# Adds PayPay settings to the Account object ## What’s new We added two new fields to the [Account](https://docs.stripe.com/api/accounts/object.md?api-version=2025-08-27.basil) object to store additional information required for onboarding connected accounts to PayPay: - `settings.paypay_payments.goods_type` - `business_profile.specified_commercial_transactions_act_url` ## Impact Connect platforms can now onboard connected accounts to PayPay by using the [Accounts](https://docs.stripe.com/api/accounts.md?api-version=2025-08-27.basil) API. PayPay requires additional information about the connected account to process onboarding requests. If you update any of these new fields, PayPay automatically attempts onboarding for the applicable connected account. ## Changes #### REST API | Parameters | Change | Resources or endpoints | | ------------------------------------------- | ------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specified_commercial_transactions_act_url` | Added | [Account#create.business_profile](/api/accounts/create?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [Account#update.business_profile](/api/accounts/update?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [Account.business_profile](/api/accounts/object?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypay_payments` | Added | [Account#create.settings](/api/accounts/create?api-version=2025-08-27.basil#create_account-settings-paypay_payments), [Account#update.settings](/api/accounts/update?api-version=2025-08-27.basil#update_account-settings-paypay_payments) | #### Ruby | Parameters | Change | Resources or methods | | ------------------------------------------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specified_commercial_transactions_act_url` | Added | [Account::BusinessProfile](/api/accounts/object?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [Account::CreateParams::BusinessProfile](/api/accounts/create?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [Account::UpdateParams::BusinessProfile](/api/accounts/update?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypay_payments` | Added | [Account::CreateParams::Setting](/api/accounts/create?api-version=2025-08-27.basil#create_account-settings-paypay_payments), [Account::UpdateParams::Setting](/api/accounts/update?api-version=2025-08-27.basil#update_account-settings-paypay_payments) | #### Python | Parameters | Change | Resources or methods | | ------------------------------------------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specified_commercial_transactions_act_url` | Added | [Account.BusinessProfile](/api/accounts/object?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [Account.CreateParamsBusinessProfile](/api/accounts/create?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [Account.ModifyParamsBusinessProfile](/api/accounts/update?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypay_payments` | Added | [Account.CreateParamsSetting](/api/accounts/create?api-version=2025-08-27.basil#create_account-settings-paypay_payments), [Account.ModifyParamsSetting](/api/accounts/update?api-version=2025-08-27.basil#update_account-settings-paypay_payments) | #### PHP This change does not affect the PHP SDK. #### Java | Parameters | Change | Resources or methods | | --------------------------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specifiedCommercialTransactionsActUrl` | Added | [Account.business_profile](/api/accounts/object?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [AccountCreateParams.business_profile](/api/accounts/create?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [AccountUpdateParams.business_profile](/api/accounts/update?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypayPayments` | Added | [AccountCreateParams.settings](/api/accounts/create?api-version=2025-08-27.basil#create_account-settings-paypay_payments), [AccountUpdateParams.settings](/api/accounts/update?api-version=2025-08-27.basil#update_account-settings-paypay_payments) | #### Node.js | Parameters | Change | Resources or methods | | ------------------------------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `specified_commercial_transactions_act_url` | Added | [Account.business_profile](/api/accounts/object?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [AccountCreateParams.business_profile](/api/accounts/create?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [AccountUpdateParams.business_profile](/api/accounts/update?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url) | | `paypay_payments` | Added | [AccountCreateParams.settings](/api/accounts/create?api-version=2025-08-27.basil#create_account-settings-paypay_payments), [AccountUpdateParams.settings](/api/accounts/update?api-version=2025-08-27.basil#update_account-settings-paypay_payments) | #### Go | Parameters | Change | Resources or methods | | --------------------------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `SpecifiedCommercialTransactionsActURL` | Added | [AccountBusinessProfile](/api/accounts/object?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [AccountBusinessProfileParams](/api/accounts/create?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url) | | `PaypayPayments` | Added | [AccountSettingsParams](/api/accounts/create?api-version=2025-08-27.basil#create_account-settings-paypay_payments) | #### .NET | Parameters | Change | Resources or methods | | --------------------------------------- | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `SpecifiedCommercialTransactionsActUrl` | Added | [Account.BusinessProfile](/api/accounts/object?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url), [AccountBusinessProfileOptions](/api/accounts/create?api-version=2025-08-27.basil#account_object-business_profile-specified_commercial_transactions_act_url) | | `PaypayPayments` | Added | [AccountSettingsOptions](/api/accounts/create?api-version=2025-08-27.basil#create_account-settings-paypay_payments) | ## Upgrade #### REST API 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. If you use an SDK, upgrade to the corresponding SDK version for this API version. - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-08-27.basil` 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Ruby 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Ruby SDK to [v15.5.0](https://github.com/stripe/stripe-ruby/releases/tag/v15.5.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Python 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Python SDK to [v12.5.0](https://github.com/stripe/stripe-python/releases/tag/v12.5.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### PHP 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your PHP SDK to [v17.6.0](https://github.com/stripe/stripe-php/releases/tag/v17.6.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Java 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Java SDK to [v29.5.0](https://github.com/stripe/stripe-java/releases/tag/v29.5.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Node.js 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Node SDK to [v18.5.0](https://github.com/stripe/stripe-node/releases/tag/v18.5.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Go 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Go SDK to [v82.5.0](https://github.com/stripe/stripe-go/releases/tag/v82.5.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### .NET 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your .NET SDK to [v48.5.0](https://github.com/stripe/stripe-dotnet/releases/tag/v48.5.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). ## Related changes - [Adds a Charge transaction ID for several payment methods](https://docs.stripe.com/changelog/basil/2025-08-27/transaction-id.md) - [Adds the number of installments for Alma payments to Charge objects](https://docs.stripe.com/changelog/basil/2025-08-27/alma-installments.md) - [Adds support to include the IOF tax in the amount for Pix payments](https://docs.stripe.com/changelog/basil/2025-08-27/pix-payments-iof-tax.md) - [Adds excluded payment method types to the Payment Intents API](https://docs.stripe.com/changelog/basil/2025-08-27/cs_add_excluded_payment_method_types_pi.md)