Outbound Payment Quotes v2

OutboundPaymentQuote represents a quote that provides fee and amount estimates for OutboundPayment.

Learn more about calling API v2 endpoints.

Endpoints

POST/v2/money_management/outbound_payment_quotes

GET/v2/money_management/outbound_payment_quotes/:id

The OutboundPaymentQuote object

Attributes

idstring
Unique identifier for the OutboundPaymentQuote.

objectstring, value is "v2.money_management.outbound_payment_quote"
String representing the object’s type. Objects of the same type share the same value of the object field.

amountobject
The “presentment amount” for the OutboundPaymentQuote.

createdtimestamp
Time at which the OutboundPaymentQuote was created. Represented as a RFC 3339 date & time UTC value in millisecond precision, for example: 2022-09-18T13:22:18.123Z.

delivery_optionsnullable object
Delivery options to be used to send the OutboundPayment.

estimated_feesarray of objects
The estimated fees for the OutboundPaymentQuote.

fromobject
Details about the sender of an OutboundPaymentQuote.

fx_quoteobject
The underlying FXQuote details for the OutboundPaymentQuote.

livemodeboolean
Has the value true if the object exists in live mode or the value false if the object exists in test mode.

toobject
Details about the recipient of an OutboundPaymentQuote.

The OutboundPaymentQuote object

{
  "id": "obpq_test_65SH4Ui1am0VPJsl9Ht16R6SM1DrE9cwLCbFmOzpO7ESO8",
  "object": "v2.money_management.outbound_payment_quote",
  "amount": {
    "value": 1000,
    "currency": "gbp"
  },
  "created": "2025-03-28T17:17:45.253Z",
  "delivery_options": null,
  "estimated_fees": [
    {
      "amount": {
        "value": 2,
        "currency": "gbp"
      },
      "type": "payout_fee"
    },
    {
      "amount": {
        "value": 3,
        "currency": "gbp"
      },
      "type": "cross_border_fee"
    },
    {
      "amount": {
        "value": 1.5,
        "currency": "gbp"
      },
      "type": "fx_fee"
    }
  ],
  "from": {
    "debited": {
      "value": 1000,
      "currency": "gbp"
    },
    "financial_account": "fa_test_65R6SO61eK9ThYXegpO16R6SM1DrE9cwLCbFmOzpO7E2Fk"
  },
  "fx_quote": {
    "rates": {
      "gbp": {
        "exchange_rate": "1.19599"
      }
    },
    "to_currency": "eur"
  },
  "to": {
    "credited": {
      "value": 1196,
      "currency": "eur"
    },
    "payout_method": "frba_test_61SGnRTvcEWKPakGS16SGnR3E2SQicOtL82PNxQa8IKG",
    "recipient": "acct_test_61SGnR3uRIDJxlXGn66SGnR3E2SQicOtL82PNxQa8OUq"
  }
}

Create an OutboundPaymentQuote object v2

Creates an OutboundPaymentQuote usable in an OutboundPayment.

Learn more about calling API v2 endpoints.

Parameters

amountobjectRequired
The “presentment amount” to be sent to the recipient.

fromobjectRequired
Request details about the sender of an OutboundPaymentQuote.

toobjectRequired
Request details about the recipient of an OutboundPaymentQuote.

delivery_optionsobject
Method to be used to send the OutboundPayment.

Returns

Response attributes

idstring
Unique identifier for the OutboundPaymentQuote.

objectstring, value is "v2.money_management.outbound_payment_quote"
String representing the object’s type. Objects of the same type share the same value of the object field.

amountobject
The “presentment amount” for the OutboundPaymentQuote.

createdtimestamp
Time at which the OutboundPaymentQuote was created. Represented as a RFC 3339 date & time UTC value in millisecond precision, for example: 2022-09-18T13:22:18.123Z.

delivery_optionsnullable object
Delivery options to be used to send the OutboundPayment.

estimated_feesarray of objects
The estimated fees for the OutboundPaymentQuote.

fromobject
Details about the sender of an OutboundPaymentQuote.

fx_quoteobject
The underlying FXQuote details for the OutboundPaymentQuote.

livemodeboolean
Has the value true if the object exists in live mode or the value false if the object exists in test mode.

toobject
Details about the recipient of an OutboundPaymentQuote.

Error Codes

400account_not_configured_as_recipient

Error returned when the recipient account in the OutboundPayment request is not configured as a recipient.

400amount_too_large_for_payout_method

Error returned when the specified amount exceeds the payout method’s amount limits.

