.com/changelog/clover/2026-01-28/alternative-reference-field.md) | Payouts | Non-breaking | api | | [Adds fingerprint property to card payout methods](https://docs.stripe.com/changelog/clover/2026-01-28/card-payout-methods-fingerprint-property.md) | Payouts | Non-breaking | api | | [Global Payouts adds support for 15 new countries for cross-border payouts](https://docs.stripe.com/changelog/clover/2026-01-28/cross-border-payouts-new-countries.md) | Payments | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ------------------- | ---------------- | -------- | | [Adds the ability to detach a PaymentIntent from an Invoice](https://docs.stripe.com/changelog/clover/2026-01-28/detach-payment-from-invoice.md) | Invoicing | Non-breaking | api | | [Removes the source type parameter when creating new Stripe balance payment methods](https://docs.stripe.com/changelog/clover/2026-01-28/stripe-balance-remove-source-type.md) | Invoicing, Payments | Non-breaking | api | | [Adds event type for updates on a line of credit when using Capital for Platforms](https://docs.stripe.com/changelog/clover/2026-01-28/line-of-credit-event.md) | Capital | Non-breaking | api | | [Adds PayPay onboarding parameters to the Accounts API](https://docs.stripe.com/changelog/clover/2026-01-28/accounts-paypay-onboarding.md) | Payments | Non-breaking | api | ## 2026-01-28.clover ### Payments and payment method enhancements | Title | Affected Products | Breaking change? | Category | | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------- | ---------------- | -------- | | [Adds support for 3D Secure versions 2.3.0 and 2.3.1](https://docs.stripe.com/changelog/clover/2026-01-28/3d-secure-version-support.md) | Payments | Non-breaking | api | | [Adds the ability to monitor reserve activity on Balance Transactions and reconcile Risk Reserved balance changes](https://docs.stripe.com/changelog/clover/2026-01-28/monitor-reserve-activity-on-balance-transactions.md) | Payments, Payouts | Non-breaking | api | | [Adds the ability to opt out of strict arithmetic validation for Payment Line Items](https://docs.stripe.com/changelog/clover/2026-01-28/loosen-arithmetic-validation-for-payment-line-items.md) | Payments | Non-breaking | api | | [Adds Adyen as an issuer for iDEAL payments](https://docs.stripe.com/changelog/clover/2026-01-28/adds-adyen-as-an-issuer-for-ideal-payments.md) | Payments | Non-breaking | api | | [Adds adjustable quantity to the line items response](https://docs.stripe.com/changelog/clover/2026-01-28/line-items-adjustable-quantity.md) | Checkout, Paymentlinks | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------ | ---------------- | -------- | | [Adds OpenAPI artifacts containing v2 API endpoints](https://docs.stripe.com/changelog/clover/2026-01-28/openapi-with-v2-apis.md) | All products | Non-breaking | api | | [Reintroduces the ability to set an amount-off coupon’s duration to forever](https://docs.stripe.com/changelog/clover/2026-01-28/reintroduce-forever-amount-off-coupon.md) | Billing | Non-breaking | api | | [Adds support for Polish NIP tax ID type](https://docs.stripe.com/changelog/clover/2026-01-28/polish-nip-tax-id-type.md) | Tax, Checkout, Invoicing | Non-breaking | api | | [Adds the top-up field to Treasury ReceivedDebit linked flows](https://docs.stripe.com/changelog/clover/2026-01-28/treasury-received-debit-linked-flows-topup.md) | Treasury | Non-breaking | api | | [Changes currency mapping for Bulgaria from BGN to EUR](https://docs.stripe.com/changelog/clover/2026-01-28/bulgaria-currency-mapping-bgn-to-eur.md) | Terminal | Non-breaking | api | | [Adds the contact phone parameter to the Accounts API](https://docs.stripe.com/changelog/clover/2026-01-28/accounts-contact-phone.md) | All products | Non-breaking | api | | [Adds the ability to specify a company’s registration date on Accounts v2 objects](https://docs.stripe.com/changelog/clover/2026-01-28/accounts-v2-registration-date.md) | Connect | Non-breaking | api | ## 2025-12-15.clover ### Accounts v2 and Connect enhancements | Title | Affected Products | Breaking change? | Category | | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Connect platforms can now use Accounts v2 to manage connected accounts and customers](https://docs.stripe.com/changelog/clover/2025-12-15/accounts-v2.md) | Connect | Non-breaking | api | | [Adds the customer account property to v1 APIs for Accounts v2 interoperability](https://docs.stripe.com/changelog/clover/2025-12-15/accounts-v2-v1-api-support.md) | Connect | Non-breaking | api | | [Accounts now support digital attestation for proof of registration and beneficial ownership verification](https://docs.stripe.com/changelog/clover/2025-12-15/accounts-digital-attestation.md) | Connect | Non-breaking | api | ### Billing enhancements | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------ | ---------------- | -------- | | [Subscriptions updated from the Customer Portal can now also modify their billing cycle anchor](https://docs.stripe.com/changelog/clover/2025-12-15/customer-portal-billing-cycle-anchor.md) | Billing | Non-breaking | api | | [Adds the ability to filter customer balance transactions by invoice](https://docs.stripe.com/changelog/clover/2025-12-15/customer-balance-transations-list-invoice.md) | Billing | Non-breaking | api | | [Enables expansion for invoice pricing details](https://docs.stripe.com/changelog/clover/2025-12-15/expandable-price-details-price.md) | Invoicing | Non-breaking | api | | [Adds subtotal property to Invoice Line Items](https://docs.stripe.com/changelog/clover/2025-12-15/invoice-line-item-subtotal.md) | Billing, Invoicing | Non-breaking | api | ### Payment methods enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds Mollie as a supported iDEAL issuer](https://docs.stripe.com/changelog/clover/2025-12-15/mollie-ideal-issuer.md) | Payments | Non-breaking | api | | [Adds additional card payment method details to Payment Records](https://docs.stripe.com/changelog/clover/2025-12-15/card-payment-method-details-payment-record.md) | Payments | Non-breaking | api | | [Adds expected debit date for bank debit payments](https://docs.stripe.com/changelog/clover/2025-12-15/expected-debit-date-on-charges.md) | Payments | Non-breaking | api | | [Adds support for the PayTo payment method](https://docs.stripe.com/changelog/clover/2025-12-15/payto.md) | Payments | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds the ability to update line items on existing Checkout Sessions with a custom UI](https://docs.stripe.com/changelog/clover/2025-12-15/update-line-items.md) | Checkout | Non-breaking | api | ## 2025-12-15.preview ### Accounts v2 and Connect enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ----------------- | ---------------- | -------- | | [Accounts v2 now always returns the responsibilities field when the defaults field is included](https://docs.stripe.com/changelog/clover/2025-12-15/accounts-v2-responsibilities.md) | Connect | Breaking | api | | [Removes requested field from Accounts v2 capabilities hashes](https://docs.stripe.com/changelog/clover/2025-12-15/accounts-v2-capabilities-remove-requested.md) | Connect | Breaking | api | ### Payments and payment methods enhancements | Title | Affected Products | Breaking change? | Category | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds generic error types for Payout Methods](https://docs.stripe.com/changelog/clover/2025-12-15/generic-error-types-payout-methods.md) | Payouts | Breaking | api | | [Creating a Payout Method now triggers an event](https://docs.stripe.com/changelog/clover/2025-12-15/payout-method-created-event.md) | Payouts | Non-breaking | api | | [Global Payouts adds support for 13 new countries for cross-border payouts](https://docs.stripe.com/changelog/clover/2025-12-15/cross-border-payouts-new-countries.md) | Payments | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Account Tokens no longer require identity information on creation](https://docs.stripe.com/changelog/clover/2025-12-15/account-tokens-identity-optional.md) | All products | Non-breaking | api | | [Adds support for tracking transfers from connected accounts to financial accounts](https://docs.stripe.com/changelog/clover/2025-12-15/transfers-to-financial-accounts.md) | All products | Non-breaking | api | | [Adds support