# Moves platform-specific identity fields to a default profile for Accounts ## What’s new We’ve moved the following fields from the `identity` hash of the Accounts v2 object because they’re specific to the platform and not canonical to the identity of the business being represented: - `identity.business_details.doing_business_as` - `identity.business_details.url` - `identity.business_details.product_description` The properties now exist in the new [defaults.profile](https://docs.stripe.com/api/v2/core/accounts/object.md?api-version=2025-09-30.preview#v2_account_object-defaults-profile) hash. ## Why is this a breaking change? In the new API version, requests passing `doing_business_as`, `url`, and `product_description` on `identity.business_details` will fail. ## Impact If you participate in the Accounts v2 API public preview and want to use API version 2025-09-30.clover or later, you must update your integration to specify these properties in the `defaults.profile` hash instead of `identity.business_details`. ## Changes #### REST API | Parameters | Change | Resources or endpoints | | ------------------------------------------------- | ------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `profile` | Added | [V2.Core.Account#create.defaults](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-defaults), [V2.Core.Account#update.defaults](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-defaults), [V2.Core.Account.defaults](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-defaults) | | `doing_business_as`, `product_description`, `url` | Removed | [V2.Core.Account#create.identity.business_details](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-identity-business_details), [V2.Core.Account#update.identity.business_details](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-identity-business_details), [V2.Core.Account.identity.business_details](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-identity-business_details) | #### Ruby | Parameters | Change | Resources or methods | | ------------------------------------------------- | ------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `profile` | Added | [V2::Core::Account::CreateParams::Default](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-defaults), [V2::Core::Account::Default](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-defaults), [V2::Core::Account::UpdateParams::Default](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-defaults) | | `doing_business_as`, `product_description`, `url` | Removed | [V2::Core::Account::CreateParams::Identity::BusinessDetail](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-identity-business_details), [V2::Core::Account::Identity::BusinessDetail](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-identity-business_details), [V2::Core::Account::UpdateParams::Identity::BusinessDetail](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-identity-business_details) | #### Python | Parameters | Change | Resources or methods | | ------------------------------------------------- | ------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `profile` | Added | [V2.Core.Account.Default](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-defaults), [v2.core.Account.CreateParamsDefault](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-defaults), [v2.core.Account.ModifyParamsDefault](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-defaults) | | `doing_business_as`, `product_description`, `url` | Removed | [V2.Core.Account.Identity.BusinessDetail](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-identity-business_details), [v2.core.Account.CreateParamsIdentityBusinessDetail](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-identity-business_details), [v2.core.Account.ModifyParamsIdentityBusinessDetail](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-identity-business_details) | #### PHP | Parameters | Change | Resources or methods | | ------------------------------------------------- | ------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `profile` | Added | [V2.Core.Account.defaults](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-defaults), [V2\Core\Account.create().$params.default](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-defaults), [V2\Core\Account.update().$params.default](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-defaults) | | `doing_business_as`, `product_description`, `url` | Removed | [V2.Core.Account.identity.business_details](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-identity-business_details), [V2\Core\Account.create().$params.identity.business_detail](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-identity-business_details), [V2\Core\Account.update().$params.identity.business_detail](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-identity-business_details) | #### Java | Parameters | Change | Resources or methods | | ---------------------------------------------- | ------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `profile` | Added | [v2.core.Account.defaults](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-defaults), [v2.core.AccountCreateParams.defaults](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-defaults), [v2.core.AccountUpdateParams.defaults](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-defaults) | | `doingBusinessAs`, `productDescription`, `url` | Removed | [v2.core.Account.identity.business_details](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-identity-business_details), [v2.core.AccountCreateParams.identity.business_details](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-identity-business_details), [v2.core.AccountUpdateParams.identity.business_details](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-identity-business_details) | #### Node.js | Parameters | Change | Resources or methods | | ------------------------------------------------- | ------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `profile` | Added | [V2.Core.Account.defaults](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-defaults), [V2.Core.AccountCreateParams.defaults](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-defaults), [V2.Core.AccountUpdateParams.defaults](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-defaults) | | `doing_business_as`, `product_description`, `url` | Removed | [V2.Core.Account.identity.business_details](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-identity-business_details), [V2.Core.AccountCreateParams.identity.business_details](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-identity-business_details), [V2.Core.AccountUpdateParams.identity.business_details](/api/v2/core/accounts/update?api-version=2025-09-30.preview#v2_update_accounts-identity-business_details) | #### Go | Parameters | Change | Resources or methods | | ---------------------------------------------- | ------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `Profile` | Added | [V2CoreAccountDefaults](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-defaults), [V2CoreAccountDefaultsParams](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-defaults) | | `DoingBusinessAs`, `ProductDescription`, `URL` | Removed | [V2CoreAccountIdentityBusinessDetails](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-identity-business_details), [V2CoreAccountIdentityBusinessDetailsParams](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-identity-business_details) | #### .NET | Parameters | Change | Resources or methods | | ---------------------------------------------- | ------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `Profile` | Added | [V2.Core.Account.Defaults](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-defaults), [V2CoreAccountDefaultsOptions](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-defaults) | | `DoingBusinessAs`, `ProductDescription`, `Url` | Removed | [V2.Core.Account.Identity.BusinessDetails](/api/v2/core/accounts/object?api-version=2025-09-30.preview#v2_account_object-identity-business_details), [V2CoreAccountIdentityBusinessDetailsOptions](/api/v2/core/accounts/create?api-version=2025-09-30.preview#v2_create_accounts-identity-business_details) | ## Upgrade #### REST API 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. If you use an SDK, upgrade to the corresponding SDK version for this API version. - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-09-30.preview` 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Ruby 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Ruby SDK to [v16.1.0-beta.1](https://github.com/stripe/stripe-ruby/releases/tag/v16.1.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Python 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Python SDK to [v13.1.2b1](https://github.com/stripe/stripe-python/releases/tag/v13.1.2b1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### PHP 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your PHP SDK to [v18.1.0-beta.1](https://github.com/stripe/stripe-php/releases/tag/v18.1.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Java 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Java SDK to [v30.1.0-beta.1](https://github.com/stripe/stripe-java/releases/tag/v30.1.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Node.js 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Node SDK to [v19.2.0-beta.1](https://github.com/stripe/stripe-node/releases/tag/v19.2.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Go 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Go SDK to [v83.1.0-beta.1](https://github.com/stripe/stripe-go/releases/tag/v83.1.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### .NET 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your .NET SDK to [v49.1.0-beta.1](https://github.com/stripe/stripe-dotnet/releases/tag/v49.1.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). ## Related changes - [Adds per-currency minimum balances for automatic payouts on the Balance Settings API](https://docs.stripe.com/changelog/clover/2025-09-30/minimum-balance-by-currency-on-balance-settings.md) - [Updating Balance Settings no longer requires specifying payment settings](https://docs.stripe.com/changelog/clover/2025-09-30/payments-field-optional-for-update-balance-settings.md)