400amount_too_large_for_selected_delivery_option

Error returned when user selected a delivery option but the specified amount exceeds the method limits.

400default_payout_method_config_not_found

Error returned when a payout method is not provided in the OutboundPayment request and the recipient account does not have a default payout method.

400delivery_option_not_supported

Error returned when the selected delivery option is not supported for the payout method.

400from_balance_unsupported_currency

Error returned when the balance type in the OutboundPayment/OutboundTransfer request does not support the provided currency.

400invalid_payout_method_country

Error returned when the payout method country does not match the recipient account country.

400no_suitable_delivery_options_for_large_amount

Error returned when user does not specify the delivery option or provides automatic, and the amount exceeds all the possible delivery options for this payout method.

400outbound_flow_from_closed_financial_account_unsupported

The user attempts to create an outbound flow from a closed Financial Account.

400outbound_payment_not_allowed

Error returned when the user is not allowed to make this OutboundPayment request.

400payout_method_expired

Error returned when the provided payout method is expired.

400payout_method_unsupported_currency

Error returned when the payout method does not support the request’s payout method currency.

400recipient_feature_not_active

Error returned when recipient does not have the active features required to receive funds from this OutboundPayment request.

400recipient_feature_not_active_for_suitable_delivery_option

Error returned when user does not specify the delivery option or provides automatic, and recipient feature is not active for suitable delivery option.

400storer_capability_missing

The required storer capabilities are missing.

400storer_capability_not_active

The required storer capabilities are not active.

400unsupported_operation_with_managed_financial_account

Creation of an object is not allowed with a managed account.

404from_financial_account_not_found

Error returned when financial account in the OutboundPayment/OutboundTransfer request cannot be identified.

404not_found

The resource wasn’t found.

404payout_method_invalid

Error returned when the payout method in the OutboundPayment/OutboundTransfer request cannot be identified.

404to_recipient_not_found

Error returned when the recipient account in the OutboundPayment request cannot be identified.

409idempotency_error

An idempotent retry occurred with different request parameters.

POST /v2/money_management/outbound_payment_quotes

curl -X POST https://api.stripe.com/v2/money_management/outbound_payment_quotes \
  -H "Authorization: Bearer sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2" \
  -H "Stripe-Version: 2025-11-17.preview" \
  --json '{
    "from": {
        "financial_account": "fa_test_65R6SO61eK9ThYXegpO16R6SM1DrE9cwLCbFmOzpO7E2Fk",
        "currency": "gbp"
    },
    "to": {
        "recipient": "acct_test_61SGnR3uRIDJxlXGn66SGnR3E2SQicOtL82PNxQa8OUq",
        "payout_method": "frba_test_61SGnRTvcEWKPakGS16SGnR3E2SQicOtL82PNxQa8IKG",
        "currency": "eur"
    },
    "amount": {
        "value": 1000,
        "currency": "gbp"
    }
  }'

Response

{
  "id": "obpq_test_65SH4Ui1am0VPJsl9Ht16R6SM1DrE9cwLCbFmOzpO7ESO8",
  "object": "v2.money_management.outbound_payment_quote",
  "amount": {
    "value": 1000,
    "currency": "gbp"
  },
  "created": "2025-03-28T17:17:45.253Z",
  "delivery_options": null,
  "estimated_fees": [
    {
      "amount": {
        "value": 2,
        "currency": "gbp"
      },
      "type": "standard_payout_fee"
    },
    {
      "amount": {
        "value": 3,
        "currency": "gbp"
      },
      "type": "foreign_exchange_fee"
    },
    {
      "amount": {
        "value": 1.5,
        "currency": "gbp"
      },
      "type": "cross_border_payout_fee"
    }
  ],
  "from": {
    "debited": {
      "value": 1000,
      "currency": "gbp"
    },
    "financial_account": "fa_test_65R6SO61eK9ThYXegpO16R6SM1DrE9cwLCbFmOzpO7E2Fk"
  },
  "fx_quote": {
    "lock_duration": "five_minutes",
    "lock_expires_at": "2025-04-25T20:06:09.000Z",
    "lock_status": "active",
    "rates": {
      "gbp": {
        "exchange_rate": "1.19599"
      }
    },
    "to_currency": "eur"
  },
  "livemode": false,
  "to": {
    "credited": {
      "value": 1196,
      "currency": "eur"
    },
    "payout_method": "frba_test_61SGnRTvcEWKPakGS16SGnR3E2SQicOtL82PNxQa8IKG",
    "recipient": "acct_test_61SGnR3uRIDJxlXGn66SGnR3E2SQicOtL82PNxQa8OUq"
  }
}

Retrieve an OutboundPaymentQuote object v2

Retrieves the details of an existing OutboundPaymentQuote by passing the unique OutboundPaymentQuote ID.

