---
title: Onboarding overview
subtitle: Take your integration live.
route: /baas/start-integration/onboarding-overview
---

# Onboarding overview

Take your integration live.

Use this guide to develop and launch an integration using Stripe [Issuing](https://docs.stripe.com/issuing.md) (in the US, EU, or UK) or [Treasury](https://docs.stripe.com/treasury.md) (US only). To successfully go live, your offering must be a business we support, and you must integrate systems and establish business processes.

Before you go live, you must:

1. **Get your use case approved:** Submit information pertaining to your use case, familiarize yourself with the compliance requirements, and explore testing environments.
1. **Obtain live mode access:** Build in the production environment, manage the necessary operational responsibilities, and complete the required compliance tasks.
1. **Get ready to launch your BaaS offering:** Test the program out with your employees using real funds.

# Embedded Finance

> This is a Embedded Finance for when onboarding-overview-variant is embedded-finance. View the original doc at https://docs.stripe.com/baas/start-integration/onboarding-overview?onboarding-overview-variant=embedded-finance.

Create cards and financial accounts for your customers (US only).

**Complexity:** ●●●○○

**Example segments:** SaaS platforms, e-commerce businesses, and corporate benefits providers.

## Milestone 1: Get your use case approved 

Start by submitting an [intake form](https://stripe.com/contact/sales) that includes a high-level overview of what you’re looking to use  If you’re a funded business with a dedicated team of developers, or simply working with a single developer, include those details in the form.

After you submit the form, our team will reach out within 5 days to let you know if your use case is a good fit. We also let you know if we think your desired product or products don’t [serve your use case](https://support.stripe.com/questions/supported-business-use-cases-for-stripe-issuing) well. During the call, an assigned Stripe account representative asks you more about your use case and motivation as part of our supportability assessment. We also advise you on best practices and how to build a [compelling financial services offering](https://stripe.com/guides/building-a-fintech-company).

Following the call, we’ll inform you whether we can support your business within 5 business days (certain use cases can take longer). While you wait, you can build a test integration in a *sandbox* environment to explore the product’s capabilities, and familiarize yourself with our compliance requirements. If we deem your use case supportable, your account representative provides you with any necessary agreements, and once signed, configures your program.

## Milestone 2: Obtain live access 

To obtain live mode access, you must complete the required compliance tasks. In parallel, we recommend you build your integration in a production environment and operationalize required processes.

### Build your integration

|                  | Sandbox | Live                                                  |
| ---------------- | ------- | ----------------------------------------------------- |
| Usage limits     |         | Limited to what you’re approved for                   |
| Immediate access | Yes     | No, you’re granted access after you receive  approval |
| Use real funds   | No      | Yes                                                   |

### Manage operational responsibilities 

Prior to go-live, you need to take care of various operational responsibilities:

## Milestone 3: Get ready to launch your BaaS offering 

Now you’re ready to request your first virtual or physical card. Using real funds, test the program out by having designated employees complete initial transactions.

### Operationalize ongoing activities to remain compliant 

Once live, you need to dedicate resources to ongoing operational requirements:

# B2B Payments

> This is a B2B Payments for when onboarding-overview-variant is b2b-payments. View the original doc at https://docs.stripe.com/baas/start-integration/onboarding-overview?onboarding-overview-variant=b2b-payments.

Create cards for your own business, employees or contractors.

**Complexity**: ●●○○○

**Example segments:** Online travel agencies (OTA), Buy Now, Pay Later (BNPL) businesses, and marketplaces.

## Milestone 1: Get your use case approved 

Start by submitting an [intake form](https://stripe.com/contact/sales) that includes a high-level overview of what you’re looking to use  If you’re a funded business with a dedicated team of developers, or simply working with a single developer, include those details in the form.

After you submit the form, our team will reach out within 5 days to let you know if your use case is a good fit. We also let you know if we think your desired product or products don’t [serve your use case](https://support.stripe.com/questions/supported-business-use-cases-for-stripe-issuing) well. During the call, an assigned Stripe account representative asks you more about your use case and motivation as part of our supportability assessment. We also advise you on best practices and how to build a [compelling financial services offering](https://stripe.com/guides/building-a-fintech-company).

Following the call, we’ll inform you whether we can support your business within 5 business days (certain use cases can take longer). While you wait, you can build a test integration in a *sandbox* environment to explore the product’s capabilities, and familiarize yourself with our compliance requirements. If we deem your use case supportable, your account representative provides you with any necessary agreements, and once signed, configures your program.

## Milestone 2: Obtain live access 

To obtain live mode access, you must complete the required compliance tasks. In parallel, we recommend you build your integration in a production environment and operationalize required processes.

### Build your integration

|                  | Sandbox | Live                                                  |
| ---------------- | ------- | ----------------------------------------------------- |
| Usage limits     |         | Limited to what you’re approved for                   |
| Immediate access | Yes     | No, you’re granted access after you receive  approval |
| Use real funds   | No      | Yes                                                   |

### Manage operational responsibilities 

Prior to go-live, you need to take care of various operational responsibilities:

## Milestone 3: Get ready to launch your BaaS offering 

Now you’re ready to request your first virtual or physical card. Using real funds, test the program out by having designated employees complete initial transactions.

### Operationalize ongoing activities to remain compliant 

Once live, you need to dedicate resources to ongoing operational requirements:

# Expense Management

> This is a Expense Management for when onboarding-overview-variant is expense-management. View the original doc at https://docs.stripe.com/baas/start-integration/onboarding-overview?onboarding-overview-variant=expense-management.

Enable your customers to fund and manage business expenses using your issued cards.

**Complexity**: ●●●○○

**Example segments:** SaaS platforms, e-commerce businesses, and corporate benefits providers.

## Milestone 1: Get your use case approved 

Start by submitting an [intake form](https://stripe.com/contact/sales) that includes a high-level overview of what you’re looking to use  If you’re a funded business with a dedicated team of developers, or simply working with a single developer, include those details in the form.

After you submit the form, our team will reach out within 5 days to let you know if your use case is a good fit. We also let you know if we think your desired product or products don’t [serve your use case](https://support.stripe.com/questions/supported-business-use-cases-for-stripe-issuing) well. During the call, an assigned Stripe account representative asks you more about your use case and motivation as part of our supportability assessment. We also advise you on best practices and how to build a [compelling financial services offering](https://stripe.com/guides/building-a-fintech-company).

Following the call, we’ll inform you whether we can support your business within 5 business days (certain use cases can take longer). While you wait, you can build a test integration in a *sandbox* environment to explore the product’s capabilities, and familiarize yourself with our compliance requirements. If we deem your use case supportable, your account representative provides you with any necessary agreements, and once signed, configures your program.

## Milestone 2: Obtain live access 

To obtain live mode access, you must complete the required compliance tasks. In parallel, we recommend you build your integration in a production environment and operationalize required processes.

### Build your integration

|                  | Sandbox | Live                                                  |
| ---------------- | ------- | ----------------------------------------------------- |
| Usage limits     |         | Limited to what you’re approved for                   |
| Immediate access | Yes     | No, you’re granted access after you receive  approval |
| Use real funds   | No      | Yes                                                   |

### Manage operational responsibilities 

Prior to go-live, you need to take care of various operational responsibilities:

## Milestone 3: Get ready to launch your BaaS offering 

Now you’re ready to request your first virtual or physical card. Using real funds, test the program out by having designated employees complete initial transactions.

### Operationalize ongoing activities to remain compliant 

Once live, you need to dedicate resources to ongoing operational requirements: