Creates Issuing authorizations when Stripe is unavailable

What’s new

Creates Issuing authorizations when the card network responds on Stripe’s behalf because Stripe is unavailable. For backwards compatibility, network-approved authorizations have a request_history.reason value of card_active, while network-declined authorizations have a webhook_error value. These authorizations trigger issuing_authorization.created webhook events. Depending on the failure mode, Stripe might also send an issuing_authorization.request webhook event.

Impact

This change reveals what the cardholder experienced, in case the card network can’t contact Stripe because of a Stripe error or outage.

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