for retrieving information about reserves](https://docs.stripe.com/changelog/clover/2025-12-15/reserves-retrieve-api.md) | All products | Non-breaking | api | ## 2025-11-17.clover ### Billing enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds filtering by creation date to Customer Balance Transactions lists](https://docs.stripe.com/changelog/clover/2025-11-17/customer-balance-transactions-list-created.md) | Billing | Non-breaking | api | | [Adds filtering by creation date to Invoice Payment lists](https://docs.stripe.com/changelog/clover/2025-11-17/invoice-payments-list-created.md) | Billing | Non-breaking | api | | [Adds the ability to specify a payment method configuration in the customer portal](https://docs.stripe.com/changelog/clover/2025-11-17/portal-payment-method-configuration.md) | Billing | Non-breaking | api | ### Enhancements to Issuing and fraud protection | Title | Affected Products | Breaking change? | Category | | ----------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds a fraud warning for potentially compromised Issuing Cards](https://docs.stripe.com/changelog/clover/2025-11-17/issuing-fraud-warnings.md) | Issuing | Non-breaking | api | | [Adds fraud risk assessments to Issuing Authorizations](https://docs.stripe.com/changelog/clover/2025-11-17/fraud-risk-assessments-for-issuing-authorizations.md) | Issuing | Non-breaking | api | ### Enhancements to payments and payment methods | Title | Affected Products | Breaking change? | Category | | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------ | ---------------- | -------- | | [Adds the ability to specify the capture method for card present payments with Payment Intents](https://docs.stripe.com/changelog/clover/2025-11-17/card-present-capture-method.md) | Terminal, Payments | Non-breaking | api | | [Adds the transaction ID to iDEAL payment method details](https://docs.stripe.com/changelog/clover/2025-11-17/ideal-transaction-id.md) | Payments | Non-breaking | api | | [Adds MB WAY and TWINT to destination details for refunds](https://docs.stripe.com/changelog/clover/2025-11-17/mb-way-twint-destination-details-for-refunds.md) | Payments | Non-breaking | api | | [Adds Finom as a supported iDEAL issuer](https://docs.stripe.com/changelog/clover/2025-11-17/ideal-payments-finom.md) | Payments | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------ | ---------------- | -------- | | [Adds support for using a web browser to accept Apple’s terms and conditions for Tap to Pay on iPhone](https://docs.stripe.com/changelog/clover/2025-11-17/terminal-onboarding-links.md) | Terminal | Non-breaking | api | | [Adds support for automatic tax transactions to Payment Intents](https://docs.stripe.com/changelog/clover/2025-11-17/payment-intents-tax-support.md) | Tax, Payments | Non-breaking | api | | [Makes client secret optional for Financial Connections Sessions](https://docs.stripe.com/changelog/clover/2025-11-17/financial-connections-client-secret.md) | Financialconnections | Non-breaking | api | | [Adds support for handling tokenized bank account numbers](https://docs.stripe.com/changelog/clover/2025-11-17/tokenized-account-numbers.md) | Payments, Financialconnections | Non-breaking | api | ## 2025-11-17.preview ### Enhancements to Accounts v2 and Connect | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Updates requirements collection parameters for Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-requirements-collection.md) | Connect | Breaking | api | | [Adds future requirements field to Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-future-requirements.md) | All products | Breaking | api | | [PaymentMethods can now list payment methods for a customer account using Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/v2-accounts-payment-methods.md) | Connect, Payments | Non-breaking | api | | [Adds support for PayPay to Accounts](https://docs.stripe.com/changelog/clover/2025-11-17/paypay-connect.md) | Payments, Connect | Non-breaking | api | | [Adds support for Konbini payments and Japanese statement descriptors in Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-konbini-payments.md) | Connect | Non-breaking | api | | [Adds the capabilty to hold EUR funds to Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/account-v2-storer-config-eur.md) | All products | Non-breaking | api | | [Adds account and person tokens to Accounts v2 to securely transmit sensitive data](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-tokens.md) | All products | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds health alerts for when events fail to generate](https://docs.stripe.com/changelog/clover/2025-11-17/event-generation-failure-alert.md) | All products | Breaking | api | | [Meter Usage Analytics adds support for filtering multiple tenants and dimension values](https://docs.stripe.com/changelog/clover/2025-11-17/meter-usage-tenant-dimension-filters.md) | Billing | Breaking | api | | [Adds industry-specific transaction details and purchase data for cards and Klarna](https://docs.stripe.com/changelog/clover/2025-11-17/industry-fields-cards-klarna.md) | Payments | Non-breaking | api | | [Adds support for Argentine ID types](https://docs.stripe.com/changelog/clover/2025-11-17/argentine-id-types.md) | Identity, Connect | Non-breaking | api | | [Adds support for Accounts v2 to accept the terms of service for storing stablecoins](https://docs.stripe.com/changelog/clover/2025-11-17/stablecoin-fa-tos.md) | Crypto, Treasury | Non-breaking | api | | [Tax Associations now always return the list of attempted tax transactions](https://docs.stripe.com/changelog/clover/2025-11-17/tax-assocation-transaction-attempts.md) | Tax | Non-breaking | api | | [Thin events now include field changes on related objects](https://docs.stripe.com/changelog/clover/2025-11-17/thin-events-changes.md) | All products | Non-breaking | api | ## 2025-10-29.clover ### Billing enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------ | ---------------- | -------- | | [Adds support for using Payment Records with Invoices and Credit Notes](https://docs.stripe.com/changelog/clover/2025-10-29/invoicing-payment-records.md) | Billing, Invoicing | Non-breaking | api | | [Updates the category field of Credit Grants to be optional](https://docs.stripe.com/changelog/clover/2025-10-29/credit-grant-optional-category.md) | Billing | Non-breaking | api | | [Adds a webhook event type for Invoices that require a non-Stripe payment](https://docs.stripe.com/changelog/clover/2025-10-29/invoice-payment-attempt-required-event.md) | Billing, Invoicing | Non-breaking | api | ### Connect enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds the ability to upload your platform’s terms of service agreement](https://docs.stripe.com/changelog/clover/2025-10-29/upload-file-terms-of-service.md) | All products | Non-breaking | api | | [Adds the ability to attest to an Account’s authorized company representative](https://docs.stripe.com/changelog/clover/2025-10-29/representative-declaration.md) | Connect | Non-breaking | api | | [Adds a webhook event type for updates to the balance settings for connected accounts](https://docs.stripe.com/changelog/clover/2025-10-29/balance-settings-updated-webhook.md) | Connect, Payouts | Non-breaking | api | ### Crypto enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ----------------- | ---------------- | -------- | | [Adds support for managing stablecoin payments with Payment Method Configurations](https://docs.stripe.com/changelog/clover/2025-10-29/stablecoin-payments-pmc.md) | Crypto, Payments | Non-breaking | api | | [Adds crypto network support for Solana](https://docs.stripe.com/changelog/clover/2025-10-29/crypto-network-solana.md) | Crypto | Non-breaking | api | | [Adds blockchain transaction hash to stablecoin refunds](https://docs.stripe.com/changelog/clover/2025-10-29/stablecoin-refunds-reference-details.md) | Crypto, Payments | Non-breaking | api | ### Payment methods enhancements | Title | Affected Products | Breaking change? | Category | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------- | ---------------- | -------- | | [Adds MB WAY to payment method configurations](https://docs.stripe.com/changelog/clover/2025-10-29/mb-way-payment-method-configuration.md) | Payments | Non-breaking | api | | [Adds TWINT payment method options to Checkout Sessions](https://docs.stripe.com/changelog/clover/2025-10-29/twint-checkout-sessions.md) | Checkout | Non-breaking | api | | [Adds support for specifying payment method configurations to the customer portal](https://docs.stripe.com/changelog/clover/2025-10-29/customer-portal-payment-method-configurations.md) | Billing | Non-breaking | api | | [Adds MB WAY payment method to Payment Links and Checkout Sessions](https://docs.stripe.com/changelog/clover/2025-10-29/mb-way-payment-link-checkout-sessions.md) | Checkout, Paymentlinks | Non-breaking | api | | [Adds the ability to exclude payment methods when using Setup Intents](https://docs.stripe.com/changelog/clover/2025-10-29/exclude-payment-methods-setup-intents.md) | Payments | Non-breaking | api | | [Adds Klarna reference parameters for line items in Payment Intents](https://docs.stripe.com/changelog/clover/2025-10-29/klarna-line-item-reference.md) | Payments | Non-breaking | api | | [Adds a subscription reference to Klarna line items in Payment Intents](https://docs.stripe.com/changelog/clover/2025-10-29/klarna-items-payment-intents.md) | Payments | Non-breaking | api | | [Adds support for custom payment methods](https://docs.stripe.com/changelog/clover/2025-10-29/custom-payment-methods.md) | Payments | Non-breaking | api | ### Tax enhancements | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds support for remote sellers in Taiwan to Stripe Tax](https://docs.stripe.com/changelog/clover/2025-10-29/stripe-tax-taiwan-remote-support.md) | Tax | Non-breaking | api | | [Adds third-party tax providers for automatic tax calculation](https://docs.stripe.com/changelog/clover/2025-10-29/automatic-tax-provider.md) | Tax | Non-breaking | api | ### Terminal enhancements | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds a field for a Terminal reader’s last connection timestamp](https://docs.stripe.com/changelog/clover/2025-10-29/terminal-reader-last-seen.md) | Terminal | Non-breaking | api | | [Adds support for tipping in Gibraltar pounds on Terminal readers](https://docs.stripe.com/changelog/clover/2025-10-29/terminal-tips-gip.md) | Terminal | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------ | ---------------- | -------- | | [Adds support for filtering by event type to Events v2](https://docs.stripe.com/changelog/clover/2025-10-29/v2-events-api-filtering.md) | All products | Non-breaking | api | | [Adds Payment Records and Payment Attempt Records](https://docs.stripe.com/changelog/clover/2025-10-29/payment-records.md) | Payments | Non-breaking | api | | [Adds support for payment line items](https://docs.stripe.com/changelog/clover/2025-10-29/payment-line-items.md) | Payments | Non-breaking | api | | [Adds support for collecting business and individual names on Payment Links](https://docs.stripe.com/changelog/clover/2025-10-29/payment-links-name-collection.md) | Paymentlinks | Non-breaking | api | | [Adds support for Customer Sessions for Mobile Payment Element and Customer Sheet](https://docs.stripe.com/changelog/clover/2025-10-29/customer-sessions-mpe-customer-sheet.md) | Elements, Payments | Non-breaking | api | ## 2025-10-29.preview ### Connect enhancements | Title | Affected Products | Breaking change? | Category | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds new error code for missing verification data from connected accounts](https://docs.stripe.com/changelog/clover/2025-10-29/accounts-verification-data-error.md) | Connect | Breaking | api | | [Adds support for using Accounts v2 payment method billing details for Stripe Tax location](https://docs.stripe.com/changelog/clover/2025-10-29/payment-method-location-source.md) | Connect | Breaking | api | | [Adds the ability to attest to the authorized company representative for Accounts v2](https://docs.stripe.com/changelog/clover/2025-10-29/v2-representative-declaration.md) | Connect | Non-breaking | api | | [Adds support for retrieving and listing closed v2 Accounts](https://docs.stripe.com/changelog/clover/2025-10-29/return-closed-v2-accounts.md) | Connect | Non-breaking | api | ### Payment methods enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds support for microdeposits to US Bank Accounts](https://docs.stripe.com/changelog/clover/2025-10-29/microdeposits-us-bank-accounts.md) | Payments | Non-breaking | api | | [Adds support for listing US and GB bank accounts](https://docs.stripe.com/changelog/clover/2025-10-29/list-bank-accounts.md) | Payments | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ----------------- | ---------------- | -------- | | [Adds the ability to update the metadata and display name of a Financial Account](https://docs.stripe.com/changelog/clover/2025-10-29/update-financial-account.md) | Treasury | Non-breaking | api | | [Updates to Payment Record APIs](https://docs.stripe.com/changelog/clover/2025-10-29/payment-records-updates.md) | Payments | Non-breaking | api | | [Adds a shareable payment portal link for Rechnung invoices](https://docs.stripe.com/changelog/clover/2025-10-29/rechnung-payment-portal-url.md) | Payments | Non-breaking | api | | [Adds Tax ID Element support to Customer Sessions](https://docs.stripe.com/changelog/clover/2025-10-29/cs-add-tax-id-element-to-customer-session.md) | Elements | Non-breaking | api | | [Adds new error codes for the crypto wallet payout method](https://docs.stripe.com/changelog/clover/2025-10-29/crypto-wallet-errors.md) | Payments | Non-breaking | api | | [Adds tracking for which tax provider resolved a Customer location](https://docs.stripe.com/changelog/clover/2025-10-29/tax-provider-customer-location.md) | Tax | Non-breaking | api | ## 2025-09-30.clover ### Billing enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------- | ---------------- | -------- | | [Removes iterations parameter for subscription schedules](https://docs.stripe.com/changelog/clover/2025-09-30/remove-iterations.md) | Billing | Breaking | api | | [Promotion Codes now reference Coupons using a polymorphic field for promotions](https://docs.stripe.com/changelog/clover/2025-09-30/polymorphic-coupon.md) | Billing | Breaking | api | | [Adds the Discount source property and removes the Discount coupon property](https://docs.stripe.com/changelog/clover/2025-09-30/add-discount-source-property.md) | Billing | Breaking | api | | [Makes flexible billing mode the default for new subscriptions](https://docs.stripe.com/changelog/clover/2025-09-30/billing-mode-default-flexible.md) | Billing, Checkout | Breaking | api | | [Updates computation of subscription schedule phase end date to consider billing cycle anchor changes](https://docs.stripe.com/changelog/clover/2025-09-30/billing-cycle-anchor-resets-during-phase-computation.md) | Billing | Breaking | api | | [Adds customer portal configuration trial behavior](https://docs.stripe.com/changelog/clover/2025-09-30/customer-portal-trial-behavior.md) | Billing | Non-breaking | api | | [Adds the ability to itemize proration discount amounts](https://docs.stripe.com/changelog/clover/2025-09-30/itemize-proration-discount-amounts.md) | Billing, Checkout, Invoicing | Non-breaking | api | ### Checkout enhancements | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ------------------ | ---------------- | -------- | | [Removes postal code for card payments in certain regions on Checkout and Payment Element](https://docs.stripe.com/changelog/clover/2025-09-30/postal_code_in_card_form_for_non_us_countries.md) | Checkout, Elements | Breaking | stripejs | | [Removes currency conversion field from Checkout Sessions](https://docs.stripe.com/changelog/clover/2025-09-30/remove-checkout-session-currency-conversion-field.md) | Checkout | Breaking | api | | [Removes support for the redirectToCheckout method](https://docs.stripe.com/changelog/clover/2025-09-30/remove-redirect-to-checkout.md) | Checkout | Breaking | stripejs | | [Updates initCheckout to be synchronous](https://docs.stripe.com/changelog/clover/2025-09-30/update-init-checkout-synchronous.md) | Checkout, Elements | Breaking | stripejs | | [Adds support for collecting business and individual names in Checkout Sessions](https://docs.stripe.com/changelog/clover/2025-09-30/checkout-name-collection.md) | Checkout | Non-breaking | api | | [Adds the ability to exclude payment