Learn more about calling API v2 endpoints.

Parameters

idstringRequired
The ID of the OutboundPaymentQuote to retrieve.

Returns

Response attributes

idstring
Unique identifier for the OutboundPaymentQuote.

objectstring, value is "v2.money_management.outbound_payment_quote"
String representing the object’s type. Objects of the same type share the same value of the object field.

amountobject
The “presentment amount” for the OutboundPaymentQuote.

createdtimestamp
Time at which the OutboundPaymentQuote was created. Represented as a RFC 3339 date & time UTC value in millisecond precision, for example: 2022-09-18T13:22:18.123Z.

delivery_optionsnullable object
Delivery options to be used to send the OutboundPayment.

estimated_feesarray of objects
The estimated fees for the OutboundPaymentQuote.

fromobject
Details about the sender of an OutboundPaymentQuote.

fx_quoteobject
The underlying FXQuote details for the OutboundPaymentQuote.

livemodeboolean
Has the value true if the object exists in live mode or the value false if the object exists in test mode.

toobject
Details about the recipient of an OutboundPaymentQuote.

Error Codes

404not_found

The resource wasn’t found.

GET /v2/money_management/outbound_payment_quotes/:id

curl https://api.stripe.com/v2/money_management/outbound_payment_quotes/obpq_test_65SH4Ui1am0VPJsl9Ht16R6SM1DrE9cwLCbFmOzpO7ESO8 \
  -H "Authorization: Bearer sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2" \
  -H "Stripe-Version: 2025-11-17.preview"

Response

{
  "id": "obpq_test_65SH4Ui1am0VPJsl9Ht16R6SM1DrE9cwLCbFmOzpO7ESO8",
  "object": "v2.money_management.outbound_payment_quote",
  "amount": {
    "value": 1000,
    "currency": "gbp"
  },
  "created": "2025-03-28T17:17:45.253Z",
  "delivery_options": null,
  "estimated_fees": [
    {
      "amount": {
        "value": 2,
        "currency": "gbp"
      },
      "type": "standard_payout_fee"
    },
    {
      "amount": {
        "value": 3,
        "currency": "gbp"
      },
      "type": "foreign_exchange_fee"
    },
    {
      "amount": {
        "value": 1.5,
        "currency": "gbp"
      },
      "type": "cross_border_payout_fee"
    }
  ],
  "from": {
    "debited": {
      "value": 1000,
      "currency": "gbp"
    },
    "financial_account": "fa_test_65R6SO61eK9ThYXegpO16R6SM1DrE9cwLCbFmOzpO7E2Fk"
  },
  "fx_quote": {
    "lock_duration": "five_minutes",
    "lock_expires_at": "2025-04-25T20:06:09.000Z",
    "lock_status": "active",
    "rates": {
      "gbp": {
        "exchange_rate": "1.19599"
      }
    },
    "to_currency": "eur"
  },
  "livemode": false,
  "to": {
    "credited": {
      "value": 1196,
      "currency": "eur"
    },
    "payout_method": "frba_test_61SGnRTvcEWKPakGS16SGnR3E2SQicOtL82PNxQa8IKG",
    "recipient": "acct_test_61SGnR3uRIDJxlXGn66SGnR3E2SQicOtL82PNxQa8OUq"
  }
}

Outbound Payment Quotes v2

The OutboundPaymentQuote object

Attributes

idstring

objectstring, value is "v2.money_management.outbound_payment_quote"

amountobject

createdtimestamp

delivery_optionsnullable object

estimated_feesarray of objects

fromobject

fx_quoteobject

livemodeboolean

toobject

Create an OutboundPaymentQuote object v2

Parameters

amountobjectRequired

fromobjectRequired

toobjectRequired

delivery_optionsobject

Returns

Response attributes

idstring

objectstring, value is "v2.money_management.outbound_payment_quote"

amountobject

createdtimestamp

delivery_optionsnullable object

estimated_feesarray of objects

fromobject

fx_quoteobject

livemodeboolean

toobject

Retrieve an OutboundPaymentQuote object v2

Parameters

idstringRequired

Returns

Response attributes

idstring

objectstring, value is "v2.money_management.outbound_payment_quote"

amountobject

createdtimestamp

delivery_optionsnullable object

estimated_feesarray of objects

fromobject

fx_quoteobject

livemodeboolean

toobject