# Adds future requirements field to Accounts v2

## What’s new

Adds [future_requirements](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-11-17.preview#v2_account_object-future_requirements) to the [Accounts v2](https://docs.stripe.com/api/v2/core/accounts.md?api-version=2025-11-17.preview) API as a new [includable](https://docs.stripe.com/api-includable-response-values.md?api-version=2025-11-17.preview) property. Accounts now have two properties that specify any required information that must be collected from the company, individual, or business:

- The [future_requirements](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-11-17.preview#v2_account_object-future_requirements) property specifies what information Stripe will eventually be required to collect.
- The [requirements](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-11-17.preview#v2_account_object-requirements) property specifies what information Stripe currently is required to collect.

## Why is this a breaking change?

Any requirements previously included in the `requirements` hash with a [requested reason code](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-10-29.preview#v2_account_object-requirements-entries-requested_reasons-code) of `future_requirements` are now included in the `future_requirements` hash.

## Impact

You no longer need to review all individual `requirements` to determine whether they’re required to unblock capabilities on an account. If [requirements.entries](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-11-17.preview#v2_account_object-requirements-entries) is empty, all requested capabilities are active.

## Changes

#### REST API

| Parameter             | Change | Resources or endpoints                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
| --------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `future_requirements` | Added  | [V2.Core.Account](/api/v2/core/accounts/object?api-version=2025-11-17.preview), [V2.Core.Account.requirements.entries[].requested_reasons[]](/api/v2/core/accounts/object-requirements-entries-requested_reasons-code?api-version=2025-11-17.preview), [V2.Core.Account#create](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include), [V2.Core.Account#retrieve](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include), [V2.Core.Account#update](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include) |

#### Ruby

| Parameter             | Change | Resources or methods                                                             |
| --------------------- | ------ | -------------------------------------------------------------------------------- |
| `future_requirements` | Added  | [V2::Core::Account](/api/v2/core/accounts/object?api-version=2025-11-17.preview) |

#### Python

| Parameter             | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
| --------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `future_requirements` | Added  | [V2.Core.Account](/api/v2/core/accounts/object?api-version=2025-11-17.preview), [V2.Core.Account.Requirement.Entry.RequestedReason](/api/v2/core/accounts/object-requirements-entries-requested_reasons-code?api-version=2025-11-17.preview), [v2.core.AccountCreateParams](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include), [v2.core.AccountRetrieveParams](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include), [v2.core.AccountModifyParams](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include) |

#### PHP

| Parameter             | Change | Resources or methods                                                                                                                                                                                                                                  |
| --------------------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `future_requirements` | Added  | [V2.Core.Account](/api/v2/core/accounts/object?api-version=2025-11-17.preview), [V2.Core.Account.requirements.entries[].requested_reasons[]](/api/v2/core/accounts/object-requirements-entries-requested_reasons-code?api-version=2025-11-17.preview) |

#### Java

| Parameter            | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                  |
| -------------------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `futureRequirements` | Added  | [v2.core.Account](/api/v2/core/accounts/object?api-version=2025-11-17.preview), [v2.core.AccountCreateParams](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include), [v2.core.AccountRetrieveParams](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include), [v2.core.AccountUpdateParams](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include) |

#### Node.js

| Parameter             | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| --------------------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `future_requirements` | Added  | [V2.Core.Account](/api/v2/core/accounts/object?api-version=2025-11-17.preview), [V2.Core.Account.requirements.entries[].requested_reasons[]](/api/v2/core/accounts/object-requirements-entries-requested_reasons-code?api-version=2025-11-17.preview), [V2.Core.AccountCreateParams](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include), [V2.Core.AccountRetrieveParams](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include), [V2.Core.AccountUpdateParams](/api/v2/core/accounts/create?api-version=2025-11-17.preview#v2_create_accounts-include) |

#### Go

| Parameter            | Change | Resources or methods                                                                                                                                                                                                                   |
| -------------------- | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `FutureRequirements` | Added  | [V2CoreAccount](/api/v2/core/accounts/object?api-version=2025-11-17.preview), [V2CoreAccountRequirementsEntryRequestedReason](/api/v2/core/accounts/object-requirements-entries-requested_reasons-Code?api-version=2025-11-17.preview) |

#### .NET

| Parameter            | Change | Resources or methods                                                           |
| -------------------- | ------ | ------------------------------------------------------------------------------ |
| `FutureRequirements` | Added  | [V2.Core.Account](/api/v2/core/accounts/object?api-version=2025-11-17.preview) |

## Upgrade

#### REST API

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. If you use an SDK, upgrade to the corresponding SDK version for this API version.
   - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-11-17.preview`
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Ruby

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Ruby SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Python

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Python SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### PHP

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your PHP SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Java

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Java SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Node.js

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Node SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Go

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Go SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### .NET

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your .NET SDK to the latest version.
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

## Related changes

- [Updates requirements collection parameters for Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-requirements-collection.md)
- [PaymentMethods can now list payment methods for a customer account using Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/v2-accounts-payment-methods.md)
- [Adds support for PayPay to Accounts](https://docs.stripe.com/changelog/clover/2025-11-17/paypay-connect.md)
- [Adds support for Konbini payments and Japanese statement descriptors in Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-konbini-payments.md)
- [Adds the capabilty to hold EUR funds to Accounts v2](https://docs.stripe.com/changelog/clover/2025-11-17/account-v2-storer-config-eur.md)
- [Adds account and person tokens to Accounts v2 to securely transmit sensitive data](https://docs.stripe.com/changelog/clover/2025-11-17/accounts-v2-tokens.md)
