# Updates requirements collection parameters for Accounts v2

## What’s new

The [defaults.responsibilities.requirements_collector](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-11-17.preview#v2_account_object-defaults-responsibilities-requirements_collector) parameter replaces the deprecated [requirements.collector](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-10-29.preview#v2_account_object-requirements-collector) parameter. You use the `requirements_collector` parameter to specify whether Stripe or your platform is responsible for collecting requirements on connected accounts while using [Accounts v2](https://docs.stripe.com/api/v2/core/accounts/.md?api-version=2025-11-17.preview).

This change also updates the enum values for [requirements.entries[].reference.type](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-11-17.preview#account_object-requirements-entries-reference-type), which specify which API resource is related to a given requirement.

## Why is this a breaking change?

This is a breaking change because:

- The `requirements_collector` parameter replaces the `collector` parameter.
- Parameter enum values in `requirements.entries[].reference.type` are now more specific (for example, `payment_method` and `person`). This could cause validation errors if your integration expects the previous generic value of `resource`.

## Impact

The updated parameter enum values for `requirements.entries[].reference.type` might require changes to how you handle specific requirements in your verification flows.

If your integration relies on the `collector` parameter or the `resource` enum value, you need to update your code before upgrading to this API version to avoid integration failures.

## Changes

#### REST API

| Parameter                | Change | Resources or endpoints                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| ------------------------ | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| `requirements_collector` | Added  | [V2.Core.Account.defaults.responsibilities](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-defaults-responsibilities), [V2.Core.Account.requirements](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements), [V2.Core.Account.requirements.entries[].reference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-type), [V2.Core.Account.requirements.entries[].reference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-type) |

#### Ruby

| Parameter                | Change | Resources or methods                                                                                                                                                                                                                                                                |
| ------------------------ | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `requirements_collector` | Added  | [V2::Core::Account::Default::Responsibility](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-defaults-responsibilities), [V2::Core::Account::Requirement](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements) |

#### Python

| Parameter                | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| ------------------------ | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `requirements_collector` | Added  | [V2.Core.Account.Default.Responsibility](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-defaults-responsibilities), [V2.Core.Account.Requirement](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements), [V2.Core.Account.Requirement.Entry.Reference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-type), [V2.Core.Account.Requirement.Entry.Reference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-type) |

#### PHP

| Parameter                | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| ------------------------ | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| `requirements_collector` | Added  | [V2.Core.Account.defaults.responsibilities](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-defaults-responsibilities), [V2.Core.Account.requirements](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements), [V2.Core.Account.requirements.entries[].reference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-type), [V2.Core.Account.requirements.entries[].reference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-type) |

#### Java

| Parameter               | Change | Resources or methods                                                                                                                                                                                                                                                             |
| ----------------------- | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `requirementsCollector` | Added  | [v2.core.Account.defaults.responsibilities](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-defaults-responsibilities), [v2.core.Account.requirements](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements) |

#### Node.js

| Parameter                | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| ------------------------ | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| `requirements_collector` | Added  | [V2.Core.Account.defaults.responsibilities](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-defaults-responsibilities), [V2.Core.Account.requirements](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements), [V2.Core.Account.requirements.entries[].reference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-type), [V2.Core.Account.requirements.entries[].reference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-type) |

#### Go

| Parameter               | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |
| ----------------------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `RequirementsCollector` | Added  | [V2CoreAccountDefaultsResponsibilities](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-defaults-responsibilities), [V2CoreAccountRequirements](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements), [V2CoreAccountRequirementsEntryReference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-Type), [V2CoreAccountRequirementsEntryReference](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements-entries-reference-Type) |

#### .NET

| Parameter               | Change | Resources or methods                                                                                                                                                                                                                                                             |
| ----------------------- | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `RequirementsCollector` | Added  | [V2.Core.Account.Defaults.Responsibilities](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-defaults-responsibilities), [V2.Core.Account.Requirements](/api/v2/core/accounts/object?api-version=2025-11-17.preview#v2_account_object-requirements) |

## Upgrade

#### REST API

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. If you use an SDK, upgrade to the corresponding SDK version for this API version.
   - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-11-17.preview`
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Ruby

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Ruby SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Python

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Python SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### PHP

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your PHP SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Java

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Java SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Node.js

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Node SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Go

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Go SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### .NET

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your .NET SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

## Related changes

- [Adds future requirements field to Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-future-requirements.md)
- [PaymentMethods can now list payment methods for a customer account using Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/v2-accounts-payment-methods.md)
- [Adds support for PayPay to Accounts](https://docs.stripe.com/changelog/clover/2025-11-17/paypay-connect.md)
- [Adds support for Konbini payments and Japanese statement descriptors in Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-konbini-payments.md)
- [Adds the capabilty to hold EUR funds to Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/account-v2-storer-config-eur.md)
- [Adds account and person tokens to Accounts v2 to securely transmit sensitive data](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-tokens.md)
