# Nests the Balance Settings request object under a new Payments parameter ## What’s new This change moves the Balance Settings [request object](https://docs.stripe.com/api/balance-settings/update.md?api-version=2025-08-27.preview) and [response shape](https://docs.stripe.com/api/balance-settings/object.md?api-version=2025-08-27.preview) to a new, required top-level [`payments`](https://docs.stripe.com/api/balance-settings/object.md?api-version=2025-08-27.preview#balance_settings_object-payments) parameter. This change makes it clear that the settings apply only to the [Payments Balance](https://docs.stripe.com/api/balance.md?api-version=2025-08-27.preview). ## Why is this a breaking change? A new, required top-level [payments](https://docs.stripe.com/api/balance-settings/object.md?api-version=2025-08-27.preview#balance_settings_object-payments) parameter has been added to the Balance Settings [request object](https://docs.stripe.com/api/balance-settings/update.md?api-version=2025-08-27.preview) and [response shape](https://docs.stripe.com/api/balance-settings/object.md?api-version=2025-08-27.preview). This parameter is now the parent of all existing parameters in the Balance Settings object. ## Impact If you participate in the [Accounts v2 API](https://docs.stripe.com/connect/accounts-v2.md) public preview and want to use API version `2025-08-27.preview` or later, you need to update your integration to use the new, top-level parameter. ## Changes #### REST API | Parameters | Change | Resources or endpoints | | --------------------------------------------------------- | ------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `payments` | Added | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettings#update](/api/balance-settings/update?api-version=2025-08-27.preview) | | `debit_negative_balances`, `payouts`, `settlement_timing` | Removed | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettings#update](/api/balance-settings/update?api-version=2025-08-27.preview) | #### Ruby | Parameters | Change | Resources or methods | | --------------------------------------------------------- | ------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `payments` | Added | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettings::UpdateParams](/api/balance-settings/update?api-version=2025-08-27.preview) | | `debit_negative_balances`, `payouts`, `settlement_timing` | Removed | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettings::UpdateParams](/api/balance-settings/update?api-version=2025-08-27.preview) | #### Python | Parameters | Change | Resources or methods | | --------------------------------------------------------- | ------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `payments` | Added | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettings.ModifyParams](/api/balance-settings/update?api-version=2025-08-27.preview) | | `debit_negative_balances`, `payouts`, `settlement_timing` | Removed | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettings.ModifyParams](/api/balance-settings/update?api-version=2025-08-27.preview) | #### PHP | Parameters | Change | Resources or methods | | --------------------------------------------------------- | ------- | ------------------------------------------------------------------------------ | | `payments` | Added | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview) | | `debit_negative_balances`, `payouts`, `settlement_timing` | Removed | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview) | #### Java | Parameters | Change | Resources or methods | | ------------------------------------------------------ | ------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `payments` | Added | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettingsUpdateParams](/api/balance-settings/update?api-version=2025-08-27.preview) | | `debitNegativeBalances`, `payouts`, `settlementTiming` | Removed | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettingsUpdateParams](/api/balance-settings/update?api-version=2025-08-27.preview) | #### Node.js | Parameters | Change | Resources or methods | | --------------------------------------------------------- | ------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `payments` | Added | [BalanceSettingUpdateParams](/api/balance-settings/update?api-version=2025-08-27.preview), [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview) | | `debit_negative_balances`, `payouts`, `settlement_timing` | Removed | [BalanceSettingUpdateParams](/api/balance-settings/update?api-version=2025-08-27.preview), [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview) | #### Go | Parameters | Change | Resources or methods | | ------------------------------------------------------ | ------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `Payments` | Added | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettingsParams](/api/balance-settings/update?api-version=2025-08-27.preview) | | `DebitNegativeBalances`, `Payouts`, `SettlementTiming` | Removed | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettingsParams](/api/balance-settings/update?api-version=2025-08-27.preview) | #### .NET | Parameters | Change | Resources or methods | | ------------------------------------------------------ | ------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `Payments` | Added | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettingsUpdateOptions](/api/balance-settings/update?api-version=2025-08-27.preview) | | `DebitNegativeBalances`, `Payouts`, `SettlementTiming` | Removed | [BalanceSettings](/api/balance-settings/object?api-version=2025-08-27.preview), [BalanceSettingsUpdateOptions](/api/balance-settings/update?api-version=2025-08-27.preview) | ## Upgrade #### REST API 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. If you use an SDK, upgrade to the corresponding SDK version for this API version. - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-08-27.preview` 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Ruby 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Ruby SDK to [v15.6.0-beta.1](https://github.com/stripe/stripe-ruby/releases/tag/v15.6.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Python 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Python SDK to [v12.6.0b1](https://github.com/stripe/stripe-python/releases/tag/v12.6.0b1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### PHP 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your PHP SDK to [v17.7.0-beta.1](https://github.com/stripe/stripe-php/releases/tag/v17.7.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Java 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Java SDK to [v29.6.0-beta.1](https://github.com/stripe/stripe-java/releases/tag/v29.6.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Node.js 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Node SDK to [v18.6.0-beta.1](https://github.com/stripe/stripe-node/releases/tag/v18.6.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Go 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Go SDK to [v82.6.0-beta.1](https://github.com/stripe/stripe-go/releases/tag/v82.6.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### .NET 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your .NET SDK to [v48.6.0-beta.1](https://github.com/stripe/stripe-dotnet/releases/tag/v48.6.0-beta.1) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). ## Related changes - [Adds support for deactivating configurations in Accounts v2](https://docs.stripe.com/changelog/basil/2025-08-27/v2_accounts_configuration_deactivation.md)