# Adds the ability to specify the purpose of Outbound Payments

## What’s new

Adds the [purpose](https://docs.stripe.com/api/v2/money-management/outbound-payments/object.md?api-version=2026-02-25.preview#v2_outbound_payment_object-purpose) parameter to the [v2 Outbound Payment](https://docs.stripe.com/api/v2/money-management/outbound-payments/object.md?api-version=2026-02-25.preview) object. This optional parameter allows you to specify the purpose of an outbound payment.

## Impact

You can now specify a payment purpose when [creating](https://docs.stripe.com/api/v2/money-management/outbound-payments/create.md?api-version=2026-02-25.preview) a v2 Outbound Payment. If you process US ACH payments intended for payroll, you can set `purpose` to `payroll` to help ensure compliance with upcoming NACHA requirements.

## Changes

#### REST API

| Parameter | Change | Resources or endpoints                                                                                                                                                                                                                                |
| --------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `purpose` | Added  | [V2.MoneyManagement.OutboundPayment](/api/v2/money-management/outbound-payments/object?api-version=2026-02-25.preview), [V2.MoneyManagement.OutboundPayment#create](/api/v2/money-management/outbound-payments/create?api-version=2026-02-25.preview) |

#### Ruby

| Parameter | Change | Resources or methods                                                                                                                                                                                                                                           |
| --------- | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `purpose` | Added  | [V2::MoneyManagement::OutboundPayment](/api/v2/money-management/outbound-payments/object?api-version=2026-02-25.preview), [V2::MoneyManagement::OutboundPaymentCreateParams](/api/v2/money-management/outbound-payments/create?api-version=2026-02-25.preview) |

#### Python

| Parameter | Change | Resources or methods                                                                                                                                                                                                                                        |
| --------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `purpose` | Added  | [V2.MoneyManagement.OutboundPayment](/api/v2/money-management/outbound-payments/object?api-version=2026-02-25.preview), [v2.money_management.OutboundPaymentCreateParams](/api/v2/money-management/outbound-payments/create?api-version=2026-02-25.preview) |

#### PHP

| Parameter | Change | Resources or methods                                                                                                                                                                                                                                            |
| --------- | ------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `purpose` | Added  | [V2.MoneyManagement.OutboundPayment](/api/v2/money-management/outbound-payments/object?api-version=2026-02-25.preview), [V2\MoneyManagement\OutboundPayment.create().$params](/api/v2/money-management/outbound-payments/create?api-version=2026-02-25.preview) |

#### Java

| Parameter | Change | Resources or methods                                                                                                                                                                                                                                       |
| --------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `purpose` | Added  | [v2.moneymanagement.OutboundPayment](/api/v2/money-management/outbound-payments/object?api-version=2026-02-25.preview), [v2.moneymanagement.OutboundPaymentCreateParams](/api/v2/money-management/outbound-payments/create?api-version=2026-02-25.preview) |

#### Node.js

| Parameter | Change | Resources or methods                                                                                                                                                                                                                                       |
| --------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `purpose` | Added  | [V2.MoneyManagement.OutboundPayment](/api/v2/money-management/outbound-payments/object?api-version=2026-02-25.preview), [V2.MoneyManagement.OutboundPaymentCreateParams](/api/v2/money-management/outbound-payments/create?api-version=2026-02-25.preview) |

#### Go

| Parameter | Change | Resources or methods                                                                                                                                                                                                                             |
| --------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| `Purpose` | Added  | [V2MoneyManagementOutboundPayment](/api/v2/money-management/outbound-payments/object?api-version=2026-02-25.preview), [V2MoneyManagementOutboundPaymentParams](/api/v2/money-management/outbound-payments/create?api-version=2026-02-25.preview) |

#### .NET

| Parameter | Change | Resources or methods                                                                                                                                                                                                                                        |
| --------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `Purpose` | Added  | [V2.MoneyManagement.OutboundPayment](/api/v2/money-management/outbound-payments/object?api-version=2026-02-25.preview), [V2.MoneyManagement.OutboundPaymentCreateOptions](/api/v2/money-management/outbound-payments/create?api-version=2026-02-25.preview) |

## Upgrade

#### REST API

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. If you use an SDK, upgrade to the corresponding SDK version for this API version.
   - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2026-02-25.preview`
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Ruby

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Ruby SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Python

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Python SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### PHP

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your PHP SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Java

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Java SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Node.js

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Node SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Go

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Go SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### .NET

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your .NET SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

## Related changes

- [Expands bank account identification details in payout method responses](https://docs.stripe.com/changelog/clover/2026-02-25/payout-method-bank-account-identification.md)
- [Expands cross-border payout destinations to 12 additional countries](https://docs.stripe.com/changelog/clover/2026-02-25/cross-border-payouts-new-countries.md)
