# Adds support for PayPay to Accounts ## What’s new Connect platforms can now onboard connected [Accounts](https://docs.stripe.com/api/accounts/object.md?api-version=2025-11-17.preview) to PayPay. PayPay requires additional information about the connected account to process onboarding requests. Use these two new fields to provide them: - [settings.paypay_payments.goods_type](https://docs.stripe.com/api/accounts/create.md?api-version=2025-11-17.preview#create_account-settings-paypay_payments) - [business_profile.specified_commercial_transactions_act_url](https://docs.stripe.com/api/accounts/object.md?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url) After updating these fields, your platform can enable PayPay support by requesting the `paypay_payments` [Capability](https://docs.stripe.com/api/capabilities.md?api-version=2025-11-17.preview) for the account. ## Impact PayPay is a popular digital payment platform and mobile wallet service in Japan. Connect platforms can now enable their connected accounts to use PayPay with their customers. ## Changes #### REST API | Parameters | Change | Resources or endpoints | | ------------------------------------------- | ------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specified_commercial_transactions_act_url` | Added | [Account#create.business_profile](/api/accounts/create?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [Account#update.business_profile](/api/accounts/update?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [Account.business_profile](/api/accounts/object?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypay_payments` | Added | [Account#create.settings](/api/accounts/create?api-version=2025-11-17.preview#create_account-settings-paypay_payments), [Account#update.settings](/api/accounts/update?api-version=2025-11-17.preview#update_account-settings-paypay_payments) | #### Ruby | Parameters | Change | Resources or methods | | ------------------------------------------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specified_commercial_transactions_act_url` | Added | [Account::BusinessProfile](/api/accounts/object?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [Account::CreateParams::BusinessProfile](/api/accounts/create?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [Account::UpdateParams::BusinessProfile](/api/accounts/update?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypay_payments` | Added | [Account::CreateParams::Setting](/api/accounts/create?api-version=2025-11-17.preview#create_account-settings-paypay_payments), [Account::UpdateParams::Setting](/api/accounts/update?api-version=2025-11-17.preview#update_account-settings-paypay_payments) | #### Python | Parameters | Change | Resources or methods | | ------------------------------------------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specified_commercial_transactions_act_url` | Added | [Account.BusinessProfile](/api/accounts/object?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [Account.CreateParamsBusinessProfile](/api/accounts/create?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [Account.ModifyParamsBusinessProfile](/api/accounts/update?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypay_payments` | Added | [Account.CreateParamsSetting](/api/accounts/create?api-version=2025-11-17.preview#create_account-settings-paypay_payments), [Account.ModifyParamsSetting](/api/accounts/update?api-version=2025-11-17.preview#update_account-settings-paypay_payments) | #### PHP This change does not affect the PHP SDK. #### Java | Parameters | Change | Resources or methods | | --------------------------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specifiedCommercialTransactionsActUrl` | Added | [Account.business_profile](/api/accounts/object?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [AccountCreateParams.business_profile](/api/accounts/create?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [AccountUpdateParams.business_profile](/api/accounts/update?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypayPayments` | Added | [AccountCreateParams.settings](/api/accounts/create?api-version=2025-11-17.preview#create_account-settings-paypay_payments), [AccountUpdateParams.settings](/api/accounts/update?api-version=2025-11-17.preview#update_account-settings-paypay_payments) | #### Node.js | Parameters | Change | Resources or methods | | ------------------------------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specified_commercial_transactions_act_url` | Added | [Account.business_profile](/api/accounts/object?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [AccountCreateParams.business_profile](/api/accounts/create?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [AccountUpdateParams.business_profile](/api/accounts/update?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypay_payments` | Added | [AccountCreateParams.settings](/api/accounts/create?api-version=2025-11-17.preview#create_account-settings-paypay_payments), [AccountUpdateParams.settings](/api/accounts/update?api-version=2025-11-17.preview#update_account-settings-paypay_payments) | #### Go | Parameters | Change | Resources or methods | | --------------------------------------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `SpecifiedCommercialTransactionsActURL` | Added | [AccountBusinessProfile](/api/accounts/object?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [AccountBusinessProfileParams](/api/accounts/create?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url) | | `PaypayPayments` | Added | [AccountSettingsParams](/api/accounts/create?api-version=2025-11-17.preview#create_account-settings-paypay_payments) | #### .NET | Parameters | Change | Resources or methods | | --------------------------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `SpecifiedCommercialTransactionsActUrl` | Added | [Account.BusinessProfile](/api/accounts/object?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url), [AccountBusinessProfileOptions](/api/accounts/create?api-version=2025-11-17.preview#account_object-business_profile-specified_commercial_transactions_act_url) | | `PaypayPayments` | Added | [AccountSettingsOptions](/api/accounts/create?api-version=2025-11-17.preview#create_account-settings-paypay_payments) | ## Upgrade #### REST API 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. If you use an SDK, upgrade to the corresponding SDK version for this API version. - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-11-17.preview` 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Ruby 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Ruby SDK to the latest version. 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Python 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Python SDK to the latest version. 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### PHP 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your PHP SDK to the latest version. 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Java 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Java SDK to the latest version. 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Node.js 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Node SDK to the latest version. 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Go 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Go SDK to the latest version. 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### .NET 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your .NET SDK to the latest version. 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). ## Related changes - [Updates requirements collection parameters for Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-requirements-collection.md) - [Adds future requirements field to Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-future-requirements.md) - [PaymentMethods can now list payment methods for a customer account using Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/v2-accounts-payment-methods.md) - [Adds support for Konbini payments and Japanese statement descriptors in Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-konbini-payments.md) - [Adds the capabilty to hold EUR funds to Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/account-v2-storer-config-eur.md) - [Adds account and person tokens to Accounts v2 to securely transmit sensitive data](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-tokens.md)