# Adds support for tracking transfers from connected accounts to financial accounts

## What’s new

Adds the ability to track [Transfers](https://docs.stripe.com/api/transfers.md?api-version=2025-12-15.preview) that move funds from a connected account’s [Balance](https://docs.stripe.com/api/balance.md?api-version=2025-12-15.preview) to your platform’s [Financial Account](https://docs.stripe.com/api/v2/money-management/financial-accounts.md?api-version=2025-12-15.preview). When your platform receives funds through this method, the transaction appears as a [Received Credit](https://docs.stripe.com/api/v2/money-management/received-credits.md?api-version=2025-12-15.preview).

The [balance_transfer](https://docs.stripe.com/api/v2/money-management/received-credits/object.md?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer) property of Received Credit objects now includes:

- A new `transfer` value in the [type](https://docs.stripe.com/api/v2/money-management/received-credits/object.md?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer-type) enum
- A new [transfer](https://docs.stripe.com/api/v2/money-management/received-credits/object.md?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer-transfer) property that contains the ID of the associated Transfer object

## Impact

You can now track and reconcile funds that were transferred from a connected account’s Balance to your platform’s Financial Account by examining the `balance_transfer.transfer` property on Received Credit objects.

If your integration processes Received Credit objects, update your code to handle the new `transfer` type in the `balance_transfer.type` enum. You can optionally use the new `transfer` property to access additional transfer details.

## Changes

#### REST API

| Parameter  | Change | Resources or endpoints                                                                                                                                                                                                                                                                                                                                                  |
| ---------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `transfer` | Added  | [V2.MoneyManagement.ReceivedCredit.balance_transfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer), [V2.MoneyManagement.ReceivedCredit.balance_transfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer-type) |

#### Ruby

| Parameter  | Change | Resources or methods                                                                                                                                                               |
| ---------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `transfer` | Added  | [V2::MoneyManagement::ReceivedCredit::BalanceTransfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer) |

#### Python

| Parameter  | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                  |
| ---------- | ------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `transfer` | Added  | [V2.MoneyManagement.ReceivedCredit.BalanceTransfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer), [V2.MoneyManagement.ReceivedCredit.BalanceTransfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer-type) |

#### PHP

| Parameter  | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                    |
| ---------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `transfer` | Added  | [V2.MoneyManagement.ReceivedCredit.balance_transfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer), [V2.MoneyManagement.ReceivedCredit.balance_transfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer-type) |

#### Java

| Parameter  | Change | Resources or methods                                                                                                                                                             |
| ---------- | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `transfer` | Added  | [v2.moneymanagement.ReceivedCredit.balance_transfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer) |

#### Node.js

| Parameter  | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                    |
| ---------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `transfer` | Added  | [V2.MoneyManagement.ReceivedCredit.balance_transfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer), [V2.MoneyManagement.ReceivedCredit.balance_transfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer-type) |

#### Go

| Parameter  | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                            |
| ---------- | ------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `Transfer` | Added  | [V2MoneyManagementReceivedCreditBalanceTransfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer), [V2MoneyManagementReceivedCreditBalanceTransfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer-Type) |

#### .NET

| Parameter  | Change | Resources or methods                                                                                                                                                            |
| ---------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `Transfer` | Added  | [V2.MoneyManagement.ReceivedCredit.BalanceTransfer](/api/v2/money-management/received-credits/object?api-version=2025-12-15.preview#v2_received_credit_object-balance_transfer) |

## Upgrade

#### REST API

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. If you use an SDK, upgrade to the corresponding SDK version for this API version.
   - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-12-15.preview`
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Ruby

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Ruby SDK to [v18.2.0-beta.1](https://github.com/stripe/stripe-ruby/releases/tag/v18.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Python

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Python SDK to [v14.2.0b1](https://github.com/stripe/stripe-python/releases/tag/v14.2.0b1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### PHP

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your PHP SDK to [v19.2.0-beta.1](https://github.com/stripe/stripe-php/releases/tag/v19.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Java

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Java SDK to [v31.2.0-beta.1](https://github.com/stripe/stripe-java/releases/tag/v31.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Node.js

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Node SDK to [v20.2.0-beta.1](https://github.com/stripe/stripe-node/releases/tag/v20.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Go

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Go SDK to [v84.2.0-beta.1](https://github.com/stripe/stripe-go/releases/tag/v84.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### .NET

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your .NET SDK to [v50.2.0-beta.1](https://github.com/stripe/stripe-dotnet/releases/tag/v50.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).
