# Set up Capital

Determine which integration option to use when you set up Stripe Capital.

Stripe Capital is an all-in-one lending solution that allows you to offer access to financing directly to your customers. You have a few different integration options for Stripe Capital:

* **No-code integration**: Start providing access to financing to your customers in just a few days, with no engineering overhead required, and light marketing support.
* **Embedded components**: Supplement your no-code integration with a series of embedded components which work natively with your existing UX. Integrate access to co-branded financing offers and reporting directly into your own website.
* **API integration**: Integrate with our [Capital API](https://docs.stripe.com/api/capital/financing_offers.md) for UX customization options.

For most platforms, embedded components provide what your customers need with the least overhead. If you’re interested in using the API, contact our team at [capital-review@stripe.com](mailto:capital-review@stripe.com) to request access.

The following table describes the differences between these three integration options.

| Program                    | No-code integration                                                                      | Embedded components                                                                                                                                                                                                                                                                                                       | API integration                                                                          |
| -------------------------- | ---------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------- |
| Country availability       | Only available in the US                                                                 | Available for US and UK                                                                                                                                                                                                                                                                                                   | Available for US and UK                                                                  |
| Estimated integration time | No engineering time; send the first offer as early as tomorrow                           | Hours to days                                                                                                                                                                                                                                                                                                             | Weeks                                                                                    |
| Capital offer emails       | Stripe sends co-branded offer emails                                                     | Stripe sends co-branded offer emails or the platform can send offer emails                                                                                                                                                                                                                                                | Platform can send offer emails                                                           |
| In-product notifications   | Embeddable components                                                                    | Use the Capital [financing promotion](https://docs.stripe.com/connect/supported-embedded-components/capital-financing-promotion.md) component to promote new financing offers.                                                                                                                                            | Platform can build custom notifications                                                  |
| Capital application        | Stripe-hosted co-branded application flow                                                | Use the Capital [financing promotion](https://docs.stripe.com/connect/supported-embedded-components/capital-financing-promotion.md) or [financing application](https://docs.stripe.com/connect/supported-embedded-components/capital-financing-application.md) component to embed the application flow into your website. | Stripe-hosted co-branded application flow or embedded components                         |
| Underwriting and pricing   | Stripe manages the entire underwriting process and sets pricing                          | Stripe manages the entire underwriting process and sets pricing                                                                                                                                                                                                                                                           | Stripe manages the entire underwriting process and sets pricing                          |
| Servicing                  | Stripe manages servicing of customer financing                                           | Stripe manages servicing of customer financing                                                                                                                                                                                                                                                                            | Stripe manages servicing of customer financing                                           |
| Compliance                 | Stripe conducts compliance review of custom marketing assets and periodic program audits | Stripe conducts compliance review of custom marketing assets and periodic program audits                                                                                                                                                                                                                                  | Stripe conducts compliance review of custom marketing assets and periodic program audits |

Set up your Capital program in the Dashboard

Integrate Capital embedded components directly into your website

Integrate with our API to build a custom Capital program

## See Also

* [How to market Capital](https://docs.stripe.com/capital/marketing.md)
* [Regulatory compliance](https://docs.stripe.com/capital/regulatory-compliance.md)