methods from Checkout Sessions and Payment Intents](https://docs.stripe.com/changelog/clover/2025-09-30/exclude-payment-methods-checkout-sessions.md) | Checkout, Payments | Non-breaking | api | | [Adds support for setting the capture method for specific payment methods with the Checkout Sessions API](https://docs.stripe.com/changelog/clover/2025-09-30/checkout-capture-method-per-payment-method.md) | Checkout | Non-breaking | api | | [Adds support for configuring branding settings for Checkout Sessions](https://docs.stripe.com/changelog/clover/2025-09-30/checkout-sessions-branding-settings.md) | Checkout | Non-breaking | api | | [Enables specifying units of measurement for Products](https://docs.stripe.com/changelog/clover/2025-09-30/product-data-unit-label.md) | Checkout | Non-breaking | api | ### Connect enhancements | Title | Affected Products | Breaking change? | Category | | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds specific descriptions for risk requirements during legal, PEP, and sanctions review](https://docs.stripe.com/changelog/clover/2025-09-30/expanded-risk-requirement-descriptions.md) | Connect | Breaking | api | | [Adds a new error code for business type validations](https://docs.stripe.com/changelog/clover/2025-09-30/business-type-error-code.md) | Connect | Breaking | api | | [Adds account balance and payout settings with the Balance Settings API](https://docs.stripe.com/changelog/clover/2025-09-30/balance-settings-ga.md) | Connect, Payouts | Non-breaking | api | ### Elements enhancements | Title | Affected Products | Breaking change? | Category | | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Updates default behavior for saved payment methods in Elements with Checkout Sessions](https://docs.stripe.com/changelog/clover/2025-09-30/custom-checkout-saved-payment-method-defaults.md) | Elements | Breaking | stripejs | | [Prevents reusing client secrets for Intents in certain states when initializing Elements](https://docs.stripe.com/changelog/clover/2025-09-30/client-secret-reuse.md) | Elements | Breaking | stripejs | | [Removes deprecated messaging and bank elements that were replaced](https://docs.stripe.com/changelog/clover/2025-09-30/stripejs-deprecated-elements-removal.md) | Elements | Breaking | stripejs | ### Enhancements to payments and payment methods | Title | Affected Products | Breaking change? | Category | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ------------------------------------------ | ---------------- | -------- | | [Changes the set of decline codes used for Alma, Amazon Pay, Billie, Satispay, and South Korean payment methods](https://docs.stripe.com/changelog/clover/2025-09-30/lpm-descriptive-decline-codes.md) | Payments | Breaking | api | | [Adds a processing status to submitted stablecoin payments](https://docs.stripe.com/changelog/clover/2025-09-30/stablecoin-payments-processing-status.md) | Payments | Breaking | api | | [Adds a documented reason for Klarna chargeback losses to Disputes API](https://docs.stripe.com/changelog/clover/2025-09-30/chargeback-loss-reason.md) | Payments | Non-breaking | api | | [Adds support for the MB WAY payment method](https://docs.stripe.com/changelog/clover/2025-09-30/mb-way-payments.md) | Checkout, Elements, Paymentlinks, Payments | Non-breaking | api | ### Terminal enhancements | Title | Affected Products | Breaking change? | Category | | --------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds Japan-specific fields to the Terminal Locations API](https://docs.stripe.com/changelog/clover/2025-09-30/add-japan-fields-to-terminal-locations.md) | Terminal | Non-breaking | api | | [Adds support for custom BBPOS WisePad 3 splash screens](https://docs.stripe.com/changelog/clover/2025-09-30/custom-bbpos-wisepad3-splash-screens.md) | Terminal | Non-breaking | api | ### Additional updates | Title | Affected Products | Breaking change? | Category | | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------- | ---------------- | -------- | | [Adds additional enum values for Radar manual reviews](https://docs.stripe.com/changelog/clover/2025-09-30/radar-manual-review-enum.md) | Radar | Breaking | api | | [Updates risk levels for Issuing Authorizations to use standard values](https://docs.stripe.com/changelog/clover/2025-09-30/risk-levels-issuing-authorizations.md) | Issuing | Breaking | api | | [Adds new error codes for failures when creating Payment Methods from Financial Connections Accounts](https://docs.stripe.com/changelog/clover/2025-09-30/financial-connections-payment-method-error-codes.md) | Financialconnections, Invoicing, Payments | Non-breaking | api | | [Adds support for business and individual names on Customers](https://docs.stripe.com/changelog/clover/2025-09-30/customer-business-individual-names.md) | All products | Non-breaking | api | | [Adds support for printing a second line on Issuing physical cards](https://docs.stripe.com/changelog/clover/2025-09-30/issuing_card_second_line.md) | Issuing | Non-breaking | api | | [Adds cash as a value for the crypto token currency enum](https://docs.stripe.com/changelog/clover/2025-09-30/crypto-cash-value.md) | Crypto | Non-breaking | api | | [Adds a testing developer assistant in Elements with Intents](https://docs.stripe.com/changelog/clover/2025-09-30/stripe-js-developer-assistant.md) | Elements | Non-breaking | stripejs | | [Adds tax calculation provider to Tax settings](https://docs.stripe.com/changelog/clover/2025-09-30/tax-calculation-provider.md) | Tax | Non-breaking | api | ## 2025-09-30.preview ### Billing enhancements | Title | Affected Products | Breaking change? | Category | | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Adds pagination and updates fields for aggregrated Billing meter usage data](https://docs.stripe.com/changelog/clover/2025-09-30/update-meter-usage-fields.md) | Billing | Breaking | api | | [Adds the ability to update automatic tax, invoice creation, and invoice settings for Checkout Sessions](https://docs.stripe.com/changelog/clover/2025-09-30/checkout-sessions-tax-and-invoice-settings.md) | Checkout | Non-breaking | api | | [Enables prebilling for subscriptions](https://docs.stripe.com/changelog/clover/2025-09-30/subscriptions-prebilling.md) | Billing | Non-breaking | api | | [Adds the unit label parameter to the product data hash](https://docs.stripe.com/changelog/clover/2025-09-30/add-product-data-unit-label-preview.md) | Checkout | Non-breaking | api | | [Adds support for Billing Cadence, Billing Settings, and Billing Profile](https://docs.stripe.com/changelog/clover/2025-09-30/billing-cadence-settings-profile.md) | Billing | Non-breaking | api | ### Connect enhancements | Title | Affected Products | Breaking change? | Category | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Moves platform-specific identity fields to a default profile for Accounts](https://docs.stripe.com/changelog/clover/2025-09-30/moving-identity-fields.md) | Connect | Breaking | api | | [Adds per-currency minimum balances for automatic payouts on the Balance Settings API](https://docs.stripe.com/changelog/clover/2025-09-30/minimum-balance-by-currency-on-balance-settings.md) | Connect, Payouts | Non-breaking | api | | [Updating Balance Settings no longer requires specifying payment settings](https://docs.stripe.com/changelog/clover/2025-09-30/payments-field-optional-for-update-balance-settings.md) | Connect, Payouts | Non-breaking | api | ### Payments enhancements | Title | Affected Products | Breaking change? | Category | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | ---------------- | -------- | | [Restructures Smart Disputes recommended evidence field](https://docs.stripe.com/changelog/clover/2025-09-30/restructure-smart-disputes-recommended-evidence.md) | Payments | Breaking | api | | [Adds the ability to choose how you submit a dispute response](https://docs.stripe.com/changelog/clover/2025-09-30/dispute-submission-method.md) | Payments | Non-breaking | api | | [Adds Outbound Setup Intents to create usable payout methods](https://docs.stripe.com/changelog/clover/2025-09-30/outbound-setup-intents.md) | Payments | Non-breaking | api | | [Adds support for PayPay as a local payment method](https://docs.stripe.com/changelog/clover/2025-09-30/add-paypay-public-preview.md) | Payments | Non-breaking | api |