# Adds support for microdeposits to US Bank Accounts

## What’s new

We added the abiltiy to [send microdeposits](https://docs.stripe.com/api/v2/core/vault/us-bank-accounts/sendmicrodeposits.md?api-version=2025-10-29.preview) and [confirm microdeposits](https://docs.stripe.com/api/v2/core/vault/us-bank-accounts/confirmmicrodeposits.md?api-version=2025-10-29.preview) endpoints to [US Bank Accounts](https://docs.stripe.com/api/v2/core/vault/us-bank-accounts.md?api-version=preview). We also added the [verification](https://docs.stripe.com/api/v2/core/vault/us-bank-accounts/object.md?api-version=2025-10-29.preview#v2_us_bank_account_object-verification) field to specify the bank account’s verification details and status.

## Impact

You can now access previously Dashboard-only microdeposit verification flows for [US Bank Accounts](https://docs.stripe.com/api/v2/core/vault/us-bank-accounts.md?api-version=preview) through the API. The `verification` field on `UsBankAccount` objects lets you see what actions you need to take to verify your bank account and to track the progress of the verification process.

## Changes

#### REST API

| Endpoints                                     | Change | Resource                                                                                                 |
| --------------------------------------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `confirm_microdeposits`, `send_microdeposits` | Added  | [V2.Core.Vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

| Parameter      | Change | Resources or endpoints                                                                                   |
| -------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `verification` | Added  | [V2.Core.Vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

#### Ruby

| Methods                                       | Change | Resource                                                                                                    |
| --------------------------------------------- | ------ | ----------------------------------------------------------------------------------------------------------- |
| `confirm_microdeposits`, `send_microdeposits` | Added  | [V2::Core::Vault::UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

| Parameter      | Change | Resources or methods                                                                                        |
| -------------- | ------ | ----------------------------------------------------------------------------------------------------------- |
| `verification` | Added  | [V2::Core::Vault::UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

#### Python

| Methods                                       | Change | Resource                                                                                                 |
| --------------------------------------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `confirm_microdeposits`, `send_microdeposits` | Added  | [v2.core.vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

| Parameter      | Change | Resources or methods                                                                                     |
| -------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `verification` | Added  | [V2.Core.Vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

#### PHP

| Methods                                       | Change | Resource                                                                                                 |
| --------------------------------------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `confirm_microdeposits`, `send_microdeposits` | Added  | [V2.Core.Vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

| Parameter      | Change | Resources or methods                                                                                     |
| -------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `verification` | Added  | [V2.Core.Vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

#### Java

| Methods                                       | Change | Resource                                                                                                 |
| --------------------------------------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `confirm_microdeposits`, `send_microdeposits` | Added  | [v2.core.vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

| Parameter      | Change | Resources or methods                                                                                     |
| -------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `verification` | Added  | [v2.core.vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

#### Node.js

| Methods                                       | Change | Resource                                                                                                 |
| --------------------------------------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `confirm_microdeposits`, `send_microdeposits` | Added  | [V2.Core.Vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

| Parameter      | Change | Resources or methods                                                                                     |
| -------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `verification` | Added  | [V2.Core.Vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

#### Go

| Methods                                     | Change | Resource                                                                                              |
| ------------------------------------------- | ------ | ----------------------------------------------------------------------------------------------------- |
| `ConfirmMicrodeposits`, `SendMicrodeposits` | Added  | [V2CoreVaultUSBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

| Parameter      | Change | Resources or methods                                                                                  |
| -------------- | ------ | ----------------------------------------------------------------------------------------------------- |
| `Verification` | Added  | [V2CoreVaultUsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

#### .NET

| Methods                                     | Change | Resource                                                                                                 |
| ------------------------------------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `ConfirmMicrodeposits`, `SendMicrodeposits` | Added  | [V2.Core.Vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

| Parameter      | Change | Resources or methods                                                                                     |
| -------------- | ------ | -------------------------------------------------------------------------------------------------------- |
| `Verification` | Added  | [V2.Core.Vault.UsBankAccount](/api/v2/core/vault/us-bank-accounts/object?api-version=2025-10-29.preview) |

## Upgrade

#### REST API

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. If you use an SDK, upgrade to the corresponding SDK version for this API version.
   - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-10-29.preview`
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Ruby

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Ruby SDK to [v17.2.0-beta.1](https://github.com/stripe/stripe-ruby/releases/tag/v17.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Python

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Python SDK to [v13.2.0b1](https://github.com/stripe/stripe-python/releases/tag/v13.2.0b1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### PHP

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your PHP SDK to [v18.2.0-beta.1](https://github.com/stripe/stripe-php/releases/tag/v18.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Java

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Java SDK to [v30.2.0-beta.1](https://github.com/stripe/stripe-java/releases/tag/v30.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Node.js

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Node SDK to [v19.3.0-beta.1](https://github.com/stripe/stripe-node/releases/tag/v19.3.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Go

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Go SDK to [v83.1.0-beta.3](https://github.com/stripe/stripe-go/releases/tag/v83.1.0-beta.3)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### .NET

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your .NET SDK to [v49.2.0-beta.1](https://github.com/stripe/stripe-dotnet/releases/tag/v49.2.0-beta.1)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

## Related changes

- [Adds support for listing US and GB bank accounts](https://docs.stripe.com/changelog/clover/2025-10-29/list-bank-accounts.md)
