# Adds expected debit date for bank debit payments ## What’s new You can now access the `expected_debit_date` for bank debit payments under [payment_method_details](https://docs.stripe.com/api/charges/object.md?api-version=2025-12-15.clover#charge_object-payment_method_details) for [Charges](https://docs.stripe.com/api/charges/object.md?api-version=2025-12-15.clover). For example, you can find the expected debit date for ACSS Debit in [payment_method_details.acss_debit.expected_debit_date](https://docs.stripe.com/api/charges/object.md?api-version=2025-12-15.clover#charge_object-payment_method_details-acss_debit-expected_debit_date). This property is available for all direct debit payment methods: [ACSS Debit](https://docs.stripe.com/payments/acss-debit.md), [AU BECS Debit](https://docs.stripe.com/payments/au-becs-debit.md), [BACS Debit](https://docs.stripe.com/payments/payment-methods/bacs-debit.md), [NZ Bank Account](https://docs.stripe.com/payments/nz-bank-account.md), [SEPA Debit](https://docs.stripe.com/payments/sepa-debit.md), and [US Bank Account](https://docs.stripe.com/payments/ach-direct-debit.md). The `expected_debit_date` property returns a date string in `YYYY-MM-DD` format indicating when funds are expected to be debited from the customer’s bank account. This information is available in API responses and [charge.updated](https://docs.stripe.com/api/events/types.md?api-version=2025-12-15.clover#event_types-charge.updated), [charge.succeeded](https://docs.stripe.com/api/events/types.md?api-version=2025-12-15.clover#event_types-charge.succeeded), and [charge.failed](https://docs.stripe.com/api/events/types.md?api-version=2025-12-15.clover#event_types-charge.failed) events when the debit date can be determined. ## Impact You can now provide your customers with visibility into when funds are expected to be debited from their accounts, which helps with cash flow forecasting and customer communication. The `expected_debit_date` property returns null when the debit date can’t be determined, so make sure your integration handles both scenarios. ## Changes #### REST API #### Ruby #### Python #### PHP #### Java #### Node.js #### Go #### .NET ## Upgrade #### REST API 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. If you use an SDK, upgrade to the corresponding SDK version for this API version. - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-12-15.clover` 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Ruby 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Ruby SDK to [v18.2.0](https://github.com/stripe/stripe-ruby/releases/tag/v18.2.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Python 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Python SDK to [v14.2.0](https://github.com/stripe/stripe-python/releases/tag/v14.2.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### PHP 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your PHP SDK to [v19.2.0](https://github.com/stripe/stripe-php/releases/tag/v19.2.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Java 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Java SDK to [v31.2.0](https://github.com/stripe/stripe-java/releases/tag/v31.2.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Node.js 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Node SDK to [v20.2.0](https://github.com/stripe/stripe-node/releases/tag/v20.2.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Go 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Go SDK to [v84.2.0](https://github.com/stripe/stripe-go/releases/tag/v84.2.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### .NET 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your .NET SDK to [v50.2.0](https://github.com/stripe/stripe-dotnet/releases/tag/v50.2.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). ## Related changes - [Adds Mollie as a supported iDEAL issuer](https://docs.stripe.com/changelog/clover/2025-12-15/mollie-ideal-issuer.md) - [Adds additional card payment method details to Payment Records](https://docs.stripe.com/changelog/clover/2025-12-15/card-payment-method-details-payment-record.md) - [Adds support for the PayTo payment method](https://docs.stripe.com/changelog/clover/2025-12-15/payto.md)